Underwriter Jobs in New York
Underwriter jobs in New York are among the most active in the country, concentrated in property and casualty, life and health, and specialty commercial lines across one of the world's largest insurance and financial services markets, with openings at every level from entry-level associate to senior portfolio underwriter. Most hiring is centered in New York City, with additional activity in White Plains and Albany, where established employers like Chubb, AIG, and New York Life maintain significant underwriting operations. Excess and surplus lines, cyber liability, and financial guaranty are the specialties drawing the most consistent demand. Find a role that fits below and apply directly.
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Showing 5 of 99+ Underwriter jobs
INTRODUCTION
Leveraged Finance Underwriting (“LFU”) is seeking a Senior Vice President (SVP) to join the team. The SVP is an experienced Senior Underwriter level professional that will work with the full team to lead and drive best-in-class transaction underwriting with a goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process. LFU Underwriters will be actively involved in Citi’s credit approval and origination process for leveraged finance transactions, assisting clients in raising funds in the capital markets, as well as providing ongoing oversight of Citi’s credit monitoring support for Citi’s Leveraged Lending portfolio. Our Senior Underwriters have a comprehensive understanding of the wide range of complex financial issues facing our clients and can provide the opportunity to further develop an enhanced set of core credit skills. Combined with an appreciation of the broad set of services offered by Citi, this understanding allows us to effectively deliver innovative solutions to our clients, as well as properly manage the credit exposure within global Citi’s Leveraged Lending portfolio.
ROLE AND RESPONSIBILITIES
- Work with team of Underwriters to oversee and provide critical support and leadership across LFU’s core functions: (1) Leveraged Finance transaction origination (LBO & Corporates) and credit approval; (2) periodic credit monitoring; (3) portfolio management and early problem recognition; (4) global leveraged lending related projects and strategic initiatives
- Collaborate with our product partners in Leverage Finance Capital Markets, Investment Banking, Corporate Banking and Risk, to carry out complex leveraged deal approvals for both Sponsors and Corporates. Work as part of the deal team, coordinating the deal execution, participating in due diligence, assessing risks and seeking committee approval on behalf of clients
- Interact regularly with our product partners in Leverage Finance Capital Markets Origination and Legal counsel (both internal and external) developing the ability to understand the deal structuring/terms and ensure they are properly documented and approved as per Citi’s Standards
- Evaluate and gain a strong understanding of clients' business, financial performance and key credit drivers across various industries with the ability to raise issues and concerns as needed
- Review and analyze models used for enterprise valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to senior Business and Risk
- Supervise NY-based Analysts and Associates in coordination with LFU Mumbai to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group
- Help manage the LFU junior team (i.e., Analysts and Associates), responsible for their credit training and mentoring throughout their tenure in the group
- Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market
- Thought leader to help develop and execute on a robust governance framework for the credit underwriting end-to-end processes
- Remain current on all relevant Leveraged Lending market trends and issues
QUALIFICATIONS
- 8+ years relevant leveraged lending underwriting experience. Prior experience working in a regulatory and compliance policy environment
- Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections; including complicated business structures with foreign subsidiaries and/or parent organizations
- Demonstrated advanced knowledge of accounting theory and its practical application in the credit underwriting process
- Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
- Effective inter-personal and written/verbal communication skills
- Thorough problem recognition and resolution skills
- Pro-active disposition with ability to work autonomously and within a team
- Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
- Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
- Exercises wide degree of latitude and discretion
- Significant impact on the area through complex deliverables
- Provides advice and counsel related to the technology or operations of the business
- Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family
Education
- Bachelor’s/University degree, MBA/MSc degree preferred
JOB FAMILY GROUP
Risk Management
JOB FAMILY
Credit Risk
TIME TYPE
Full time
PRIMARY LOCATION
New York New York United States
PRIMARY LOCATION FULL TIME SALARY RANGE
$163,600.00 - $245,400.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
MOST RELEVANT SKILLS
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.
OTHER RELEVANT SKILLS
Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
ANTICIPATED POSTING CLOSE DATE
Jun 17, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
INTRODUCTION
Leveraged Finance Underwriting (“LFU”) is seeking a Senior Vice President (SVP) to join the team. The SVP is an experienced Senior Underwriter level professional that will work with the full team to lead and drive best-in-class transaction underwriting with a goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process. LFU Underwriters will be actively involved in Citi’s credit approval and origination process for leveraged finance transactions, assisting clients in raising funds in the capital markets, as well as providing ongoing oversight of Citi’s credit monitoring support for Citi’s Leveraged Lending portfolio. Our Senior Underwriters have a comprehensive understanding of the wide range of complex financial issues facing our clients and can provide the opportunity to further develop an enhanced set of core credit skills. Combined with an appreciation of the broad set of services offered by Citi, this understanding allows us to effectively deliver innovative solutions to our clients, as well as properly manage the credit exposure within global Citi’s Leveraged Lending portfolio.
ROLE AND RESPONSIBILITIES
- Work with team of Underwriters to oversee and provide critical support and leadership across LFU’s core functions: (1) Leveraged Finance transaction origination (LBO & Corporates) and credit approval; (2) periodic credit monitoring; (3) portfolio management and early problem recognition; (4) global leveraged lending related projects and strategic initiatives
- Collaborate with our product partners in Leverage Finance Capital Markets, Investment Banking, Corporate Banking and Risk, to carry out complex leveraged deal approvals for both Sponsors and Corporates. Work as part of the deal team, coordinating the deal execution, participating in due diligence, assessing risks and seeking committee approval on behalf of clients
- Interact regularly with our product partners in Leverage Finance Capital Markets Origination and Legal counsel (both internal and external) developing the ability to understand the deal structuring/terms and ensure they are properly documented and approved as per Citi’s Standards
- Evaluate and gain a strong understanding of clients' business, financial performance and key credit drivers across various industries with the ability to raise issues and concerns as needed
- Review and analyze models used for enterprise valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to senior Business and Risk
- Supervise NY-based Analysts and Associates in coordination with LFU Mumbai to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group
- Help manage the LFU junior team (i.e., Analysts and Associates), responsible for their credit training and mentoring throughout their tenure in the group
- Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market
- Thought leader to help develop and execute on a robust governance framework for the credit underwriting end-to-end processes
- Remain current on all relevant Leveraged Lending market trends and issues
QUALIFICATIONS
- 8+ years relevant leveraged lending underwriting experience. Prior experience working in a regulatory and compliance policy environment
- Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections; including complicated business structures with foreign subsidiaries and/or parent organizations
- Demonstrated advanced knowledge of accounting theory and its practical application in the credit underwriting process
- Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
- Effective inter-personal and written/verbal communication skills
- Thorough problem recognition and resolution skills
- Pro-active disposition with ability to work autonomously and within a team
- Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
- Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
- Exercises wide degree of latitude and discretion
- Significant impact on the area through complex deliverables
- Provides advice and counsel related to the technology or operations of the business
- Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family
Education
- Bachelor’s/University degree, MBA/MSc degree preferred
JOB FAMILY GROUP
Risk Management
JOB FAMILY
Credit Risk
TIME TYPE
Full time
PRIMARY LOCATION
New York New York United States
PRIMARY LOCATION FULL TIME SALARY RANGE
$163,600.00 - $245,400.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
MOST RELEVANT SKILLS
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.
OTHER RELEVANT SKILLS
Constructive Debate, Escalation Management, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
ANTICIPATED POSTING CLOSE DATE
Jun 17, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
See All 99 Underwriter Jobs in New York
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Find Underwriter JobsUnderwriter Jobs by City in New York
Where New York roles are concentrated, by current openings.
Underwriter Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- AIG11
- Arthur J. Glatfelter Agency7
- Ryan Specialty7
- Arch Capital5
- Risk Specialists Companies Insurance Agency5
Top Industries Hiring
- Insurance78
- Banking & Financial Services8
- Investment & Asset Management7
- Technology & Software5
- Agriculture & Farming4
What New York Employers Look For
The qualifications that appear most often in underwriter jobs across New York.
- Active New York property and casualty or life and health insurance producer license
- Bachelor's degree in finance, business, economics, or a related field
- Two or more years of underwriting experience in commercial or personal lines
- Proficiency with underwriting platforms and policy management systems
- CPCU, AU, or equivalent professional designation preferred by most employers
- Strong written communication skills for coverage analysis and broker correspondence
Underwriter Jobs in New York: Frequently Asked Questions
How do you become a underwriter in New York?
Most underwriters in New York begin with a bachelor's degree in finance, business, or economics, then obtain a New York State insurance producer license through the New York Department of Financial Services, which requires passing the appropriate lines-of-authority exam. Many carriers hire candidates directly into associate underwriter or underwriting trainee roles, providing on-the-job training. Earning a designation like the CPCU or Associate in Underwriting accelerates advancement at most New York employers.
How much do underwriters make in New York?
Underwriters in New York earn a median of about $97,450 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $65,160 for the lowest 10% to over $168,790 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in New York?
Employers hiring underwriters in New York right now include AIG, Arthur J. Glatfelter Agency, and Ryan Specialty, based on current listings on Migrate Mate as of June 2026. New York's concentration of global insurance carriers, specialty lines companies, and financial guaranty firms means underwriting openings appear consistently across a wide range of employer sizes and lines of business.
Which New York cities have the most underwriter jobs?
New York, Rock Hill, and White Plains have the most underwriter openings in New York. New York City dominates the distribution because it is home to the headquarters and major regional offices of the largest domestic and international carriers, while White Plains and Albany attract openings tied to mid-size regional insurers and state-regulated lines where proximity to the New York Department of Financial Services matters.
Are there remote underwriter jobs in New York?
Yes, and more than most fields. Underwriting is a desk-based, analytical role that translates well to remote and hybrid arrangements. About 19% of underwriter openings tied to New York are remote or hybrid as of June 2026, reflecting how widely carriers have adopted flexible work policies since the shift to distributed teams. Commercial lines and specialty underwriting roles tend to offer the most remote flexibility, while roles requiring close broker or field interaction are more likely to be hybrid.
How can I get hired as a underwriter in New York with little or no experience?
The most realistic entry path is applying to underwriting trainee or associate underwriter programs at large New York carriers such as Chubb, AIG, or New York Life, which run structured new-hire rotations specifically designed for candidates without prior underwriting experience. Roles in policy processing, insurance operations, or claims adjusting at a New York carrier are strong lateral moves that demonstrate industry familiarity. Obtaining your New York property and casualty producer license before applying gives you a concrete edge over other entry-level candidates.
Where can I find and apply to underwriter jobs in New York?
You can find and apply to underwriter jobs in New York on Migrate Mate, which lists current openings from employers hiring in the state right now. Search the listings, find roles that match your experience and the lines of business you work in, and apply directly to the ones that fit.
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