Underwriter Jobs in New York
Underwriter jobs in New York are among the most active in the country, concentrated in property and casualty, life and health, and specialty commercial lines across one of the world's largest insurance and financial services markets, with openings at every level from entry-level associate to senior portfolio underwriter. Most hiring is centered in New York City, with additional activity in White Plains and Albany, where established employers like Chubb, AIG, and New York Life maintain significant underwriting operations. Excess and surplus lines, cyber liability, and financial guaranty are the specialties drawing the most consistent demand. Find a role that fits below and apply directly.
Find Underwriter JobsOverview
Showing 5 of 118+ Underwriter jobs
Hybrid position in New York City - typically two days a week in office.
This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.
#LI-CL1
Job Description Summary
Are you a critical thinker who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you!This underwriter role works independently developing recommendations and applying judgment based on the financial analysis. Establishes and maintains effective relationships with brokers in order to generate premium dollars and profitably. Territory assignments somewhat complex in nature concerning coverage and agent/broker/ relationships. May assist with the research, development and presentation of new programs, forms and manuals.
Job Description
Key Responsibilities:
Under technical direction, assesses a company's risk profile and determines/negotiates the appropriate pricing, coverage, terms and conditions by analyzing a company's financial documents/operations/management/industry and other information. Including, but not limited to the company's viability, issues, governance, regulatory environment, and experience. The underwriter analyzes, with a high level of technical expertise, exposures to loss, develops an adequate premium charge for the exposure, and determines appropriate endorsements and exclusions to address loss exposures for the insurance contract. Within department guidelines, places reinsurance, if any, for the account.
Achieves team production and loss ratio goals within assigned territory through sound marketing. The underwriter continually analyzes premium and loss results in their territory by agency, state, major class of industry and by line of business.
Handles moderately complex policy maintenance items and other mid-term requests. Reviews endorsement requests and processes necessary changes to the policy. Follows up on outstanding information as required. Reviews claim activity and takes appropriate action.
With supervision establishes and maintains effective relationships with brokers in order to generate premium dollars and profitably. Accompanies other underwriters to broker offices as required for marketing visits. Frequently entertains brokers to market services and ensure strong relationship to write business.
May participate in underwriting meetings with brokers, clients and other underwriters. Meetings typically include CFOs, CEOs of client organizations and several underwriters from other organizations. The CFO/CEO provides information. The underwriter clarifies and questions information provided by the client to appropriately assess the risk. Typically accompanied by a senior underwriter or above.
Places reinsurance per department guidelines based upon the appropriate use of all reinsurance facilities used by the department. This includes various treaties, semiautomatic and facultative reinsurance. Maintains good working relationships with reinsurers.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Director/AVP
Typical Skills and Experiences:
Education: Undergraduate studies with focus in finance, accounting, economics, and/or risk management. Degree preferred.
Experience: Typically 1 or more years related experience as a D&O and/or E&O Underwriter. Previous business or finance experience helpful.
Knowledge, Abilities and Skills: General knowledge of lines underwriting policies, practices and procedures, insurance law and underwriting marketing principles and techniques. Knowledge of financial documents, financial analysis, investments, market conditions essential. Ability to communicate effectively, verbally, and in writing, interpersonally with individuals at various levels and groups via telephone, fax, e-mail and in person. Demonstrates effective negotiation skills. Ability to analyze insurance risks to determine acceptability including policy language, various commercial rating plans and methodologies, reinsurance. Ability to apply/learn job related computer software. Ability to devise business solutions to problems, implements the most appropriate, and monitor its effectiveness. Ability to make decisions with supervision.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Not Eligible (Exempt)
Working Conditions: Normal office environment. Ability to travel locally and overnight for client meetings as needed.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some associates assigned to the job to perform a somewhat different combination of duties.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Underwriter, Brokerage Management Liability - E&S/Specialty : $54,000.00-$100,500.00 The expected starting salary range for Underwriter, Brokerage Management Liability - E&S/Specialty : $54,000.00 - $81,000.00- Job Category Underwriting
- Position Type Full Time
- Posted 2026-09-17T07:07:21.580710+00:00
- Location(s) New York - New York, 1 Battery Park Plaza
- Line of Business
- Entity
- Recruiter
- Hiring Manager
- Experience Level
- Req ID 100253
Hybrid position in New York City - typically two days a week in office.
This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.
#LI-CL1
Job Description Summary
Are you a critical thinker who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to know more about you!This underwriter role works independently developing recommendations and applying judgment based on the financial analysis. Establishes and maintains effective relationships with brokers in order to generate premium dollars and profitably. Territory assignments somewhat complex in nature concerning coverage and agent/broker/ relationships. May assist with the research, development and presentation of new programs, forms and manuals.
Job Description
Key Responsibilities:
Under technical direction, assesses a company's risk profile and determines/negotiates the appropriate pricing, coverage, terms and conditions by analyzing a company's financial documents/operations/management/industry and other information. Including, but not limited to the company's viability, issues, governance, regulatory environment, and experience. The underwriter analyzes, with a high level of technical expertise, exposures to loss, develops an adequate premium charge for the exposure, and determines appropriate endorsements and exclusions to address loss exposures for the insurance contract. Within department guidelines, places reinsurance, if any, for the account.
Achieves team production and loss ratio goals within assigned territory through sound marketing. The underwriter continually analyzes premium and loss results in their territory by agency, state, major class of industry and by line of business.
Handles moderately complex policy maintenance items and other mid-term requests. Reviews endorsement requests and processes necessary changes to the policy. Follows up on outstanding information as required. Reviews claim activity and takes appropriate action.
With supervision establishes and maintains effective relationships with brokers in order to generate premium dollars and profitably. Accompanies other underwriters to broker offices as required for marketing visits. Frequently entertains brokers to market services and ensure strong relationship to write business.
May participate in underwriting meetings with brokers, clients and other underwriters. Meetings typically include CFOs, CEOs of client organizations and several underwriters from other organizations. The CFO/CEO provides information. The underwriter clarifies and questions information provided by the client to appropriately assess the risk. Typically accompanied by a senior underwriter or above.
Places reinsurance per department guidelines based upon the appropriate use of all reinsurance facilities used by the department. This includes various treaties, semiautomatic and facultative reinsurance. Maintains good working relationships with reinsurers.
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Director/AVP
Typical Skills and Experiences:
Education: Undergraduate studies with focus in finance, accounting, economics, and/or risk management. Degree preferred.
Experience: Typically 1 or more years related experience as a D&O and/or E&O Underwriter. Previous business or finance experience helpful.
Knowledge, Abilities and Skills: General knowledge of lines underwriting policies, practices and procedures, insurance law and underwriting marketing principles and techniques. Knowledge of financial documents, financial analysis, investments, market conditions essential. Ability to communicate effectively, verbally, and in writing, interpersonally with individuals at various levels and groups via telephone, fax, e-mail and in person. Demonstrates effective negotiation skills. Ability to analyze insurance risks to determine acceptability including policy language, various commercial rating plans and methodologies, reinsurance. Ability to apply/learn job related computer software. Ability to devise business solutions to problems, implements the most appropriate, and monitor its effectiveness. Ability to make decisions with supervision.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Not Eligible (Exempt)
Working Conditions: Normal office environment. Ability to travel locally and overnight for client meetings as needed.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some associates assigned to the job to perform a somewhat different combination of duties.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.
Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Underwriter, Brokerage Management Liability - E&S/Specialty : $54,000.00-$100,500.00 The expected starting salary range for Underwriter, Brokerage Management Liability - E&S/Specialty : $54,000.00 - $81,000.00- Job Category Underwriting
- Position Type Full Time
- Posted 2026-09-17T07:07:21.580710+00:00
- Location(s) New York - New York, 1 Battery Park Plaza
- Line of Business
- Entity
- Recruiter
- Hiring Manager
- Experience Level
- Req ID 100253
See All 118+ Underwriter Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in New York
Where New York roles are concentrated, by current openings.
Underwriter Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance26
- Banking & Financial Services2
- Construction & Real Estate1
What New York Employers Look For
The qualifications that appear most often in underwriter jobs across New York.
- Active New York property and casualty or life and health insurance producer license
- Bachelor's degree in finance, business, economics, or a related field
- Two or more years of underwriting experience in commercial or personal lines
- Proficiency with underwriting platforms and policy management systems
- CPCU, AU, or equivalent professional designation preferred by most employers
- Strong written communication skills for coverage analysis and broker correspondence
Underwriter Jobs in New York: Frequently Asked Questions
How do you become a underwriter in New York?
Most underwriters in New York begin with a bachelor's degree in finance, business, or economics, then obtain a New York State insurance producer license through the New York Department of Financial Services, which requires passing the appropriate lines-of-authority exam. Many carriers hire candidates directly into associate underwriter or underwriting trainee roles, providing on-the-job training. Earning a designation like the CPCU or Associate in Underwriting accelerates advancement at most New York employers.
How much do underwriters make in New York?
Underwriters in New York earn a median of about $97,450 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $65,160 for the lowest 10% to over $168,790 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in New York?
Employers hiring underwriters in New York right now include AXA, SCOR, and CFC, based on current listings on Migrate Mate as of September 2026. New York's concentration of global insurance carriers, specialty lines companies, and financial guaranty firms means underwriting openings appear consistently across a wide range of employer sizes and lines of business.
Which New York cities have the most underwriter jobs?
New York, Buffalo, and Olean have the most underwriter openings in New York. New York City dominates the distribution because it is home to the headquarters and major regional offices of the largest domestic and international carriers, while White Plains and Albany attract openings tied to mid-size regional insurers and state-regulated lines where proximity to the New York Department of Financial Services matters.
Are there remote underwriter jobs in New York?
Yes, and more than most fields. Underwriting is a desk-based, analytical role that translates well to remote and hybrid arrangements. About 63% of underwriter openings tied to New York are remote or hybrid as of September 2026, reflecting how widely carriers have adopted flexible work policies since the shift to distributed teams. Commercial lines and specialty underwriting roles tend to offer the most remote flexibility, while roles requiring close broker or field interaction are more likely to be hybrid.
How can I get hired as a underwriter in New York with little or no experience?
The most realistic entry path is applying to underwriting trainee or associate underwriter programs at large New York carriers such as Chubb, AIG, or New York Life, which run structured new-hire rotations specifically designed for candidates without prior underwriting experience. Roles in policy processing, insurance operations, or claims adjusting at a New York carrier are strong lateral moves that demonstrate industry familiarity. Obtaining your New York property and casualty producer license before applying gives you a concrete edge over other entry-level candidates.
Where can I find and apply to underwriter jobs in New York?
You can find and apply to underwriter jobs in New York on Migrate Mate, which lists current openings from employers hiring in the state right now. Search the listings, find roles that match your experience and the lines of business you work in, and apply directly to the ones that fit.
See All 118+ Underwriter Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
Find Underwriter Jobs