Underwriter Jobs in Colorado
Underwriter jobs in Colorado are concentrated in property and casualty, commercial lines, and health insurance, with hiring active across the Front Range and Colorado's growing financial services sector. Denver, Colorado Springs, and Centennial are the primary hiring hubs, where established employers like Travelers, USAA, and Nationwide maintain underwriting operations. Demand is strongest for commercial lines, surplus lines, and mortgage underwriters, with openings at both associate and senior levels. Find a role that fits below and apply directly.
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Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will focus on those of high complexity and/or larger size.
Responsibilities
Manages portfolio of brokers/agents & clients. Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty. Has relationships with senior/market-leading brokers and/or key agents. Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. Articulates key coverage differences with a high degree of detail. Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis. Participates in projects across departments designed to drive underwriting and process excellence (e.g., member of a working team). Models effective collaboration across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America). Has strong knowledge of key legal cases, legislation and regulation impacting area(s) of underwriting expertise. Shares knowledge based on technical expertise, including providing external thought-leadership. Mentors, coaches, and trains other underwriters and internal partners.
- Degree in Business or equivalent typically required
- A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
- CPCU or professional insurance designation preferred
- Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
- Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
- Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
- Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
- Proven track record of developing and underwriting profitable business
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will focus on those of high complexity and/or larger size.
Responsibilities
Manages portfolio of brokers/agents & clients. Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty. Has relationships with senior/market-leading brokers and/or key agents. Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. Articulates key coverage differences with a high degree of detail. Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis. Participates in projects across departments designed to drive underwriting and process excellence (e.g., member of a working team). Models effective collaboration across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America). Has strong knowledge of key legal cases, legislation and regulation impacting area(s) of underwriting expertise. Shares knowledge based on technical expertise, including providing external thought-leadership. Mentors, coaches, and trains other underwriters and internal partners.
- Degree in Business or equivalent typically required
- A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience
- CPCU or professional insurance designation preferred
- Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility
- Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes
- Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders
- Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
- Proven track record of developing and underwriting profitable business
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
- California
- Los Angeles Incorporated
- Los Angeles Unincorporated
- Philadelphia
- San Francisco
See All 22 Underwriter Jobs in Colorado
Find roles in Colorado that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Colorado
Where Colorado roles are concentrated, by current openings.
Underwriter Job Market in Colorado
A snapshot from current Colorado openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Banking & Financial Services
What Colorado Employers Look For
The qualifications that appear most often in underwriter jobs across Colorado.
- Active Colorado surplus lines license or a license recognized by the Colorado Division of Insurance
- Bachelor's degree in finance, business, risk management, or a closely related field
- Two or more years of underwriting experience in commercial or personal lines
- Proficiency in underwriting platforms and industry-standard risk assessment tools
- CPCU, AU, or CIC designation preferred for mid-level and senior positions
- Strong analytical skills and ability to interpret financial statements and loss histories
Underwriter Jobs in Colorado: Frequently Asked Questions
How do you become a underwriter in Colorado?
Most underwriting roles in Colorado require a bachelor's degree in finance, business, or risk management, followed by entry-level training at an insurer or managing general agent. Colorado does not require a general underwriter license, but surplus lines underwriters must hold an active Colorado surplus lines license issued by the Colorado Division of Insurance. Many employers also expect candidates to pursue designations such as the CPCU or AU within their first few years on the job.
How much do underwriters make in Colorado?
Underwriters in Colorado earn a median of about $100,640 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $67,390 for the lowest 10% to over $167,680 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Colorado?
Companies currently hiring underwriters in Colorado include Travelers, The Hartford, and Risksmith Insurance Services, per current listings on Migrate Mate as of September 2026. Colorado's concentration of insurance carriers and financial services firms along the Front Range means underwriting openings appear consistently throughout the year across both large national carriers and regional specialty shops.
Which Colorado cities have the most underwriter jobs?
Greenwood Village, Denver, and Centennial account for the largest share of underwriter openings in Colorado. Denver anchors the market as the state's financial and insurance hub, with Centennial and Colorado Springs drawing volume from major carriers and government-adjacent insurers like USAA that have significant operations outside the city core.
Are there remote underwriter jobs in Colorado?
Yes, and more than most fields. About 75% of underwriter openings tied to Colorado are remote or hybrid as of September 2026, reflecting the desk-based, document-driven nature of the work. Commercial lines and mortgage underwriting roles tend to offer the most remote flexibility, while specialty lines requiring broker relationships often lean toward hybrid arrangements.
How can I get hired as a underwriter in Colorado with little or no experience?
The most realistic entry path is an underwriting trainee or underwriting assistant role at one of Colorado's large carriers or managing general agents, where structured training programs bring candidates up from minimal experience. Employers like Travelers and Nationwide regularly hire into associate underwriter programs that accept candidates with a relevant degree but no direct underwriting background. Moving laterally from claims analysis, insurance customer service, or loan processing at Colorado-based financial institutions is also a common entry point. Earning a basic insurance licensing designation or completing an introductory CPCU course before applying gives candidates a measurable edge.
Where can I find and apply to underwriter jobs in Colorado?
You can find and apply to underwriter jobs in Colorado on Migrate Mate, which lists current Colorado openings from carriers, managing general agents, and financial services employers across the state. Find roles that fit your experience and specialty and apply directly to the employer through each listing.
See All 22 Underwriter Jobs in Colorado
Find roles in Colorado that match your experience and apply in just a few clicks.
Find Underwriter Jobs