Underwriter Jobs in Florida
Underwriter jobs in Florida draw steady demand across property and casualty insurance, health insurance, and mortgage lending, with openings at every level from entry-level analyst to senior underwriter. Miami, Tampa, and Jacksonville anchor most of the hiring, where carriers and financial institutions like Universal Insurance Holdings, Demotech-rated regional carriers, and Regions Bank maintain large underwriting operations. Commercial property, flood insurance, and healthcare underwriting are the most consistently in-demand specialties given Florida's exposure to hurricane risk and its large Medicare Advantage market. Find a role that fits below and apply directly.
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Showing 5 of 73+ Underwriter jobs
- We extend our signature White Glove Service to our employees through a comprehensive total rewards package, including:
- Employer-sponsored medical, dental, and vision plans
- Company-paid life insurance, short-term disability, and long-term disability
- 401(k) with company match
- Paid Time Off to include annual PTO, Holidays, Floating Holidays, and Volunteer Time Off
- Education Assistance Program and ongoing professional development opportunities
- Wellness Lunch N Learns
- Employee perks such as pet insurance, discount programs, and a welcoming office environment
- Make Thoughtful Underwriting Decisions
- Review new business, renewals, inspections, quote exceptions, and policy changes for eligibility, appropriate rating, and alignment with underwriting guidelines.
- Evaluate risk information and claims activity to make informed underwriting decisions within your level of authority.
- Build Strong Partnerships
- Provide responsive, solutions-focused support to agency partners and clearly communicate underwriting decisions.
- Collaborate with Sales, Claims, and other teams to resolve policy questions and support shared business goals.
- Deliver Quality Service
- Process underwriting transactions accurately and efficiently while maintaining strong service and documentation standards.
- Help identify opportunities to improve processes and the experience we provide to our agency partners.
- Learn, Grow & Support Others
- Continue developing your underwriting knowledge and take on greater authority and complexity as your experience grows.
- At more experienced levels, evaluate complex risks and provide guidance, training, and mentorship to teammates.
- Experience in Personal Lines underwriting, insurance, agency operations, or a related field; the level of the position will be based on your experience and underwriting knowledge.
- Strong organizational skills and attention to detail, with the ability to balance multiple priorities.
- A collaborative, service-focused approach and an interest in building positive relationships with agency partners and teammates.
- Strong written and verbal communication skills.
- Thoughtful problem-solving skills and the ability to use sound judgment when making decisions.
- Comfort using Microsoft Office, including Word, Excel, and Outlook.
- College degree preferred.
- Property & Casualty license and/or insurance designations are a plus.
This job posting is not intended to solicit resumes from staffing agencies. Any unsolicited resumes sent to this posting, to employees, or to the Company without a valid written and signed agreement from Human Resources will be considered the property of the Company, and no fees will be paid.
- We extend our signature White Glove Service to our employees through a comprehensive total rewards package, including:
- Employer-sponsored medical, dental, and vision plans
- Company-paid life insurance, short-term disability, and long-term disability
- 401(k) with company match
- Paid Time Off to include annual PTO, Holidays, Floating Holidays, and Volunteer Time Off
- Education Assistance Program and ongoing professional development opportunities
- Wellness Lunch N Learns
- Employee perks such as pet insurance, discount programs, and a welcoming office environment
- Make Thoughtful Underwriting Decisions
- Review new business, renewals, inspections, quote exceptions, and policy changes for eligibility, appropriate rating, and alignment with underwriting guidelines.
- Evaluate risk information and claims activity to make informed underwriting decisions within your level of authority.
- Build Strong Partnerships
- Provide responsive, solutions-focused support to agency partners and clearly communicate underwriting decisions.
- Collaborate with Sales, Claims, and other teams to resolve policy questions and support shared business goals.
- Deliver Quality Service
- Process underwriting transactions accurately and efficiently while maintaining strong service and documentation standards.
- Help identify opportunities to improve processes and the experience we provide to our agency partners.
- Learn, Grow & Support Others
- Continue developing your underwriting knowledge and take on greater authority and complexity as your experience grows.
- At more experienced levels, evaluate complex risks and provide guidance, training, and mentorship to teammates.
- Experience in Personal Lines underwriting, insurance, agency operations, or a related field; the level of the position will be based on your experience and underwriting knowledge.
- Strong organizational skills and attention to detail, with the ability to balance multiple priorities.
- A collaborative, service-focused approach and an interest in building positive relationships with agency partners and teammates.
- Strong written and verbal communication skills.
- Thoughtful problem-solving skills and the ability to use sound judgment when making decisions.
- Comfort using Microsoft Office, including Word, Excel, and Outlook.
- College degree preferred.
- Property & Casualty license and/or insurance designations are a plus.
This job posting is not intended to solicit resumes from staffing agencies. Any unsolicited resumes sent to this posting, to employees, or to the Company without a valid written and signed agreement from Human Resources will be considered the property of the Company, and no fees will be paid.
See All 73 Underwriter Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Underwriter Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Staffing & Recruiting
- Banking & Financial Services
- Consulting & Professional Services
What Florida Employers Look For
The qualifications that appear most often in underwriter jobs across Florida.
- Active Florida 2-20 General Lines or 2-15 Life & Health insurance license where required
- Bachelor's degree in finance, business, risk management, or a related field
- Two or more years of underwriting experience in property, casualty, or health lines
- Proficiency in underwriting platforms, policy management systems, and Excel
- Strong analytical skills for evaluating risk, loss history, and financial statements
- CPCU, AU, or other industry designation preferred for mid-level and senior roles
Underwriter Jobs in Florida: Frequently Asked Questions
How do you become a underwriter in Florida?
Most underwriters in Florida start with a bachelor's degree in finance, business, or a related field and then obtain a Florida Department of Financial Services insurance license before or shortly after being hired. For property and casualty roles, the 2-20 General Lines Agent license is the most common requirement, while life and health underwriting calls for the 2-15 license. Many Florida employers provide study support and expect new hires to sit for the state exam within their first months on the job.
How much do underwriters make in Florida?
Underwriters in Florida earn a median of about $78,720 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $49,880 for the lowest 10% to over $134,850 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Florida?
Employers hiring underwriters in Florida right now include Berkley, Risksmith Insurance Services, and Seacoast Bank, based on current listings on Migrate Mate as of September 2026. Florida's concentration of regional property carriers, national health insurers, and mortgage lenders means underwriting roles are spread across multiple sectors rather than dominated by a single industry.
Which Florida cities have the most underwriter jobs?
Tampa, Jacksonville, and Saint Petersburg are the Florida cities with the most underwriter openings, reflecting the concentration of insurance carriers, corporate headquarters, and regional bank operations in those metros. Miami's role as a hub for international trade and health insurance and Jacksonville's large financial services sector are the main drivers, while Tampa draws openings from both regional carriers and national insurers with Gulf Coast exposure units.
Are there remote underwriter jobs in Florida?
Yes, and more than most fields, because underwriting is a desk-based analytical role that translates well to remote work. About 59% of underwriter openings tied to Florida are remote or hybrid as of September 2026, making it one of the more flexible roles in the insurance and financial services space. Commercial lines and specialty underwriting positions are the most likely to be fully remote, while roles that require close collaboration with agents or loan officers tend to stay hybrid.
How can I get hired as a underwriter in Florida with little or no experience?
The most realistic entry path is applying for underwriting assistant or underwriting technician roles at Florida-based regional carriers, where companies like Heritage Insurance or Citizens Property Insurance Corporation regularly bring in candidates without full underwriting experience and train them on the job. A Florida insurance license, even if obtained independently before applying, signals commitment and shortens the time to productivity. Lateral moves from claims adjusting, mortgage processing, or insurance customer service are common stepping stones that Florida hiring managers recognize as genuine underwriting preparation.
Where can I find and apply to underwriter jobs in Florida?
You can find and apply to underwriter jobs in Florida on Migrate Mate, which lists current Florida openings across property and casualty, health, and mortgage underwriting. Find the roles that fit your experience and specialty and apply directly to the employers posting them.
See All 73 Underwriter Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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