Underwriter Jobs in Florida

Underwriter jobs in Florida draw steady demand across property and casualty insurance, health insurance, and mortgage lending, with openings at every level from entry-level analyst to senior underwriter. Miami, Tampa, and Jacksonville anchor most of the hiring, where carriers and financial institutions like Universal Insurance Holdings, Demotech-rated regional carriers, and Regions Bank maintain large underwriting operations. Commercial property, flood insurance, and healthcare underwriting are the most consistently in-demand specialties given Florida's exposure to hurricane risk and its large Medicare Advantage market. Find a role that fits below and apply directly.

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Overview

Open roles73
Top employerRisksmith Insurance Services
Top cityTampa, FL
Cities hiring24
Work type49% Hybrid
Top industryInsurance

Showing 5 of 73+ Underwriter jobs

Junior Underwriter
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New 4h ago
Junior Underwriter
HUB International
Pembroke Pines, Florida
Business Development
Investment Banking & Capital Markets
Investment Operations
$80k - $110k/yr
Hybrid
10,000+

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Multifamily Underwriter – Assistant Vice President
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New 4h ago
Multifamily Underwriter – Assistant Vice President
Citi
Tampa, Florida
Account Management
Customer Success
Partnerships & Business Development
$87k - $131k/yr
Hybrid
Bachelor's degree
10,000+

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Medical Group Underwriter Senior
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New 18h ago
Medical Group Underwriter Senior
Elevance Health
Florida
Business Operations
Compliance & Legal
Compliance & Risk
$84k - $138k/yr
Hybrid
Bachelor of Science
10,000+

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Consumer Lending Underwriter
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Added 3d ago
Consumer Lending Underwriter
Guardians Credit Union
West Palm Beach, Florida
Accounting
Investment Banking & Capital Markets
Associate's degree in accounting
51-200

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Associate Underwriter - Commercial Lines
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Added 3d ago
Associate Underwriter - Commercial Lines
AmWINS Group, Inc
Fort Lauderdale, Florida
Administrative & Office Support
Business Operations
Data Analytics
Hybrid
501-1,000

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See All 73 Underwriter Jobs in Florida

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Underwriter Jobs by City in Florida

Where Florida roles are concentrated, by current openings.

Tampa
15 jobs
Jacksonville
11 jobs
Miami
6 jobs
Boca Raton
4 jobs
Plantation
4 jobs
West Palm Beach
4 jobs
Gainesville
3 jobs
Fort Lauderdale
3 jobs
Saint Petersburg
3 jobs

Underwriter Job Market in Florida

A snapshot from current Florida openings, updated as new roles post.

Who's Hiring

Risksmith Insurance Services6 open roles
Burns & Wilcox5 open roles
The Hartford4 open roles

Top Industries Hiring

  • Insurance
  • Staffing & Recruiting
  • Banking & Financial Services

What Florida Employers Look For

The qualifications that appear most often in underwriter jobs across Florida.

  • Active Florida 2-20 General Lines or 2-15 Life & Health insurance license where required
  • Bachelor's degree in finance, business, risk management, or a related field
  • Two or more years of underwriting experience in property, casualty, or health lines
  • Proficiency in underwriting platforms, policy management systems, and Excel
  • Strong analytical skills for evaluating risk, loss history, and financial statements
  • CPCU, AU, or other industry designation preferred for mid-level and senior roles

Underwriter Jobs in Florida: Frequently Asked Questions

How do you become a underwriter in Florida?

Most underwriters in Florida start with a bachelor's degree in finance, business, or a related field and then obtain a Florida Department of Financial Services insurance license before or shortly after being hired. For property and casualty roles, the 2-20 General Lines Agent license is the most common requirement, while life and health underwriting calls for the 2-15 license. Many Florida employers provide study support and expect new hires to sit for the state exam within their first months on the job.

How much do underwriters make in Florida?

Underwriters in Florida earn a median of about $78,720 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $49,880 for the lowest 10% to over $134,850 for the top 10%. Pay rises with experience, specialty, and employer.

Which companies hire underwriters in Florida?

Employers hiring underwriters in Florida right now include Risksmith Insurance Services, Burns & Wilcox, and The Hartford, based on current listings on Migrate Mate as of November 2026. Florida's concentration of regional property carriers, national health insurers, and mortgage lenders means underwriting roles are spread across multiple sectors rather than dominated by a single industry.

Which Florida cities have the most underwriter jobs?

Tampa, Jacksonville, and Miami are the Florida cities with the most underwriter openings, reflecting the concentration of insurance carriers, corporate headquarters, and regional bank operations in those metros. Miami's role as a hub for international trade and health insurance and Jacksonville's large financial services sector are the main drivers, while Tampa draws openings from both regional carriers and national insurers with Gulf Coast exposure units.

Are there remote underwriter jobs in Florida?

Yes, and more than most fields, because underwriting is a desk-based analytical role that translates well to remote work. About 67% of underwriter openings tied to Florida are remote or hybrid as of November 2026, making it one of the more flexible roles in the insurance and financial services space. Commercial lines and specialty underwriting positions are the most likely to be fully remote, while roles that require close collaboration with agents or loan officers tend to stay hybrid.

How can I get hired as a underwriter in Florida with little or no experience?

The most realistic entry path is applying for underwriting assistant or underwriting technician roles at Florida-based regional carriers, where companies like Heritage Insurance or Citizens Property Insurance Corporation regularly bring in candidates without full underwriting experience and train them on the job. A Florida insurance license, even if obtained independently before applying, signals commitment and shortens the time to productivity. Lateral moves from claims adjusting, mortgage processing, or insurance customer service are common stepping stones that Florida hiring managers recognize as genuine underwriting preparation.

Where can I find and apply to underwriter jobs in Florida?

You can find and apply to underwriter jobs in Florida on Migrate Mate, which lists current Florida openings across property and casualty, health, and mortgage underwriting. Find the roles that fit your experience and specialty and apply directly to the employers posting them.

See All 73 Underwriter Jobs in Florida

Find roles in Florida that match your experience and apply in just a few clicks.

Find Underwriter Jobs