Underwriter Jobs in Arizona
Underwriter jobs in Arizona are concentrated in property and casualty, commercial lines, and mortgage underwriting, with steady hiring across insurance carriers, regional banks, and specialty finance firms. Phoenix and Scottsdale are the primary hiring centers, with Tucson adding consistent volume, and well-established employers such as State Farm, USAA, and Nationwide maintain significant underwriting operations in the state. Demand is strongest for commercial lines underwriters and mortgage risk specialists, with openings at every level from associate to senior and management. See the openings below and apply to the ones that match your experience.
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This is an opportunity to join Ascot Group - one of the world’s preeminent specialty risk underwriting organizations.
Designed as a modern-era company operating through an ecosystem of interconnected global operating platforms, we’re bound by a common mission and purpose: One Ascot. Our greatest strength is a talented team who flourish in a collaborative, inclusive, and entrepreneurial culture, steeped in underwriting excellence, integrity, and a passion to find a better way, The Ascot Way.
The Ascot Way guides our people and our organization. Our underwriting platforms collaborate to find creative ways to deploy our capital in a true cross-product and cross-platform approach. These platforms work as one, deploying our capital creatively through our unique Fusion Model: Client Centric, Risk Centric, Technology Centric.
Built to be resilient, Ascot maximizes client financial security while delivering bespoke products and world class service — both pre- and post-claims. Ascot exists to solve for our clients’ brightest tomorrow, through agility, collaboration, resilience, and discipline.
Ascot is embedding artificial intelligence (AI) and automation across the organisation to enhance decision‑making, efficiency, and quality of outcomes. In this role, you will be expected to work confidently alongside AI‑enabled tools, apply sound judgment when interpreting insights, and adapt as technology continues to evolve. We value curiosity, critical thinking, and a willingness to embrace change as part of how we work.
Position Overview:
We are seeking an experienced growth-oriented Senior Underwriter, E&S Casualty with wholesale broker relationships and knowledge of E&S Casualty risks. The Senior Underwriter, E&S Casualty, will have frequent interaction with wholesale brokers in providing coverage for new and renewal businesses based on the customers’ needs. You will work with internal and external business partners to find insurance solutions for risks. The ideal candidate will work in a team environment, demonstrate a strong customer focus that will over time, reinforce E&S Casualty’s appetite and strategy. The ideal candidate will possess strong decision-making skills, be detailed oriented, and be able to build & sustain relationships, results driven and have a track record of working in a fast-paced environment.
Responsibilities:
- Grow and maintain a profitable book of business through execution of individual risk underwriting and adherence to the strategic plan of the unit.
- Underwrite and negotiate complex customer accounts to minimize risk and maximize profitability.
- Work independently within delegated underwriting authority and make referrals as required.
- Cultivate and maintain relationships with peers, leaders and internal partners across functional areas to identify cross-selling opportunities, assist in product development and operational excellence.
- Foster and maintain external relationships with wholesale brokers in an effort to market and sell Ascot’s products.
- Provide superior service to brokers and clients and create visibility through consistent engagement with trading partners.
- Work independently within delegated underwriting authority and make referrals as required.
- Stay current on competition, underwriting environment, market conditions and share that knowledge with colleagues and leadership.
- Perform other duties as assigned.
- Commit to The Ascot Way : Embody The Ascot Way in their daily interaction with colleagues, fostering colleague engagement and development, collaboration, inclusivity, and individual accountability.
Requirements:
- Bachelor’s Degree or equivalent experience.
- Minimum of 4 years of underwriting experience in the P&C insurance industry experience, with General Liability and Excess Liability preferred.
- Deep knowledge of insurance products, insurance regulations and the insurance industry.
- Strong collaborative skills and ability to thrive in a fast-paced, entrepreneurial environment.
- Strong critical thinking skills.
- Excellent organizational, desk management and prioritization skills with the ability to work independently and as part of a team.
- Must be positive, self-motivated, and possess strong interpersonal, communication and presentation skills.
- Possess strong technical, analytical, and quantitative skills.
- Excellent oral and written communication skills, ability to successfully negotiate in difficult situations with agents and brokers.
- Solution oriented team player with a strong relationship management skill set working with both internal and external stakeholders and customers.
- Proficient in Microsoft Office.
- ASLI, CPCU, ARM or other relevant professional designation preferred, but not required. Ability to travel 10-15%.
***This position may be filled at a different level, depending on experience***
Compensation
Actual base pay could vary and may be above or below the listed range based on factors including but not limited to experience, subject matter expertise, and skills. The base pay is just one component of Ascot’s total compensation package for employees. Other rewards may include annual cash bonus and other forms of discretionary compensation awarded by the Company.
The annualized base pay range for this role is: $115,000 - $145,000.
Company Benefits
The Company provides a competitive benefits package that includes the following (eligibility requirements apply):
Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more
Leave Benefits: Paid holidays, annual Paid Time Off (includes paid state /local paid leave where required), Short-term Disability, Long-term Disability, Other leaves (e.g., Bereavement, FMLA, Adoption, Maternity, Military, Primary & Non-Primary Caregiver)
Retirement Benefits: Contributory Savings Plan (401k)
#LI-Hybrid
See All 51 Underwriter Jobs in Arizona
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Find Underwriter JobsUnderwriter Jobs by City in Arizona
Where Arizona roles are concentrated, by current openings.
Underwriter Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Insurance
- Banking & Financial Services
- Fintech
- Investment & Asset Management
What Arizona Employers Look For
The qualifications that appear most often in underwriter jobs across Arizona.
- Active Arizona Department of Insurance license or reciprocal license recognized in Arizona
- Bachelor's degree in finance, business, risk management, or a related field
- Two or more years of underwriting experience in a relevant line of business
- Proficiency with underwriting platforms, policy management systems, or loan origination software
- Strong analytical and risk assessment skills with attention to regulatory compliance
- Industry designation such as CPCU, AU, or CUL preferred for mid-level and senior roles
Underwriter Jobs in Arizona: Frequently Asked Questions
How do you become a underwriter in Arizona?
Most underwriting roles in Arizona require a bachelor's degree in finance, business, or a related field combined with relevant experience. Insurance underwriters must hold a license issued or recognized by the Arizona Department of Insurance, which administers the state's producer and adjuster licensing exams. Mortgage underwriters typically pursue DE or SAR certifications. Many candidates move into the field from claims, lending, or financial analysis roles at Arizona carriers or banks.
How much do underwriters make in Arizona?
Underwriters in Arizona earn a median of about $77,740 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $57,770 for the lowest 10% to over $127,450 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Arizona?
Employers hiring underwriters in Arizona right now include Nationwide Mutual Insurance Company, IAT Insurance, and Risksmith Insurance Services, based on current listings on Migrate Mate as of November 2026. Arizona's large base of insurance carriers and mortgage servicers centered in the Phoenix metro ensures consistent year-round demand from both national firms with regional offices and locally headquartered operations.
Which Arizona cities have the most underwriter jobs?
Scottsdale, Phoenix, and Arizona account for the largest share of underwriter openings in Arizona. Phoenix dominates because it is home to major insurance carrier regional headquarters and a large mortgage and financial services sector, while Scottsdale attracts specialty lines and commercial underwriting teams, and Tucson contributes steady volume through regional bank and insurance office operations.
Are there remote underwriter jobs in Arizona?
Yes, and more than most fields. Underwriting is a desk-based analytical role well suited to remote work, and many carriers have expanded distributed team structures. About 71% of underwriter openings tied to Arizona are remote or hybrid as of November 2026, reflecting how broadly the industry has adopted flexible arrangements. Commercial lines and personal lines underwriting roles tend to offer the most remote options.
How can I get hired as a underwriter in Arizona with little or no experience?
The most realistic entry path is an underwriting trainee or underwriting assistant role at a large Arizona carrier or bank, where structured training programs replace the experience requirement. State Farm and USAA both run associate underwriter programs in the Phoenix area that bring in candidates without prior underwriting backgrounds. Moving laterally from claims processing, loan processing, or financial analysis is common, and sitting for the Arizona Department of Insurance licensing exam before applying gives entry-level candidates a measurable edge.
Where can I find and apply to underwriter jobs in Arizona?
You can find and apply to underwriter jobs in Arizona on Migrate Mate, which lists current openings from Arizona employers. Search the listings to find roles that match your experience level, specialization, and preferred location, then apply directly to the ones that fit.
See All 51 Underwriter Jobs in Arizona
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