Underwriter Jobs in Arizona
Underwriter jobs in Arizona are concentrated in property and casualty, commercial lines, and mortgage underwriting, with steady hiring across insurance carriers, regional banks, and specialty finance firms. Phoenix and Scottsdale are the primary hiring centers, with Tucson adding consistent volume, and well-established employers such as State Farm, USAA, and Nationwide maintain significant underwriting operations in the state. Demand is strongest for commercial lines underwriters and mortgage risk specialists, with openings at every level from associate to senior and management. See the openings below and apply to the ones that match your experience.
Find Underwriter JobsOverview
Showing 5 of 47+ Underwriter jobs
The Opportunity
We are seeking a detail-oriented and motivated professional to join our team as a Commercial Underwriter. In this role, you will analyze and underwrite complex commercial real estate transactions, working closely with internal teams and clients to deliver efficient, risk-conscious solutions.
Job Summary
The Commercial Underwriter provides underwriting support, guidance, and authorization for title insurance commitments, policies, and endorsements. This role evaluates and mitigates risk, ensures compliance with company standards, and supports successful transaction execution.
Key Responsibilities
· Provide underwriting support, counsel, and authorization to staff and customers.
· Prepare title commitments, pro forma policies, and final policies/endorsements for Arizona commercial transactions.
· Analyze legal documents, surveys, and title objections to assess and mitigate risk.
· Apply underwriting guidelines within delegated authority limits.
· Lead transactions from commitment through policy issuance.
· Incorporate organizational documents and due diligence into underwriting decisions.
· Collaborate with internal teams and external partners to resolve issues and drive closings.
· Communicate clearly and professionally, including complex or sensitive matters.
· Manage workload and priorities to meet deadlines and productivity expectations.
Qualifications
· Familiarity with real estate law and applicable state and federal regulations.
· Strong understanding of commercial title insurance and settlement processes.
· Ability to analyze complex title issues and deliver practical solutions.
· Strong collaboration, decision-making, and negotiation skills.
· Excellent written and verbal communication skills.
· Highly organized with strong attention to detail and time management.
· Problem-solving mindset with the ability to think creatively
·
Experience & Technical Skills
· Experience preparing and revising commercial title commitments and pro formas.
· Ability to read metes and bounds legal descriptions.
· Experience reviewing ALTA/NSPS surveys.
· Ability to analyze organizational documents and confirm signing authority.
· Proficiency with SoftPro, Data Trace, TitlePoint, and Outlook.
· Strong investigative and analytical skills with attention to quality and accuracy.
· Customer-focused approach with a commitment to service excellence.
Compensation & Benefits
Job Type: Full-time
Benefits include:
- 401(k) with company matching
- Stock Purchase Plan
- Health, dental, and vision insurance
- Life insurance
- Paid time off
Equal Opportunity Employer
FNF, its affiliates, and subsidiaries are Equal Opportunity Employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information, or any other characteristic protected by applicable law.
Job Type: Full-time
Pay: $80,000.00 - $90,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person
The Opportunity
We are seeking a detail-oriented and motivated professional to join our team as a Commercial Underwriter. In this role, you will analyze and underwrite complex commercial real estate transactions, working closely with internal teams and clients to deliver efficient, risk-conscious solutions.
Job Summary
The Commercial Underwriter provides underwriting support, guidance, and authorization for title insurance commitments, policies, and endorsements. This role evaluates and mitigates risk, ensures compliance with company standards, and supports successful transaction execution.
Key Responsibilities
· Provide underwriting support, counsel, and authorization to staff and customers.
· Prepare title commitments, pro forma policies, and final policies/endorsements for Arizona commercial transactions.
· Analyze legal documents, surveys, and title objections to assess and mitigate risk.
· Apply underwriting guidelines within delegated authority limits.
· Lead transactions from commitment through policy issuance.
· Incorporate organizational documents and due diligence into underwriting decisions.
· Collaborate with internal teams and external partners to resolve issues and drive closings.
· Communicate clearly and professionally, including complex or sensitive matters.
· Manage workload and priorities to meet deadlines and productivity expectations.
Qualifications
· Familiarity with real estate law and applicable state and federal regulations.
· Strong understanding of commercial title insurance and settlement processes.
· Ability to analyze complex title issues and deliver practical solutions.
· Strong collaboration, decision-making, and negotiation skills.
· Excellent written and verbal communication skills.
· Highly organized with strong attention to detail and time management.
· Problem-solving mindset with the ability to think creatively
·
Experience & Technical Skills
· Experience preparing and revising commercial title commitments and pro formas.
· Ability to read metes and bounds legal descriptions.
· Experience reviewing ALTA/NSPS surveys.
· Ability to analyze organizational documents and confirm signing authority.
· Proficiency with SoftPro, Data Trace, TitlePoint, and Outlook.
· Strong investigative and analytical skills with attention to quality and accuracy.
· Customer-focused approach with a commitment to service excellence.
Compensation & Benefits
Job Type: Full-time
Benefits include:
- 401(k) with company matching
- Stock Purchase Plan
- Health, dental, and vision insurance
- Life insurance
- Paid time off
Equal Opportunity Employer
FNF, its affiliates, and subsidiaries are Equal Opportunity Employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information, or any other characteristic protected by applicable law.
Job Type: Full-time
Pay: $80,000.00 - $90,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person
See All 47 Underwriter Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Arizona
Where Arizona roles are concentrated, by current openings.
Underwriter Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Insurance
- Banking & Financial Services
What Arizona Employers Look For
The qualifications that appear most often in underwriter jobs across Arizona.
- Active Arizona Department of Insurance license or reciprocal license recognized in Arizona
- Bachelor's degree in finance, business, risk management, or a related field
- Two or more years of underwriting experience in a relevant line of business
- Proficiency with underwriting platforms, policy management systems, or loan origination software
- Strong analytical and risk assessment skills with attention to regulatory compliance
- Industry designation such as CPCU, AU, or CUL preferred for mid-level and senior roles
Underwriter Jobs in Arizona: Frequently Asked Questions
How do you become a underwriter in Arizona?
Most underwriting roles in Arizona require a bachelor's degree in finance, business, or a related field combined with relevant experience. Insurance underwriters must hold a license issued or recognized by the Arizona Department of Insurance, which administers the state's producer and adjuster licensing exams. Mortgage underwriters typically pursue DE or SAR certifications. Many candidates move into the field from claims, lending, or financial analysis roles at Arizona carriers or banks.
How much do underwriters make in Arizona?
Underwriters in Arizona earn a median of about $77,740 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $57,770 for the lowest 10% to over $127,450 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire underwriters in Arizona?
Employers hiring underwriters in Arizona right now include JPMorganChase, IAT Insurance, and Risksmith Insurance Services, based on current listings on Migrate Mate as of September 2026. Arizona's large base of insurance carriers and mortgage servicers centered in the Phoenix metro ensures consistent year-round demand from both national firms with regional offices and locally headquartered operations.
Which Arizona cities have the most underwriter jobs?
Scottsdale, Phoenix, and Tempe account for the largest share of underwriter openings in Arizona. Phoenix dominates because it is home to major insurance carrier regional headquarters and a large mortgage and financial services sector, while Scottsdale attracts specialty lines and commercial underwriting teams, and Tucson contributes steady volume through regional bank and insurance office operations.
Are there remote underwriter jobs in Arizona?
Yes, and more than most fields. Underwriting is a desk-based analytical role well suited to remote work, and many carriers have expanded distributed team structures. About 71% of underwriter openings tied to Arizona are remote or hybrid as of September 2026, reflecting how broadly the industry has adopted flexible arrangements. Commercial lines and personal lines underwriting roles tend to offer the most remote options.
How can I get hired as a underwriter in Arizona with little or no experience?
The most realistic entry path is an underwriting trainee or underwriting assistant role at a large Arizona carrier or bank, where structured training programs replace the experience requirement. State Farm and USAA both run associate underwriter programs in the Phoenix area that bring in candidates without prior underwriting backgrounds. Moving laterally from claims processing, loan processing, or financial analysis is common, and sitting for the Arizona Department of Insurance licensing exam before applying gives entry-level candidates a measurable edge.
Where can I find and apply to underwriter jobs in Arizona?
You can find and apply to underwriter jobs in Arizona on Migrate Mate, which lists current openings from Arizona employers. Search the listings to find roles that match your experience level, specialization, and preferred location, then apply directly to the ones that fit.
See All 47 Underwriter Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
Find Underwriter Jobs