Underwriter Jobs in Phoenix, AZ
Underwriter jobs in Phoenix are concentrated in property and casualty, commercial lines, and mortgage underwriting, with hiring active across Tempe, Scottsdale, and the Camelback Corridor. Insurers, regional banks, and specialty finance firms are among the employers putting underwriters to work in the metro, and Philadelphia Insurance Companies, Jencap, and Truist are actively listing roles now. Find a role that fits below and apply directly.
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This is an opportunity to join Ascot Group - one of the world’s preeminent specialty risk underwriting organizations.
Designed as a modern-era company operating through an ecosystem of interconnected global operating platforms, we’re bound by a common mission and purpose: One Ascot. Our greatest strength is a talented team who flourish in a collaborative, inclusive, and entrepreneurial culture, steeped in underwriting excellence, integrity, and a passion to find a better way, The Ascot Way.
The Ascot Way guides our people and our organization. Our underwriting platforms collaborate to find creative ways to deploy our capital in a true cross-product and cross-platform approach. These platforms work as one, deploying our capital creatively through our unique Fusion Model: Client Centric, Risk Centric, Technology Centric.
Built to be resilient, Ascot maximizes client financial security while delivering bespoke products and world class service — both pre- and post-claims. Ascot exists to solve for our clients’ brightest tomorrow, through agility, collaboration, resilience, and discipline.
Ascot is embedding artificial intelligence (AI) and automation across the organisation to enhance decision‑making, efficiency, and quality of outcomes. In this role, you will be expected to work confidently alongside AI‑enabled tools, apply sound judgment when interpreting insights, and adapt as technology continues to evolve. We value curiosity, critical thinking, and a willingness to embrace change as part of how we work.
Position Overview:
We are seeking an experienced growth-oriented Senior Underwriter, E&S Casualty with wholesale broker relationships and knowledge of E&S Casualty risks. The Senior Underwriter, E&S Casualty, will have frequent interaction with wholesale brokers in providing coverage for new and renewal businesses based on the customers’ needs. You will work with internal and external business partners to find insurance solutions for risks. The ideal candidate will work in a team environment, demonstrate a strong customer focus that will over time, reinforce E&S Casualty’s appetite and strategy. The ideal candidate will possess strong decision-making skills, be detailed oriented, and be able to build & sustain relationships, results driven and have a track record of working in a fast-paced environment.
Responsibilities:
- Grow and maintain a profitable book of business through execution of individual risk underwriting and adherence to the strategic plan of the unit.
- Underwrite and negotiate complex customer accounts to minimize risk and maximize profitability.
- Work independently within delegated underwriting authority and make referrals as required.
- Cultivate and maintain relationships with peers, leaders and internal partners across functional areas to identify cross-selling opportunities, assist in product development and operational excellence.
- Foster and maintain external relationships with wholesale brokers in an effort to market and sell Ascot’s products.
- Provide superior service to brokers and clients and create visibility through consistent engagement with trading partners.
- Work independently within delegated underwriting authority and make referrals as required.
- Stay current on competition, underwriting environment, market conditions and share that knowledge with colleagues and leadership.
- Perform other duties as assigned.
- Commit to The Ascot Way : Embody The Ascot Way in their daily interaction with colleagues, fostering colleague engagement and development, collaboration, inclusivity, and individual accountability.
Requirements:
- Bachelor’s Degree or equivalent experience.
- Minimum of 4 years of underwriting experience in the P&C insurance industry experience, with General Liability and Excess Liability preferred.
- Deep knowledge of insurance products, insurance regulations and the insurance industry.
- Strong collaborative skills and ability to thrive in a fast-paced, entrepreneurial environment.
- Strong critical thinking skills.
- Excellent organizational, desk management and prioritization skills with the ability to work independently and as part of a team.
- Must be positive, self-motivated, and possess strong interpersonal, communication and presentation skills.
- Possess strong technical, analytical, and quantitative skills.
- Excellent oral and written communication skills, ability to successfully negotiate in difficult situations with agents and brokers.
- Solution oriented team player with a strong relationship management skill set working with both internal and external stakeholders and customers.
- Proficient in Microsoft Office.
- ASLI, CPCU, ARM or other relevant professional designation preferred, but not required. Ability to travel 10-15%.
***This position may be filled at a different level, depending on experience***
Compensation
Actual base pay could vary and may be above or below the listed range based on factors including but not limited to experience, subject matter expertise, and skills. The base pay is just one component of Ascot’s total compensation package for employees. Other rewards may include annual cash bonus and other forms of discretionary compensation awarded by the Company.
The annualized base pay range for this role is: $115,000 - $145,000.
Company Benefits
The Company provides a competitive benefits package that includes the following (eligibility requirements apply):
Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more
Leave Benefits: Paid holidays, annual Paid Time Off (includes paid state /local paid leave where required), Short-term Disability, Long-term Disability, Other leaves (e.g., Bereavement, FMLA, Adoption, Maternity, Military, Primary & Non-Primary Caregiver)
Retirement Benefits: Contributory Savings Plan (401k)
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Who's Hiring



Top Industries Hiring
- Banking & Financial Services
- Insurance
Underwriter Jobs in Phoenix: Frequently Asked Questions
How do I get a underwriter job in Phoenix?
Focus on Phoenix's strongest hiring pockets: property and casualty insurers clustered in Scottsdale and Tempe, mortgage lenders concentrated along the Camelback Corridor, and commercial lines shops in downtown Phoenix. Candidates with experience in homeowners, auto, or commercial real estate underwriting have an edge here given Arizona's active housing and construction markets. Holding an AU or CU designation strengthens your profile against a competitive local candidate pool.
Which companies hire underwriters in Phoenix?
Employers hiring underwriters in Phoenix right now include Philadelphia Insurance Companies, Jencap, and Truist, based on current listings on Migrate Mate as of November 2026. Phoenix's underwriter market draws a mix of national carriers with large regional offices, regional community banks, and specialty mortgage lenders that support the metro's high volume of residential and commercial real estate activity.
Are there remote underwriter jobs in Phoenix?
Yes, though it depends on the line of business. Commercial and specialty lines underwriting tend to require more in-person collaboration, while personal lines, mortgage, and title underwriting are far more remote-compatible by nature. About 63% of underwriter openings tied to Phoenix are remote or hybrid as of November 2026, with the strongest remote options concentrated in mortgage and personal auto underwriting roles.
How can I get a underwriter job in Phoenix with little or no experience?
The most realistic entry path in Phoenix is through an underwriter trainee or underwriting assistant role at one of the metro's large regional carriers or mortgage servicers in Tempe and Scottsdale. Many Phoenix-area insurers promote from claims examiner and customer service positions into entry underwriting roles. A bachelor's degree in finance, business, or risk management and familiarity with Phoenix's residential real estate market will sharpen your candidacy considerably.
Which industries hire the most underwriters in Phoenix?
Most underwriter openings in Phoenix sit in Banking & Financial Services and Insurance, per current listings on Migrate Mate as of November 2026. Phoenix's rapid population growth, booming residential construction, and concentration of regional bank headquarters drive sustained demand across insurance carriers, mortgage lenders, and specialty finance companies operating throughout the metro.
See All 51 Underwriter Jobs in Phoenix
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