Credit Manager Jobs in New York
Credit Manager jobs in New York are among the most active in the country, concentrated in financial services, commercial banking, corporate treasury, and large retail operations, with openings at every level from junior credit analyst through senior credit director. Most hiring is in New York City, White Plains, and Melville, where institutions like JPMorgan Chase, Citigroup, and American Express maintain major operations. The most in-demand specializations are commercial credit underwriting, trade credit, and consumer credit risk. Find a role that fits below and apply directly.
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Showing 5 of 12+ Credit Manager jobs
INTRODUCTION
Corporate Functions
Senior Credit Manager
Location: New York
Employment Type: Regular
Job Code: A226767A
Responsibilities
Team Introduction
We support multiple business lines such as Non-China Ad (GBS&TTMP), non-China PICO, Lark monetization, non-China IP licensing and rental income, continuously optimize ways of working to build an automated accounting system in complex and ever changing business scenarios, as well as support global revenue, collection and clients' credit risk management in an all-round way.
As the Credit Manager, you will oversee the credit granting process for our advertising clients, including direct brands and agency holding companies. You will balance the need to drive ad revenue growth with the necessity of mitigating financial risk. The ideal candidate will have a strong understanding of digital media billing structures (agencies, programmatic, direct) and the ability to partner closely with our Sales and Ad Operations teams.
Responsibilities:
- Credit Assessment: Evaluate the creditworthiness of new and existing advertisers and media agencies by analyzing financial statements, credit reports (e.g., D&B), and payment history.
- Limit Management: Establish, monitor, and adjust credit limits for client ad spend to optimize revenue while minimizing bad debt exposure.
- Cross-Functional Collaboration: Partner directly with Sales, Account Management, and teammates within Finance to create a holistic view of the credit and payment risk of a customer and to develop the best deal possible to allow revenue growth responsibly.
- Policy Development: Develop and enforce credit and collection policies tailored to the fast-paced digital advertising lifecycle and changing economic landscape for North America.
- Reporting: Prepare monthly reporting on A/R aging, bad debt reserves, and credit exposure for executive leadership.
- Risk Mitigation: Create and maintain a cost effective credit insurance program to cover potential loss.
MINIMUM QUALIFICATIONS:
- Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Experience: 5+ years of experience in credit management and collections, with at least 2 years specifically in digital advertising, ad tech, or media.
- Industry Knowledge: Deep understanding of the advertising ecosystem, including how agency holding companies operate, sequential liability, and programmatic billing.
- Soft Skills: Strong negotiation and communication skills, with the ability to maintain positive client relationships while strictly enforcing financial terms.
Job Information
【For Pay Transparency】Compensation Description (Annually)
The base salary range for this position in the selected city is $108000 - $168000 annually.
Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
-
Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
-
Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
-
Exercising sound judgment.
ABOUT TIKTOK
TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.
WHY JOIN US
Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.
We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.
DIVERSITY & INCLUSION
TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
TIKTOK ACCOMMODATION
TikTok is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at
https://tinyurl.com/RA-request
INTRODUCTION
Corporate Functions
Senior Credit Manager
Location: New York
Employment Type: Regular
Job Code: A226767A
Responsibilities
Team Introduction
We support multiple business lines such as Non-China Ad (GBS&TTMP), non-China PICO, Lark monetization, non-China IP licensing and rental income, continuously optimize ways of working to build an automated accounting system in complex and ever changing business scenarios, as well as support global revenue, collection and clients' credit risk management in an all-round way.
As the Credit Manager, you will oversee the credit granting process for our advertising clients, including direct brands and agency holding companies. You will balance the need to drive ad revenue growth with the necessity of mitigating financial risk. The ideal candidate will have a strong understanding of digital media billing structures (agencies, programmatic, direct) and the ability to partner closely with our Sales and Ad Operations teams.
Responsibilities:
- Credit Assessment: Evaluate the creditworthiness of new and existing advertisers and media agencies by analyzing financial statements, credit reports (e.g., D&B), and payment history.
- Limit Management: Establish, monitor, and adjust credit limits for client ad spend to optimize revenue while minimizing bad debt exposure.
- Cross-Functional Collaboration: Partner directly with Sales, Account Management, and teammates within Finance to create a holistic view of the credit and payment risk of a customer and to develop the best deal possible to allow revenue growth responsibly.
- Policy Development: Develop and enforce credit and collection policies tailored to the fast-paced digital advertising lifecycle and changing economic landscape for North America.
- Reporting: Prepare monthly reporting on A/R aging, bad debt reserves, and credit exposure for executive leadership.
- Risk Mitigation: Create and maintain a cost effective credit insurance program to cover potential loss.
MINIMUM QUALIFICATIONS:
- Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Experience: 5+ years of experience in credit management and collections, with at least 2 years specifically in digital advertising, ad tech, or media.
- Industry Knowledge: Deep understanding of the advertising ecosystem, including how agency holding companies operate, sequential liability, and programmatic billing.
- Soft Skills: Strong negotiation and communication skills, with the ability to maintain positive client relationships while strictly enforcing financial terms.
Job Information
【For Pay Transparency】Compensation Description (Annually)
The base salary range for this position in the selected city is $108000 - $168000 annually.
Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
-
Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
-
Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
-
Exercising sound judgment.
ABOUT TIKTOK
TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.
WHY JOIN US
Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.
We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.
DIVERSITY & INCLUSION
TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
TIKTOK ACCOMMODATION
TikTok is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at
https://tinyurl.com/RA-request
See All 12 Credit Manager Jobs in New York
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Find Credit Manager JobsCredit Manager Jobs by City in New York
Where New York roles are concentrated, by current openings.
Credit Manager Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
- BNP Paribas2
- Nova Credit2
- Standard Chartered Bank2
- Anthropic1
- CREDIT GENIE1
Top Industries Hiring
- Banking & Financial Services7
- Investment & Asset Management2
- Fintech1
- Science & Research1
- Technology & Software1
What New York Employers Look For
The qualifications that appear most often in credit manager jobs across New York.
- Bachelor's degree in finance, accounting, or a related business discipline
- Three or more years of credit analysis or commercial lending experience
- Professional certification such as CCP or CBF from NACM preferred
- Proficiency with credit risk platforms, ERP systems, and financial modeling tools
- Strong knowledge of UCC filings, lien rights, and New York commercial credit law
- Experience managing a credit team and setting credit policies for a portfolio
Credit Manager Jobs in New York: Frequently Asked Questions
How do you become a credit manager in New York?
New York does not require a state-issued license to work as a credit manager, so the path runs through education and credentials recognized by employers. Most New York firms expect a bachelor's degree in finance or accounting followed by several years in credit analysis or commercial lending. The Certified Credit and Risk Professional designation from NACM and the Certified Business Fellow credential are widely recognized by New York financial services and corporate employers as the standard professional benchmarks.
Which companies hire credit managers in New York?
Employers hiring credit managers in New York right now include BNP Paribas, Nova Credit, and Standard Chartered Bank, based on current listings on Migrate Mate as of June 2026. New York's concentration of global banks, insurance carriers, and large retail and media corporations means demand is consistent across both financial services firms and major corporate treasury departments.
Which New York cities have the most credit manager jobs?
New York and Buffalo account for the largest share of credit manager openings in New York. New York City dominates because of its density of global banks, asset managers, and corporate headquarters, while White Plains and Melville draw openings from regional bank branches, insurance companies, and large retail and distribution operations headquartered in the suburbs.
Are there remote credit manager jobs in New York?
Yes, and more than many finance roles, since credit review and portfolio oversight translate well to remote work. About 33% of credit manager openings tied to New York are remote or hybrid as of June 2026, reflecting how much of the day-to-day work involves analysis, reporting, and digital communication. Policy-setting and team management functions are most commonly offered on a hybrid schedule, while pure credit analysis roles are most likely to be fully remote.
How can I get hired as a credit manager in New York with little or no experience?
The most realistic entry path is a credit analyst or accounts receivable associate role at a New York bank or corporate finance department, which provides the portfolio exposure employers expect before promoting into management. Large New York institutions like Citigroup and JPMorgan run formal credit analyst rotational programs for recent graduates, and regional banks across the metro area hire junior analysts from community college and four-year finance programs. Earning the NACM Credit Business Associate designation while in an entry role signals seriousness to hiring managers and accelerates the path to a supervisory title.
Where can I find and apply to credit manager jobs in New York?
You can find and apply to credit manager jobs in New York on Migrate Mate, which lists current openings across New York City, the suburbs, and the rest of the state. Find roles that fit your experience and apply directly to the employers posting them.
See All 12 Credit Manager Jobs in New York
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