Insurance Jobs in Florida
Insurance jobs in Florida are among the most active in the country, concentrated in property and casualty underwriting, commercial lines, health insurance, and claims management across a market shaped by hurricane exposure, a large retiree population, and rapid population growth. Miami, Tampa, and Jacksonville anchor most of the hiring, where major carriers and brokerages like Universal Insurance Holdings, Heritage Insurance Holdings, and Brown and Brown Insurance maintain substantial operations. The most in-demand specialties right now are P&C underwriting, claims adjusting, and benefits administration, with openings ranging from entry-level customer service representatives to senior risk managers and account executives. Scan the live roles below and apply to whichever ones fit.
Find Insurance JobsOverview
Showing 5 of 293+ Insurance jobs
Most agents spend their day chasing people who never asked to hear from them. At Eterna, the people you talk to called us. They searched for life insurance, found us, and picked up the phone. Your job is to help them find the right coverage.
You’ll work from our office in Lake Worth, serving the West Palm Beach area, with daily training and a mentor whose job is helping you get good at this.
What you’ll do
- Take inbound calls from people who are already looking for life insurance.
- Learn each caller’s situation and recommend coverage that fits, from a wide range of carriers.
- Build your skills through daily training and one-on-one mentoring.
- Move through Spark, Spark Plus and Limitless at your own pace.
What Eterna takes care of
- The calls. There’s no dialing and no buying lists.
- Carrier contracts, compliance and the back office.
- The call flow and the technology that keeps you organized.
- A team in the office every day, and leaders who have done the work.
How you grow
Spark
Learn with support. Spark covers the cost of your calls while you learn, with a mentor and daily training. You cover your state license fees.
Spark Plus
You’re proficient and producing. Call support continues each week, and your comp goes up.
Limitless
Cover your own costs, keep the highest comp, and own your book of business and renewals. Build a team if you want to lead.
Already licensed and producing? You can start at Limitless from day one.
Who does well here
We care more about attitude than experience. The people who do well here are coachable, competitive and dependable, and they show up. Many come from retail, hospitality, restaurants, fitness or college athletics, and many started with no insurance background.
Before you start
- Contracted and commission based. You’re a 1099 agent and you’re paid on what you sell. We’ll walk you through exactly how comp works in your first conversation with us.
- A life insurance license is required. Not licensed yet? You can still begin. We’ll point you to a pre-licensing course. Florida requires 60 approved hours for the 2-15 license, and state fees are yours.
- In office, full time. This role is based in our West Palm Beach office.
Eterna agents are independent contracted agents paid on commission. Results depend on individual effort and are not guaranteed. A state life insurance license is required to sell. Eterna Insurance Solutions, 43 Discovery, Suite 260, Irvine, CA 92618. Licensed in all 50 states.
See All 293+ Insurance Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Insurance JobsInsurance Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Insurance Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Education
- Automotive
- Banking & Financial Services
What Florida Employers Look For
The qualifications that appear most often in insurance jobs across Florida.
- Active Florida 2-20 (General Lines) or 2-14 (Life, Health) license required or must obtain within 90 days
- Experience with P&C, health, or commercial lines products common in Florida's coastal and hurricane-prone market
- Proficiency in insurance management systems such as Applied Epic, AMS360, or similar agency platforms
- Strong knowledge of Florida-specific regulations, filing requirements, and Department of Financial Services guidelines
- Bachelor's degree in business, finance, risk management, or a related field preferred by most Florida carriers
- Bilingual ability in English and Spanish is frequently listed as a requirement or strong advantage in South Florida
Insurance Jobs in Florida: Frequently Asked Questions
How do you become a insurance in Florida?
To work as a licensed insurance professional in Florida, you must pass a state licensing exam administered through the Florida Department of Financial Services. The most common licenses are the 2-20 General Lines Agent license for P&C work and the 2-15 Life, Health, and Variable Annuity license. Both require completing a state-approved pre-licensing course before sitting for the exam. No college degree is mandated by the state, though most employers prefer one.
Which companies hire insurances in Florida?
Florida insurance roles are posted by navsav, Optavise, and State Farm and others right now, based on current listings on Migrate Mate as of November 2026. Florida's unique mix of hurricane exposure, a large senior population, and fast-growing metro areas keeps demand high across carriers, independent agencies, and third-party administrators throughout the state.
Which Florida cities have the most insurance jobs?
Miami, Orlando, and Tampa lead Florida in insurance openings. Miami's concentration of international businesses and a large bilingual population drives heavy demand for commercial and health lines, Tampa's growing corporate sector and major carrier headquarters fuel underwriting and claims roles, and Jacksonville's cost-of-business advantage has attracted regional insurance operations and back-office centers that consistently hire across multiple functions.
Are there remote insurance jobs in Florida?
Yes, and more than most fields. About 37% of insurance openings tied to Florida are remote or hybrid as of November 2026, reflecting how much of the work involves policy administration, underwriting review, and claims processing that can be done entirely from a home office. Roles with the strongest remote availability include personal lines underwriting, benefits coordination, and insurance customer service.
How can I get hired as a insurance in Florida with little or no experience?
The most realistic entry path is obtaining a Florida 2-20 or 2-15 pre-licensing certification before applying, which signals commitment even without work history. Large Florida carriers and brokerages such as Brown and Brown and Universal Insurance Holdings run new-associate and customer service trainee programs designed for candidates without direct experience. Starting as a personal lines customer service representative or claims assistant is a common lateral move that leads quickly into underwriting or adjusting tracks.
Where can I find and apply to insurance jobs in Florida?
You can find and apply to insurance jobs in Florida on Migrate Mate, which lists current Florida openings across carriers, brokerages, and third-party administrators. Search the listings, find the roles that match your license type and experience level, and apply directly to the ones that fit.
See All 293+ Insurance Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Insurance Jobs