OPT Collection Agent Jobs
Collection Agent jobs are open to F-1 OPT students with degrees in finance, business administration, or a related field. Most roles involve accounts receivable, debtor communication, and compliance work that directly aligns with STEM-adjacent or business OPT authorization. Standard OPT gives you 12 months to work in this field.
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At Holiday Inn Club Vacations, we believe in strengthening families. And we look for people who exhibit the courage, caring and creativity to help us become the most loved brand in family travel. We’re committed to growing our people, memberships, resorts, and guest love. That’s why we need individuals who are passionate in life and bring those qualities to work every day. Do you instill confidence, trust, and respect in those around you? Do you encourage success and build relationships? If so, we’re looking for you.
This position will be responsible for all collection activity on accounts to maintain the best possible portfolio performance and customer service. This may be done with the use of a predictive dialer system as well as working manually from lists provided. Areas of responsibility are Inbound, Outbound, Blended collections, Pending, Latitudes, Solutions and Recovery and Condo (Maintenance and Taxes).
COMPANY BENEFITS:
- Matching 401K
- Growth & Developmental Opportunities
- Comprehensive Medical, Dental & Vision Benefits
- PTO - Paid Time Off
- Travel Benefits & Discounted Vacations Through Our ClubGo Program
- Tuition Reimbursement & Continuing Education Courses
- Outstanding Company Culture
ESSENTIAL DUTIES AND TASKS:
- Communicate with owners via telephone and make diligent efforts to collect all open items on an account, including delinquent payments, delinquent maintenance, taxes, use fees, and deed recovery, as necessary.
- Ensure timely contact with accounts and determine if additional research or skip tracing is required.
- Keep owners informed about the status of their accounts with clear and detailed communication during each interaction.
- Adhere to training and quality guidelines to ensure proper collection methods and provide quality customer service during all calls.
QUALIFICATIONS
- Minimum of 2 years of collections and/or customer service call center experience preferred.
- Experience using a predictive dialer system preferred.
- Proficient in continuous computer use.
- Comfortable with continuous phone use throughout the workday.
- Ability to multi-task, prioritize, and manage time effectively.
- Strong interpersonal and communication skills.
- High attention to detail.
- Ability to adapt to a fast-paced call center environment.
This job description in no way states or implies that these are the only duties to be performed by the employee in this position. It is not intended to give all details or a step-by-step account of the way each procedure or task is performed. The incumbent is expected to perform other duties necessary for the effective operation of the department.
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Get Access To All JobsTips for Finding OPT Sponsorship in Collection Agent
Target employers with established OPT hiring history
Large collections agencies and financial services firms are more likely to have HR processes for OPT students. Smaller agencies often lack the infrastructure to handle work authorization paperwork, so focus your applications on mid-size to enterprise employers.
Frame your degree field clearly on your resume
Collection Agent roles require OPT employment to be directly related to your degree. If your background is in finance, accounting, or business administration, make that connection explicit in your resume summary so hiring managers can confirm OPT eligibility quickly.
Know your OPT end date before you apply
Employers will ask how long your work authorization lasts. Know your exact OPT expiration date and whether you qualify for a STEM OPT extension. Having a clear answer to authorization questions builds confidence with recruiters and avoids delays late in hiring.
Highlight compliance and regulatory knowledge
Collection roles operate under strict federal and state regulations. Candidates who can reference knowledge of consumer protection frameworks during interviews signal readiness for the role. This also differentiates you from applicants without a formal business or finance background.
Address work authorization early in recruiter conversations
Bring up your OPT status in the first recruiter call rather than waiting for an offer. Explaining that OPT is employer-friendly and requires no petition filing removes hesitation early and prevents wasted time on both sides if sponsorship is a dealbreaker.
Prepare documentation before your start date
Your employer will need your EAD card and signed offer letter to complete I-9 verification. Have your EAD, passport, visa, and I-20 readily available so onboarding is not delayed. Some employers also request a copy of your SEVIS record for HR files.
Collection Agent OPT: Frequently Asked Questions
Can F-1 OPT students legally work as Collection Agents?
Yes, F-1 OPT students can work as Collection Agents as long as the role is directly related to their degree field. A degree in finance, business administration, accounting, or a related discipline typically satisfies this requirement. You must have an approved EAD card before your start date. Working without a valid EAD, or in a role unrelated to your degree, violates OPT terms and can jeopardize your status.
Does a Collection Agent job qualify for STEM OPT extension?
Collection Agent roles do not typically qualify for the 24-month STEM OPT extension on their own, because the Standard Occupational Classification code for this role is not on the STEM Designated Degree Program List. However, if your degree is in a STEM-designated field and your role involves significant data analysis, financial modeling, or technology application, your DSO may be able to evaluate whether the position qualifies.
Do Collection Agent employers need to file any visa petition for OPT students?
No. During your initial 12-month OPT period, employers do not file a visa petition or pay any government fees to hire you. Your work authorization is self-contained through your EAD. The employer only needs to complete standard I-9 verification. This makes OPT one of the simplest work authorization types for employers to manage, which is worth emphasizing when speaking with hiring managers.
Where can I find Collection Agent jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT and visa-sponsored job seekers. You can browse Collection Agent roles on Migrate Mate and filter for positions where employers have a history of hiring international students. This saves time compared to applying broadly and encountering employers who are unfamiliar with or unwilling to hire OPT candidates.
What happens to my OPT if I lose a Collection Agent job?
If you lose your job, your OPT status is not immediately terminated. You have a 90-day unemployment allowance across your entire OPT period. You must report the job separation to your DSO within ten days and actively seek new employment. If you exceed 90 cumulative days of unemployment before finding a new role, you fall out of valid status and must stop working until another authorization is in place.