OPT Strategic Finance Lead Jobs
Strategic Finance Lead roles blend financial modeling, business partnering, and long-term planning, making them a strong fit for F-1 OPT students with finance, economics, or business degrees. Most positions qualify as STEM OPT extensions when classified under financial analysis or operations research occupational codes, giving you up to three years of work authorization.
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Get Access To All JobsTitle: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Company:
Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.
We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.
What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.
Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit’s credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations—translating complex financial data into clear insights that drive decision-making at the leadership level.
What you’ll own:
- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
Requirements
What You’ll Bring:
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience with business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:
- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role.
- This role will also be granted company equity via stock options.
Why Choose Sunbit?
Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.
People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.
The Perks:
- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.
Recruitment Fraud Disclaimer
We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at hr@sunbit.com to confirm.
We ask that you contact hr@sunbit.com only about potential instances of fraud. hr@sunbit.com does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to hr@sunbit.com directly, and your email about your application will be deleted from our systems.
Title: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Company:
Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.
We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.
What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.
Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit’s credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations—translating complex financial data into clear insights that drive decision-making at the leadership level.
What you’ll own:
- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
Requirements
What You’ll Bring:
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience with business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:
- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role.
- This role will also be granted company equity via stock options.
Why Choose Sunbit?
Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.
People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.
The Perks:
- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.
Recruitment Fraud Disclaimer
We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at hr@sunbit.com to confirm.
We ask that you contact hr@sunbit.com only about potential instances of fraud. hr@sunbit.com does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to hr@sunbit.com directly, and your email about your application will be deleted from our systems.
See all 35+ OPT Strategic Finance Lead Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Strategic Finance Lead Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship in Strategic Finance Lead
Confirm your OPT employer authorization before accepting
Your employer must be registered with E-Verify to hire you during the STEM OPT extension period. Confirm this before signing any offer. Startups and smaller firms sometimes lack E-Verify registration, which would limit you to 12 months of standard OPT.
Target companies with active H-1B sponsorship histories
Strategic Finance Lead roles are almost always classified as specialty occupations, making them strong H-1B visa candidates. Prioritize companies that have sponsored finance professionals before. Past sponsorship behavior is the single most reliable predictor of future sponsorship willingness.
Clarify your SOC code with your DSO early
STEM OPT eligibility for strategic finance roles depends on the Standard Occupational Classification code your employer uses. Financial Analysts (13-2051) and Operations Research Analysts (15-2031) typically qualify. Confirm the correct SOC code with your DSO before your employer files the I-983 training plan.
Position your quantitative skills as a differentiator
Strategic finance candidates with strong modeling, SQL, or Python skills are more competitive and more likely to receive sponsorship. Employers investing in H-1B sponsorship want candidates who are difficult to replace. Emphasize analytical depth, not just financial reporting experience, in every application.
Start the H-1B conversation during the offer stage
Do not wait until your OPT is expiring to raise visa sponsorship. Bring it up directly during offer negotiations so both sides have clear expectations. Employers who are unwilling to sponsor will tell you then, saving you from accepting a role with no long-term path.
Use your OPT period to build cross-functional business credibility
Strategic Finance Leads who partner closely with operations, product, and go-to-market teams are harder to replace and easier to sponsor. Use your OPT window to expand your internal influence, not just close the books. Demonstrated business impact strengthens any future visa petition.
Strategic Finance Lead OPT: Frequently Asked Questions
Do Strategic Finance Lead roles qualify for the STEM OPT extension?
Most do, but it depends on the SOC code your employer assigns. Roles classified under Financial Analysts (13-2051) or Operations Research Analysts (15-2031) qualify for the 24-month STEM OPT extension, giving you up to three years total. Roles classified under general management codes typically do not qualify, so confirm the classification with your DSO before your employer files the I-983.
How do I find Strategic Finance Lead jobs that sponsor OPT and H-1B?
Migrate Mate filters job listings specifically for employers willing to sponsor F-1 OPT students and H-1B visa holders, so you're not wasting time on roles that won't support your authorization. Strategic finance positions at growth-stage companies and larger enterprises are the most likely to have sponsorship infrastructure already in place.
Can I work as a Strategic Finance Lead at a startup on OPT?
Yes, but verify the startup is registered with E-Verify before accepting an offer, since STEM OPT extension requires E-Verify compliance. Many early-stage startups have not yet registered. If the company is pre-Series B, also assess whether they have the legal and HR resources to navigate H-1B sponsorship when your OPT window closes.
What happens to my OPT authorization if I get promoted or change roles within the same company?
A promotion within the same employer generally does not disrupt your OPT status as long as the role remains within your degree field. However, if the job duties change significantly, you should notify your DSO and confirm the updated role still aligns with your OPT authorization. For STEM OPT extensions, any material change in employment must be reported through an updated I-983 training plan.
Is a Strategic Finance Lead role strong enough to support an H-1B petition after OPT?
Yes. Strategic Finance Lead positions routinely qualify as H-1B specialty occupations because they require at minimum a bachelor's degree in finance, accounting, economics, or a related field. The role's combination of financial modeling, business strategy, and cross-functional analysis aligns well with the specialty occupation standard. Employers with prior finance sponsorship experience will find the petition straightforward to prepare.