OPT Finance Assistant Jobs
Finance Assistant roles are a strong fit for F-1 OPT students with degrees in finance, accounting, or economics. Most positions involve bookkeeping, financial reporting, and supporting senior analysts, making them straightforward to connect to your coursework when explaining OPT authorization to employers.
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Title: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Company:
Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.
We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.
What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.
Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit’s credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations—translating complex financial data into clear insights that drive decision-making at the leadership level.
What you’ll own:
- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
Requirements
What You’ll Bring:
- Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience with business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:
- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role.
- This role will also be granted company equity via stock options.
Why Choose Sunbit?
Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.
People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.
The Perks:
- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.
Recruitment Fraud Disclaimer
We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at hr@sunbit.com to confirm.
We ask that you contact hr@sunbit.com only about potential instances of fraud. hr@sunbit.com does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to hr@sunbit.com directly, and your email about your application will be deleted from our systems.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Finance Assistant
Lead with your OPT timeline upfront
Finance employers plan hiring cycles months ahead. Mentioning your OPT authorization period and STEM extension eligibility early helps hiring managers assess fit before investing time in multiple interview rounds.
Highlight relevant coursework and certifications
Finance Assistant roles often require Excel, QuickBooks, or basic financial modeling skills. Listing relevant coursework alongside any Bloomberg or accounting software certifications strengthens your application when work experience is limited.
Target employers already familiar with OPT
Mid-size accounting firms, financial services companies, and corporate finance teams regularly hire OPT students. These employers have existing HR processes for work authorization verification, which shortens the onboarding timeline significantly.
Connect your degree field directly to the role
USCIS requires OPT work to be directly related to your degree. Finance Assistant duties like accounts payable, budget tracking, and financial reporting map cleanly to finance or accounting degrees, so make that connection explicit in your resume.
Apply early relative to your OPT start date
Finance teams often run structured hiring processes with multiple approval layers. Starting your job search 60 to 90 days before your OPT authorization begins gives employers enough runway to complete onboarding before your start date.
Prepare to explain E-Verify without prompting
Many finance employers, especially those contracting with government agencies, are E-Verify participants. Having a brief explanation of your work authorization status and EAD card ready reduces friction during HR screening calls.
Finance Assistant OPT: Frequently Asked Questions
Can I work as a Finance Assistant on F-1 OPT?
Yes, Finance Assistant roles qualify for F-1 OPT as long as the work is directly related to your degree field. A finance, accounting, economics, or business degree maps clearly to duties like financial reporting, accounts payable, and budget analysis. You must have your EAD card in hand before starting work, and the position must be at least 20 hours per week.
Do Finance Assistant jobs qualify for the STEM OPT extension?
Finance Assistant roles can qualify for the 24-month STEM OPT extension if your degree is in a STEM-designated field such as accounting, finance, or economics, and your employer is enrolled in E-Verify. Not all finance or business degrees are on the STEM list, so confirm your specific degree's classification with your DSO before assuming eligibility.
How do I find Finance Assistant jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT students and filters Finance Assistant openings by OPT sponsorship willingness, so you're not guessing which employers are open to your work authorization status. Searching a general job board means manually screening hundreds of listings for OPT compatibility, which wastes time during a deadline-sensitive job search.
What happens if my Finance Assistant job ends before my OPT expires?
If your employment ends, you have a 60-day grace period to find a new qualifying position, transfer to a different visa status, or prepare to leave the United States. Unemployment counts against your OPT authorization and cannot exceed 90 days in total for post-completion OPT, so starting your next job search immediately is important.
Do Finance Assistant employers need to file any paperwork to hire me on OPT?
No, employers do not file a petition or pay government fees to hire OPT students. Your EAD card is your work authorization document, and the employer simply verifies it through standard Form I-9 employment eligibility verification. This is a key advantage over H-1B visa sponsorship, which requires employer-initiated filing and USCIS approval before work can begin.