OPT Fraud Specialist Jobs
Fraud Specialist roles involve investigating financial crimes, analyzing suspicious transactions, and protecting organizations from fraud losses. F-1 OPT students with degrees in finance, criminal justice, or data analytics qualify. Your 12-month OPT window is sufficient for most employer onboarding timelines, and STEM OPT extension may apply if your degree qualifies.
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About Moda
Founded in Oregon in 1955, Moda is proud to be a company of real people committed to quality. Today, like then, we’re focused on building a better future for healthcare. That starts by offering outstanding coverage to our members, compassionate support to our community and comprehensive benefits to our employees. It keeps going by connecting with neighbors to create healthy spaces and places, together. Moda values diversity and inclusion in our workplace. We aim to demonstrate our commitment to diversity through all our business practices and invite applications from candidates that share our commitment to this diversity. Our diverse experiences and perspectives help us become a stronger organization. Let’s be better together.
Position Summary
This is a FT hybrid position based in Portland, Oregon. The Dental Fraud and Abuse Investigator is responsible for providing accurate and appropriate documentation, research and resolution of written correspondence received from providers and potential Fraud and Abuse investigations under minimal supervision and ensure all resolution letters are in accordance with Delta Dental standards.
Pay Range
$25.58 - $28.78 hourly (depending on experience)
Actual pay is based on qualifications. Applicants who do not exceed the minimum qualifications will only be eligible for the low end of the pay range.
Benefits:
- Medical, Dental, Vision, Pharmacy, Life, & Disability
- 401K- Matching
- FSA
- Employee Assistance Program
- PTO and Company Paid Holidays
Required Skills, Experience & Education:
- Bachelor’s degree or equivalent work experience.
- 2 years of experience as a Claim Support or Customer Service Representative preferred.
- Typing proficiency of 25 wpm & 10-key proficiency of 105 kspm net on a computer keypad.
- Demonstrated knowledge of dental terminology, multiple benefit plans, and products.
- Ability to meet correspondence review timelines.
- Knowledge and understanding of correspondence and fraud and abuse procedures.
- Detail oriented and proven initiative, analytical, and problem-solving abilities.
- Highly effective organizational skills with the ability to prioritize and meet deadlines.
- Strong reading, verbal, written and interpersonal communication skills.
- Must be able to work independently, as well as part of a team, dealings with all levels of staff, members, providers, and external customers in a professional manner.
- Ability to work under pressure and exhibit flexibility in changing priorities.
- Working knowledge of dental terminology.
- Proficiency in Moda Health operating systems.
- Demonstrated proficiency in computer applications such as Word, and Excel.
- Ability to maintain confidentiality and project a professional business image.
- Ability to communicate positively, patiently, and courteously.
- Ability to come into work on time and daily.
Primary Functions:
- Coordinates interpreting contracts/handbooks, and policies and understands overall dental health plan processes.
- Utilizes guidelines to conduct extensive research and analyzes correspondence and/or fraud and abuse cases pertinent to dental claims to make decisions.
- Reviews clinical records for completeness and determines if the case is related to an administrative policy or clinical decision. Creates packet for clinical decisions for dental consultants/clinicians to review. Will review all administrative policies to respond directly to those.
- Independently assesses, investigates, and resolves difficult issues by utilizing company and industry knowledge of operational areas and all established policies and procedures.
- Organizes the volume of work and maintains a constant caseload. Monitors day to day compliance of cases to ensure that the various state and federal mandated response time frames are met.
- Communicates in writing or telephone call with members, providers, or attorneys regarding claims and policies about Moda Dental Health benefit plans. Requests additional information such as chart notes or other clinical from providers as needed.
- Accurately enters all correspondence and fraud and abuse cases into the appropriate tracking systems as needed for various reporting and auditing requirements.
- Consults with management staff on problem cases and interfaces with interdepartmental personnel in resolving provider correspondence and fraud and abuse questions.
- Responsible for ensuring the correspondence for fraud and abuse cases are completely resolved which may include reaching out to other departments.
- Prepares all cases upon receipt of the correspondence or fraud and abuse case.
- Researches and responds to all dental provider correspondence.
- Performs all primary functions of a dental claims support processor level II which would include adjusting any claims based on outcome of various types of reviews.
- Other duties as assigned.
Working Conditions & Contact with Others
- Office environment with extensive close PC and keyboard use, constant sitting, and frequent phone communication. Must be able to navigate multiple computer screens. A reliable, high-speed, hard-wired internet connection required to support remote or hybrid work. Must be comfortable being on camera for virtual training and meetings. Work in excess of standard workweek, including evenings and occasional weekends, to meet business need.
- Internally with dental claims, customer service, membership accounting, and other internal departments. Externally with providers, members, dental consultants, and others.
Together, we can be more. We can be better.
Moda Health seeks to allow equal employment opportunities for all qualified persons without regard to race, religion, color, age, sex, sexual orientation, national origin, marital status, disability, veteran status or any other status protected by law. This is applicable to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absences, compensation, and training.
For more information regarding accommodations please direct your questions to Kristy Nehler or Danielle Baker via our humanresources@modahealth.com email.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Fraud Specialist
Target financial institutions and fintech companies
Banks, credit unions, and fintech firms hire fraud specialists regularly and have established OPT sponsorship pipelines. These employers are familiar with work authorization timelines and are more likely to file H-1B visa petitions for strong performers.
Highlight your analytical and data skills
Fraud roles increasingly rely on SQL, Python, and machine learning for anomaly detection. Candidates who can demonstrate hands-on experience with transaction data or fraud modeling stand out significantly from applicants with only investigative backgrounds.
Get your CAMS certification or start studying
The Certified Anti-Money Laundering Specialist credential signals serious commitment to compliance and fraud prevention. Many employers list it as preferred or required, and pursuing it during OPT demonstrates professional investment that supports future H-1B sponsorship conversations.
Understand your STEM OPT eligibility before applying
If your degree is in data science, statistics, or a qualifying STEM field, you may be eligible for a 24-month OPT extension. Confirming this early gives employers more confidence when considering you for sponsorship after your initial authorization period.
Frame your OPT status clearly in applications
Disclose your authorization status upfront and specify your end date. Employers in fraud and compliance roles are accustomed to background checks and documentation requirements, so proactive transparency about your OPT timeline removes friction from the hiring process.
Prepare to discuss fraud scenarios in interviews
Fraud Specialist interviews often include case-based questions about identifying suspicious patterns or escalating alerts. Practicing structured responses using real examples from internships or coursework demonstrates investigative judgment, which is exactly what sponsoring employers look for.
Fraud Specialist OPT: Frequently Asked Questions
Can F-1 OPT students work as Fraud Specialists?
Yes. F-1 students authorized for OPT can work as Fraud Specialists as long as the role is directly related to your degree field. Degrees in finance, accounting, data analytics, criminal justice, and information systems all commonly support Fraud Specialist positions. Confirm the connection between your major and the job description before applying.
Do Fraud Specialist employers typically sponsor H-1B visas?
Many do, particularly large financial institutions, insurance companies, and fintech firms with dedicated compliance teams. These employers sponsor H-1B petitions for high-performing OPT employees regularly. Smaller firms and regional banks are less consistent. Searching Migrate Mate filters for visa-sponsoring employers helps you focus your applications on companies with a track record of sponsorship.
Does a Fraud Specialist role qualify for STEM OPT extension?
It depends on your degree, not the job title. If your degree is in a STEM-designated field such as data science, statistics, information systems, or mathematics, you may qualify for the 24-month STEM OPT extension. Fraud roles that involve data modeling or quantitative analysis often support this connection. Confirm your CIP code with your Designated School Official.
What degrees support a Fraud Specialist OPT job?
Finance, accounting, economics, data analytics, computer science, criminal justice, and information systems degrees all align well with Fraud Specialist roles. USCIS requires that your OPT employment be directly related to your major area of study, so you should be able to explain how your coursework connects to the investigative or analytical work the role requires.
How much time do I have on OPT to transition to H-1B sponsorship as a Fraud Specialist?
Standard OPT gives you 12 months. If you qualify for STEM OPT, you can extend by 24 months, giving you up to 36 months total. The H-1B lottery runs once per year with a filing window in March, so timing matters. Starting a Fraud Specialist role by April or May of your OPT year gives you the best chance of being included in that cycle.