OPT Insurance Jobs
Insurance roles in underwriting, claims, actuarial analysis, and risk management are strong fits for F-1 OPT students, particularly those with degrees in finance, mathematics, statistics, or business. Many insurers are familiar with OPT and STEM OPT extension timelines, giving you up to three years of work authorization to establish yourself in the industry.
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Introduction
At Gallagher, we help clients face risk with confidence because we believe that when businesses are protected, they’re free to grow, lead, and innovate. You’ll be backed by our digital ecosystem: a client-centric suite of consulting tools making it easier for you to meet your clients where they want to be met. Advanced data and analytics providing a comprehensive overview of the risk landscape is at your fingertips. Here, you’re not just improving clients' risk profiles, you’re building trust. You’ll find a culture grounded in teamwork, guided by integrity, and fueled by a shared commitment to do the right thing. We value curiosity, celebrate new ideas, and empower you to take ownership of your career while making a meaningful impact for the businesses we serve. If you’re ready to bring your unique perspective to a place where your work truly matters; think of Gallagher.
Overview
We are seeking a dynamic and entrepreneurial Producer to join our Prime small commercial team. This role is responsible for driving new business growth, fostering strong client relationships, and delivering exceptional service to retain and expand our client base. The ideal candidate will have a proven track record in sales, a passion for networking, and the ability to thrive in a relationship-driven, team-oriented environment.
How you'll make an impact
New Business Development
- Develop and acquire new business revenue through sales to new and existing clients, with a focus on small to mid-size companies with high revenue potential.
- Build and maintain a robust prospecting pipeline through networking, client visits, referral sources, industry associations, and agency-hosted events.
- Prospect, develop, and maintain relationships with business owners, executives, and key decision-makers to identify insurance and risk management opportunities.
- Actively participate in team sales situations with other producers and support personnel.
Client Relationship Management
- Provide tailored commercial insurance and risk management solutions to meet client needs while supporting long-term account retention and growth.
- Manage overall client relationships, supported by account management teams for day-to-day service and policy administration.
- Collaborate with account managers and carrier partners to ensure seamless renewals, coverage reviews, and client satisfaction.
- Serve as a trusted advisor by identifying evolving client exposures and recommending appropriate coverage solutions.
Sales Strategy & Execution
- Prepare and implement an individual business plan and production budget to achieve new business and revenue objectives.
- Apply industry technologies and market intelligence to drive new sales, expand existing accounts, and enhance client service.
- Conduct prospect and client meetings, presentations, and coverage reviews to identify risks and deliver effective insurance solutions.
- Host and participate in client-facing events, networking functions, industry meetings, and educational seminars to strengthen relationships and generate leads.
Team Collaboration & Leadership
- Assist, educate, and mentor team members in new client sales situations and existing client service requirements.
- Provide direction and support in account transfer situations.
- Develop and maintain inter-division and inter-company relationships aligned with the organization's corporate culture and growth strategy.
- Collaborate with internal teams and carrier partners to deliver comprehensive insurance solutions and exceptional client experiences.
About You
Desired:
- 5+ years of sales experience (flexible for strong candidates).
- Proven ability to:
- Prospect and build a pipeline.
- Handle objections effectively and demonstrate tenacity and grit.
- Excel in networking settings and build strong client relationships.
- Retain clients and collaborate with account managers to ensure success.
- Professional certification preferred (CEBS, CPCU, CIC or ARM)
- Familiarity with the Chicago market and established local connections
Required:
- Bachelor's degree, 1 year related experience, and appropriate insurance licensing required OR;
- Bachelor's degree, participation in Gallagher's Sales Internship Program (GSIP), and appropriate insurance licensing required OR;
- High School Diploma/GED and 6 years experience with appropriate insurance licensing required
- 25–50% travel, primarily local (e.g., commuting into Chicago for events).
- Frequent client visits are integral to the team’s value proposition.
Work Traits:
- Acts independently with minimal direction
- Strong communication and interpersonal skills
- Entrepreneurial mindset with a proactive approach to sales.
- Comfortable with the realities of sales, including highs and lows, and driven by persistence.
- Strong networking and relationship-building skills.
Compensation and benefits
At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.
- Competitive compensation
- Comprehensive benefits programs designed to support your well-being
- Career development opportunities and ongoing learning
- A collaborative, people-first culture with accessible leadership
- The opportunity to do meaningful work with global reach and local impact
At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles. Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)
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Get Access To All JobsTips for Finding OPT Sponsorship in Insurance
Clarify your OPT timeline upfront
Let hiring managers know your exact OPT start date and expiration. Insurers running structured analyst programs need to plan onboarding and licensing timelines, so early clarity prevents mismatched expectations and speeds up the offer process.
Highlight licensing exam progress
Insurance employers value candidates who have started or completed state licensing exams, such as the P&C or Life and Health license. It signals commitment to the industry and reduces onboarding costs, making you a stronger candidate despite OPT timeline concerns.
Focus on large carriers and brokerages
Large insurers and national brokerages have dedicated HR and immigration teams familiar with OPT and H-1B processes. Mid-size regional carriers may have less experience, making large employers a more reliable starting point for OPT students seeking sponsorship pathways.
Emphasize quantitative coursework in your application
Insurance employers in underwriting and risk roles prioritize analytical skills. Explicitly connecting your degree coursework in statistics, probability, or finance to the job description strengthens your application and supports the STEM OPT extension eligibility argument.
Ask about H-1B sponsorship history during interviews
Before investing time in a multi-stage interview process, confirm whether the company has sponsored H-1B visas for roles at your level. OFLC public disclosure data shows historical filings, which reveals whether the employer has a genuine pathway beyond OPT.
Insurance OPT: Frequently Asked Questions
Can F-1 OPT students work in insurance without any special restrictions?
Yes, F-1 OPT students can work in insurance roles as long as the position is directly related to their field of study. A finance or mathematics graduate working in underwriting or actuarial analysis meets this requirement. Roles in general sales that lack a clear academic connection may not satisfy DSO reporting requirements, so confirm the connection before accepting an offer.
Do insurance jobs qualify for the STEM OPT extension?
Many insurance roles qualify for the 24-month STEM OPT extension, particularly actuarial, data analytics, risk modeling, and quantitative underwriting positions tied to STEM-designated CIP codes in mathematics, statistics, or computer science. Your degree's CIP code determines eligibility, not the job title alone. Confirm your program's CIP code with your DSO before applying for the extension.
Which insurance employers are most likely to sponsor H-1B visas after OPT?
Large national carriers such as those in property and casualty, life, and health insurance, as well as major reinsurance firms and global brokerage houses, have the most consistent H-1B sponsorship histories. Actuarial and data science teams within these organizations file the most petitions. You can find OPT-friendly insurance employers actively hiring on Migrate Mate, where listings are filtered for visa sponsorship openness.
Do I need a state insurance license to work in insurance on OPT?
It depends on the role. Underwriters, claims analysts, and actuarial analysts typically do not require a license to start. Roles involving selling or soliciting insurance products require a state-issued license, which OPT students can obtain since licensure is not tied to immigration status. Many employers sponsor the licensing exam cost and exam prep as part of onboarding.
What happens to my OPT if I switch insurance employers?
You can change employers on OPT, but your new role must still be directly related to your degree. Report the employer change to your DSO within the required reporting window, and update your record in SEVIS. There is no need to apply for a new EAD when switching employers, but the new job must remain within your authorized field of study.