Insurance Sales Consultant Jobs for OPT Students
Insurance Sales Consultant roles are available to F-1 OPT students, but most positions are commission-based, which requires careful OPT compliance planning. STEM OPT extensions do not apply here, so your 12-month window matters. Employers in insurance typically require state licensure, which you can obtain while on OPT.
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Get Access To All JobsWe are seeking a talented individual to join our Insurance Sales Consultant team at Marsh. This role will be based in Urbandale. This is a hybrid role that has a requirement of working at least three days a week in the office. As an Insurance Sales Consultant, you will play a key role in building strong customer relationships, consulting on products, and driving sales growth while ensuring customer satisfaction.
We will count on you to:
- Perform critical client functions, including evaluating risks, developing solutions, and making recommendations to clients across the supported product line.
- Build and maintain relationships with clients to provide best in class service to drive growth and retention.
- Serve as a client contact for day-to-day needs and answer standard client questions to improve the client experience.
- Work closely with external and internal business partners to provide customer feedback and partner in creating resolutions.
- Keep abreast of changing market conditions and comply with all compliance, professional, and transparency standards to better serve clients.
- Manage and record all activities in the workflow system to ensure timely follow-up by clients, carriers, and the client team.
What you need to have:
- HS diploma or GED.
- 2+ years of client and customer service and sales experience.
- Property & Casualty license OR be able and willing to obtain within 30 days of hire (will require licensing in all fifty states within 90 days of hire).
- Ability to work an 8-hour shift within the hours of operation; 7:00 am – 6:00 pm CT Monday Friday.
What makes you stand out:
- Organization and prioritization with the ability to multitask and work in a fast-paced environment.
- P&C Insurance knowledge.
- Proven sales ability in a phone-based environment.
- Proficiency in using CRM software, sales databases, and other relevant computer applications.
- Commercial experience.
Why join our team:
- We help you be your best through professional development opportunities, interesting work, and supportive leaders.
- We foster a vibrant and inclusive culture where you can work with talented colleagues to create innovative solutions and have an impact for colleagues, clients, and communities.
- Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your wellbeing.
Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $24 billion and more than 90,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.
Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.
Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.
We are seeking a talented individual to join our Insurance Sales Consultant team at Marsh. This role will be based in Urbandale. This is a hybrid role that has a requirement of working at least three days a week in the office. As an Insurance Sales Consultant, you will play a key role in building strong customer relationships, consulting on products, and driving sales growth while ensuring customer satisfaction.
We will count on you to:
- Perform critical client functions, including evaluating risks, developing solutions, and making recommendations to clients across the supported product line.
- Build and maintain relationships with clients to provide best in class service to drive growth and retention.
- Serve as a client contact for day-to-day needs and answer standard client questions to improve the client experience.
- Work closely with external and internal business partners to provide customer feedback and partner in creating resolutions.
- Keep abreast of changing market conditions and comply with all compliance, professional, and transparency standards to better serve clients.
- Manage and record all activities in the workflow system to ensure timely follow-up by clients, carriers, and the client team.
What you need to have:
- HS diploma or GED.
- 2+ years of client and customer service and sales experience.
- Property & Casualty license OR be able and willing to obtain within 30 days of hire (will require licensing in all fifty states within 90 days of hire).
- Ability to work an 8-hour shift within the hours of operation; 7:00 am – 6:00 pm CT Monday Friday.
What makes you stand out:
- Organization and prioritization with the ability to multitask and work in a fast-paced environment.
- P&C Insurance knowledge.
- Proven sales ability in a phone-based environment.
- Proficiency in using CRM software, sales databases, and other relevant computer applications.
- Commercial experience.
Why join our team:
- We help you be your best through professional development opportunities, interesting work, and supportive leaders.
- We foster a vibrant and inclusive culture where you can work with talented colleagues to create innovative solutions and have an impact for colleagues, clients, and communities.
- Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your wellbeing.
Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $24 billion and more than 90,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X.
Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.
Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.
How to Get Visa Sponsorship as an Insurance Sales Consultant
Obtain your state insurance license before applying
Most states require a property, casualty, or life insurance license to sell policies legally. You can sit for licensing exams while on OPT. Having your license in hand signals readiness to employers and removes a common hiring barrier for international candidates.
Target employers who have sponsored work visas before
Large insurance carriers like Allstate, State Farm, and New York Life have established HR processes and are more likely to understand OPT work authorization than independent agencies. Prioritize companies with existing international employee populations and documented H-1B filing histories.
Clarify your OPT authorization timeline upfront
Insurance sales hiring cycles can move quickly. Inform recruiters early that you hold valid OPT work authorization and share your EAD expiration date. This avoids late-stage surprises and helps employers plan any future sponsorship conversations with adequate lead time.
Understand commission-based income and OPT compliance
OPT requires you to work in a job related to your degree field. Commission-only roles still qualify if the role genuinely matches your major. Document how the position connects to your degree in case your Designated School Official or USCIS requests clarification.
Pursue a degree-adjacent angle to strengthen your case
Degrees in finance, business administration, economics, or risk management directly support Insurance Sales Consultant roles. Highlight coursework in financial products or risk analysis on your resume to demonstrate the connection between your degree and this specific sales position.
Ask about H-1B sponsorship intentions during final interviews
Raise sponsorship conversations after you have demonstrated value, not at the first screening call. Frame it as forward planning: confirm whether the company has sponsored H-1B candidates previously and whether that pathway exists for high-performing employees in your role.
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Get Access To All JobsFrequently Asked Questions
Can F-1 OPT students legally work as Insurance Sales Consultants?
Yes, provided the role is directly related to your degree field. A business, finance, economics, or risk management degree supports most Insurance Sales Consultant positions. You must maintain active OPT status with a valid Employment Authorization Document and ensure the role qualifies as practical training in your declared major.
Does an Insurance Sales Consultant role qualify for a STEM OPT extension?
No. Insurance Sales Consultant positions are not classified under STEM-designated degree programs by the Department of Homeland Security. If your degree is in a non-STEM field like business or finance, you are limited to the standard 12-month OPT period. Planning your job search and employer sponsorship conversations around that timeline is essential.
How do I find Insurance Sales Consultant employers willing to sponsor visas?
Migrate Mate is designed specifically for this search. You can browse Insurance Sales Consultant roles filtered by sponsorship history, helping you identify employers who have previously filed H-1B petitions and are familiar with international work authorization. Focusing your applications on verified sponsoring employers saves significant time during a limited OPT window.
Do I need a state insurance license to start working on OPT?
Most states require a license before you can legally sell or advise on insurance products. You can study for and pass the licensing exam while your OPT application is pending or active. Many employers will conditionally hire candidates who are actively pursuing licensure, but you must hold the license before selling independently.
What happens to my OPT status if I switch from a salaried to a commission-only insurance role?
Switching compensation structures does not automatically affect your OPT status, but the role must still qualify as practical training related to your degree. Commission-only positions are permitted under OPT rules. Notify your Designated School Official of any employment changes and maintain documentation showing how the new role relates to your field of study.
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