Payments Specialist Jobs for OPT Students
Payments Specialist jobs are a strong fit for F-1 OPT students with backgrounds in finance, accounting, or business. Most roles qualify as specialty occupations, supporting H-1B sponsorship down the line. Your OPT window gives you 12 months of authorized work, with a 24-month STEM extension possible if your degree qualifies.
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Get Access To All JobsINTRODUCTION
Patterson isn't just a place to work, it's a partner that cares about your success. One of the distinguishing marks of our company is the talented people who embrace the people-first, always advancing, and results-driven culture. Professional growth abounds in this motivating environment. We value the diverse talents and experiences our employees bring to Patterson and believe that they build a stronger and successful organization.
ROLE AND RESPONSIBILITIES
The Treasury Payment Specialist supports daily treasury operations by executing cash movement activities, maintaining accurate cash records, and ensuring timely processing of payments and deposits. This role applies developed operational and accounting knowledge to monitor cash positions, reconcile transactions, and support liquidity needs while operating within established procedures and controls.
Essential Functions
- Administer wire transfers, ACH transactions, check payments, and other electronic payment activities in accordance with established cash management procedures, authorization controls, and defined processing timelines
- Monitor daily cash positions by recording and reconciling deposits, disbursements, and internal fund transfers to ensure accuracy and liquidity availability
- Maintain deposit, disbursement, and lockbox accounts, coordinating with banks and internal partners to resolve routine discrepancies and service issues
- Initiate fund movements and account transfers to support operational cash requirements, following defined schedules and guidelines
- Perform cash activity reconciliation and support month-end close by ensuring transactions are accurately recorded and appropriately documented
- Support treasury reporting by compiling cash activity data and assisting with ad-hoc requests related to cash balances and transaction history
- Identify routine process issues or inefficiencies and contribute to continuous improvement efforts within treasury operations
- Comply with Company and department policies and standards; performs other duties as assigned
MINIMUM QUALIFICATIONS
- High School Diploma or Equivalent
- 3 years of experience in Accounting, Finance, Treasury, or a related discipline
PREFERRED QUALIFICATIONS
- Associate's Degree in Accounting, Finance, or related field or equivalent education and/or experience
- Experience with SAP
SKILLS AND ABILITIES
- Working knowledge of treasury operations and cash management processes, including payment execution, account reconciliation, and transaction controls
- Strong attention to detail and accuracy, with the ability to maintain precise financial records and identify discrepancies
- Effective analytical and mathematical skills to reconcile cash activity, interpret transactional data, and support reporting needs
- Sound judgment and problem-solving ability to resolve routine issues within established procedures and escalate non-standard items as appropriate
- Clear oral and written communication skills to collaborate with internal partners, financial institutions, and team members
- Ability to work independently and as part of a team, managing multiple priorities in a deadline-driven environment
- Proficiency in MS Office applications (e.g. Word, Excel, PowerPoint)
PHYSICAL AND COGNITIVE DEMANDS
- Communicate/Hearing Frequently
- Communicate/Talking Frequently
- Learn New Tasks or Concepts Frequently
- Make Timely Decisions in the Context of a Workflow Frequently
- Complete Tasks Independently Constantly
- Maintain Focus Constantly
- Remember Processes & Procedures Constantly
- Stationary Position (Seated) Constantly
- Vision Constantly
WHAT'S IN IT FOR YOU:
We provide competitive benefits, unique incentive programs and rewards for our eligible employees:
- Full Medical, Dental, and Vision benefits and an integrated Wellness Program
- 401(k) Match Retirement Savings Plan
- Paid Time Off (PTO)
- Holiday Pay & Floating Holidays
- Volunteer Time Off (VTO)
- Educational Assistance Program
- Full Paid Parental and Adoption Leave
- LifeWorks (Employee Assistance Program)
- Patterson Perks Program
The potential compensation range for this role is below. The final offer amount could exceed this range, based on various factors such as candidate location (geographical labor market), experience, and skills.
$23.17 - $30.13
EEO Statement
Patterson provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or other related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.
INTRODUCTION
Patterson isn't just a place to work, it's a partner that cares about your success. One of the distinguishing marks of our company is the talented people who embrace the people-first, always advancing, and results-driven culture. Professional growth abounds in this motivating environment. We value the diverse talents and experiences our employees bring to Patterson and believe that they build a stronger and successful organization.
ROLE AND RESPONSIBILITIES
The Treasury Payment Specialist supports daily treasury operations by executing cash movement activities, maintaining accurate cash records, and ensuring timely processing of payments and deposits. This role applies developed operational and accounting knowledge to monitor cash positions, reconcile transactions, and support liquidity needs while operating within established procedures and controls.
Essential Functions
- Administer wire transfers, ACH transactions, check payments, and other electronic payment activities in accordance with established cash management procedures, authorization controls, and defined processing timelines
- Monitor daily cash positions by recording and reconciling deposits, disbursements, and internal fund transfers to ensure accuracy and liquidity availability
- Maintain deposit, disbursement, and lockbox accounts, coordinating with banks and internal partners to resolve routine discrepancies and service issues
- Initiate fund movements and account transfers to support operational cash requirements, following defined schedules and guidelines
- Perform cash activity reconciliation and support month-end close by ensuring transactions are accurately recorded and appropriately documented
- Support treasury reporting by compiling cash activity data and assisting with ad-hoc requests related to cash balances and transaction history
- Identify routine process issues or inefficiencies and contribute to continuous improvement efforts within treasury operations
- Comply with Company and department policies and standards; performs other duties as assigned
MINIMUM QUALIFICATIONS
- High School Diploma or Equivalent
- 3 years of experience in Accounting, Finance, Treasury, or a related discipline
PREFERRED QUALIFICATIONS
- Associate's Degree in Accounting, Finance, or related field or equivalent education and/or experience
- Experience with SAP
SKILLS AND ABILITIES
- Working knowledge of treasury operations and cash management processes, including payment execution, account reconciliation, and transaction controls
- Strong attention to detail and accuracy, with the ability to maintain precise financial records and identify discrepancies
- Effective analytical and mathematical skills to reconcile cash activity, interpret transactional data, and support reporting needs
- Sound judgment and problem-solving ability to resolve routine issues within established procedures and escalate non-standard items as appropriate
- Clear oral and written communication skills to collaborate with internal partners, financial institutions, and team members
- Ability to work independently and as part of a team, managing multiple priorities in a deadline-driven environment
- Proficiency in MS Office applications (e.g. Word, Excel, PowerPoint)
PHYSICAL AND COGNITIVE DEMANDS
- Communicate/Hearing Frequently
- Communicate/Talking Frequently
- Learn New Tasks or Concepts Frequently
- Make Timely Decisions in the Context of a Workflow Frequently
- Complete Tasks Independently Constantly
- Maintain Focus Constantly
- Remember Processes & Procedures Constantly
- Stationary Position (Seated) Constantly
- Vision Constantly
WHAT'S IN IT FOR YOU:
We provide competitive benefits, unique incentive programs and rewards for our eligible employees:
- Full Medical, Dental, and Vision benefits and an integrated Wellness Program
- 401(k) Match Retirement Savings Plan
- Paid Time Off (PTO)
- Holiday Pay & Floating Holidays
- Volunteer Time Off (VTO)
- Educational Assistance Program
- Full Paid Parental and Adoption Leave
- LifeWorks (Employee Assistance Program)
- Patterson Perks Program
The potential compensation range for this role is below. The final offer amount could exceed this range, based on various factors such as candidate location (geographical labor market), experience, and skills.
$23.17 - $30.13
EEO Statement
Patterson provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or other related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.
How to Get Visa Sponsorship as a Payments Specialist
Target fintech companies and payment processors first
Companies like payment processors, digital wallets, and fintech platforms hire Payments Specialists frequently and have established immigration programs. Their HR teams understand OPT timelines and are more likely to initiate H-1B sponsorship before your authorization expires.
Confirm your degree supports a STEM OPT extension
Finance, information systems, and applied mathematics degrees often qualify for the 24-month STEM extension. Verify your CIP code with your DSO before applying, since an extra two years of work authorization significantly improves your sponsorship timeline and makes you a safer hire.
Lead with payment systems knowledge in your application
Fluency with ACH, SWIFT, card networks, or reconciliation platforms signals specialty occupation to employers. Listing these skills prominently helps hiring managers and immigration counsel quickly confirm the role meets H-1B specialty occupation standards before making an offer.
Ask about sponsorship policy before the final interview round
Raise the H-1B sponsorship question after receiving genuine interest but before the offer stage. Framing it as a planning question rather than a demand keeps the conversation constructive and filters out employers who cannot sponsor before you invest significant time in their process.
Document your OPT authorization clearly in every application
State your work authorization status, EAD expiration date, and STEM extension eligibility upfront in cover letters or application notes. Payments roles often involve compliance-sensitive environments where employers want authorization confirmed early, reducing friction in the hiring process.
Use Migrate Mate to find OPT-friendly Payments Specialist openings
Migrate Mate filters job listings for employers open to OPT and visa sponsorship, saving you from applying to roles that will screen you out. Browsing roles there focuses your effort on companies already familiar with F-1 work authorization requirements.
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Get Access To All JobsFrequently Asked Questions
Do Payments Specialist roles qualify as specialty occupations for H-1B sponsorship?
Most Payments Specialist positions qualify as specialty occupations because they typically require a bachelor's degree in finance, accounting, business, or a related field. Roles involving ACH operations, payment reconciliation, fraud analysis, or treasury systems tend to meet the degree-specific requirement USCIS uses to evaluate H-1B eligibility. Your offer letter and job duties description both matter when your employer's immigration counsel makes that determination.
Can I work as a Payments Specialist on F-1 OPT without any additional authorization?
Yes. Your OPT Employment Authorization Document allows you to work full-time for any employer in a role directly related to your degree. A finance, business, or economics degree aligns clearly with Payments Specialist duties. You must have your EAD in hand before your start date, and your role must relate to your field of study to maintain valid F-1 status.
Which degree fields support OPT authorization for Payments Specialist jobs?
Finance, accounting, economics, business administration, and information systems degrees all support OPT authorization for Payments Specialist roles. If your degree is in a STEM-designated field such as financial mathematics, applied statistics, or management information systems, you may also qualify for the 24-month STEM OPT extension, giving you up to three years of total work authorization.
Where can I find Payments Specialist jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT students and international candidates. It surfaces Payments Specialist roles at employers who are open to sponsoring work visas, so you spend less time filtering out companies that won't consider candidates needing authorization. The platform is particularly useful as your OPT expiration approaches and sponsorship timing becomes critical.
What happens to my Payments Specialist job if my OPT expires before H-1B approval?
If your employer files your H-1B petition before the April 1 deadline and you maintain valid OPT through October 1, you're covered by cap-gap protection, which automatically extends your work authorization through the start of the new fiscal year. If your OPT expires before cap-gap kicks in or your petition isn't selected in the lottery, you'd need to stop working until another authorization is secured.
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