OPT Payments Specialist Jobs
Payments Specialist jobs are a strong fit for F-1 OPT students with backgrounds in finance, accounting, or business. Most roles qualify as specialty occupations, supporting H-1B visa sponsorship down the line. Your OPT window gives you 12 months of authorized work, with a 24-month STEM extension possible if your degree qualifies.
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.
Job Description
We are seeking a Direct Sales Representative located in or near Jacksonville, Florida
While this is a home based role, local travel is required in the assigned territory
As a Direct Sales Representative within the MPS division, you will be responsible for acquiring new merchant clients, expanding existing relationships, and driving revenue growth through direct engagement. This role is central to MPS’s transformation from legacy partnership models to a high-performance direct distribution strategy.
Key Responsibilities
Sales Execution
- Prospect and acquire new merchant clients across verticals such as Retail, Hospitality, Healthcare, and Public Sector.
- Conduct product demonstrations and articulate the value proposition of MPS solutions.
- Manage a robust sales pipeline using Salesforce and other CRM tools.
- Negotiate pricing and contract terms to close deals efficiently.
Customer Relationship Management
- Build and maintain strong, long-term client relationships.
- Execute customer retention strategies to reduce churn and increase satisfaction.
- Serve as a trusted advisor to clients, providing insights and solutions tailored to their business needs.
Market Development
- Identify and pursue opportunities in high-growth geographies and verticals.
- Stay informed on industry trends, competitive dynamics, and regulatory changes.
Operational Excellence
- Ensure compliance with internal controls and promotional offer guidelines.
- Maintain accurate records of sales activities and customer interactions.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Two to three years of relevant sales experience
- Ability to travel
Preferred Qualifications
- 3–5 years of experience in direct sales, preferably in payments, financial services, or SaaS.
- Proven track record of meeting or exceeding sales targets.
- Strong understanding of merchant services and payment processing.
- Excellent communication, negotiation, and organizational skills.
- Proficiency with Salesforce or similar CRM platforms.
- Familiarity with MPS platforms and U.S. Bank distribution channels is a plus
- Regional market expertise in the Southern U.S. is a plus
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $63,990.00 - 78,210.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Payments Specialist
Target fintech companies and payment processors first
Companies like payment processors, digital wallets, and fintech platforms hire Payments Specialists frequently and have established immigration programs. Their HR teams understand OPT timelines and are more likely to initiate H-1B visa sponsorship before your authorization expires.
Confirm your degree supports a STEM OPT extension
Finance, information systems, and applied mathematics degrees often qualify for the 24-month STEM extension. Verify your CIP code with your DSO before applying, since an extra two years of work authorization significantly improves your sponsorship timeline and makes you a safer hire.
Lead with payment systems knowledge in your application
Fluency with ACH, SWIFT, card networks, or reconciliation platforms signals specialty occupation to employers. Listing these skills prominently helps hiring managers and immigration counsel quickly confirm the role meets H-1B specialty occupation standards before making an offer.
Ask about sponsorship policy before the final interview round
Raise the H-1B sponsorship question after receiving genuine interest but before the offer stage. Framing it as a planning question rather than a demand keeps the conversation constructive and filters out employers who cannot sponsor before you invest significant time in their process.
Document your OPT authorization clearly in every application
State your work authorization status, EAD expiration date, and STEM extension eligibility upfront in cover letters or application notes. Payments roles often involve compliance-sensitive environments where employers want authorization confirmed early, reducing friction in the hiring process.
Use Migrate Mate to find OPT-friendly Payments Specialist openings
Migrate Mate filters job listings for employers open to OPT and visa sponsorship, saving you from applying to roles that will screen you out. Browsing roles there focuses your effort on companies already familiar with F-1 work authorization requirements.
Payments Specialist OPT: Frequently Asked Questions
Do Payments Specialist roles qualify as specialty occupations for H-1B sponsorship?
Most Payments Specialist positions qualify as specialty occupations because they typically require a bachelor's degree in finance, accounting, business, or a related field. Roles involving ACH operations, payment reconciliation, fraud analysis, or treasury systems tend to meet the degree-specific requirement USCIS uses to evaluate H-1B eligibility. Your offer letter and job duties description both matter when your employer's immigration counsel makes that determination.
Can I work as a Payments Specialist on F-1 OPT without any additional authorization?
Yes. Your OPT Employment Authorization Document allows you to work full-time for any employer in a role directly related to your degree. A finance, business, or economics degree aligns clearly with Payments Specialist duties. You must have your EAD in hand before your start date, and your role must relate to your field of study to maintain valid F-1 status.
Which degree fields support OPT authorization for Payments Specialist jobs?
Finance, accounting, economics, business administration, and information systems degrees all support OPT authorization for Payments Specialist roles. If your degree is in a STEM-designated field such as financial mathematics, applied statistics, or management information systems, you may also qualify for the 24-month STEM OPT extension, giving you up to three years of total work authorization.
Where can I find Payments Specialist jobs that are open to OPT students?
Migrate Mate is built specifically for F-1 OPT students and international candidates. It surfaces Payments Specialist roles at employers who are open to sponsoring work visas, so you spend less time filtering out companies that won't consider candidates needing authorization. The platform is particularly useful as your OPT expiration approaches and sponsorship timing becomes critical.
What happens to my Payments Specialist job if my OPT expires before H-1B approval?
If your employer files your H-1B petition before the April 1 deadline and you maintain valid OPT through October 1, you're covered by cap-gap protection, which automatically extends your work authorization through the start of the new fiscal year. If your OPT expires before cap-gap kicks in or your petition isn't selected in the lottery, you'd need to stop working until another authorization is secured.