OPT Underwriting Analyst Jobs
Underwriting Analyst roles sit at the intersection of finance and risk assessment, making them a strong fit for F-1 OPT students with backgrounds in finance, economics, statistics, or actuarial science. Most positions qualify as STEM OPT-eligible when tied to quantitative or data-intensive work, giving you up to 36 months of work authorization.
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Get Access To All JobsBy joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
Underwriting Analyst | Property and Casualty | Hybrid
Are you looking for an impactful job where you can apply your knowledge and experience in the context of an energetic culture?
- Be a part of a rapidly growing, industry-leading global company known for its excellence and customer service.
- Take advantage of a variety of professional development opportunities that help you perform your best work and grow your career.
ARE YOU AN IDEAL CANDIDATE? Are you a detail-driven underwriter who has handled liability, workers' compensation, professional liability, and/or property underwriting and can analyze risk, make sound decisions, and deliver timely results? If you bring underwriting experience, strong analytical skills, and a collaborative approach, we want to hear from you.
WORK LOCATIONS
Southfield, MI - Hybrid 2 days in office
PRIMARY PURPOSE OF THE ROLE To provide property, liability and/or workers' compensation underwriting and related services to clients and/or marketers within delegated authority. Self-insured risk pool.
ESSENTIAL RESPONSIBILITIES MAY INCLUDE
- Analyzes, rates and approves underwriting referrals in a timely manner according to underwriting authority.
- Liaises with assigned customers and is responsible for timely and professional responses to underwriting/related requests and questions.
- Maintains detailed underwriting records.
- Reviews submissions and referrals with supervisor or designated underwriting referral contact as needed.
- Acts as a liaison with other departments and partners including customers, Sedgwick/Pools, claims, loss control, and accounting departments as well as reinsurers and marketers.
- Assists in analytical and administrative projects as assigned.
QUALIFICATIONS
Education & Licensing
- Bachelor's degree in a related field from an accredited college or university preferred. Valid driver’s license required.
- Four (4) years of insurance underwriting/related experience or equivalent combination of education and experience required. Underwriting experience with public entity pools and their respective exposures and coverages preferred.
Licensing / Jurisdiction Knowledge: Underwriting or other insurance training preferred. Property casualty insurance agent license preferred.
Skills & Knowledge
- Solid math skills including the ability to calculate figures accurately and efficiently
- Analytical and interpretive skills with strong attention to detail
- Ability to reason, solve practical problems, and interpret a variety of information and instructions
- Excellent oral and written communication skills
- PC literate, including Microsoft Office and other system products
- Strong organizational skills
- Excellent interpersonal skills
- Ability to create and complete comprehensive, accurate and constructive written reports
- Ability to work in a team environment
- Ability to meet or exceed Performance Competencies
TAKING CARE OF YOU
- Referral incentive program.
- Opportunity to work in an agile environment.
- Career development and promotional growth opportunities.
- A diverse and comprehensive benefits offering including medical, dental vision, 401K on day one.
WORK ENVIRONMENT REQUIREMENTS INCLUDE
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical: Computer keyboarding, travel as required
Auditory/Visual: Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.
By joining Sedgwick, you'll be part of something truly meaningful. It’s what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there’s no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America’s Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
Underwriting Analyst | Property and Casualty | Hybrid
Are you looking for an impactful job where you can apply your knowledge and experience in the context of an energetic culture?
- Be a part of a rapidly growing, industry-leading global company known for its excellence and customer service.
- Take advantage of a variety of professional development opportunities that help you perform your best work and grow your career.
ARE YOU AN IDEAL CANDIDATE? Are you a detail-driven underwriter who has handled liability, workers' compensation, professional liability, and/or property underwriting and can analyze risk, make sound decisions, and deliver timely results? If you bring underwriting experience, strong analytical skills, and a collaborative approach, we want to hear from you.
WORK LOCATIONS
Southfield, MI - Hybrid 2 days in office
PRIMARY PURPOSE OF THE ROLE To provide property, liability and/or workers' compensation underwriting and related services to clients and/or marketers within delegated authority. Self-insured risk pool.
ESSENTIAL RESPONSIBILITIES MAY INCLUDE
- Analyzes, rates and approves underwriting referrals in a timely manner according to underwriting authority.
- Liaises with assigned customers and is responsible for timely and professional responses to underwriting/related requests and questions.
- Maintains detailed underwriting records.
- Reviews submissions and referrals with supervisor or designated underwriting referral contact as needed.
- Acts as a liaison with other departments and partners including customers, Sedgwick/Pools, claims, loss control, and accounting departments as well as reinsurers and marketers.
- Assists in analytical and administrative projects as assigned.
QUALIFICATIONS
Education & Licensing
- Bachelor's degree in a related field from an accredited college or university preferred. Valid driver’s license required.
- Four (4) years of insurance underwriting/related experience or equivalent combination of education and experience required. Underwriting experience with public entity pools and their respective exposures and coverages preferred.
Licensing / Jurisdiction Knowledge: Underwriting or other insurance training preferred. Property casualty insurance agent license preferred.
Skills & Knowledge
- Solid math skills including the ability to calculate figures accurately and efficiently
- Analytical and interpretive skills with strong attention to detail
- Ability to reason, solve practical problems, and interpret a variety of information and instructions
- Excellent oral and written communication skills
- PC literate, including Microsoft Office and other system products
- Strong organizational skills
- Excellent interpersonal skills
- Ability to create and complete comprehensive, accurate and constructive written reports
- Ability to work in a team environment
- Ability to meet or exceed Performance Competencies
TAKING CARE OF YOU
- Referral incentive program.
- Opportunity to work in an agile environment.
- Career development and promotional growth opportunities.
- A diverse and comprehensive benefits offering including medical, dental vision, 401K on day one.
WORK ENVIRONMENT REQUIREMENTS INCLUDE
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical: Computer keyboarding, travel as required
Auditory/Visual: Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.
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Get Access To All JobsTips for Finding OPT Sponsorship as an Underwriting Analyst
Confirm STEM OPT eligibility with your DSO early
Underwriting Analyst roles often qualify for the 24-month STEM OPT extension when the work involves quantitative modeling or data analysis. Verify your degree's CIP code with your Designated School Official before applying to avoid authorization gaps.
Target insurers and financial institutions with established OPT pipelines
Large carriers like Chubb, Travelers, and Liberty Mutual, along with major banks with credit underwriting desks, regularly hire on OPT. Firms with structured analyst programs are more familiar with the authorization process and less likely to screen you out.
Lead with your quantitative skills in applications
Employers prioritize candidates who can model risk using Excel, SQL, or Python. Highlighting these skills upfront signals you can contribute immediately and shifts attention from work authorization concerns to your technical value as a hire.
Apply before your OPT start date, not after
Hiring timelines in financial services can run six to ten weeks between application and start date. Submitting applications two to three months before your OPT begins ensures you have enough authorized work time remaining when the role starts.
Understand which underwriting tracks align with your degree
Commercial lines, mortgage, and credit underwriting typically require finance or economics degrees. Specialty lines like cyber or life insurance often value actuarial or statistics backgrounds. Matching your degree to the right track improves both your fit and sponsorship odds.
Ask directly about H-1B sponsorship during the offer stage
Many underwriting employers sponsor H-1B visas for analysts who perform well during OPT. Asking after an offer is extended, not during initial screening, lets the employer assess your fit first and keeps the conversation from ending prematurely.
Underwriting Analyst OPT: Frequently Asked Questions
Can I work as an Underwriting Analyst on F-1 OPT?
Yes. Underwriting Analyst is a specialty occupation requiring a bachelor's degree in a relevant field such as finance, economics, statistics, or actuarial science. Pre-completion or post-completion OPT authorizes full-time work in your field of study, making this a direct match for most F-1 students finishing those programs.
Does an Underwriting Analyst role qualify for the STEM OPT extension?
It depends on how the role is classified and your degree's CIP code. Positions with significant quantitative, data, or modeling components often qualify, particularly for graduates with STEM-designated degrees in statistics, actuarial science, financial engineering, or economics. Your DSO can confirm whether your specific degree qualifies and help you file the extension on time.
How do I find Underwriting Analyst jobs that are open to OPT students?
Many employers list OPT authorization as acceptable but don't always make that visible in standard job postings. Migrate Mate filters specifically for roles open to F-1 OPT students, so you can browse Underwriting Analyst positions without wasting applications on employers who won't consider your work authorization status.
Do Underwriting Analyst employers typically sponsor H-1B visas after OPT?
Sponsorship rates vary by employer size and underwriting segment. Large national carriers and major banks with dedicated underwriting departments sponsor H-1B visas for analysts fairly regularly, especially for high performers. Regional insurers and smaller firms sponsor less often. It's worth asking about long-term sponsorship intent before accepting an offer, not as the first question in an interview.
What happens if my OPT expires before I can transition to H-1B?
If you're on STEM OPT and your employer files an H-1B petition by the April 1 deadline, the cap-gap rule automatically extends your work authorization through September 30 of that year, or until USCIS makes a decision on your petition. This prevents a gap in employment. Timing your OPT application and H-1B filing carefully is essential, so plan the sequence with your DSO well in advance.