OPT Reconciliation Analyst Jobs
Reconciliation Analyst roles involve reconciling financial accounts, identifying discrepancies, and ensuring data accuracy across banking, fintech, and corporate finance environments. These positions typically require a degree in accounting, finance, or a related field, making them a strong fit for F-1 OPT students with STEM-designated programs qualifying for the 24-month OPT extension.
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Get Access To All JobsINTRODUCTION
Through our dedicated associates, Conduent delivers mission-critical services and solutions on behalf of Fortune 100 companies and over 500 governments - creating exceptional outcomes for our clients and the millions of people who count on them. You have an opportunity to personally thrive, make a difference and be part of a culture where individuality is noticed and valued every day.
Job Title: EBT Settlement and Reconciliation Associate
Location: Continental US, Remote
Pay Rate: $22-$25 per hour, DOE
Employment Type: Full time
Shift Information: M-F 7am-5pm CST (8 hour shift)
Job Summary:
The Settlement & Reconciliation Associate is responsible for performing daily settlement activities, bank account reconciliations, ACH and wire payment verification, funding validation, exception research, and financial balancing functions. The ideal candidate possesses strong accounting knowledge, understands debits and credits, has experience with payment processing and banking operations, and demonstrates advanced analytical and Excel skills. Experience with ACH transactions, wire transfers, bank reconciliations, and financial operations is highly preferred.
Key Responsibilities:
- Ability to meet strict daily deadlines
- Strong written and verbal communication skills
- Ability to work independently and within a team
- Comfortable handling sensitive financial information
- Research and resolve out-of-balance conditions
- Verify daily funding and settlement activity
- Understand settlement account activity and cash movement
- Match transactions between system reports, ACH files, and bank statements
- Detail-oriented approach to work, assignments, etc.
- Ability to analyze large volumes of transaction data
- Critical thinking and problem-solving skills
- Ability to identify trends and root causes
- Ensures accuracy and completeness of data
Required Qualifications:
- Associate's or Bachelor's degree in Accounting, Finance, Business, or related field preferred or HS Diploma/GED with Equivalent work experience in banking, treasury, payments, or accounting may be accepted
- Microsoft Word - Intermediate required
- 2-5 years of experience in the following: Bank reconciliations, settlement operations, payment processing, cash management and accounting support functions
Preferred Qualifications:
- Experience in back-office work in a bank, highly desirable
- Experience in payment services / Government Payments / Prepaid Cards / Banking / ACH files is highly desirable
- Experience with ACH, wire transfers, returns, adjustments, and exceptions preferred
- Microsoft Excel - Intermediate to Advanced required experience with VLOOKUP’s, Pivot tables, SUMIFS, Data validation and reconciliation techniques and ability to work large datasets
- General accounting knowledge and expertise. Understand the accounting impact of Credits, debits, ACH transactions, wire transfers and returned payments
What We Offer:
- Competitive hourly pay
- Benefits from day one (medical, dental, vision) for eligible roles
- Paid time off and holidays
- Paid training
- Supportive and inclusive work environment
Apply now and make an impact from day one
Pay Transparency:
Pay Transparency Laws in some locations require disclosure of compensation and/or benefits-related information. For this position, actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. In addition to base pay, this position, based on business need, may be eligible for a bonus or incentive. In addition, Conduent provides a variety of benefits to employees including health insurance coverage, voluntary dental and vision programs, life and disability insurance, a retirement savings plan, paid holidays, and paid time off (PTO) or vacation and/or sick time. The estimated hourly rate for this role is $22-25 per hour which may be below your state's minimum wage. Please take this into consideration when applying.
Conduent is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, creed, religion, ancestry, national origin, age, gender identity, gender expression, sex/gender, marital status, sexual orientation, physical or mental disability, medical condition, use of a guide dog or service animal, military/veteran status, citizenship status, basis of genetic information, or any other group protected by law.
For US applicants: People with disabilities who need a reasonable accommodation to apply for or compete for employment with Conduent may request such accommodation(s) by submitting their request through this form that must be downloaded: click here to access or download the form. Complete the form and then email it as an attachment to FTADAAA@conduent.com. You may also click here to access Conduent's ADAAA Accommodation Policy.
INTRODUCTION
Through our dedicated associates, Conduent delivers mission-critical services and solutions on behalf of Fortune 100 companies and over 500 governments - creating exceptional outcomes for our clients and the millions of people who count on them. You have an opportunity to personally thrive, make a difference and be part of a culture where individuality is noticed and valued every day.
Job Title: EBT Settlement and Reconciliation Associate
Location: Continental US, Remote
Pay Rate: $22-$25 per hour, DOE
Employment Type: Full time
Shift Information: M-F 7am-5pm CST (8 hour shift)
Job Summary:
The Settlement & Reconciliation Associate is responsible for performing daily settlement activities, bank account reconciliations, ACH and wire payment verification, funding validation, exception research, and financial balancing functions. The ideal candidate possesses strong accounting knowledge, understands debits and credits, has experience with payment processing and banking operations, and demonstrates advanced analytical and Excel skills. Experience with ACH transactions, wire transfers, bank reconciliations, and financial operations is highly preferred.
Key Responsibilities:
- Ability to meet strict daily deadlines
- Strong written and verbal communication skills
- Ability to work independently and within a team
- Comfortable handling sensitive financial information
- Research and resolve out-of-balance conditions
- Verify daily funding and settlement activity
- Understand settlement account activity and cash movement
- Match transactions between system reports, ACH files, and bank statements
- Detail-oriented approach to work, assignments, etc.
- Ability to analyze large volumes of transaction data
- Critical thinking and problem-solving skills
- Ability to identify trends and root causes
- Ensures accuracy and completeness of data
Required Qualifications:
- Associate's or Bachelor's degree in Accounting, Finance, Business, or related field preferred or HS Diploma/GED with Equivalent work experience in banking, treasury, payments, or accounting may be accepted
- Microsoft Word - Intermediate required
- 2-5 years of experience in the following: Bank reconciliations, settlement operations, payment processing, cash management and accounting support functions
Preferred Qualifications:
- Experience in back-office work in a bank, highly desirable
- Experience in payment services / Government Payments / Prepaid Cards / Banking / ACH files is highly desirable
- Experience with ACH, wire transfers, returns, adjustments, and exceptions preferred
- Microsoft Excel - Intermediate to Advanced required experience with VLOOKUP’s, Pivot tables, SUMIFS, Data validation and reconciliation techniques and ability to work large datasets
- General accounting knowledge and expertise. Understand the accounting impact of Credits, debits, ACH transactions, wire transfers and returned payments
What We Offer:
- Competitive hourly pay
- Benefits from day one (medical, dental, vision) for eligible roles
- Paid time off and holidays
- Paid training
- Supportive and inclusive work environment
Apply now and make an impact from day one
Pay Transparency:
Pay Transparency Laws in some locations require disclosure of compensation and/or benefits-related information. For this position, actual salaries will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. In addition to base pay, this position, based on business need, may be eligible for a bonus or incentive. In addition, Conduent provides a variety of benefits to employees including health insurance coverage, voluntary dental and vision programs, life and disability insurance, a retirement savings plan, paid holidays, and paid time off (PTO) or vacation and/or sick time. The estimated hourly rate for this role is $22-25 per hour which may be below your state's minimum wage. Please take this into consideration when applying.
Conduent is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, creed, religion, ancestry, national origin, age, gender identity, gender expression, sex/gender, marital status, sexual orientation, physical or mental disability, medical condition, use of a guide dog or service animal, military/veteran status, citizenship status, basis of genetic information, or any other group protected by law.
For US applicants: People with disabilities who need a reasonable accommodation to apply for or compete for employment with Conduent may request such accommodation(s) by submitting their request through this form that must be downloaded: click here to access or download the form. Complete the form and then email it as an attachment to FTADAAA@conduent.com. You may also click here to access Conduent's ADAAA Accommodation Policy.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Reconciliation Analyst
Highlight your accounting software proficiency
Employers hiring Reconciliation Analysts prioritize candidates who know tools like SAP, Oracle, or BlackLine. List every platform you've used in coursework or internships. Concrete technical skills reduce hiring hesitation around OPT timelines.
Target STEM OPT-eligible roles explicitly
Finance and accounting programs at many U.S. universities carry a CIP code qualifying for the 24-month STEM OPT extension. Confirm your program's classification before applying so you can accurately communicate your full authorization window to employers.
Address your OPT timeline proactively
Reconciliation Analyst hiring managers worry about authorization gaps. Lead with your remaining OPT duration and STEM extension eligibility in your cover letter. Framing it upfront removes uncertainty before the interview conversation even begins.
Pursue roles at banks and fintech companies first
Financial institutions and fintech firms hire Reconciliation Analysts at volume and have established OPT and H-1B visa sponsorship infrastructure. These employers process work authorization paperwork routinely, making them far more practical targets than smaller companies without HR experience.
Quantify discrepancy resolution in your resume
Generic resume bullets lose hiring managers fast. Instead, describe the volume of transactions you reconciled, error rates you reduced, or reporting deadlines you met. Numbers give finance interviewers something concrete to evaluate beyond your authorization status.
Use Migrate Mate to find OPT-friendly employers
Migrate Mate's job board filters for employers actively open to OPT candidates. Searching there saves time you'd otherwise spend filtering out companies with blanket sponsorship restrictions before you've even submitted an application.
Reconciliation Analyst OPT: Frequently Asked Questions
Do Reconciliation Analyst roles typically qualify for the STEM OPT extension?
It depends on your degree, not the job title. If your accounting, finance, information systems, or related program carries a qualifying STEM CIP code, you're eligible for the 24-month extension regardless of your job title. Confirm your program's classification with your DSO before assuming you qualify, since not every finance degree is designated STEM.
How do I find Reconciliation Analyst positions open to OPT candidates?
Migrate Mate lists Reconciliation Analyst roles from employers who are open to hiring F-1 OPT students, so you're not spending time applying to companies with blanket restrictions. Filtering by OPT eligibility upfront is far more efficient than discovering sponsorship limitations after an interview.
What work authorization documents will a finance employer ask for when hiring an OPT student?
You'll need your EAD card, your Form I-20 with the OPT authorization page, and your valid F-1 visa stamp for I-9 verification. Some employers in regulated financial sectors, particularly banks, may also ask to see your SEVIS record or DSO contact information. Have all documents organized before your start date.
Can I work as a Reconciliation Analyst on CPT before my OPT begins?
Yes, if the role is directly related to your field of study and your school approves it. CPT authorization must be granted before you start working, and full-time CPT for 12 or more months eliminates OPT eligibility. Keep CPT to part-time or internship arrangements if you plan to use OPT after graduating.
What happens to my OPT status if my Reconciliation Analyst contract ends before my EAD expires?
F-1 OPT allows a cumulative 90 days of unemployment within the authorization period. If your contract ends, that clock starts immediately. You'll need to report the employment gap to your DSO and find a new position within that window. Gaps beyond 90 days result in status violation, so begin your next job search as soon as a contract end date is confirmed.