OPT Reconciliation Analyst Jobs
Reconciliation Analyst roles involve reconciling financial accounts, identifying discrepancies, and ensuring data accuracy across banking, fintech, and corporate finance environments. These positions typically require a degree in accounting, finance, or a related field, making them a strong fit for F-1 OPT students with STEM-designated programs qualifying for the 24-month OPT extension.
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Get Access To All JobsSince we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.
So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Role
You will join the Recon and Reporting team, which owns our post-transaction systems: the platform responsible for reconciling money, tracing the end-to-end flow of funds, and meeting our tax and regulatory reporting obligations to merchants, customers, and authorities worldwide. Reconciliation and financial reporting are essential to running a payments business, and given our transaction volume, the projects you own will have direct, measurable impact on financial accuracy and trust.
You will help build and operate the systems that ingest and integrate global card-network settlement and report files (Visa, Mastercard, and equivalents), along with data from acquirers, processors, and banks, and reconcile them against internal payment data to power settlement, dispute, cost, tax, and regulatory reporting. You will own well-scoped projects within this platform end-to-end, with guidance from more experienced engineers. Our vision is to make reconciliation and reporting accurate, automated, and near real-time.
You Will
- Own small, well-bounded projects end-to-end with guidance available: clarify requirements, design, build, test, ship, and follow up.
- Build and maintain features within the ingestion and reconciliation pipelines that match card-network and partner reports against internal transaction data.
- Contribute to tooling that provides end-to-end traceability of money throughout the system.
- Develop features for reporting and reconciliation products that are accurate, reliable, timely, scalable, and user-friendly for both internal finance teams and external merchants.
- Produce standardized journals and summaries that feed downstream accounting, audit, and analysis.
- Contribute to our large-scale tax and regulatory reporting systems, including US IRS information returns (the 1099 family, issued at the scale of tens of millions of forms annually to merchants and customers) and international regimes such as EU-wide CESOP and country-specific reporting for Australia, Ireland, and Spain.
- Support broader regulatory and compliance obligations (AML, KYC, and similar), with careful handling of sensitive and PII data, including TIN validation and secure form generation and filing.
- Validate your work before calling it done, using code review, tests, small experiments, or usage signals, including for AI-assisted changes.
- Take agency in debugging and escalating production issues across services, giving the team clear context on what changed, when it changed, how it changed, and what risk remains.
- Collaborate with engineers, product managers, data analysts, and finance, tax, and compliance partners, contributing to technical design and product decisions that shape feature outcomes.
- Review peers' work, apply their feedback to your own, and document learnings, including AI workflows the team can reuse.
- Opportunistically improve the systems you touch when it fits your project scope, replacing manual and redundant work with automation, and route larger issues to the right owner.
You Have
- 3+ years of professional software or data engineering experience.
- A Bachelor's degree in a technical field (Computer Science, Engineering, Mathematics, or similar) or equivalent technical experience.
- Experience building or maintaining batch- or event-driven data pipelines, with exposure to workflow-orchestration technologies (e.g., Airflow, Temporal, Spark, or equivalent) and a working understanding of distributed systems.
- Proficiency in at least one major programming language (e.g., Java, Python, Go) and solid SQL.
- Experience delivering well-scoped projects or features end-to-end (design, build, test, ship, operate), with guidance from more experienced engineers.
- Strong communication skills: you surface concerns alongside a concrete proposal, and you give teammates clear context when debugging and escalating.
- Care for engineering quality, including maintainable and testable code, code review, CI/CD, and observability, appropriate for a complex, high-stakes financial environment.
- Proficiency in using AI tools throughout the software development lifecycle, with the judgment to recognize where they accelerate work and where output needs additional validation.
Nice to Have
- Exposure to financial, tax, regulatory, or payments reporting and reconciliation products.
- Familiarity with the payments ecosystem (merchants, acquirers, card networks, and issuers/processors), including authorization, clearing, and settlement, card-network settlement file formats, or ISO-8583.
- Understanding of accounting principles, double-entry bookkeeping, and financial reconciliation processes.
- Experience with cloud data warehouses (e.g., BigQuery, Snowflake) or distributed data systems and tools such as Spark/PySpark, Delta Lake, Kafka, and Hadoop.
- Exposure to cloud platforms (AWS, Kubernetes) and infrastructure-as-code (Terraform).
- Interest in financial products and markets.
EEOC
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.
While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A:
$142,000—$213,000 USD
Zone B:
$134,900—$202,300 USD
Zone C:
$127,800—$191,600 USD
Zone D:
$120,700—$181,100 USD
Application Guidelines
Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed.
Use of AI in Our Hiring Process
We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.
Contact us here with hiring practice or data usage questions.
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone.
Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.
So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Role
You will join the Recon and Reporting team, which owns our post-transaction systems: the platform responsible for reconciling money, tracing the end-to-end flow of funds, and meeting our tax and regulatory reporting obligations to merchants, customers, and authorities worldwide. Reconciliation and financial reporting are essential to running a payments business, and given our transaction volume, the projects you own will have direct, measurable impact on financial accuracy and trust.
You will help build and operate the systems that ingest and integrate global card-network settlement and report files (Visa, Mastercard, and equivalents), along with data from acquirers, processors, and banks, and reconcile them against internal payment data to power settlement, dispute, cost, tax, and regulatory reporting. You will own well-scoped projects within this platform end-to-end, with guidance from more experienced engineers. Our vision is to make reconciliation and reporting accurate, automated, and near real-time.
You Will
- Own small, well-bounded projects end-to-end with guidance available: clarify requirements, design, build, test, ship, and follow up.
- Build and maintain features within the ingestion and reconciliation pipelines that match card-network and partner reports against internal transaction data.
- Contribute to tooling that provides end-to-end traceability of money throughout the system.
- Develop features for reporting and reconciliation products that are accurate, reliable, timely, scalable, and user-friendly for both internal finance teams and external merchants.
- Produce standardized journals and summaries that feed downstream accounting, audit, and analysis.
- Contribute to our large-scale tax and regulatory reporting systems, including US IRS information returns (the 1099 family, issued at the scale of tens of millions of forms annually to merchants and customers) and international regimes such as EU-wide CESOP and country-specific reporting for Australia, Ireland, and Spain.
- Support broader regulatory and compliance obligations (AML, KYC, and similar), with careful handling of sensitive and PII data, including TIN validation and secure form generation and filing.
- Validate your work before calling it done, using code review, tests, small experiments, or usage signals, including for AI-assisted changes.
- Take agency in debugging and escalating production issues across services, giving the team clear context on what changed, when it changed, how it changed, and what risk remains.
- Collaborate with engineers, product managers, data analysts, and finance, tax, and compliance partners, contributing to technical design and product decisions that shape feature outcomes.
- Review peers' work, apply their feedback to your own, and document learnings, including AI workflows the team can reuse.
- Opportunistically improve the systems you touch when it fits your project scope, replacing manual and redundant work with automation, and route larger issues to the right owner.
You Have
- 3+ years of professional software or data engineering experience.
- A Bachelor's degree in a technical field (Computer Science, Engineering, Mathematics, or similar) or equivalent technical experience.
- Experience building or maintaining batch- or event-driven data pipelines, with exposure to workflow-orchestration technologies (e.g., Airflow, Temporal, Spark, or equivalent) and a working understanding of distributed systems.
- Proficiency in at least one major programming language (e.g., Java, Python, Go) and solid SQL.
- Experience delivering well-scoped projects or features end-to-end (design, build, test, ship, operate), with guidance from more experienced engineers.
- Strong communication skills: you surface concerns alongside a concrete proposal, and you give teammates clear context when debugging and escalating.
- Care for engineering quality, including maintainable and testable code, code review, CI/CD, and observability, appropriate for a complex, high-stakes financial environment.
- Proficiency in using AI tools throughout the software development lifecycle, with the judgment to recognize where they accelerate work and where output needs additional validation.
Nice to Have
- Exposure to financial, tax, regulatory, or payments reporting and reconciliation products.
- Familiarity with the payments ecosystem (merchants, acquirers, card networks, and issuers/processors), including authorization, clearing, and settlement, card-network settlement file formats, or ISO-8583.
- Understanding of accounting principles, double-entry bookkeeping, and financial reconciliation processes.
- Experience with cloud data warehouses (e.g., BigQuery, Snowflake) or distributed data systems and tools such as Spark/PySpark, Delta Lake, Kafka, and Hadoop.
- Exposure to cloud platforms (AWS, Kubernetes) and infrastructure-as-code (Terraform).
- Interest in financial products and markets.
EEOC
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.
While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A:
$142,000—$213,000 USD
Zone B:
$134,900—$202,300 USD
Zone C:
$127,800—$191,600 USD
Zone D:
$120,700—$181,100 USD
Application Guidelines
Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed.
Use of AI in Our Hiring Process
We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.
Contact us here with hiring practice or data usage questions.
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone.
See all OPT Reconciliation Analyst Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new OPT Reconciliation Analyst Jobs.
Get Access To All JobsTips for Finding OPT Sponsorship as a Reconciliation Analyst
Highlight your accounting software proficiency
Employers hiring Reconciliation Analysts prioritize candidates who know tools like SAP, Oracle, or BlackLine. List every platform you've used in coursework or internships. Concrete technical skills reduce hiring hesitation around OPT timelines.
Target STEM OPT-eligible roles explicitly
Finance and accounting programs at many U.S. universities carry a CIP code qualifying for the 24-month STEM OPT extension. Confirm your program's classification before applying so you can accurately communicate your full authorization window to employers.
Address your OPT timeline proactively
Reconciliation Analyst hiring managers worry about authorization gaps. Lead with your remaining OPT duration and STEM extension eligibility in your cover letter. Framing it upfront removes uncertainty before the interview conversation even begins.
Pursue roles at banks and fintech companies first
Financial institutions and fintech firms hire Reconciliation Analysts at volume and have established OPT and H-1B visa sponsorship infrastructure. These employers process work authorization paperwork routinely, making them far more practical targets than smaller companies without HR experience.
Quantify discrepancy resolution in your resume
Generic resume bullets lose hiring managers fast. Instead, describe the volume of transactions you reconciled, error rates you reduced, or reporting deadlines you met. Numbers give finance interviewers something concrete to evaluate beyond your authorization status.
Use Migrate Mate to find OPT-friendly employers
Migrate Mate's job board filters for employers actively open to OPT candidates. Searching there saves time you'd otherwise spend filtering out companies with blanket sponsorship restrictions before you've even submitted an application.
Reconciliation Analyst OPT: Frequently Asked Questions
Do Reconciliation Analyst roles typically qualify for the STEM OPT extension?
It depends on your degree, not the job title. If your accounting, finance, information systems, or related program carries a qualifying STEM CIP code, you're eligible for the 24-month extension regardless of your job title. Confirm your program's classification with your DSO before assuming you qualify, since not every finance degree is designated STEM.
How do I find Reconciliation Analyst positions open to OPT candidates?
Migrate Mate lists Reconciliation Analyst roles from employers who are open to hiring F-1 OPT students, so you're not spending time applying to companies with blanket restrictions. Filtering by OPT eligibility upfront is far more efficient than discovering sponsorship limitations after an interview.
What work authorization documents will a finance employer ask for when hiring an OPT student?
You'll need your EAD card, your Form I-20 with the OPT authorization page, and your valid F-1 visa stamp for I-9 verification. Some employers in regulated financial sectors, particularly banks, may also ask to see your SEVIS record or DSO contact information. Have all documents organized before your start date.
Can I work as a Reconciliation Analyst on CPT before my OPT begins?
Yes, if the role is directly related to your field of study and your school approves it. CPT authorization must be granted before you start working, and full-time CPT for 12 or more months eliminates OPT eligibility. Keep CPT to part-time or internship arrangements if you plan to use OPT after graduating.
What happens to my OPT status if my Reconciliation Analyst contract ends before my EAD expires?
F-1 OPT allows a cumulative 90 days of unemployment within the authorization period. If your contract ends, that clock starts immediately. You'll need to report the employment gap to your DSO and find a new position within that window. Gaps beyond 90 days result in status violation, so begin your next job search as soon as a contract end date is confirmed.