OPT Risk Analyst Jobs
Risk Analyst roles are a strong fit for OPT authorization because most positions require a quantitative degree in finance, statistics, economics, or mathematics, fields that directly satisfy H-1B visa specialty occupation criteria. STEM OPT extension applies if your degree is in a STEM-designated program, giving you up to three years of work authorization.
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Position Summary
As a member of the Acquisition Fraud Strategy team within the Risk Management department, the Risk Analyst II will develop, implement, and evaluate fraud risk strategies that reduce losses, improve profitability, and increase efficiency, while maintaining a superior customer experience. An individual contributor role, you will work alongside peers to detect and prevent fraud loss associated with high-risk transactional activity.
Summary of Essential Job Functions
- Develop, implement and evaluate fraud risk strategies
- Analyze and present data in easy-to-understand visualizations and recommendations appropriate to the type of activity under review
- Applies industry best practices and provides standards for solution, execution and delivery approach
- Utilizes analytical and quantitative skills by using data and metrics to test theories, confirm assumptions, generate insights/recommendations and measure success
- Ability to manage multiple projects under tight deadlines
- Provides analytics and insights to organizational leaders in response to their business questions using data, tools, technologies and discovery solutions
- Create and maintain strategy and procedural documentation
- Utilize business acumen to transfer knowledge of emerging fraud trends to data analysis and subsequent real-time transactional rule creation
- Employ strong analytical thinking and coding skills (Python, R, SQL, SAS Enterprise Guide, or similar data analysis tool) to investigate transaction details and build loss mitigating strategies
- Interact and collaborate with various cross-functional business partners such as Operations, Compliance, Modeling, and Technology teams
- Monitor the performance of fraud risk strategies to ensure an optimal balance between risk and customer experience
Position Requirements
- Bachelor's degree in Economics, Decision Sciences, Mathematics, Statistics, Computer Science or a related quantitative field.
- 2-4 years of work experience in a similar role in a professional corporate environment.
- Ability to transform big data into recommended actions to prevent fraud loss.
- Proficiency in Python, R, SQL, SAS Enterprise Guide, SAS Enterprise Miner, or a similar programming language is required.
- Strong critical thinking, problem-solving, analytical and quantitative skills.
- Ability to drive and influence business decisions based on metrics and data.
- Demonstrated ability to simplify complex topics for broad audiences.
- Knowledge of fraud and credit risk analysis, along with an understanding of profitability drivers, financial analysis and credit reporting.
- Experience in identifying and preventing fraud risk and/or experience in developing and/or using fraud risk models, algorithms or scorecards.
- Works well within a collaborative team environment.
- Excellent verbal and written communications skills.
- Collaborative team player with the ability to effectively manage competing priorities.
Preferred
- Master's Degree in related field
- Experience with creating strategies within a fraud decision engine
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
Description
Position Summary
As a member of the Acquisition Fraud Strategy team within the Risk Management department, the Risk Analyst II will develop, implement, and evaluate fraud risk strategies that reduce losses, improve profitability, and increase efficiency, while maintaining a superior customer experience. An individual contributor role, you will work alongside peers to detect and prevent fraud loss associated with high-risk transactional activity.
Summary of Essential Job Functions
- Develop, implement and evaluate fraud risk strategies
- Analyze and present data in easy-to-understand visualizations and recommendations appropriate to the type of activity under review
- Applies industry best practices and provides standards for solution, execution and delivery approach
- Utilizes analytical and quantitative skills by using data and metrics to test theories, confirm assumptions, generate insights/recommendations and measure success
- Ability to manage multiple projects under tight deadlines
- Provides analytics and insights to organizational leaders in response to their business questions using data, tools, technologies and discovery solutions
- Create and maintain strategy and procedural documentation
- Utilize business acumen to transfer knowledge of emerging fraud trends to data analysis and subsequent real-time transactional rule creation
- Employ strong analytical thinking and coding skills (Python, R, SQL, SAS Enterprise Guide, or similar data analysis tool) to investigate transaction details and build loss mitigating strategies
- Interact and collaborate with various cross-functional business partners such as Operations, Compliance, Modeling, and Technology teams
- Monitor the performance of fraud risk strategies to ensure an optimal balance between risk and customer experience
Position Requirements
- Bachelor's degree in Economics, Decision Sciences, Mathematics, Statistics, Computer Science or a related quantitative field.
- 2-4 years of work experience in a similar role in a professional corporate environment.
- Ability to transform big data into recommended actions to prevent fraud loss.
- Proficiency in Python, R, SQL, SAS Enterprise Guide, SAS Enterprise Miner, or a similar programming language is required.
- Strong critical thinking, problem-solving, analytical and quantitative skills.
- Ability to drive and influence business decisions based on metrics and data.
- Demonstrated ability to simplify complex topics for broad audiences.
- Knowledge of fraud and credit risk analysis, along with an understanding of profitability drivers, financial analysis and credit reporting.
- Experience in identifying and preventing fraud risk and/or experience in developing and/or using fraud risk models, algorithms or scorecards.
- Works well within a collaborative team environment.
- Excellent verbal and written communications skills.
- Collaborative team player with the ability to effectively manage competing priorities.
Preferred
- Master's Degree in related field
- Experience with creating strategies within a fraud decision engine
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
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Get Access To All JobsTips for Finding OPT Sponsorship as a Risk Analyst
Target financial institutions with established OPT hiring pipelines
Large banks, insurance firms, and asset managers hire Risk Analysts in volume and have immigration counsel on retainer. These employers process OPT and H-1B visa paperwork routinely, reducing friction compared to smaller firms encountering the process for the first time.
Confirm your degree qualifies for STEM OPT extension
Statistics, applied mathematics, financial engineering, and quantitative finance are STEM-designated fields. A 24-month STEM extension significantly increases your value to sponsors by giving them more runway before the H-1B lottery becomes necessary.
Apply to roles that specify a quantitative degree requirement
Job postings requiring a degree in a specific quantitative field strengthen the specialty occupation case for your future H-1B. Avoid generalist analyst roles where any bachelor's degree is acceptable, as those create sponsorship complications down the line.
Lead with your technical skills in every application
Risk Analyst hiring managers prioritize Python, R, SQL, and financial modeling proficiency. Demonstrating these skills upfront signals immediate productivity and reduces employer hesitation about investing in sponsorship for a candidate who needs time to ramp up.
Raise OPT authorization early in the process, not after the offer
Waiting until an offer to disclose your work authorization status can cause delays or rescissions. Mentioning OPT status during initial screening, framed alongside your STEM extension eligibility, sets accurate expectations and filters for genuinely open employers.
Prioritize employers with a documented H-1B sponsorship history
An employer willing to sponsor OPT is not automatically willing to sponsor H-1B. Research past H-1B filings for Risk Analyst or related job titles to confirm the employer has followed through on sponsorship before accepting a role with long-term immigration implications.
Risk Analyst OPT: Frequently Asked Questions
Do Risk Analyst jobs typically qualify for STEM OPT extension?
Risk Analyst roles can qualify for STEM OPT if your underlying degree is in a STEM-designated field such as statistics, applied mathematics, financial engineering, computer science, or quantitative finance. The extension is tied to your degree, not the job title itself. Confirm your program's CIP code with your DSO before assuming eligibility, since degrees in general finance or economics are not always STEM-designated.
What types of employers hire Risk Analysts on OPT?
Banks, insurance companies, asset managers, hedge funds, consulting firms, and large corporate treasury departments all hire Risk Analysts and have experience with OPT work authorization. Financial institutions regulated by federal agencies tend to have established immigration processes and legal support in place. Migrate Mate filters for employers actively open to OPT candidates, which saves time compared to applying broadly and discovering authorization issues late in the process.
Does working as a Risk Analyst on OPT count toward H-1B specialty occupation requirements?
Yes, provided your role involves duties directly related to your degree field. Risk analysis at a bank or financial firm, particularly work involving quantitative modeling, credit risk, or market risk assessment, aligns well with specialty occupation criteria under an H-1B. Keeping detailed records of your job duties and any employer documentation of degree requirements strengthens your petition when your employer files.
Can I switch Risk Analyst employers while on OPT?
Yes, but you must report the job change to your DSO within 10 days and update your SEVIS record. Your new role must be directly related to your degree field, and you must maintain full-time employment status. If you're on the STEM OPT extension, the new employer must also enroll in E-Verify and submit a new Form I-983 training plan before you begin work.
What should I look for in a Risk Analyst role to maximize my H-1B sponsorship chances?
Look for postings that explicitly require a bachelor's degree or higher in a specific field such as finance, statistics, or mathematics, rather than roles that accept any degree. Employers who have filed H-1B petitions for Risk Analysts or similar titles in the past are stronger candidates for future sponsorship. Roles with a clear quantitative focus, credit risk modeling, market risk analysis, or regulatory reporting, produce a cleaner specialty occupation argument than generalist positions.