Entry Level Payment Operations Specialist Jobs
New grad payment operations specialist jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship or hands-on coursework in payments or financial operations can outweigh a long resume. Most openings are on-site roles concentrated in Banking & Financial Services, Technology & Software, and Healthcare & Medical Services, with employers like Capital One, Oscar Gonzalez & Sons Harvesting, and Information Technology Senior Management Forum hiring at this level now.
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Summary:
Under the supervision of the Configuration Manager, the Payment Integrity Analyst I will work in conjunction with Business Configuration, Claims, Network, Provider Data, Utilization Management, as well as other operational departments to ensure validation and quality assurance of benefit, contract, reimbursement, and overall financial analysis that arise during the overpayment identification and recovery process.
Responsibilities:
- Identify, analyze, and interpret trends or patterns in complex data sets.
- Leverages available resources and systems (both internal and external) to analyze claim information and take appropriate action for payment resolution; documents all activity in accordance with organization policies.
- Performs review of claim projects resulting from overpayments or underpayments related to benefits, contracts, and fee schedule defects.
- Performs root cause analysis and financial impacts of identified defective claims.
- Communicates findings, including trends and recommendations to appropriate leadership.
- Research, maintain, test, and create fee schedule tables from data obtained from CMS, Tricare (CHAMPUS), or custom rates into the claims system.
- Research, maintain, and create provider reimbursement contract configuration.
- Collaborate with and maintain open communication with all departments within CHRISTUS Health to ensure effective and efficient workflow and facilitate completion of tasks/goals.
- Follow the CHRISTUS Guidelines related to the Health Insurance Portability and Accountability Act (HIPAA), designed to prevent or detect unauthorized disclosure of Protected Health Information (PHI).
- All other duties assigned by management.
Requirements:
Education/Skills
- High school diploma or equivalent experience in healthcare claims adjudication, system configuration, and auditing
- Strong understanding of healthcare claims data, pricing, and claims editing concepts, including UB04 and HCFA 1500 claim content
- Strong working knowledge of health insurance concepts, practices, and procedures, including the understanding of provider payment methodologies and claims processing workflows, from receipt through final adjudication
- Strong analytical and research abilities to triage issues and perform reconciliations or data analysis
- Working knowledge of Federal and State regulatory rules regarding claims adjudication
- Ability to organize and prioritize work to meet deadlines
- Strong Microsoft Office application skills, including Microsoft Word and Excel (VLOOKUP, Pivot Tables, Index/Match, Formulas, and creating spreadsheets)
- Strong organizational skills and the ability to manage multiple competing projects and deadlines
- Ability to think creatively
- Excellent written and verbal communication skills
- Good judgment, initiative, and problem-solving abilities
- Ability to handle and resolve complex issues independently
- Knowledge of Commercial, Medicare Advantage, Tricare, and Health Care Exchange programs preferred
- Knowledge of CPT/HCPCS, ICD-10 coding, and medical terminology.
- Ability to learn new policies and processes based on written material and observation
- Ability to establish and maintain professional, positive, and effective work relationships
- Demonstrated ability to collaborate effectively and work as part of a team in a fast-changing environment
Experience
- 0–1 year of experience interpreting complex provider agreements, claims adjudication, system configuration, and auditing.
Work Schedule:
MULTIPLE SHIFTS AVAILABLE
Work Type:
Full Time
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Find JobsEntry Level Payment Operations Specialist Job Market
Who's Hiring
- Capital One7
- Oscar Gonzalez & Sons Harvesting3

- Information Technology Senior Management Forum3
- Corpay2
- CorVel Corporation2
Top Industries Hiring
- Banking & Financial Services10
- Technology & Software4
- Healthcare & Medical Services4
- Fintech3
- Retail2
Entry Level Payment Operations Specialist Jobs: Frequently Asked Questions
How do I get an entry level payment operations specialist job?
Entry level payment operations specialist roles favor candidates who can show hands-on familiarity with payment processing workflows, reconciliation, or transaction monitoring, even from internships, coursework, or part-time work. Employers at this level typically look for attention to detail, proficiency in Excel or basic data tools, and an understanding of how payments move through banking or fintech systems. A well-organized application that highlights relevant projects gives you a real edge.
Which companies hire entry level payment operations specialists?
Companies hiring entry level payment operations specialists right now include Capital One, Oscar Gonzalez & Sons Harvesting, and Information Technology Senior Management Forum, based on current listings on Migrate Mate as of July 2026. At this level, hiring covers banks, fintech startups, payment processors, and large enterprises that run high-volume transaction operations and need junior staff to support daily settlement, reconciliation, and reporting tasks.
Are there remote entry level payment operations specialist jobs?
Yes, though on-site roles are common at this stage. About 45% of entry level payment operations specialist openings are remote or hybrid as of July 2026, so flexibility varies by employer and industry. Fintech companies and larger financial institutions tend to post the most remote-friendly positions for junior candidates entering this field.
Are these new grad payment operations specialist jobs?
Yes, these listings include new grad, recent graduate, and junior payment operations specialist roles. A posting is new-grad friendly when it welcomes zero to two years of experience, accepts internships or academic projects in lieu of full-time work history, or explicitly invites candidates with a relevant degree in finance, business, or a related field to apply without requiring prior professional experience.
Which industries hire the most entry level payment operations specialists?
Entry Level payment operations specialist roles concentrate in Banking & Financial Services, Technology & Software, and Healthcare & Medical Services, based on current listings on Migrate Mate as of July 2026. Those sectors drive hiring at this level because they process high volumes of transactions daily and consistently need junior staff to support settlement, exception handling, and payment reconciliation functions.