Prevailing Wage for Insurance Sales Agents
Prevailing wage for Insurance Sales Agents is set by the Department of Labor across four experience levels, so whether you work as an Insurance Agent, Insurance Broker, or Sales Representative, the floor your employer must meet depends on your level and worksite city. Rates vary sharply between metro areas.
See all jobs for Insurance Sales AgentsLook up your work address
Entry-level Insurance Sales Agents with limited experience, typically in their first role selling a single line of coverage under close supervision. DOL assigns Level 1 to candidates who follow established procedures with minimal independent judgment.
Qualified agents with a few years of experience handling multiple insurance lines with moderate autonomy. Level 2 is the most common filing level for Insurance Sales Agents, reflecting standard licensed producers working defined territories or client books.
Experienced agents who independently manage complex accounts, mentor junior staff, or specialize in commercial or group coverage lines. DOL Level 3 reflects significant discretion, broader product authority, and a track record of measurable production.
Fully competent senior agents or team leads with extensive experience across multiple lines, regional or national account responsibility, and a role in shaping sales strategy or training programs. DOL reserves Level 4 for top-of-range scope.
Prevailing Wage for Insurance Sales Agents by OES area
Each shape is a DOL OES area, the unit prevailing wage is published for.
What’s an OES area?
The Department of Labor publishes prevailing wages for geographic zones called OES areas. Every U.S. county belongs to exactly one, and the wage floor applies across the whole area. A worker in Oakland gets the San Francisco metro wage, not a separate Oakland wage.
Top 10 cities · Level 1
See all jobs for Insurance Sales Agents
See which U.S. employers are actively hiring for Insurance Sales Agents and sponsoring H-1B, OPT, and green card visas at or above the prevailing wage.
Search visa-sponsored jobsPrevailing Wage Guide for Insurance Sales Agents
Confirm which insurance line drives your level
DOL wages for Insurance Sales Agents differ by specialization. Commercial lines producers and group benefits specialists typically draw Level 3 or 4 filings, while single-line personal auto or renters agents usually land at Level 1 or 2. Mismatching line complexity to level understates your floor.
Watch commission structure exclusions on LCA wages
Many insurance employers pay a draw plus commission. DOL requires the prevailing wage to be met through guaranteed base pay alone. Commission, renewal bonuses, and production incentives cannot count toward satisfying the LCA wage floor for sponsored Insurance Sales Agents.
Compare metro rates before accepting a territory assignment
Insurance carriers sometimes assign agents to lower-wage satellite offices. Puerto Rico metros like Ponce and Aguadilla carry prevailing wages well below the national median, while Hartford and Albany are among the highest. Your LCA worksite address, not headquarters, determines which rate applies.
Search employer sponsorship history on Migrate Mate
Captive carriers and independent agency networks file at very different rates. Migrate Mate shows which specific insurance employers have sponsored Sales Agent roles historically, so you can prioritize outreach to companies that have actually cleared the LCA process for this occupation.
Jobs for Insurance Sales Agents are hiring across the US. Find yours.
Find Jobs for Insurance Sales AgentsPrevailing Wage by Reported Job Title
DOL classifies these titles under SOC 41-3021.00 alongside Insurance Sales Agents, so the same four-tier wage schedule applies to each. Tap a title to see the full breakdown.
Insurance Agent Prevailing Wage
Insurance Agent Prevailing Wage
Insurance Agent positions fall under SOC 41-3021.00 (Insurance Sales Agents). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.
Insurance Broker Prevailing Wage
Insurance Broker Prevailing Wage
When a U.S. employer sponsors a Insurance Broker for a work visa or green card, DOL applies the prevailing wage schedule for SOC 41-3021.00 (Insurance Sales Agents). Wage level reflects the role's experience and responsibility, not the title itself.
Sales Agent Prevailing Wage
Sales Agent Prevailing Wage
Sales Agent is an O*NET-reported job title within SOC 41-3021.00 (Insurance Sales Agents). All roles in this SOC share the same prevailing wage tiers. The level an employer files at depends on what the role requires, not which title is used.
Sales Associate Prevailing Wage
Sales Associate Prevailing Wage
Sales Associate positions fall under SOC 41-3021.00 (Insurance Sales Agents). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.
Sales Representative Prevailing Wage
Sales Representative Prevailing Wage
When a U.S. employer sponsors a Sales Representative for a work visa or green card, DOL applies the prevailing wage schedule for SOC 41-3021.00 (Insurance Sales Agents). Wage level reflects the role's experience and responsibility, not the title itself.
Underwriting Sales Representative Prevailing Wage
Underwriting Sales Representative Prevailing Wage
Underwriting Sales Representative is an O*NET-reported job title within SOC 41-3021.00 (Insurance Sales Agents). All roles in this SOC share the same prevailing wage tiers. The level an employer files at depends on what the role requires, not which title is used.
Frequently Asked Questions
How does DOL set the prevailing wage for Insurance Sales Agents?
DOL uses Occupational Employment and Wage Statistics survey data collected by the Bureau of Labor Statistics across hundreds of metro areas. For each area, DOL calculates four wage thresholds keyed to experience level under the OFLC methodology. Employers sponsoring an Insurance Sales Agent for H-1B or PERM must certify on the LCA that the offered wage meets or exceeds the level that matches the position's actual duties.
What do the four wage levels mean, and how do I know which applies to my offer?
DOL assigns Level 1 to entry roles under close supervision, Level 2 to qualified agents working with moderate autonomy, Level 3 to experienced specialists with independent judgment, and Level 4 to fully competent senior or lead professionals. Your level is determined by the position's actual duties, not your personal resume. Review the job description against DOL's level definitions and compare it with what the employer declares on the LCA filing to confirm the match.
Why does the prevailing wage for the same Insurance Sales Agent role vary so much by city?
DOL bases its figures on regional OES surveys, which capture what employers in each metro actually pay for the occupation. Tight insurance labor markets in cities like Hartford or Albany push survey wages higher; smaller or lower-cost markets in Puerto Rico sit at the lower end. Crucially, the worksite address listed on the LCA controls which metro rate applies, not the employer's headquarters. An agent assigned to a satellite office in a low-wage metro is subject to that metro's floor regardless of where the company is based.
What happens if a job offer for a sponsored Insurance Sales Agent role is below the prevailing wage?
USCIS and DOL both review LCA certifications. If the offered wage falls below the applicable prevailing wage, DOL will not certify the LCA, which blocks the H-1B petition or PERM application entirely. For already-sponsored workers, a wage violation discovered during an audit can trigger back-pay liability for the employer and jeopardize the worker's status. Employers cannot substitute commission income or bonuses to close the gap.
How can I find and verify the prevailing wage for Insurance Sales Agents in a specific U.S. city?
Use the OFLC Wage Search tool to look up current DOL prevailing wages by SOC code 41-3021 and metro area. Select the wage year that matches your expected LCA filing date, since DOL updates rates annually. You can also cross-reference O*NET for occupation-level context. To find employers who have actively sponsored Insurance Sales Agent roles in your target metro, Migrate Mate filters sponsored listings by role and location and shows historical sponsorship counts by employer.
See which employers are hiring and sponsoring visas for Insurance Sales Agents right now.
Search Jobs for Insurance Sales Agents