Prevailing Wage for Insurance Claims and Policy Processing Clerks

Prevailing wage for Insurance Claims and Policy Processing Clerks (SOC 43-9041) is set by DOL using regional Occupational Employment and Wage Statistics survey data. Whether your offer is for a Claims Analyst, Claims Adjudicator, or Claims Processor role, DOL sets four experience-based wage levels, and the floor shifts significantly by city.

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Level 1Entry
National median
$37K
$17.94/hr

Entry-level clerks with little or no experience in insurance claims or policy processing. Work is closely supervised, limited in scope, and typically involves routine data entry, form verification, and basic policyholder correspondence under direct oversight.

Level 2Qualified
National median
$43K
$20.63/hr

Qualified clerks with moderate experience handling a range of claims and policy tasks with general supervision. Level 2 is the most common filing level for Insurance Claims and Policy Processing Clerks, reflecting the occupation's high volume of mid-tenure hires.

Level 3Experienced
National median
$48K
$23.22/hr

Experienced clerks who independently manage complex claims, train junior staff, or handle escalated policyholder issues. Work requires sound judgment on non-routine cases and carries broader responsibility within a claims or policy unit.

Level 4Fully Competent
National median
$54K
$25.84/hr

Fully competent clerks at the senior or lead level. Typically set workflow standards, mentor others, and handle the most complex policy modifications or claims disputes with minimal oversight and significant accountability for outcomes.

Prevailing Wage for Insurance Claims and Policy Processing Clerks by OES area

Each shape is a DOL OES area, the unit prevailing wage is published for.

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$20K/yr$56K/yr

What’s an OES area?

The Department of Labor publishes prevailing wages for geographic zones called OES areas. Every U.S. county belongs to exactly one, and the wage floor applies across the whole area. A worker in Oakland gets the San Francisco metro wage, not a separate Oakland wage.

Top 10 cities · Level 1

1
San Jose, CA
San Jose-Sunnyvale-Santa Clara, CA metro
$56K$26.96/hr
2
Rochester, MN
Rochester, MN metro
$51K$24.66/hr
3
San Francisco, CA
San Francisco-Oakland-Fremont, CA metro
$51K$24.45/hr
4
Olympia, WA
Olympia-Lacey-Tumwater, WA metro
$50K$24.09/hr
5
Barnstable Town, MA
Barnstable Town, MA metro
$48K$23.23/hr
6
Hartford, CT
Hartford-West Hartford-East Hartford, CT metro
$48K$23.00/hr
7
Bridgeport, CT
Bridgeport-Stamford-Danbury, CT metro
$48K$22.96/hr
8
Manchester, NH
Manchester-Nashua, NH metro
$48K$22.93/hr
9
New York, NY
New York-Newark-Jersey City, NY-NJ metro
$48K$22.84/hr
10
Denver, CO
Denver-Aurora-Centennial, CO metro
$47K$22.67/hr

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Prevailing Wage Guide for Insurance Claims and Policy Processing Clerks

Watch for title aliasing on your LCA

Roles posted as Claims Representative or Claims CSR are sometimes filed under adjacent SOC codes for customer service or administrative support, which carry different prevailing wage floors. Confirm your employer's LCA lists SOC 43-9041 before you accept an offer.

Factor out bonus and commission from the wage floor

Some insurance employers structure compensation with a lower base plus production bonuses tied to claims throughput. DOL prevailing wage compliance is measured against base salary only, so a total-compensation figure that includes variable pay can obscure a below-floor base offer.

Compare metro floors before targeting locations

The prevailing wage for this occupation varies sharply by region. Markets like San Jose and San Francisco set floors well above the national median, while smaller or territorial markets sit considerably lower. Targeting a high-concentration insurance hub usually means a higher wage floor and stronger sponsorship history.

Use Migrate Mate to find employers with sponsorship history

Insurance claims roles are concentrated in large carriers and third-party administrators. Migrate Mate shows which employers have actually sponsored Claims Analyst and Claims Adjudicator positions before, so you can focus applications on companies with a verified track record rather than guessing at sponsorship willingness.

Jobs for Insurance Claims and Policy Processing Clerks are hiring across the US. Find yours.

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Prevailing Wage by Reported Job Title

DOL classifies these titles under SOC 43-9041.00 alongside Insurance Claims and Policy Processing Clerks, so the same four-tier wage schedule applies to each. Tap a title to see the full breakdown.

Claims Adjudicator Prevailing Wage

Claims Adjudicator positions fall under SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Analyst Prevailing Wage

When a U.S. employer sponsors a Claims Analyst for a work visa or green card, DOL applies the prevailing wage schedule for SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). Wage level reflects the role's experience and responsibility, not the title itself.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Clerk Prevailing Wage

Claims Clerk is an O*NET-reported job title within SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). All roles in this SOC share the same prevailing wage tiers. The level an employer files at depends on what the role requires, not which title is used.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Customer Service Representative (Claims CSR) Prevailing Wage

Claims Customer Service Representative (Claims CSR) positions fall under SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Processor Prevailing Wage

When a U.S. employer sponsors a Claims Processor for a work visa or green card, DOL applies the prevailing wage schedule for SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). Wage level reflects the role's experience and responsibility, not the title itself.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Representative (Claims Rep) Prevailing Wage

Claims Representative (Claims Rep) is an O*NET-reported job title within SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). All roles in this SOC share the same prevailing wage tiers. The level an employer files at depends on what the role requires, not which title is used.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Claims Technician (Claims Tech) Prevailing Wage

Claims Technician (Claims Tech) positions fall under SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Insurance Analyst Prevailing Wage

When a U.S. employer sponsors a Insurance Analyst for a work visa or green card, DOL applies the prevailing wage schedule for SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). Wage level reflects the role's experience and responsibility, not the title itself.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Policy Analyst Prevailing Wage

Policy Analyst is an O*NET-reported job title within SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). All roles in this SOC share the same prevailing wage tiers. The level an employer files at depends on what the role requires, not which title is used.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Underwriting Assistant Prevailing Wage

Underwriting Assistant positions fall under SOC 43-9041.00 (Insurance Claims and Policy Processing Clerks). DOL OFLC publishes one four-tier prevailing wage schedule for the entire classification; employers filing H-1B, E-3, or PERM petitions for this title use the levels below.

Level 1
Entry
$37K
$17.94/hr
Level 2
Qualified
$43K
$20.63/hr
Level 3
Experienced
$48K
$23.22/hr
Level 4
Fully Competent
$54K
$25.84/hr

Frequently Asked Questions

How does DOL set the prevailing wage for Insurance Claims and Policy Processing Clerks?

DOL calculates prevailing wages using Occupational Employment and Wage Statistics survey data collected by the Bureau of Labor Statistics. For SOC 43-9041, OFLC maps those figures to four wage levels based on experience and assigns a specific dollar floor to each metro area. Employers must certify on the Labor Condition Application that they will pay at least the applicable prevailing wage for the worksite location.

What do the four wage levels mean, and how do I know which one applies to my offer?

Level 1 is entry-level with close supervision and routine tasks. Level 2 reflects qualified workers with moderate independent responsibility and is the most common filing level for this occupation. Level 3 covers experienced clerks handling complex cases. Level 4 is reserved for senior or lead roles with broad accountability. Your level should match your actual job duties and experience, not just your job title.

Why does the prevailing wage for the same claims clerk role differ so much from city to city?

OFLC draws on regional OES surveys, which capture local labor market conditions. Insurance carriers and third-party administrators cluster in certain metros, driving up local wage norms. The LCA worksite rule requires employers to use the wage for the city where you actually work, not company headquarters, so a remote arrangement or multi-site role may trigger a different floor than expected.

What happens if an employer offers a salary below the prevailing wage for a sponsored position?

USCIS will not approve an H-1B petition if the LCA shows a wage below the DOL prevailing wage floor for the worksite. For green card PERM cases, DOL will audit and reject applications where the offered wage falls short. In practice, an employer must either raise the offered salary to meet the floor or file at a higher wage level that matches the actual job duties.

How do I find and verify the prevailing wage for Insurance Claims and Policy Processing Clerks in a specific U.S. city?

Use the OFLC Wage Search tool to look up the current four-level wage table for SOC 43-9041 in your target metro area. Enter the occupation code and select the relevant metropolitan statistical area to see each level's floor. You can also review the O*NET profile for this occupation to confirm the correct SOC code. Migrate Mate lists employers who have sponsored claims and policy roles, giving you a practical starting point for identifying which companies are already active sponsors in your target location.

See which employers are hiring and sponsoring visas for Insurance Claims and Policy Processing Clerks right now.

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