Entry Level Private Mortgage Banker Jobs
New grad private mortgage banker jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship or licensing coursework can matter more than a long resume. Most openings are on-site roles across Banking & Financial Services, Construction & Real Estate, and Insurance, with employers like Regions Bank, First Community Credit Union - Houston, TX, and First Horizon Bank hiring at this level now.
Find JobsOverview
Open roles62
Top stateTexas
Top employerRegions Bank
Top cityHouston, TX
Work type89% On-site
Top industryBanking
Showing 5 of 62+ Entry Level Private Mortgage Banker jobs
Mortgage Quality Control Analyst - CO, AZ, TX (In-Office)
We won't show you this job again
New 1h ago
Zions Bancorporation
Mortgage Quality Control Analyst - CO, AZ, TX (In-Office)
Denver, Colorado
New 1h ago
Mortgage Loan Officer
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New 22h ago
Central Bank
Mortgage Loan Officer
St. Louis, Missouri
New 22h ago
Mortgage Underwriter - Work From Home Opportunity
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Added 1d ago
Randolph-Brooks Federal Credit Union
Mortgage Underwriter - Work From Home Opportunity
San Antonio, Texas
Added 1d ago
Bilingual Mortgage Lead Specialist
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Added 1d ago
CrossCountry Mortgage, LLC
Bilingual Mortgage Lead Specialist
Rockville, Maryland
Added 1d ago
Mortgage Loan Officer
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Added 2d ago
CrossCountry Mortgage, LLC
Mortgage Loan Officer
North Carolina
Added 2d ago
New 1h ago
Mortgage Quality Control Analyst - CO, AZ, TX (In-Office)
Zions Bancorporation·Denver, Colorado
Job functions:
$53k - $85k/yr
1+ yr exp.
Full Time
10,000+ employees
Job Description
This Quality Control Analyst is a senior-level professional responsible for leading strategic quality control, operational analytics, process improvement, and compliance monitoring initiatives across the Mortgage Banking division. This position serves as a subject matter expert (SME) for mortgage quality control and quality assurance processes and regulatory requirements within the Quality Risk Group. This role serves as a strategic partner to Mortgage Quality Risk Group leadership by leveraging data, technology, and AI-driven innovation to enhance quality, reduce risk, improve compliance outcomes, and modernize mortgage operations.
Working closely with Compliance, Risk Management, Fulfillment, Underwriting, Closing, Post Closing, Technology, and Leadership, this role analyzes business processes, identifies opportunities for improvement, develops data-driven solutions, and implements automation strategies that enhance quality, efficiency, compliance, and customer experience.
Responsibilities :
Working closely with Compliance, Risk Management, Fulfillment, Underwriting, Closing, Post Closing, Technology, and Leadership, this role analyzes business processes, identifies opportunities for improvement, develops data-driven solutions, and implements automation strategies that enhance quality, efficiency, compliance, and customer experience.
Responsibilities :
- Assist with AI and automation initiatives (loan review activities, defect Identification, policy, and procedure research).
- Performs audit functions for both risk controls and regulatory Quality Control to ensure compliance and provide framework for management to examine and adjust policy and procedures.
- Responsible for reviewing completed work, quality control reviews, investigation and reporting on processes, procedures, and programs.
- Validates standards, measures performance, and determines compliance with mortgage originations, which includes monitoring trending, reporting loan defects and ensures that loans delivered to investors meet agency guidelines and sound underwriting decisions. Identifies and assesses operational risk and impact and makes recommendations for effective policies and controls to manage risk within various operational and corporate functions.
- Re-underwrites original credit and collateral lending decisions, identifying red flags, and determining if targeted loan selections met the terms, conditions, representations and warranties of the applicable contractual documents and underwriting
- Encompass/ICE preferred.
- Utilize advanced Excel, Power BI, reporting tools, and AI-powered analytics solutions.
- Monitor adherence to Agency, Investor, State, and Federal mortgage requirements.
- Support internal audits, regulatory examinations, and compliance reviews.
- Requires some college and 1+ yrs experience with mortgage lending, credit, compliance, underwriting or other directly related experience.
- A combination of education and experience may meet requirements.
- Basic knowledge of residential mortgage lending policies, procedures, and practices.
- Must be knowledgeable in credit, finance, and lending procedures.
- Working knowledge of lending systems, government lending programs, guidelines, and other lending-related laws, regulations, and requirements.
- Good analysis, decision making, and problem resolution skills.
- Proficiency in PC and MS Office skills, Power Point.
- Sound client relations and communications skills, both written and verbal.
- Experience with mortgage origination platform.
- Experience with and knowledge of CFPB, FDIC, OCC mortgage origination requirements.
- Experience with and knowledge of SOX, Reg B, Reg Z, etc. and USPAP.
- Must have sound communication and presentation skills.
- Ability to manage and accomplish multiple tasks and resolve competing priorities effectively is essential.
- Individual must be a proven Team Player, with initiative and flexibility.
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
- Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays
- Salary range: $53,000.00 to $85,000.00 depending on experience.
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
Zions Bancorporation
Mortgage Quality Control Analyst - CO, AZ, TX (In-Office)
Denver, Colorado
New 1h ago10,000+ employees
Job functions:
$53k - $85k/yr
1+ yr exp.
Full Time
Job Description
This Quality Control Analyst is a senior-level professional responsible for leading strategic quality control, operational analytics, process improvement, and compliance monitoring initiatives across the Mortgage Banking division. This position serves as a subject matter expert (SME) for mortgage quality control and quality assurance processes and regulatory requirements within the Quality Risk Group. This role serves as a strategic partner to Mortgage Quality Risk Group leadership by leveraging data, technology, and AI-driven innovation to enhance quality, reduce risk, improve compliance outcomes, and modernize mortgage operations.
Working closely with Compliance, Risk Management, Fulfillment, Underwriting, Closing, Post Closing, Technology, and Leadership, this role analyzes business processes, identifies opportunities for improvement, develops data-driven solutions, and implements automation strategies that enhance quality, efficiency, compliance, and customer experience.
Responsibilities :
Working closely with Compliance, Risk Management, Fulfillment, Underwriting, Closing, Post Closing, Technology, and Leadership, this role analyzes business processes, identifies opportunities for improvement, develops data-driven solutions, and implements automation strategies that enhance quality, efficiency, compliance, and customer experience.
Responsibilities :
- Assist with AI and automation initiatives (loan review activities, defect Identification, policy, and procedure research).
- Performs audit functions for both risk controls and regulatory Quality Control to ensure compliance and provide framework for management to examine and adjust policy and procedures.
- Responsible for reviewing completed work, quality control reviews, investigation and reporting on processes, procedures, and programs.
- Validates standards, measures performance, and determines compliance with mortgage originations, which includes monitoring trending, reporting loan defects and ensures that loans delivered to investors meet agency guidelines and sound underwriting decisions. Identifies and assesses operational risk and impact and makes recommendations for effective policies and controls to manage risk within various operational and corporate functions.
- Re-underwrites original credit and collateral lending decisions, identifying red flags, and determining if targeted loan selections met the terms, conditions, representations and warranties of the applicable contractual documents and underwriting
- Encompass/ICE preferred.
- Utilize advanced Excel, Power BI, reporting tools, and AI-powered analytics solutions.
- Monitor adherence to Agency, Investor, State, and Federal mortgage requirements.
- Support internal audits, regulatory examinations, and compliance reviews.
- Requires some college and 1+ yrs experience with mortgage lending, credit, compliance, underwriting or other directly related experience.
- A combination of education and experience may meet requirements.
- Basic knowledge of residential mortgage lending policies, procedures, and practices.
- Must be knowledgeable in credit, finance, and lending procedures.
- Working knowledge of lending systems, government lending programs, guidelines, and other lending-related laws, regulations, and requirements.
- Good analysis, decision making, and problem resolution skills.
- Proficiency in PC and MS Office skills, Power Point.
- Sound client relations and communications skills, both written and verbal.
- Experience with mortgage origination platform.
- Experience with and knowledge of CFPB, FDIC, OCC mortgage origination requirements.
- Experience with and knowledge of SOX, Reg B, Reg Z, etc. and USPAP.
- Must have sound communication and presentation skills.
- Ability to manage and accomplish multiple tasks and resolve competing priorities effectively is essential.
- Individual must be a proven Team Player, with initiative and flexibility.
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
- Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays
- Salary range: $53,000.00 to $85,000.00 depending on experience.
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
See All 62 Entry Level Private Mortgage Banker Jobs
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Find JobsEntry Level Private Mortgage Banker Job Market
Who's Hiring
- Regions Bank13
- First Community Credit Union - Houston, TX8
- First Horizon Bank4
- Navy Federal Credit Union4
- CrossCountry Mortgage4
Top Industries Hiring
- Banking & Financial Services50
- Construction & Real Estate4
- Insurance1
- Manufacturing1
- Staffing & Recruiting1
Entry Level Private Mortgage Banker Jobs: Frequently Asked Questions
How do I get an entry level private mortgage banker job?
Start by pursuing your NMLS Mortgage Loan Originator license, which most employers require even at the entry level. Internship experience at a bank, credit union, or mortgage company gives you a clear edge. Candidates who demonstrate client communication skills, basic financial literacy, and comfort with loan origination software tend to move through hiring processes fastest. A finance or business degree helps but is rarely a strict requirement.
Which companies hire entry level private mortgage bankers?
Companies hiring entry level private mortgage bankers right now include Regions Bank, First Community Credit Union - Houston, TX, and First Horizon Bank, based on current listings on Migrate Mate as of November 2026. At this level, hiring comes from a mix of national retail banks, regional community banks, and independent mortgage lenders that actively build out junior lending teams.
Are there remote entry level private mortgage banker jobs?
Yes, though most openings at this level are on-site or hybrid given the client-facing nature of the role. About 11% of entry level private mortgage banker openings are remote or hybrid as of November 2026, so options exist for candidates who need flexibility, particularly at larger institutions with established digital lending teams.
Are these new grad private mortgage banker jobs?
Yes, many of these listings are new grad and junior roles that welcome candidates with zero to two years of experience, recent graduates, and those still building their resume. A new grad posting in this field typically accepts internship hours or relevant coursework in lieu of full-time experience, and some employers will sponsor NMLS licensing for the right candidate.
Which industries hire the most entry level private mortgage bankers?
Entry Level private mortgage banker roles concentrate in Banking & Financial Services, Construction & Real Estate, and Insurance, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at the entry level because residential lending volume and regulatory requirements create consistent demand for junior loan officers who can be trained on internal systems and compliance standards.