Entry Level Production Underwriter Jobs
New grad production underwriter jobs are open to recent graduates and entry level candidates with little to no experience, where a strong internship, coursework in risk or finance, or a relevant license can carry more weight than years on a resume. Most openings are on-site roles across Insurance, Banking & Financial Services, and Electronics & Hardware, with employers like Risksmith Insurance Services, Risksmith Insurance Services, and Stewart Title hiring at this level now.
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Showing 5 of 90+ Entry Level Production Underwriter jobs
Job Description and Requirements
We are currently seeking a talented Mortgage Underwriter to join our growing team. This will be a work from home position. All applicants must reside within the State of Texas and have the capability of performing all of the work from their home in Texas.
The Mortgage Underwriter will be responsible for underwriting mortgage loans and home equity loans ensuring compliance with appropriate portfolio and/or secondary market guidelines. They will examine loan documentation for accuracy and completeness and analyze and assess loan information to render an unbiased lending decision for credit worthiness. In addition, they will provide cross sell recommendations as warranted, maintain service level agreement turn-times, and refer loans outside of approving limits to management for approval.
Essential Functions & Responsibilities:
- Loan Application – Review for accuracy and completeness. Provide Loan Officers and Processors feedback for training purposes.
- Title – Review title commitments/searches to ensure vesting matches the loan.
- Credit Analysis – Analyze the borrower’s willingness and ability to repay the mortgage debt. This includes review of credit reports, income verification, tax return analysis and consideration of other compensating factors.
- Appraisal - Evaluate appraisal or other valuation methodology to determine suitability for loan collateral. Assist with resolving appraisal review concerns when warranted.
- Compliance – Ensure all fair lending and mortgage regulatory policies are followed. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).
Requirements:
- High School Diploma/GED
- 1-3 years of job related work experience
- Proficient analytical skills and mortgage lending regulation knowledge
- Excellent verbal and written communication skills
- Strong organizational skills to perform multiple tasks
- Ability to meet production, quality and service standards along with providing coaching and feedback to ensure loan quality
- Demonstrated experience in real estate lending regulations including but not limited to TILA, RESPA, HMDA, ECOA and Flood Disaster Protection Act
- Working knowledge of Fannie Mae Desktop Underwriting and PMI underwriting guidelines
- Home Equity Lending experience
- Capable and experienced in manual credit risk evaluation Experience with Microsoft applications and Internet navigation
Preferred:
- Underwriting designations such as CRU, ARU, DE or SAR
- Experience with Encompass LOS Some College/Associate's Degree
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
Job Description and Requirements
We are currently seeking a talented Mortgage Underwriter to join our growing team. This will be a work from home position. All applicants must reside within the State of Texas and have the capability of performing all of the work from their home in Texas.
The Mortgage Underwriter will be responsible for underwriting mortgage loans and home equity loans ensuring compliance with appropriate portfolio and/or secondary market guidelines. They will examine loan documentation for accuracy and completeness and analyze and assess loan information to render an unbiased lending decision for credit worthiness. In addition, they will provide cross sell recommendations as warranted, maintain service level agreement turn-times, and refer loans outside of approving limits to management for approval.
Essential Functions & Responsibilities:
- Loan Application – Review for accuracy and completeness. Provide Loan Officers and Processors feedback for training purposes.
- Title – Review title commitments/searches to ensure vesting matches the loan.
- Credit Analysis – Analyze the borrower’s willingness and ability to repay the mortgage debt. This includes review of credit reports, income verification, tax return analysis and consideration of other compensating factors.
- Appraisal - Evaluate appraisal or other valuation methodology to determine suitability for loan collateral. Assist with resolving appraisal review concerns when warranted.
- Compliance – Ensure all fair lending and mortgage regulatory policies are followed. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).
Requirements:
- High School Diploma/GED
- 1-3 years of job related work experience
- Proficient analytical skills and mortgage lending regulation knowledge
- Excellent verbal and written communication skills
- Strong organizational skills to perform multiple tasks
- Ability to meet production, quality and service standards along with providing coaching and feedback to ensure loan quality
- Demonstrated experience in real estate lending regulations including but not limited to TILA, RESPA, HMDA, ECOA and Flood Disaster Protection Act
- Working knowledge of Fannie Mae Desktop Underwriting and PMI underwriting guidelines
- Home Equity Lending experience
- Capable and experienced in manual credit risk evaluation Experience with Microsoft applications and Internet navigation
Preferred:
- Underwriting designations such as CRU, ARU, DE or SAR
- Experience with Encompass LOS Some College/Associate's Degree
All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
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Find JobsEntry Level Production Underwriter Job Market
Who's Hiring
- Risksmith Insurance Services60
- Stewart Title3
- LBC Mortgage2
- Chubb Insurance2
Top Industries Hiring
- Insurance80
- Banking & Financial Services5
- Electronics & Hardware1
- Healthcare & Medical Services1
Entry Level Production Underwriter Jobs: Frequently Asked Questions
How do I get an entry level production underwriter job?
Start by targeting roles that explicitly welcome zero to two years of experience or list internships as qualifying background. A degree in business, finance, risk management, or a related field gives you a foundation, and an introductory property and casualty or life insurance license signals readiness to employers. Highlight any underwriting internship, insurance coursework, or exposure to policy review and risk analysis in your application materials.
Which companies hire entry level production underwriters?
Companies hiring entry level production underwriters right now include Risksmith Insurance Services, Risksmith Insurance Services, and Stewart Title, based on current listings on Migrate Mate as of November 2026. At this level, hiring comes from a mix of regional carriers, national insurers, and specialty lines firms that run structured training programs for new graduates and junior candidates building toward a full underwriting book.
Are there remote entry level production underwriter jobs?
Yes, though most entry level roles still favor on-site or hybrid arrangements to support hands-on training. About 17% of entry level production underwriter openings are remote or hybrid as of November 2026, so candidates who need flexibility should filter for those listings specifically and confirm the arrangement before applying.
Are these new grad production underwriter jobs?
Yes, many of these listings are new grad and junior roles that welcome recent graduates with no prior underwriting experience. A new grad friendly posting typically lists zero to two years of experience as sufficient, accepts internships or academic projects as qualifying background, and may offer a formal training program. Look for language like "new graduates welcome" or "will train" when scanning openings.
Which industries hire the most entry level production underwriters?
Entry Level production underwriter roles concentrate in Insurance, Banking & Financial Services, and Electronics & Hardware, based on current listings on Migrate Mate as of November 2026. These sectors drive consistent hiring at the entry level because they maintain large books of commercial or personal lines business that require dedicated underwriting support and benefit from bringing in junior talent to develop through structured workflows.