Remote Actuarial Associate Jobs
Remote Actuarial Associate jobs are open across insurance, reinsurance, consulting, and employee benefits sectors at remote-first firms and distributed teams that have built fully virtual actuarial practices. Employers hiring remotely right now include Humana, Oscar Health, and Voya Financial. See the openings below and apply to the ones that match your experience.
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Together we fight for everyone’s opportunity for a better financial future.
We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today.
Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.
Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now
Duties: Lead complex actuarial research, design methodologies, and conduct auditlevel reviews. Design, develop, and own profitability, reserve, and valuation models, procedures and/or similar processes. Develop and refine actuarial models; lead continuous improvement and automation initiatives. Work with Product, Modeling, Assumption teams to prepare and validate the actuarial memorandums and supporting files for regulators. Utilize knowledge of insurance products and actuarial concepts to provide consultation and clarification on actuarial models and risk issues. Serve as actuarial representative in cross functional committees (risk, product, finance). Apply actuarial techniques to analyze, interpret and communicate actuarial research results to senior actuaries, claims and regulators. Monitor and analyze developments in actuarial techniques and regulatory requirements. Perform standard actuarial analysis and experience studies. Extract, compile, and organize large data from systems and databases for analysis. 100% telecommuting position. Will consider applicants resident in the continental U.S.
Requirements: Requires a Bachelor’s degree or foreign degree equivalent in Actuarial Science, Mathematics or a closely related field, and three (3) years of experience working as an Actuarial Associate, Actuarial Assistant or related position. Must have passed at least 3 Actuarial Exams.
Experience must include: Strong programming skills in Python, SQL and SAS; Working with advanced Excel, VBA programming, Access Database, Oracle Essbase, Risk Agility Actuarial Software, or MG-Triton Actuarial Software; Working in Financial Reporting performing reserve and cash flow testing, GAAP/Statutory reporting, stress test/scenario analysis, distributable earnings analysis, and has knowledge of reserve/liability, and dynamic lapse rates; Working in producing profitability metrics including Internal Rate of Return (IRR) and Return on Capital (ROC), Interest Rate impact analysis; Building or maintaining actuarial models for in-force management and reserve for retirement or group annuity products; Developing/utilizing actuarial assumptions including premium, withdrawals, lapse rates, credit rates, general account cash flow and assets allocation.
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Compensation Pay Disclosure:
Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.
The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.
Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
$110,510Be Well. Stay Well.
Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That’s why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.
What We Offer
- Health, dental, vision and life insurance plans
- 401(k) Savings plan – with generous company matching contributions (up to 6%)
- Voya Retirement Plan – employer paid cash balance retirement plan (4%)
- Tuition reimbursement up to $5,250/year
- Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
- Paid volunteer time — 40 hours per calendar year
Critical Skills
At Voya, we have identified the following critical skills which are key to success in our culture:
- Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.
- Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.
- Team Mentality: Partnering effectively to drive our culture and execute on our common goals.
- Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.
- Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.
Equal Employment Opportunity
Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.
Reasonable Accommodations
Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities.
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Who's Hiring



What Employers Look For
The qualifications that appear most often in remote actuarial associate jobs.
- Progress toward Associate of the Casualty Actuarial Society or Society of Actuaries credentials
- Bachelor's degree in actuarial science, mathematics, statistics, or a related quantitative field
- Proficiency in Excel, with working knowledge of R, Python, SAS, or SQL
- Experience with actuarial modeling, reserving, pricing, or valuation work
- Strong written and verbal communication skills for presenting results to non-actuarial stakeholders
- Familiarity with regulatory reporting requirements and actuarial standards of practice
Tips for Your Remote Actuarial Associate Job Search
Apply early to remote roles that fit
Migrate Mate lists remote actuarial associate openings from across the U.S. in one place so you can find roles that match your exam progress and modeling background and apply directly. Remote roles often fill faster than on-site ones, so acting on a strong match the day it posts matters.
Show async communication skills upfront
Remote actuarial teams run on written handoffs, documented assumptions, and self-sufficient status updates. Your cover letter and any take-home exercise you submit are your first proof that you communicate clearly without real-time back-and-forth, so write with the precision you'd use in a model review email.
Highlight exam progress prominently
Remote hiring managers reviewing dozens of applications look for passed actuarial exams as a fast signal of quantitative rigor. List every passed exam, the date, and your current study progress near the top of your resume so it's visible before a reader reaches your work history.
Prepare for remote technical interviews
Remote actuarial associate interviews frequently include a screen-shared Excel or R exercise where you build a simple loss development or pricing model while narrating your assumptions aloud. Practice explaining your logic step by step, since remote interviewers can't watch your face and rely entirely on what you say.
Remote Actuarial Associate Jobs: Frequently Asked Questions
How do I get a remote actuarial associate job?
Target insurance carriers, reinsurance firms, and actuarial consulting shops that run distributed teams, since those employers have already built the infrastructure for remote actuarial work. Remote hiring managers screen hard for self-direction, precise async written communication, and fluency in tools like Excel, R, or Python that translate cleanly to independent work. Passing at least one actuarial exam and demonstrating you can deliver analysis without hand-holding gives you a clear edge.
Which companies hire remote actuarial associates?
Employers currently hiring remote actuarial associates include Humana, Oscar Health, and Voya Financial, per current remote listings on Migrate Mate as of September 2026. These tend to be remote-first insurers, large reinsurers with distributed actuarial teams, and national consulting firms that staff actuarial projects across property and casualty, life, and health lines.
Can you get a remote actuarial associate job with no experience?
Yes, but remote entry roles are harder to land because you're expected to work independently from day one with limited in-person mentorship. Remote-first consulting firms and insurers with structured virtual onboarding are the most realistic starting points. Passed actuarial exams, internship projects you can discuss concretely, and strong written communication skills all substitute for traditional experience when a remote hiring manager can't meet you in person.
Do you need a degree for remote actuarial associate jobs?
Usually, but the degree matters less than your exam progress and demonstrated analytical ability. Most remote employers expect a background in mathematics, statistics, actuarial science, or a related quantitative field, but candidates who have passed multiple actuarial exams and can show real modeling or reserving work get serious consideration regardless of whether their degree is from a four-year university or a different quantitative program.
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