Remote Commercial Lines Underwriter Jobs
Remote commercial lines underwriter jobs are in active demand across the U.S., with remote-first carriers, national brokers, and distributed insurance teams posting openings for underwriters who can evaluate commercial risk and manage accounts without an office. Employers hiring remotely right now include Auto-Owners Insurance, PEAK6, and Grange Insurance. See the openings below and apply to the ones that match your experience.
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Showing 5 of 10+ Remote Commercial Lines Underwriter jobs
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
- Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
- Analyze loss experience, financial conditions and physical characteristics of risks
- Acquire a working knowledge of supporting sections of the underwriting department
- Effectively communicate with independent agents and other associates through verbal and/or written means
- Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal)
- Ability to write reports and compose correspondence
- Ability to resolve complex issues
- Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNP #LI-KG1 #LI-Hybrid
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
- Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
- Analyze loss experience, financial conditions and physical characteristics of risks
- Acquire a working knowledge of supporting sections of the underwriting department
- Effectively communicate with independent agents and other associates through verbal and/or written means
- Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal)
- Ability to write reports and compose correspondence
- Ability to resolve complex issues
- Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNP #LI-KG1 #LI-Hybrid
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Find JobsRemote Commercial Lines Underwriter Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote commercial lines underwriter jobs.
- Three or more years of commercial lines underwriting experience across property and casualty
- Proficiency in underwriting platforms and policy administration systems
- CPCU, CIC, or AU designation or active progress toward one
- Ability to analyze financial statements, loss runs, and exposure data independently
- Experience managing an assigned book of business and renewal retention
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Remote Commercial Lines Underwriter Job Search
Apply early to remote roles that fit
Migrate Mate lists remote commercial lines underwriter openings from carriers, MGAs, and brokers across the U.S. in one place. Check it regularly and apply directly to roles that match your lines of business and experience level before postings fill.
Show your remote underwriting workflow upfront
Remote employers want to see you can manage submissions, communicate decisions, and move accounts forward without an office. Describe in your resume how you currently handle submissions, referrals, and agent communication in a distributed or low-supervision environment.
Highlight the systems you know cold
Remote underwriting runs on raters, policy administration systems, and shared drives your team relies on without in-person IT help. Name the specific platforms you've used, whether that's Applied Epic, ImageRight, or carrier-specific portals, so hiring managers know you can be productive from day one.
Prepare for async-heavy remote interviews
Many distributed underwriting teams use written assessments or recorded video screens before a live interview. Practice explaining a coverage decision or risk rationale clearly in writing, since that's exactly the skill remote employers are evaluating when you're not in the room.
Remote Commercial Lines Underwriter Jobs: Frequently Asked Questions
How do I get a remote commercial lines underwriter job?
Target carriers and MGAs that run distributed underwriting teams, since they've already built workflows for remote risk review and account management. Remote employers screen hard for self-direction, clear written communication on submissions and declinations, and proficiency with raters and policy management systems you'll use without in-person IT support. Candidates with an active property and casualty license and demonstrated experience managing a book independently stand out most.
Which companies hire remote commercial lines underwriters?
Employers currently hiring remote commercial lines underwriters include Auto-Owners Insurance, PEAK6, and Grange Insurance, per current remote listings on Migrate Mate as of November 2026. Remote commercial lines underwriter roles are especially common at national carriers, wholesale brokers, and program administrators that have built distributed underwriting teams across the U.S.
Can you get a remote commercial lines underwriter job with no experience?
Yes, but remote entry roles are harder to land because you'll be expected to work through submissions and coverage questions with minimal in-person guidance from day one. Entry-level openings are most common at carriers with structured remote training programs. Showing a property and casualty license, familiarity with commercial lines rating tools, and strong written communication skills helps close the experience gap considerably.
Do you need a degree for remote commercial lines underwriter jobs?
Not always. Many remote employers weigh your property and casualty license, the lines of business you've underwritten, and your ability to manage a book independently more heavily than a specific degree. CPCU or AU designations can substitute for or reinforce a degree in remote hiring decisions, particularly at carriers and MGAs that prioritize demonstrated technical underwriting judgment.
Which industries hire the most remote commercial lines underwriters?
Remote commercial lines underwriter roles concentrate in Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors hire commercial lines underwriters remotely because their distributed operations, national client bases, and cloud-based policy systems make location-independent underwriting practical.
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