Remote Director of Credit Jobs
Remote director of credit jobs are open across the U.S. at remote-first firms and distributed financial teams, with active hiring in fintech, banking, and commercial lending. Employers hiring remotely right now include Kafene, Xsolla, and BillD. Scan the live roles below and apply to whichever ones fit.
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Company Overview
Xen.AI ( https://xen.ai/ ) is a global leader in Artificial Intelligence (AI) research and development, dedicated to transforming operations for financial institutions such as credit unions and community banks through innovative AI, Machine Learning, Deep Learning, Data Science, and fully managed SaaS solutions. Our mission is to empower our clients with cutting-edge digital transformation tools rooted in advanced data science.
Job Summary
We are seeking a dynamic and strategic Head of Sales, Business Development & Marketing for AI solutions tailored to credit unions and community banks. This leadership role offers an exciting opportunity to spearhead growth initiatives, build strong client relationships, and lead cross-functional teams in a fast-paced, enterprise environment. The ideal candidate will be passionate about leveraging technology sales expertise to expand market presence and deliver impactful AI-driven solutions.
Compensation
Please note - For the 1st year all compensation would be 100% revenue based on the client projects that you would help to get and deliver.
After 1st year, based on company's progress we can consider formal corporate positions with market standard salary and equity etc.
Duties
- Develop and execute comprehensive sales strategies targeting credit unions and community banks to achieve aggressive growth objectives.
- Recruit, lead and manage a high-performing sales team, fostering a culture of excellence, accountability, and continuous improvement.
- Cultivate and maintain strong relationships with key decision-makers at client organizations through proactive outreach, presentations, and negotiations.
- Drive business development efforts by identifying new market opportunities, creating tailored proposals, and closing complex enterprise deals.
- Collaborate closely with marketing teams to develop targeted campaigns that elevate brand awareness and generate qualified leads.
- Utilize CRM systems such as Hubspot to track sales activities, analyze pipeline health, and generate insightful reports on sales performance.
- Provide executive-level reporting on sales metrics, market trends, and customer feedback to inform strategic planning.
Qualifications
- 10+ years of experience in doing consultative selling and professional services selling with Credit Unions and Community Banks.
- Proven experience in business development within the Credit Unions, Community Banks, Banking, Financial Services, Insurance sectors.
- Experience in selling Governance, Risk and Compliance (GRC) related solutions for community banks and credit unions.
- Proven success in outside sales, B2B sales, or enterprise selling within the financial technology sector or similar corporate environments.
- Extensive management experience leading sales or business development teams in SaaS or technology-driven markets.
- Strong background in marketing strategies combined with technical sales experience—particularly with AI or data science solutions for financial institutions.
- Proficiency with Hubspot CRM systems and sales management tools for analytics, reporting, and pipeline management.
- Exceptional customer relationship building skills with a focus on negotiation and deal closing at the executive level.
- Demonstrated ability to develop and implement effective sales strategies aligned with organizational goals.
- Excellent analysis skills to interpret market data, customer needs, and competitive landscape insights.
- Leadership qualities that inspire team development, cross-functional collaboration, and achievement of ambitious sales targets.
- Bachelor’s or Master's degree in Business, Marketing, or related field preferred.
- Authorized to work in United States, No H1B Visa or OPT sponsorship.
This role offers an inspiring platform for a motivated leader eager to shape the future of AI solutions within the financial services sector—empowering credit unions and community banks through innovative technology partnerships.
!!!! Please note that we do not work with any recruiters !!!!
Pay: $1.00 per year
Benefits:
- Flexible schedule
Work Location: Remote
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Who's Hiring



What Employers Look For
The qualifications that appear most often in remote director of credit jobs.
- 7 or more years of experience in credit risk, underwriting, or credit analysis
- Proven leadership managing credit teams and setting credit policy
- Deep knowledge of credit scoring models and risk assessment frameworks
- Proficiency in credit management software and data analytics tools
- Experience with regulatory compliance including fair lending and CECL standards
- Bachelor's degree in finance, accounting, or a related field, with an MBA or CFA preferred
Tips for Your Remote Director of Credit Job Search
Apply early to remote roles that fit
Migrate Mate lists remote director of credit openings from across the U.S. in one place. Search the current roles, find the ones that match your credit background and target sector, and apply directly without waiting for openings to circulate.
Show async credit leadership on your resume
Remote employers want proof you can lead underwriting teams, enforce credit policy, and make portfolio decisions without daily in-person contact. Call out your experience managing distributed credit staff, running virtual credit committees, and communicating risk decisions in writing.
Get fluent in remote credit platforms
Remote director of credit roles rely on cloud-based credit management systems, digital underwriting tools, and collaborative risk reporting software. Name the specific platforms you've used in applications and interviews so hiring teams know you won't need a ramp-up period.
Prepare for written-first remote interviews
Many remote-first companies open their hiring process with written assessments or async video screens before live interviews. Practice articulating your credit philosophy, your approach to portfolio risk, and your team management style in concise written form before you apply.
Remote Director of Credit Jobs: Frequently Asked Questions
How do I get a remote director of credit job?
Target remote-first lenders, fintech companies, and distributed financial services firms that have already built the infrastructure for remote credit leadership. Remote employers screen hard for self-direction, clear written communication, and the ability to manage underwriting teams and credit policy decisions without in-person oversight. Candidates who can demonstrate async decision-making, proficiency with remote credit platforms, and a history of leading distributed teams move to the top of the list.
Which companies hire remote director of credits?
Remote director of credit roles are posted by Kafene, Xsolla, and BillD and others right now, based on current remote listings on Migrate Mate as of November 2026. These tend to be remote-first fintechs, national lenders, and distributed financial institutions that manage credit operations across multiple geographies without requiring on-site leadership.
Can you get a remote director of credit job with no experience?
Yes, but remote director of credit roles at the director level are competitive even with experience, so candidates without it need to show something concrete in its place. Entry paths include remote credit analyst or credit manager roles at distributed fintech firms where you build a record of independent judgment and policy work. Demonstrable results on credit portfolio performance, underwriting decisions, or risk reduction carry more weight remotely than a job title alone.
Do you need a degree for remote director of credit jobs?
Not always. Many remote employers weigh demonstrated credit expertise, portfolio management results, and leadership experience more heavily than a specific degree. A background in finance, accounting, or economics helps, but remote-first companies in fintech and commercial lending often prioritize what a candidate has built and decided over where they studied.
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