Remote Life Underwriter Jobs
Remote life underwriter jobs are actively hiring across the U.S. at remote-first insurers, distributed carrier teams, and digital-first financial services firms covering individual, group, and specialty life products. Employers hiring remotely right now include Jobot, AmeriHome Mortgage Company, and Coalition. See the openings below and apply to the ones that match your experience.
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Showing 5 of 194+ Remote Life Underwriter jobs
About us
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.
Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.
About the role
In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition's portfolio while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach.
This is a remote opportunity that can be based anywhere in the Southeast region of the United States with a preference for TX, FL, or Greater Atlanta.Responsibilities
- Underwrite new and renewal accounts within authority, while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements.
- Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers, becoming a trusted underwriting partner in the market.
- Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition's workflows and governance standards.
- Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
- Handle more nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
- Partner with Coalition's security team and other internal stakeholders to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
- Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting.
- Regular travel required for broker relationship management, client meetings, broker education, and market development activity.
Skills and Qualifications
- 3+ years of underwriting experience including meaningful exposure to cyber, technology E&O, and other complex specialty risks.
- Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
- Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
Compensation
Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $100,000/year in our lowest geographic market up to $130,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.
Perks
- 100% medical, dental, and vision coverage
- 401(k) retirement plan with competitive employer match
- Flexible PTO
- Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents
- Annual home office stipend and WeWork access
- Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more!
- Competitive compensation and opportunity for advancement
Why Coalition?
Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition's exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.
We're always looking for collaborative, inquisitive individuals to join #OurCoalition.
Visit our Newsroom >
Privacy Notice
Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.
Our Privacy Policy >
Safe Hiring Notice
All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you've been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).
Anti-Discrimination Notice
Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.
Accommodations
Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.
To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.
About us
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.
Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.
About the role
In this role, you will be responsible for driving profitable business from an assigned group of brokers and partnering closely with our Sales organization. You will underwrite and manage products across Coalition's portfolio while serving as a trusted partner to brokers and customers. Along the way, you will help clients better understand how to protect their businesses, bringing together underwriting expertise, business acumen and a relationship-first approach.
This is a remote opportunity that can be based anywhere in the Southeast region of the United States with a preference for TX, FL, or Greater Atlanta.Responsibilities
- Underwrite new and renewal accounts within authority, while maintaining alignment to underwriting guidelines, risk appetite, and carrier requirements.
- Build and deepen relationships with cyber specialists and sophisticated P&C placing brokers, becoming a trusted underwriting partner in the market.
- Maintain disciplined underwriting files, documentation, and internal tool usage in line with Coalition's workflows and governance standards.
- Participate directly in broker and client meetings, with responsibility for external presentation, account strategy, and underwriting rationale.
- Handle more nuanced coverage, structure, and wording discussions, escalating or partnering with CPU and other leaders as needed on non-standard issues.
- Partner with Coalition's security team and other internal stakeholders to bring technical and portfolio insight into underwriting decisions and broker/client discussions.
- Contribute feedback on underwriting guidelines, tools, and process improvements that help Coalition scale high-quality production underwriting.
- Regular travel required for broker relationship management, client meetings, broker education, and market development activity.
Skills and Qualifications
- 3+ years of underwriting experience including meaningful exposure to cyber, technology E&O, and other complex specialty risks.
- Ability to analyze underwriting and pricing risks independently and make sound decisions within authority.
- Ability to use risk analysis and underwriting guidelines to explain decisions and rationale confidently to brokers and clients.
- Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
- Developing fluency in complex coverage structures, client-facing presentation, and wording-related conversations.
Compensation
Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $100,000/year in our lowest geographic market up to $130,000/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.
Perks
- 100% medical, dental, and vision coverage
- 401(k) retirement plan with competitive employer match
- Flexible PTO
- Up to 14 weeks of paid leave for birthing parents and 8 weeks of paid parental leave for non-birthing parents
- Annual home office stipend and WeWork access
- Mental & physical health wellness programs like One Medical, Headspace, Wellhub, and more!
- Competitive compensation and opportunity for advancement
Why Coalition?
Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition's exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.
We're always looking for collaborative, inquisitive individuals to join #OurCoalition.
Visit our Newsroom >
Privacy Notice
Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.
Our Privacy Policy >
Safe Hiring Notice
All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you've been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).
Anti-Discrimination Notice
Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.
Accommodations
Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at candidateaccommodations@coalitioninc.com. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.
To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.
See All 194+ Remote Life Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Life Underwriter JobsRemote Life Underwriter Job Market
Who's Hiring
- Jobot27
- AmeriHome Mortgage Company15
- Coalition7
- Crum & Forster7
- CVS Health6
Top Industries Hiring
- Staffing & Recruiting27
- Banking & Financial Services20
- Insurance15
- Construction & Real Estate2
- Consulting & Professional Services2
What Employers Look For
The qualifications that appear most often in remote life underwriter jobs.
- Active life and health insurance license in one or more states
- Experience underwriting individual or group life insurance policies
- Proficiency with underwriting workstations or automated underwriting platforms
- Knowledge of medical and financial underwriting guidelines and impairment manuals
- FLMI, CLU, or other LOMA or American College designation preferred
- Strong analytical skills with experience interpreting medical records and attending physician statements
Tips for Your Remote Life Underwriter Job Search
Apply early to remote roles that fit
Migrate Mate lists remote life underwriter openings from across the U.S. in one place. Search by role, find positions that match your underwriting background, and apply directly. Remote roles at distributed carriers fill quickly, so applying as soon as a position posts improves your odds.
Show async communication skills upfront
Remote life underwriter teams rely on written case notes, email decisions, and documentation in underwriting platforms. Your resume and cover letter should demonstrate clear, concise written communication because remote hiring managers treat your application as a sample of how you'll communicate on the job.
Demonstrate independent case management experience
Remote employers want underwriters who close cases without hand-holding. Highlight specific examples where you managed a full underwriting file from submission to decision independently, including how you handled missing requirements or borderline medical histories without escalating every step.
Get fluent in remote underwriting platforms
Comfort with platforms like iPipeline, LifeSuite, or carrier-specific automated underwriting systems is a real differentiator for remote roles. If you've used these tools, name them explicitly in your resume. If you haven't, pursue any available training or sandbox access before applying.
Remote Life Underwriter Jobs: Frequently Asked Questions
How do I get a remote life underwriter job?
Target remote-first insurers, digital carriers, and distributed underwriting teams that have built workflows around remote collaboration. Remote employers screen heavily for self-direction, strong written communication, and comfort with underwriting platforms like LifeSuite or iPipeline. Candidates who can demonstrate independent case management, clean documentation habits, and familiarity with async review processes stand out in a remote hiring process.
Which companies hire remote life underwriters?
Employers currently hiring remote life underwriters include Jobot, AmeriHome Mortgage Company, and Coalition, per current remote listings on Migrate Mate as of November 2026. Remote life underwriter roles are most common at remote-first carriers, distributed insurtech firms, and national life and health insurers that operate underwriting teams across multiple time zones.
Can you get a remote life underwriter job with no experience?
Yes, but remote entry-level life underwriter roles are harder to land because employers expect you to manage cases independently from day one with minimal in-person oversight. Remote-first insurtechs and digital carriers are the most likely to hire entry-level candidates. Showing completed underwriting coursework, familiarity with life insurance products, and strong written communication goes a long way in place of direct experience.
Do you need a degree for remote life underwriter jobs?
Not always. Many remote employers care more about demonstrated underwriting judgment, relevant industry certifications like FLMI or CLU, and hands-on experience reviewing life applications than a specific degree. A background in finance, risk assessment, or health sciences helps, but candidates who can show real case-review results and product knowledge often compete effectively without a four-year degree.
Which industries hire the most remote life underwriters?
Remote life underwriter roles concentrate in Staffing & Recruiting, Banking & Financial Services, and Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors hire life underwriters remotely because their underwriting workflows are document-driven and platform-based, making them well suited to distributed teams operating across different locations.
See All 194+ Remote Life Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Life Underwriter Jobs