Remote Surety Underwriter Jobs
Remote surety underwriter jobs are in active demand across the U.S., with remote-first carriers, distributed insurance groups, and specialty bonding firms all building out remote underwriting teams. Employers hiring remotely right now include Allianz, UFG, and CapSpecialty, covering sectors from construction and contract surety to commercial and fidelity lines. See the openings below and apply to the ones that match your experience.
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Zurich is currently looking to hire an experienced Commercial Surety Underwriter for our Surety Team. We are looking for talented professionals in the Southeast Region.
The Commercial Surety Underwriter will work to analyze and underwrite a book of new and renewal business. Underwriters will use the Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments ensuring a high-level service to customers. In this role, you will partner with brokers and will utilize strong sales execution mindset to write profitable business.
This role will be filled at either the Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position
To bring leading talent into the organization and foster a culture of innovation and excellence, we encourage professionals from wide range of backgrounds and industries to apply and:
- Join a global company that gives you an opportunity to collaborate with some of the best talent in the business
- Use your risk management, accounting, and/or finance experience to support the needs of our customers
- Have the autonomy and freedom to be successful in your career Experience a customized training program dedicated to those new joiners outside of the insurance industry
-
Additional responsibilities will include:
- Proactively seek renewal and new account opportunities.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities.
- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
- Make agent/broker/customer and on-sight calls with a planned and well-prepared purpose.
- Negotiate Terms & Conditions and close deals.
- Cross-Sell other lines of business to increase product density with the account.
- Participate in Sales Team meeting as related to assigned brokers and / or territory.
- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
- Update required systems with details of broker / client visits and account status within specified time frame.
- Serve as key contact for assigned target accounts.
- Develop strong broker and client networks as related to industries underwritten by Business Unit.
- Contribute to development of u/w manuals, programs and guidelines.
- Lead complex technical or long-term (over 6 months) business projects to implement new or changed systems, programs or products Investigate, recommend and implement leading edge technical solutions when they meet customer needs
-
Basic Qualifications:
Underwriting Specialist – Surety Commercial:
- High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing, Finance, Accounting, Banking area
OR - High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing, Finance, Accounting, Banking area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
AND - Knowledge of line/s of business and the legal and regulatory guidelines
- Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office
-
OR
Executive Underwriter – Surety Commercial:
- High School Diploma or Equivalent and 5 or more years of experience in the Underwriting, or Market Facing area.
OR - High School Diploma or equivalent and 10 or more years of experience in the claims or underwriting support area
OR - Zurich Certified Apprentice including an associate degree and 3 or more years of experience in the Underwriting, or Market Facing area.
OR - Zurich Certified Apprentice including an associate degree and 8 or more years of experience in the Underwriting, or Market Facing area.
AND - Knowledge of Microsoft Office
- Experience working on time restraints for quotes on new and renewal business. Experience working in a team environment.
-
Preferred Qualifications:
- Experience handling Large Commercial Accounts
- Highly preferred In-depth knowledge of Surety line/s of business and the legal and regulatory guidelines
- Highly preferred Knowledge of time restraints for quotes on new and renewal business
- Bachelor’s Degree
- Strong verbal and written communication skills
- Microsoft Office experience
- Ability to effectively assess risk
- Strong negotiation skills
- Strong broker relationships
- Superior skills in relationship building, active listening, needs analysis, and win-win negotiation
- Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines
- Excellent oral and written communication skills
- Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist or Executive Underwriter is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Underwriting Specialist or Executive Underwriter is $100,000.00 - $165,000.00, with Global Specialty Incentive Plan bonus eligibility set at 30%.
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]
Why Zurich?
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.
Join us for a brighter future—for yourself and our customers.
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.
Zurich complies with 18 U.S. Code § 1033.
Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.
Location(s): AM - Addison, AM - Atlanta, AM - Dallas, AM - Houston, AM - Texas Virtual Office, AM - Florida Virtual Office, AM - Georgia Virtual Office, AM - North Carolina Virt. Office, AM - South Carolina Virt. Office, AM - Tennessee Virtual Office, AM - Alabama Virtual Office, AM - Mississippi Virtual Office, AM - Nashville, AM - Miami
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-KJ1 #LI-REMOTE
Zurich is currently looking to hire an experienced Commercial Surety Underwriter for our Surety Team. We are looking for talented professionals in the Southeast Region.
The Commercial Surety Underwriter will work to analyze and underwrite a book of new and renewal business. Underwriters will use the Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments ensuring a high-level service to customers. In this role, you will partner with brokers and will utilize strong sales execution mindset to write profitable business.
This role will be filled at either the Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position
To bring leading talent into the organization and foster a culture of innovation and excellence, we encourage professionals from wide range of backgrounds and industries to apply and:
- Join a global company that gives you an opportunity to collaborate with some of the best talent in the business
- Use your risk management, accounting, and/or finance experience to support the needs of our customers
- Have the autonomy and freedom to be successful in your career Experience a customized training program dedicated to those new joiners outside of the insurance industry
-
Additional responsibilities will include:
- Proactively seek renewal and new account opportunities.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities.
- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
- Make agent/broker/customer and on-sight calls with a planned and well-prepared purpose.
- Negotiate Terms & Conditions and close deals.
- Cross-Sell other lines of business to increase product density with the account.
- Participate in Sales Team meeting as related to assigned brokers and / or territory.
- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
- Update required systems with details of broker / client visits and account status within specified time frame.
- Serve as key contact for assigned target accounts.
- Develop strong broker and client networks as related to industries underwritten by Business Unit.
- Contribute to development of u/w manuals, programs and guidelines.
- Lead complex technical or long-term (over 6 months) business projects to implement new or changed systems, programs or products Investigate, recommend and implement leading edge technical solutions when they meet customer needs
-
Basic Qualifications:
Underwriting Specialist – Surety Commercial:
- High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing, Finance, Accounting, Banking area
OR - High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing, Finance, Accounting, Banking area
OR - Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
AND - Knowledge of line/s of business and the legal and regulatory guidelines
- Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office
-
OR
Executive Underwriter – Surety Commercial:
- High School Diploma or Equivalent and 5 or more years of experience in the Underwriting, or Market Facing area.
OR - High School Diploma or equivalent and 10 or more years of experience in the claims or underwriting support area
OR - Zurich Certified Apprentice including an associate degree and 3 or more years of experience in the Underwriting, or Market Facing area.
OR - Zurich Certified Apprentice including an associate degree and 8 or more years of experience in the Underwriting, or Market Facing area.
AND - Knowledge of Microsoft Office
- Experience working on time restraints for quotes on new and renewal business. Experience working in a team environment.
-
Preferred Qualifications:
- Experience handling Large Commercial Accounts
- Highly preferred In-depth knowledge of Surety line/s of business and the legal and regulatory guidelines
- Highly preferred Knowledge of time restraints for quotes on new and renewal business
- Bachelor’s Degree
- Strong verbal and written communication skills
- Microsoft Office experience
- Ability to effectively assess risk
- Strong negotiation skills
- Strong broker relationships
- Superior skills in relationship building, active listening, needs analysis, and win-win negotiation
- Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines
- Excellent oral and written communication skills
- Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist or Executive Underwriter is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Underwriting Specialist or Executive Underwriter is $100,000.00 - $165,000.00, with Global Specialty Incentive Plan bonus eligibility set at 30%.
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]
Why Zurich?
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.
Join us for a brighter future—for yourself and our customers.
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.
Zurich complies with 18 U.S. Code § 1033.
Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.
Location(s): AM - Addison, AM - Atlanta, AM - Dallas, AM - Houston, AM - Texas Virtual Office, AM - Florida Virtual Office, AM - Georgia Virtual Office, AM - North Carolina Virt. Office, AM - South Carolina Virt. Office, AM - Tennessee Virtual Office, AM - Alabama Virtual Office, AM - Mississippi Virtual Office, AM - Nashville, AM - Miami
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-KJ1 #LI-REMOTE
See All 10 Remote Surety Underwriter Jobs
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Find JobsRemote Surety Underwriter Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote surety underwriter jobs.
- Three to five years of surety underwriting experience across contract or commercial bond lines
- Proficiency in financial statement analysis including balance sheets, income statements, and cash flow
- Bachelor's degree in finance, accounting, business, or a related field
- Familiarity with surety bond forms, indemnity agreements, and underwriting guidelines
- Experience with underwriting workstations, policy management systems, or agency management platforms
- Professional designations such as AFSB, CPCU, or AU are preferred by many carriers
Tips for Your Remote Surety Underwriter Job Search
Apply early to remote roles that fit
Migrate Mate lists remote surety underwriter openings from across the U.S. in one place, so you can find roles that match your bond class experience and apply directly. Remote postings at smaller carriers fill fast, so checking regularly gives you a real advantage.
Show async decision-making in your resume
Remote underwriting teams need people who document their reasoning clearly and move files forward without real-time check-ins. Highlight examples where you wrote underwriting memos, made independent credit or risk calls, or communicated complex decisions to agents in writing.
Get fluent in remote underwriting tools before interviews
Remote surety employers expect comfort with workflow platforms, bond management systems, and virtual collaboration tools from day one. Familiarize yourself with common platforms used for contract and commercial surety so you can speak confidently about your technical setup during screening calls.
Target companies with established distributed teams
Carriers and managing general agents that already run distributed underwriting operations have built the processes for remote onboarding, mentorship, and file review. Prioritize these employers over companies experimenting with remote for the first time, since you'll get real support without being in the office.
Remote Surety Underwriter Jobs: Frequently Asked Questions
How do I get a remote surety underwriter job?
Start by targeting carriers and managing general agents that have established distributed underwriting teams, since they already have the workflows built for remote professionals. Remote employers screen heavily for self-directed decision-making, clear written communication, and comfort with virtual collaboration tools. Demonstrating a consistent record of independent risk analysis, familiarity with bond forms, and strong underwriting rationale in writing will set you apart from candidates who rely on in-office guidance.
Which companies hire remote surety underwriters?
Companies hiring remote surety underwriters right now include Allianz, UFG, and CapSpecialty, based on current remote listings on Migrate Mate as of November 2026. These tend to be remote-first carriers, regional specialty insurers, and managing general agents with distributed underwriting teams operating across construction, commercial, and fidelity surety lines.
Can you get a remote surety underwriter job with no experience?
Yes, but remote entry-level surety roles are harder to land because employers expect you to work independently from day one without on-site mentorship. Your best path is through remote-friendly managing general agents or smaller specialty carriers that bring in junior underwriters. Showing coursework in insurance, risk management, or finance, alongside any exposure to bond analysis or claims work, can open the door when direct experience is thin.
Do you need a degree for remote surety underwriter jobs?
Not always, though a degree in finance, risk management, business, or a related field is common among candidates who get hired. Remote employers weigh demonstrated underwriting judgment, familiarity with bond forms and indemnity agreements, and professional designations like AFSB or CPCU at least as heavily as academic credentials. Candidates who can show real analytical work and clear written communication tend to compete effectively even without a four-year degree.
Which industries hire the most remote surety underwriters?
The sectors hiring the most remote surety underwriters are Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors rely on distributed underwriting teams to handle bond volume across geographically scattered contractors, obligees, and commercial accounts without requiring underwriters to be co-located with producers or policyholders.
See All 10 Remote Surety Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
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