Remote Underwriting Specialist Jobs
Remote underwriting specialist jobs are open across insurance, financial services, and specialty lending at remote-first carriers, insurtech platforms, and distributed regional insurers, from entry-level commercial roles to senior risk analysts managing complex accounts. Employers currently hiring include Great American Insurance, Berkley, and Ascot. See the openings below and apply to the ones that match your experience.
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Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.For more than 40 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace.
http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/specialty-human-services
Our Specialty Human Services Division is seeking an Underwriting Specialist to join its team. This role supports the Southeast territory spanning Pennsylvania through Florida and west to Texas. This position is fully remote, with a preference for candidates located in Pennsylvania, North Carolina, Texas, or the Chicagoland area.
Essential Job Functions and Responsibilities
Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
Analyzes risk data to make informed decisions on coverage, pricing, and terms.
Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
Evaluates existing policies for potential renewal or modification.
Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
Stays updated on industry trends, regulatory changes, and market conditions.
Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
Interprets, explains, and markets products and services.
Performs other duties as assigned.
Job Requirements
Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Generally, 5+ years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM).
Excellent interpersonal and communication skills. Demonstrates strong analytical skills with attention to detail.
Position requires occasional travel.
Business Unit:
Specialty Human Services
Salary Range:
Benefits:
We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.
Excludes seasonal employees and interns.
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Who's Hiring



Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote underwriting specialist jobs.
- Bachelor's degree in finance, business, risk management, or a related field
- Experience reviewing and analyzing insurance submissions or loan applications
- Proficiency with underwriting management systems and risk assessment platforms
- Strong knowledge of underwriting guidelines, coverage terms, and regulatory requirements
- CPCU, AU, or comparable professional designation preferred or required
- Ability to communicate underwriting decisions and rationale clearly to brokers or agents
Tips for Your Remote Underwriting Specialist Job Search
Apply early to remote roles that fit
Migrate Mate lists remote underwriting specialist openings from across the U.S. in one place. Check it regularly and apply directly to roles that match your experience level and lines of business before postings fill.
Show async decision-making in your application
Remote underwriting employers want proof you can assess risk and make calls without waiting for an in-person meeting. Mention specific examples of underwriting decisions you made independently, communicated in writing, and defended without back-and-forth.
Get licensed in multiple states early
Remote underwriting roles often require multi-state licensing because distributed teams serve policyholders anywhere in the country. Holding licenses beyond your home state signals you're ready to contribute immediately and broadens the openings you're eligible for.
Prepare for remote-format underwriting interviews
Remote hiring panels often use asynchronous video screening or written case studies before any live interview. Practice explaining your risk rationale clearly in writing and be ready to walk through a sample submission decision on camera without props or a whiteboard.
Remote Underwriting Specialist Jobs: Frequently Asked Questions
How do I get a remote underwriting specialist job?
Target insurtech companies, remote-first carriers, and distributed financial services firms, since these employers are most comfortable with fully remote underwriting workflows. Remote hiring managers screen heavily for self-direction, clear written communication, and comfort with digital policy management systems. Candidates who can demonstrate experience reviewing submissions and making risk decisions without in-person collaboration, and who show familiarity with remote workflow tools, stand out immediately.
Which companies hire remote underwriting specialists?
Employers currently hiring remote underwriting specialists include Great American Insurance, Berkley, and Ascot, per current remote listings on Migrate Mate as of September 2026. Remote openings are concentrated at insurtech startups, distributed specialty carriers, and financial services firms that have built fully remote underwriting teams.
Can you get a remote underwriting specialist job with no experience?
Yes, but remote entry roles are harder to land because employers expect you to work independently from day one with minimal in-person onboarding. Entry-level openings appear most often at insurtech platforms and direct-to-consumer insurance companies with structured remote training programs. Candidates who can show coursework in risk assessment, completed licensing exams, or internship exposure to policy review give themselves a real edge over applicants with nothing to point to.
Do you need a degree for remote underwriting specialist jobs?
Not always. Many remote employers care more about demonstrated underwriting judgment, licensing credentials, and the ability to manage a book independently than a specific degree. A background in finance, business, or a related field helps, but employers hiring remotely often weigh completed state licensing, digital workflow proficiency, and a portfolio of risk decisions you can speak to concretely.
Which industries hire the most remote underwriting specialists?
Most remote underwriting specialist openings sit in Insurance, per current remote listings on Migrate Mate as of September 2026. These sectors have built distributed underwriting teams that review submissions, price risk, and manage accounts entirely through digital systems.
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