Underwriting Specialist Jobs
Underwriting Specialist jobs are open across insurance carriers, banks, mortgage lenders, and reinsurance firms, from entry-level analyst roles to senior and lead positions, with specializations in commercial lines, personal lines, and life and health underwriting. Find a role that fits from the openings below and apply directly.
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Showing 5 of 105+ Underwriting Specialist jobs
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA’s benefits, check out our Candidate Guide .
JOB DESCRIPTION:
When you join the National Accounts Property team, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting shared & layered property policies for the National Accounts team. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.
This hybrid role is located in Radnor, PA, where you will have the ability to grow your market presence throughout your assigned region.
As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of two Underwriter positions: Underwriting Specialist or Underwriting Consultant. Typically, 3-7+ years of related experience.
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
- Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.
- Develops specialized endorsement language for highly complex risk.
- Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
- Makes recommendations on underwriting policy and pricing strategy.
- Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
- Markets products and services through agencies or through the brokerage community and makes field visits.
- Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
- Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
- Mentors and guides less experienced underwriters to assist in the development of underwriting training.
- Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
- Responsible for special underwriting projects and presentations.
Reporting Relationship
Manager or above
Skills, Knowledge and Abilities
1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.
Education and Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, a minimum 5+ years underwriting experience.
#LI-Hybrid
#LI-MA1
CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page .
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA’s benefits, check out our Candidate Guide .
JOB DESCRIPTION:
When you join the National Accounts Property team, you are responsible for the overall management, business development, analysis and monitoring of a highly complex book of business. You will be recognized as a technical expert in underwriting shared & layered property policies for the National Accounts team. Under general management direction, you will work within broad limits of authority on assignments requiring a high degree of technical complexity and coordination.
This hybrid role is located in Radnor, PA, where you will have the ability to grow your market presence throughout your assigned region.
As determined by CNA and depending on the applicant’s experience and/or qualifications, candidates may be hired into one of two Underwriter positions: Underwriting Specialist or Underwriting Consultant. Typically, 3-7+ years of related experience.
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
- Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability.
- Develops specialized endorsement language for highly complex risk.
- Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
- Makes recommendations on underwriting policy and pricing strategy.
- Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
- Markets products and services through agencies or through the brokerage community and makes field visits.
- Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
- Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
- Mentors and guides less experienced underwriters to assist in the development of underwriting training.
- Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
- Responsible for special underwriting projects and presentations.
Reporting Relationship
Manager or above
Skills, Knowledge and Abilities
1. Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
2. Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
3. Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.
4. Ability to deal with ambiguous situations and issues.
5. Creativity in resolving unique and challenging business problems.
6. Knowledge of Microsoft Office Suite and other business-related software.
7. Demonstrated leadership skills.
Education and Experience
1. Bachelor's degree or equivalent experience. Professional designations preferred.
2. Typically, a minimum 5+ years underwriting experience.
#LI-Hybrid
#LI-MA1
CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page .
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com
Underwriting Specialist Jobs by Experience Level
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Find Underwriting Specialist JobsUnderwriting Specialist Job Market
Who's Hiring
- Philadelphia Insurance Companies30
- The Hanover Insurance6
- AIG5
- Great American Insurance5
- CNA Insurance3
Top Industries Hiring
- Insurance
- Agriculture & Farming
What Employers Look For
The qualifications that appear most often in underwriting specialist jobs.
- Bachelor's degree in finance, business, risk management, or a related field
- Experience reviewing and analyzing insurance submissions or loan applications
- Proficiency with underwriting management systems and risk assessment platforms
- Strong knowledge of underwriting guidelines, coverage terms, and regulatory requirements
- CPCU, AU, or comparable professional designation preferred or required
- Ability to communicate underwriting decisions and rationale clearly to brokers or agents
Tips for Your Underwriting Specialist Job Search
Tailor your resume to underwriting lines
Hiring managers in commercial property underwriting are not looking for the same experience as those in life or surety. Name the specific lines you've worked in your resume header and summary so reviewers can place you immediately without reading every bullet.
Highlight your CPCU or AU designation
Listing a Chartered Property Casualty Underwriter or Associate in Underwriting designation early on your resume signals credibility fast. If you're in progress, write 'CPCU candidate, expected [year]' rather than leaving it off entirely.
Quantify risk decisions you've owned
Instead of 'reviewed submissions,' write the volume you handled, the premium size of accounts you approved, or the loss ratio improvement your decisions contributed to. Underwriting is fundamentally a numbers discipline, and your resume should reflect that.
Apply early to roles that fit
Migrate Mate lists underwriting specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case-style answers for technical screens
Many underwriting interviews include a submission review exercise where you're handed a fictional risk and asked to approve, decline, or price it. Practice narrating your reasoning aloud, covering exposure, loss history, and coverage terms, so it becomes instinctive under pressure.
Negotiate on more than base compensation
Underwriting roles often include continuing education reimbursements, professional designation support, and renewal bonuses tied to book performance. Ask about each of these explicitly during the offer stage, because they vary widely by carrier and aren't always volunteered upfront.
Underwriting Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting specialists?
The companies hiring the most underwriting specialists right now include Philadelphia Insurance Companies, The Hanover Insurance, and AIG, with the largest share of openings in Ohio, Texas, and New York, based on current listings on Migrate Mate as of September 2026. Carrier groups, regional insurers, and mortgage lenders consistently account for the majority of postings.
How many underwriting specialist jobs are remote?
About 79% of underwriting specialist openings are fully remote or hybrid as of September 2026, with remote availability concentrated in personal lines, life and health underwriting, and mortgage underwriting roles where file-based workflows make in-office requirements less common. Commercial and specialty lines positions are more likely to require on-site presence for broker and client coordination.
How do you become an underwriting specialist?
Start with a bachelor's degree in finance, business, risk management, or a related field. Most underwriting specialists begin as underwriting assistants or analysts, building exposure to submission review, policy issuance, and loss analysis before advancing. Earning a professional designation like the CPCU or AU strengthens your candidacy and is often required for senior roles. Developing fluency in underwriting management systems used by major carriers accelerates your progression.
Can you get an underwriting specialist job with little experience?
Yes, entry-level underwriting specialist roles exist, particularly at regional carriers and mortgage companies that hire candidates with strong analytical skills and train them on internal guidelines. Internships in insurance operations or banking, coursework in risk management or actuarial science, and even a partial progress toward the CPCU designation all help offset limited direct experience when applying for junior positions.
What does the underwriting specialist interview process look like?
The process typically involves an initial phone or video screen with a recruiter, followed by a technical interview with a hiring manager or senior underwriter covering your experience with specific lines of business and your decision-making approach. Many employers include a practical exercise where you review a sample submission and explain your underwriting rationale. A final round with a team lead or department head is common before an offer is extended.
Where can I find and apply to underwriting specialist jobs?
You can find and apply to underwriting specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings, find roles that match your experience and the lines of business you specialize in, and apply directly to each one.
See All 105+ Underwriting Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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