Underwriting Specialist Jobs
Underwriting Specialist jobs are open across insurance carriers, banks, mortgage lenders, and reinsurance firms, from entry-level analyst roles to senior and lead positions, with specializations in commercial lines, personal lines, and life and health underwriting. Find a role that fits from the openings below and apply directly.
Find Underwriting Specialist JobsOverview
Showing 5 of 37+ Underwriting Specialist jobs
INTRODUCTION
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
The Underwriting Specialist is responsible for driving profitable growth through the evaluation and underwriting of new and renewal accounts. This position involves close collaboration with producers to negotiate pricing, terms, and conditions, while proactively managing capacity and ensuring compliance with governance frameworks and underwriting guidelines. This candidate can sit 100% remote or hybrid within the Central/Midwest. This is a market-facing role so expected to be meeting with brokers in the territory (Central/Midwest).
Responsibilities and Accountabilities:
- Underwrite new and renewal accounts to meet top and bottom line targets
- Negotiate price and terms and conditions with producers
- Ensure contract certainty is achieved on all accounts at time of inception
- Ensure utilization of global pricing tools
- Ensure placing and binding of FAC Reinsurance prior to policy inception
- Ensure accurate policy documentation issued to producers or producers has issued documentation (where producer responsibility)
- File maintenance – ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled
- Proactively support completion of policy administration and credit control processes
- Training, developing and coaching of less experienced staff (including Underwriters)
Required Skills and Abilities:
- Specialized expert understanding of Commercial Packaged Property and Casualty
- Recognized relationships with brokers at peer group level and well established within market
- Specialized understanding of regional / local insurance markets and competitor landscape, including global elements
Education and Experience:
- A minimum of 3+ years of direct experience in Underwriting profitable business
- Preferably a degree in Economics, Finance, Insurance Management, or Business Administration
- Professional insurance qualification (e.g. CPCU) is a plus, but not required
LOCATION
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
For Minnesota, Wisconsin, Illinois, Indiana: $111,100 - $172,465/year
For Michigan, Ohio, Kentucky: $95,700 - $148,512/year
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Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
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Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn’t the right fit but you’re interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch’s Talent Acquisition team.
14400 Arch Insurance Group Inc.
INTRODUCTION
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
The Underwriting Specialist is responsible for driving profitable growth through the evaluation and underwriting of new and renewal accounts. This position involves close collaboration with producers to negotiate pricing, terms, and conditions, while proactively managing capacity and ensuring compliance with governance frameworks and underwriting guidelines. This candidate can sit 100% remote or hybrid within the Central/Midwest. This is a market-facing role so expected to be meeting with brokers in the territory (Central/Midwest).
Responsibilities and Accountabilities:
- Underwrite new and renewal accounts to meet top and bottom line targets
- Negotiate price and terms and conditions with producers
- Ensure contract certainty is achieved on all accounts at time of inception
- Ensure utilization of global pricing tools
- Ensure placing and binding of FAC Reinsurance prior to policy inception
- Ensure accurate policy documentation issued to producers or producers has issued documentation (where producer responsibility)
- File maintenance – ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled
- Proactively support completion of policy administration and credit control processes
- Training, developing and coaching of less experienced staff (including Underwriters)
Required Skills and Abilities:
- Specialized expert understanding of Commercial Packaged Property and Casualty
- Recognized relationships with brokers at peer group level and well established within market
- Specialized understanding of regional / local insurance markets and competitor landscape, including global elements
Education and Experience:
- A minimum of 3+ years of direct experience in Underwriting profitable business
- Preferably a degree in Economics, Finance, Insurance Management, or Business Administration
- Professional insurance qualification (e.g. CPCU) is a plus, but not required
LOCATION
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
For Minnesota, Wisconsin, Illinois, Indiana: $111,100 - $172,465/year
For Michigan, Ohio, Kentucky: $95,700 - $148,512/year
-
Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
-
Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn’t the right fit but you’re interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch’s Talent Acquisition team.
14400 Arch Insurance Group Inc.
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Find Underwriting Specialist JobsUnderwriting Specialist Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- AIG9
- Great American Insurance5
- Zurich Insurance4
- Arthur J. Glatfelter Agency3
- Risk Specialists Companies Insurance Agency3
Top Industries Hiring
- Insurance35
- Agriculture & Farming1
- Banking & Financial Services1
What Employers Look For
The qualifications that appear most often in underwriting specialist jobs.
- Bachelor's degree in finance, business, risk management, or a related field
- Experience reviewing and analyzing insurance submissions or loan applications
- Proficiency with underwriting management systems and risk assessment platforms
- Strong knowledge of underwriting guidelines, coverage terms, and regulatory requirements
- CPCU, AU, or comparable professional designation preferred or required
- Ability to communicate underwriting decisions and rationale clearly to brokers or agents
Tips for Your Underwriting Specialist Job Search
Tailor your resume to underwriting lines
Hiring managers in commercial property underwriting are not looking for the same experience as those in life or surety. Name the specific lines you've worked in your resume header and summary so reviewers can place you immediately without reading every bullet.
Highlight your CPCU or AU designation
Listing a Chartered Property Casualty Underwriter or Associate in Underwriting designation early on your resume signals credibility fast. If you're in progress, write 'CPCU candidate, expected [year]' rather than leaving it off entirely.
Quantify risk decisions you've owned
Instead of 'reviewed submissions,' write the volume you handled, the premium size of accounts you approved, or the loss ratio improvement your decisions contributed to. Underwriting is fundamentally a numbers discipline, and your resume should reflect that.
Apply early to roles that fit
Migrate Mate lists underwriting specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case-style answers for technical screens
Many underwriting interviews include a submission review exercise where you're handed a fictional risk and asked to approve, decline, or price it. Practice narrating your reasoning aloud, covering exposure, loss history, and coverage terms, so it becomes instinctive under pressure.
Negotiate on more than base compensation
Underwriting roles often include continuing education reimbursements, professional designation support, and renewal bonuses tied to book performance. Ask about each of these explicitly during the offer stage, because they vary widely by carrier and aren't always volunteered upfront.
Underwriting Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting specialists?
The companies hiring the most underwriting specialists right now include AIG, Great American Insurance, and Zurich Insurance, with the largest share of openings in Georgia, New York, and California, based on current listings on Migrate Mate as of June 2026. Carrier groups, regional insurers, and mortgage lenders consistently account for the majority of postings.
How many underwriting specialist jobs are remote?
About 46% of underwriting specialist openings are fully remote or hybrid as of June 2026, with remote availability concentrated in personal lines, life and health underwriting, and mortgage underwriting roles where file-based workflows make in-office requirements less common. Commercial and specialty lines positions are more likely to require on-site presence for broker and client coordination.
How do you become an underwriting specialist?
Start with a bachelor's degree in finance, business, risk management, or a related field. Most underwriting specialists begin as underwriting assistants or analysts, building exposure to submission review, policy issuance, and loss analysis before advancing. Earning a professional designation like the CPCU or AU strengthens your candidacy and is often required for senior roles. Developing fluency in underwriting management systems used by major carriers accelerates your progression.
Can you get an underwriting specialist job with little experience?
Yes, entry-level underwriting specialist roles exist, particularly at regional carriers and mortgage companies that hire candidates with strong analytical skills and train them on internal guidelines. Internships in insurance operations or banking, coursework in risk management or actuarial science, and even a partial progress toward the CPCU designation all help offset limited direct experience when applying for junior positions.
What does the underwriting specialist interview process look like?
The process typically involves an initial phone or video screen with a recruiter, followed by a technical interview with a hiring manager or senior underwriter covering your experience with specific lines of business and your decision-making approach. Many employers include a practical exercise where you review a sample submission and explain your underwriting rationale. A final round with a team lead or department head is common before an offer is extended.
Where can I find and apply to underwriting specialist jobs?
You can find and apply to underwriting specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings, find roles that match your experience and the lines of business you specialize in, and apply directly to each one.
See All 37+ Underwriting Specialist Jobs
Jump back to the full list of openings and apply to any underwriting specialist role that fits.
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