Underwriting Specialist Jobs
Underwriting Specialist jobs are open across insurance carriers, banks, mortgage lenders, and reinsurance firms, from entry-level analyst roles to senior and lead positions, with specializations in commercial lines, personal lines, and life and health underwriting. Find a role that fits from the openings below and apply directly.
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Aon Is Looking For An Underwriting Specialist II
We currently have an exciting hybrid career opportunity for an Underwriting Specialist II in our Ft. Wayne, IN office. This position will support Aon’s K&K Insurance group Mass Merchandising business group within Aon Affinity.
Aon is in the business of better decisions:
At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive team and we are passionate about helping our colleagues and clients succeed.
What the day will look like:
- Answer client phone calls that are received within the division and effectively communicate program guidelines to the client as well as answering any questions related to the specific programs.
- Review, evaluate and approve insurance applications and related documents.
- Follow up with client or agent on pending information needed for a complete submission following the specific guidelines for the cash with application program.
- Prepare files for renewal solicitation. Verify accounts are still within the parameters of underwriting guidelines. Order loss runs and send non-renewals as needed.
- Communicate with policy operations on the execution of tasks needed to bind an account or complete a client’s request.
- Develop and maintain positive and constructive working relationships with underwriters, marketing professionals, brokers, and policy operations associates to provide high quality service to clients.
- Assist in review and assignments of e-mails in unit shared e-mail boxes, including e-commerce websites (transaction confirmations).
- Meet minimum performance standards determined by Key Performance Indicators.
- Support a tier based phone support system answering calls from agents or insured’s as needed.
Skills and experience that will lead to success:
- 1+ years of office and/or administrative background.
- P&C license preferred/must be obtained within 6 months of hire.
- Customer Service experience including verbal/telephone skills.
- 1- 2 years Insurance industry experience preferred
- Strong organizational and interpersonal skills with attention to detail.
- Ability to work with frequent and multiple policy, procedure, and regulation changes.
- Proficiency at keying alpha and numeric information with accuracy and speed.
- Knowledge of basic equipment functions, such as how to create and maintain files, printing, copying, faxing, phone messaging and voicemail.
Education:
- High School Diploma or Equivalent. College Degree preferred.
How we support our colleagues:
In addition to our comprehensive benefits package, we encourage an inclusive workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two “Global Wellbeing Days” each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!
Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.
Aon values an innovative and inclusive workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. People with criminal histories are encouraged to apply.
We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email ReasonableAccommodations@Aon.com
For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.
The salary range for this position (intended for U.S. applicants) is $55,000 to $65,000 annually. The actual salary will vary based on applicant’s education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant’s geographic location.
Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon’s discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies.
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Underwriting Specialist Jobs by Experience Level
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Who's Hiring



Top Industries Hiring
- Insurance31
- Banking & Financial Services2
- Agriculture & Farming1
What Employers Look For
The qualifications that appear most often in underwriting specialist jobs.
- Bachelor's degree in finance, business, risk management, or a related field
- Experience reviewing and analyzing insurance submissions or loan applications
- Proficiency with underwriting management systems and risk assessment platforms
- Strong knowledge of underwriting guidelines, coverage terms, and regulatory requirements
- CPCU, AU, or comparable professional designation preferred or required
- Ability to communicate underwriting decisions and rationale clearly to brokers or agents
Tips for Your Underwriting Specialist Job Search
Tailor your resume to underwriting lines
Hiring managers in commercial property underwriting are not looking for the same experience as those in life or surety. Name the specific lines you've worked in your resume header and summary so reviewers can place you immediately without reading every bullet.
Highlight your CPCU or AU designation
Listing a Chartered Property Casualty Underwriter or Associate in Underwriting designation early on your resume signals credibility fast. If you're in progress, write 'CPCU candidate, expected [year]' rather than leaving it off entirely.
Quantify risk decisions you've owned
Instead of 'reviewed submissions,' write the volume you handled, the premium size of accounts you approved, or the loss ratio improvement your decisions contributed to. Underwriting is fundamentally a numbers discipline, and your resume should reflect that.
Apply early to roles that fit
Migrate Mate lists underwriting specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare case-style answers for technical screens
Many underwriting interviews include a submission review exercise where you're handed a fictional risk and asked to approve, decline, or price it. Practice narrating your reasoning aloud, covering exposure, loss history, and coverage terms, so it becomes instinctive under pressure.
Negotiate on more than base compensation
Underwriting roles often include continuing education reimbursements, professional designation support, and renewal bonuses tied to book performance. Ask about each of these explicitly during the offer stage, because they vary widely by carrier and aren't always volunteered upfront.
Underwriting Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most underwriting specialists?
The companies hiring the most underwriting specialists right now include AIG, Markel Corporation, and Great American Insurance, with the largest share of openings in Georgia, New York, and Texas, based on current listings on Migrate Mate as of August 2026. Carrier groups, regional insurers, and mortgage lenders consistently account for the majority of postings.
How many underwriting specialist jobs are remote?
About 58% of underwriting specialist openings are fully remote or hybrid as of August 2026, with remote availability concentrated in personal lines, life and health underwriting, and mortgage underwriting roles where file-based workflows make in-office requirements less common. Commercial and specialty lines positions are more likely to require on-site presence for broker and client coordination.
How do you become an underwriting specialist?
Start with a bachelor's degree in finance, business, risk management, or a related field. Most underwriting specialists begin as underwriting assistants or analysts, building exposure to submission review, policy issuance, and loss analysis before advancing. Earning a professional designation like the CPCU or AU strengthens your candidacy and is often required for senior roles. Developing fluency in underwriting management systems used by major carriers accelerates your progression.
Can you get an underwriting specialist job with little experience?
Yes, entry-level underwriting specialist roles exist, particularly at regional carriers and mortgage companies that hire candidates with strong analytical skills and train them on internal guidelines. Internships in insurance operations or banking, coursework in risk management or actuarial science, and even a partial progress toward the CPCU designation all help offset limited direct experience when applying for junior positions.
What does the underwriting specialist interview process look like?
The process typically involves an initial phone or video screen with a recruiter, followed by a technical interview with a hiring manager or senior underwriter covering your experience with specific lines of business and your decision-making approach. Many employers include a practical exercise where you review a sample submission and explain your underwriting rationale. A final round with a team lead or department head is common before an offer is extended.
Where can I find and apply to underwriting specialist jobs?
You can find and apply to underwriting specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings, find roles that match your experience and the lines of business you specialize in, and apply directly to each one.
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