Entry Level Senior Payment Operations Specialist Jobs
New grad senior payment operations specialist jobs welcome recent graduates and entry level candidates with zero to two years of experience, where internship work in payments, reconciliation, or financial operations can matter more than a long resume. Most openings mix on-site and remote settings across Banking & Financial Services, Insurance, and Investment & Asset Management, with employers like Capital One, Visa, and Wells Fargo hiring at this level now.
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Showing 5 of 6+ Entry Level Senior Payment Operations Specialist jobs
Posted Date
6/22/2026
Description
Capital One Travel is seeking a Principal Analyst to join our Finance Operations Payments team. This role requires a professional with exceptional attention to detail and strong problem-solving skills to manage and execute payment processes across various functions of the organization.
The successful candidate will be instrumental in mitigating operational risks, developing and updating procedural frameworks, and overseeing the reporting of critical payment health metrics. Furthermore, the Principal Analyst will collaborate with diverse teams across Capital One Travel Operations and lead the evolution of payment workflows toward a future-state model.
Responsibilities:
- Validate inventory supplier invoice accuracy using the VIP invoice validation tool.
- Troubleshoot any discrepancies discovered during invoice validation and connect with the proper teams to resolve issues.
- Work with leadership to create and maintain a dispute process for inventory supplier invoices.
- Understand contractual terms of suppliers and the dispute processes outlined in supplier contracts.
- Create detailed invoice dispute packages and communicate with suppliers to quickly resolve disputes.
- Serve as a payment processing backup to the Senior Associate.
- Understand and review our financial reconciliation data and reporting processes
- Support risk management activities over enhanced control environment, including procedures maintenance, control testing, and process-level assessments
- Coordinate with Capital One Travel Risk Management, Finance Risk Management and other risk offices on best revenue practices across Enterprise
- Partner with Finance, Operations, Product, and Business teams to streamline processes and resolve issues impacting supplier payments
- Reduce operational exceptions and drive efficiencies via automation, elimination, and transfer of processes away from manual touchpoints
- Lead ad-hoc projects as necessary, such as developing and leading new Finance-
- managed services or other initiatives
- Proactively and independently identify, investigate, and drive solutions for process, data quality inefficiencies and control enhancements.
Basic Qualifications:
- Bachelor's Degree or military experience
- At least 3 years of experience in Accounting, Audit, Risk Management or Finance or a combination
- At least 1 year of experience utilizing SQL
Preferred Qualifications
- Bachelor’s Degree in Accounting, Business, Finance, Economics, Statistics, or a quantitative field
- 2+ years of experience in an analytical position investigating complex data issues and building scalable solutions.
- Prior experience working in Accounts Payable
- Strong written and communication skills
- Experience with an Enterprise Resource Planning (ERP) based accounting system
- Strong understanding of accounting principles and experience with multinational entities, multi-currency transactions, and intercompany flows.
- Experience with Coupa, Coupa Pay, or similar procurement system
- Previous experience working within the travel or technology industries
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Associate, AccountingNew York, NY: $131,800 - $150,500 for Principal Associate, Accounting
Richmond, VA: $109,900 - $125,400 for Principal Associate, Accounting
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Principal Analyst, Payment Operations (Hybrid)Capital One Travel is seeking a Principal Analyst to join our Finance Operations Payments team. This role requires a professional with exceptional attention to detail and strong problem-solving skills to manage and execute payment processes across various functions of the organization.
The successful candidate will be instrumental in mitigating operational risks, developing and updating procedural frameworks, and overseeing the reporting of critical payment health metrics. Furthermore, the Principal Analyst will collaborate with diverse teams across Capital One Travel Operations and lead the evolution of payment workflows toward a future-state model.
Responsibilities:
- Validate inventory supplier invoice accuracy using the VIP invoice validation tool.
- Troubleshoot any discrepancies discovered during invoice validation and connect with the proper teams to resolve issues.
- Work with leadership to create and maintain a dispute process for inventory supplier invoices.
- Understand contractual terms of suppliers and the dispute processes outlined in supplier contracts.
- Create detailed invoice dispute packages and communicate with suppliers to quickly resolve disputes.
- Serve as a payment processing backup to the Senior Associate.
- Understand and review our financial reconciliation data and reporting processes
- Support risk management activities over enhanced control environment, including procedures maintenance, control testing, and process-level assessments
- Coordinate with Capital One Travel Risk Management, Finance Risk Management and other risk offices on best revenue practices across Enterprise
- Partner with Finance, Operations, Product, and Business teams to streamline processes and resolve issues impacting supplier payments
- Reduce operational exceptions and drive efficiencies via automation, elimination, and transfer of processes away from manual touchpoints
- Lead ad-hoc projects as necessary, such as developing and leading new Finance-
- managed services or other initiatives
- Proactively and independently identify, investigate, and drive solutions for process, data quality inefficiencies and control enhancements.
Basic Qualifications:
- Bachelor's Degree or military experience
- At least 3 years of experience in Accounting, Audit, Risk Management or Finance or a combination
- At least 1 year of experience utilizing SQL
Preferred Qualifications
- Bachelor’s Degree in Accounting, Business, Finance, Economics, Statistics, or a quantitative field
- 2+ years of experience in an analytical position investigating complex data issues and building scalable solutions.
- Prior experience working in Accounts Payable
- Strong written and communication skills
- Experience with an Enterprise Resource Planning (ERP) based accounting system
- Strong understanding of accounting principles and experience with multinational entities, multi-currency transactions, and intercompany flows.
- Experience with Coupa, Coupa Pay, or similar procurement system
- Previous experience working within the travel or technology industries
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Associate, AccountingNew York, NY: $131,800 - $150,500 for Principal Associate, Accounting
Richmond, VA: $109,900 - $125,400 for Principal Associate, Accounting
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Salary
120,800.00 - 137,900.00 Annual
Type
Full-time
Posted Date
6/22/2026
Description
Capital One Travel is seeking a Principal Analyst to join our Finance Operations Payments team. This role requires a professional with exceptional attention to detail and strong problem-solving skills to manage and execute payment processes across various functions of the organization.
The successful candidate will be instrumental in mitigating operational risks, developing and updating procedural frameworks, and overseeing the reporting of critical payment health metrics. Furthermore, the Principal Analyst will collaborate with diverse teams across Capital One Travel Operations and lead the evolution of payment workflows toward a future-state model.
Responsibilities:
- Validate inventory supplier invoice accuracy using the VIP invoice validation tool.
- Troubleshoot any discrepancies discovered during invoice validation and connect with the proper teams to resolve issues.
- Work with leadership to create and maintain a dispute process for inventory supplier invoices.
- Understand contractual terms of suppliers and the dispute processes outlined in supplier contracts.
- Create detailed invoice dispute packages and communicate with suppliers to quickly resolve disputes.
- Serve as a payment processing backup to the Senior Associate.
- Understand and review our financial reconciliation data and reporting processes
- Support risk management activities over enhanced control environment, including procedures maintenance, control testing, and process-level assessments
- Coordinate with Capital One Travel Risk Management, Finance Risk Management and other risk offices on best revenue practices across Enterprise
- Partner with Finance, Operations, Product, and Business teams to streamline processes and resolve issues impacting supplier payments
- Reduce operational exceptions and drive efficiencies via automation, elimination, and transfer of processes away from manual touchpoints
- Lead ad-hoc projects as necessary, such as developing and leading new Finance-
- managed services or other initiatives
- Proactively and independently identify, investigate, and drive solutions for process, data quality inefficiencies and control enhancements.
Basic Qualifications:
- Bachelor's Degree or military experience
- At least 3 years of experience in Accounting, Audit, Risk Management or Finance or a combination
- At least 1 year of experience utilizing SQL
Preferred Qualifications
- Bachelor’s Degree in Accounting, Business, Finance, Economics, Statistics, or a quantitative field
- 2+ years of experience in an analytical position investigating complex data issues and building scalable solutions.
- Prior experience working in Accounts Payable
- Strong written and communication skills
- Experience with an Enterprise Resource Planning (ERP) based accounting system
- Strong understanding of accounting principles and experience with multinational entities, multi-currency transactions, and intercompany flows.
- Experience with Coupa, Coupa Pay, or similar procurement system
- Previous experience working within the travel or technology industries
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Associate, AccountingNew York, NY: $131,800 - $150,500 for Principal Associate, Accounting
Richmond, VA: $109,900 - $125,400 for Principal Associate, Accounting
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Principal Analyst, Payment Operations (Hybrid)Capital One Travel is seeking a Principal Analyst to join our Finance Operations Payments team. This role requires a professional with exceptional attention to detail and strong problem-solving skills to manage and execute payment processes across various functions of the organization.
The successful candidate will be instrumental in mitigating operational risks, developing and updating procedural frameworks, and overseeing the reporting of critical payment health metrics. Furthermore, the Principal Analyst will collaborate with diverse teams across Capital One Travel Operations and lead the evolution of payment workflows toward a future-state model.
Responsibilities:
- Validate inventory supplier invoice accuracy using the VIP invoice validation tool.
- Troubleshoot any discrepancies discovered during invoice validation and connect with the proper teams to resolve issues.
- Work with leadership to create and maintain a dispute process for inventory supplier invoices.
- Understand contractual terms of suppliers and the dispute processes outlined in supplier contracts.
- Create detailed invoice dispute packages and communicate with suppliers to quickly resolve disputes.
- Serve as a payment processing backup to the Senior Associate.
- Understand and review our financial reconciliation data and reporting processes
- Support risk management activities over enhanced control environment, including procedures maintenance, control testing, and process-level assessments
- Coordinate with Capital One Travel Risk Management, Finance Risk Management and other risk offices on best revenue practices across Enterprise
- Partner with Finance, Operations, Product, and Business teams to streamline processes and resolve issues impacting supplier payments
- Reduce operational exceptions and drive efficiencies via automation, elimination, and transfer of processes away from manual touchpoints
- Lead ad-hoc projects as necessary, such as developing and leading new Finance-
- managed services or other initiatives
- Proactively and independently identify, investigate, and drive solutions for process, data quality inefficiencies and control enhancements.
Basic Qualifications:
- Bachelor's Degree or military experience
- At least 3 years of experience in Accounting, Audit, Risk Management or Finance or a combination
- At least 1 year of experience utilizing SQL
Preferred Qualifications
- Bachelor’s Degree in Accounting, Business, Finance, Economics, Statistics, or a quantitative field
- 2+ years of experience in an analytical position investigating complex data issues and building scalable solutions.
- Prior experience working in Accounts Payable
- Strong written and communication skills
- Experience with an Enterprise Resource Planning (ERP) based accounting system
- Strong understanding of accounting principles and experience with multinational entities, multi-currency transactions, and intercompany flows.
- Experience with Coupa, Coupa Pay, or similar procurement system
- Previous experience working within the travel or technology industries
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Associate, AccountingNew York, NY: $131,800 - $150,500 for Principal Associate, Accounting
Richmond, VA: $109,900 - $125,400 for Principal Associate, Accounting
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Salary
120,800.00 - 137,900.00 Annual
Type
Full-time
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Top Industries Hiring
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Entry Level Senior Payment Operations Specialist Jobs: Frequently Asked Questions
How do I get an entry level senior payment operations specialist job?
Start by building familiarity with payment processing workflows, reconciliation basics, and transaction monitoring tools, since employers at this level prioritize candidates who understand how money moves through a system. Coursework in finance, accounting, or business operations helps, and any internship or part-time role handling invoices, billing, or financial data gives you a concrete edge when applying to entry level openings.
Which companies hire entry level senior payment operations specialists?
Companies hiring entry level senior payment operations specialists right now include Capital One, Visa, and Wells Fargo, based on current listings on Migrate Mate as of July 2026. Financial services firms, fintech companies, and large enterprises with high transaction volumes tend to drive the most entry level hiring in this function.
Are these new grad senior payment operations specialist jobs?
Yes, these listings include new grad, recent graduate, and junior roles in payment operations. A posting is new-grad friendly when it welcomes zero to two years of experience, lists internships as qualifying background, or accepts a portfolio of relevant coursework or projects in place of full-time history, making them accessible to candidates entering the field for the first time.
Which industries hire the most entry level senior payment operations specialists?
Entry Level senior payment operations specialist roles concentrate in Banking & Financial Services, Insurance, and Investment & Asset Management, based on current listings on Migrate Mate as of July 2026. These sectors process high volumes of transactions daily and rely on entry level specialists to support reconciliation, exception handling, and payment lifecycle management as their operations scale.