Settlement Analyst Jobs
Settlement Analyst jobs are open across financial services, securities, banking, and fintech, from entry-level to senior and lead, with specializations in equities settlement, fixed income reconciliation, and derivatives processing. See the openings below and apply to the ones that match your experience.
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Showing 5 of 12+ Settlement Analyst jobs
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Interim Servicing Settlement Analyst is responsible for supporting the financial and operational settlement activities associated with newly acquired credit card portfolios during the Interim Servicing period. The analyst serves as a key point of contact with new financial institution partners and works closely with internal teams to ensure portfolio activity is accurately reported, reconciled, and prepared for settlement.
This role participates in partner kickoff and onboarding discussions, receives and reviews required portfolio and settlement reports, reconciles receivables and charge-off activity, monitors unused lines of credit, and prepares weekly and monthly settlement files.
The analyst will need strong analytical and reconciliation skills, attention to detail, and the ability to research and resolve discrepancies while clearly communicating settlement requirements and outstanding items to both partners and internal stakeholders.
- Bachelor’s degree, or equivalent work experience
- Typically five to eight years of related experience
- Credit card experience
- Basic accounting, reconciliation, or settlement experience
- Strong organizational and analytical skills
- Ability to identify and resolve exceptions and to analyze data
- Comfortable communicating with CEO, CFO, or other senior leaders at partner financial institutions
- Intermediate Excel skills
- Thorough knowledge of project management
- Demonstrated leadership skills
Location Expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
The Interim Servicing Settlement Analyst is responsible for supporting the financial and operational settlement activities associated with newly acquired credit card portfolios during the Interim Servicing period. The analyst serves as a key point of contact with new financial institution partners and works closely with internal teams to ensure portfolio activity is accurately reported, reconciled, and prepared for settlement.
This role participates in partner kickoff and onboarding discussions, receives and reviews required portfolio and settlement reports, reconciles receivables and charge-off activity, monitors unused lines of credit, and prepares weekly and monthly settlement files.
The analyst will need strong analytical and reconciliation skills, attention to detail, and the ability to research and resolve discrepancies while clearly communicating settlement requirements and outstanding items to both partners and internal stakeholders.
- Bachelor’s degree, or equivalent work experience
- Typically five to eight years of related experience
- Credit card experience
- Basic accounting, reconciliation, or settlement experience
- Strong organizational and analytical skills
- Ability to identify and resolve exceptions and to analyze data
- Comfortable communicating with CEO, CFO, or other senior leaders at partner financial institutions
- Intermediate Excel skills
- Thorough knowledge of project management
- Demonstrated leadership skills
Location Expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $81,515.00 - $95,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
See All 12 Settlement Analyst Jobs
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Find Settlement Analyst JobsSettlement Analyst Job Market
Who's Hiring
Top Industries Hiring
- Consulting & Professional Services
What Employers Look For
The qualifications that appear most often in settlement analyst jobs.
- Experience with trade settlement processes across equities, fixed income, or derivatives
- Proficiency in reconciliation tools such as Broadridge, Intellimatch, or similar platforms
- Knowledge of DTCC, DTC, and SWIFT messaging standards and clearing workflows
- Bachelor's degree in finance, accounting, economics, or a related field
- Strong skills in Excel including pivot tables, VLOOKUP, and break identification
- Series 99 registration or willingness to obtain it within a specified timeframe
Tips for Your Settlement Analyst Job Search
Tailor your resume to settlement workflows
Highlight specific settlement cycles you've worked with, such as T+1 equities or T+2 fixed income, and name the platforms you've used. Generic finance resumes get filtered out fast when hiring managers scan for operational specifics.
Certify your operations knowledge early
A DTCC operations credential or a Series 99 registration signals you understand post-trade mechanics at a level many candidates lack. List any in-progress certifications too, since employers in custodial and clearing roles weigh them heavily.
Apply early to roles that fit
Migrate Mate lists settlement analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job titles beyond the obvious label
Many settlement analyst roles are posted as trade operations analyst, securities operations associate, or post-trade analyst. Search those variations so you're not missing openings that match your background but use a different title.
Prepare for a reconciliation case study
Many settlement interviews include a live or take-home break scenario where you identify a failed trade or cash break and explain the resolution path. Practice walking through the SWIFT message chain, counterparty contact, and journal entry correction out loud.
Negotiate start date around clearing cycles
If you're wrapping up a role at a different firm, offer a start date that falls after a month-end or quarter-end close. Employers in settlement understand cycle timing, and it signals operational awareness rather than a vague delay.
Settlement Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most settlement analysts?
The companies hiring the most settlement analysts right now include Kroll, Visa, and U.S. Bank, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Custodial banks, broker-dealers, and asset managers consistently post the highest volume of settlement analyst roles.
How many settlement analyst jobs are remote?
About 67% of settlement analyst openings are fully remote or hybrid as of November 2026, though the share varies by function. Reconciliation and reporting roles tend to offer more remote flexibility, while positions tied to same-day cash management or on-floor trading operations are more likely to require an on-site presence.
How do you become a settlement analyst?
Start with a bachelor's degree in finance, accounting, or economics, then build foundational knowledge in trade life cycles, clearing mechanics, and reconciliation processes. Entry-level operations roles at a broker-dealer or custodian bank are the most direct path in. From there, gaining hands-on experience with DTCC workflows, SWIFT messaging, and break resolution is what moves candidates into settlement analyst roles.
Can I get hired as a settlement analyst with little experience?
Yes, many firms hire candidates into entry-level settlement analyst or trade operations associate roles with limited direct experience, provided you can demonstrate familiarity with trade life cycles and basic reconciliation concepts. Internships in back-office operations, coursework in financial markets, and proficiency in Excel are what hiring managers look for when experience is thin. A Series 99 registration strengthens your candidacy considerably at this stage.
What does the settlement analyst interview process look like?
The process typically starts with a recruiter screen focused on your operations background, followed by one or two technical rounds with a hiring manager or team lead. Expect questions on trade life cycles, break resolution procedures, and the differences between DTC and SWIFT settlement. Some firms include a scenario or case exercise where you walk through identifying and correcting a failed trade from initial confirmation through final settlement.
Where can I find and apply to settlement analyst jobs?
You can find and apply to settlement analyst jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience level, specialization, and preferred location, then apply directly to each one that fits.
See All 12 Settlement Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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