Mid Level Underwriting Analyst Jobs
Mid level underwriting analyst jobs go to professionals ready to own risk assessments end to end, mentor junior analysts, and deliver recommendations with minimal oversight. Openings run across Insurance, Banking & Financial Services, and Investment & Asset Management, with 68% of roles available remotely or in hybrid settings, and employers like Corebridge Financial, GEICO, and AIG hiring at this level now.
Find JobsOverview
Showing 5 of 93+ Mid Level Underwriting Analyst jobs
Vice President, Commercial Underwriting
Los Angeles, CA
POSITION SUMMARY:
Responsible for managing the underwriting process of multifamily, commercial real estate and commercial loans in accordance with the guidelines, policies and procedures set forth by the Bank. Manage Underwriters of multifamily, commercial real estate loans and commercial loans. Work with a team of lending professionals to originate loans for the Bank’s portfolio in accordance with the Bank's policies and procedures.
ESSENTIAL JOB FUNCTIONS:
- Management
- Manage Underwriters of multifamily, commercial real estate and commercial loans
- Ensures Underwriters complete clear and detailed analysis based on a thorough understanding of debt service ratios, cash flow, appraisals, credit analysis, CAP rates, etc.
- Ensures the multifamily, commercial real estate and commercial underwriting process complies with all regulations and the Bank's policies and procedures in order to protect the Bank and achieve satisfactory ratings from internal and external auditors.
- Manages appraisal, environmental and inspection process to ensure compliance with the Bank's policies and procedures. Secures and reviews appraisals, environment reviews and inspection reports, independent of Underwriters, to ensure property qualifies as security for the loan requested.
- Provides input to improve Banks policies and procedures to ensure effective credit management.
- Prepares and presents a summary of the commercial real estate multi-family markets in which the Bank operates to the Senior Loan Committee.
- Teamwork
- Interfaces with Loan Consultants, brokers and management in preparing loan packages for Senior Loan Committee approval.
- Answers inquiries regarding the Bank's current loan programs, policies and pricing.
- Works closely with loan processors and funders to ensure effective completion of the loan origination process.
- Performs other duties to support the overall Lending Department as assigned.
- REGULATORY KNOWLEDGE:
- Equal Credit Opportunity Act (Regulation B)
- Fair Housing Act
- Home Mortgage Disclosure Act (Regulation C)
- Flood Disaster Protection Act
- Bank Secrecy Act
MINIMUM QUALIFICATIONS:
- A minimum of 5-years of multi-family residential underwriting experience
- A thorough understanding of 5-75 multi-family units and commercial real estate underwriting guidelines and process
- Ability to manage people and foster teamwork
- Excellent analytical skills
- The ability to handle multiple tasks while meeting deadlines
- Good organizational skills
- Excellent verbal and written communication skills
- Advanced computer skills
- High School Diploma required, Bachelor Degree preferred
- A high level understanding of compliance regulations.
The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodations when necessary.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
Pay Rate/Range: $5,000 - 5,400 Which annualizes to $130,000 - 140,400
Vice President, Commercial Underwriting
Los Angeles, CA
POSITION SUMMARY:
Responsible for managing the underwriting process of multifamily, commercial real estate and commercial loans in accordance with the guidelines, policies and procedures set forth by the Bank. Manage Underwriters of multifamily, commercial real estate loans and commercial loans. Work with a team of lending professionals to originate loans for the Bank’s portfolio in accordance with the Bank's policies and procedures.
ESSENTIAL JOB FUNCTIONS:
- Management
- Manage Underwriters of multifamily, commercial real estate and commercial loans
- Ensures Underwriters complete clear and detailed analysis based on a thorough understanding of debt service ratios, cash flow, appraisals, credit analysis, CAP rates, etc.
- Ensures the multifamily, commercial real estate and commercial underwriting process complies with all regulations and the Bank's policies and procedures in order to protect the Bank and achieve satisfactory ratings from internal and external auditors.
- Manages appraisal, environmental and inspection process to ensure compliance with the Bank's policies and procedures. Secures and reviews appraisals, environment reviews and inspection reports, independent of Underwriters, to ensure property qualifies as security for the loan requested.
- Provides input to improve Banks policies and procedures to ensure effective credit management.
- Prepares and presents a summary of the commercial real estate multi-family markets in which the Bank operates to the Senior Loan Committee.
- Teamwork
- Interfaces with Loan Consultants, brokers and management in preparing loan packages for Senior Loan Committee approval.
- Answers inquiries regarding the Bank's current loan programs, policies and pricing.
- Works closely with loan processors and funders to ensure effective completion of the loan origination process.
- Performs other duties to support the overall Lending Department as assigned.
- REGULATORY KNOWLEDGE:
- Equal Credit Opportunity Act (Regulation B)
- Fair Housing Act
- Home Mortgage Disclosure Act (Regulation C)
- Flood Disaster Protection Act
- Bank Secrecy Act
MINIMUM QUALIFICATIONS:
- A minimum of 5-years of multi-family residential underwriting experience
- A thorough understanding of 5-75 multi-family units and commercial real estate underwriting guidelines and process
- Ability to manage people and foster teamwork
- Excellent analytical skills
- The ability to handle multiple tasks while meeting deadlines
- Good organizational skills
- Excellent verbal and written communication skills
- Advanced computer skills
- High School Diploma required, Bachelor Degree preferred
- A high level understanding of compliance regulations.
The Bank is in full compliance with the Americans with Disabilities Act (ADA) and does not discriminate with regard to applicants or employees with disabilities, and will make reasonable accommodations when necessary.
OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
Pay Rate/Range: $5,000 - 5,400 Which annualizes to $130,000 - 140,400
See All 93 Mid Level Underwriting Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsMid Level Underwriting Analyst Job Market
Who's Hiring
- Corebridge Financial32
- GEICO13
- AIG7
- The Hanover Insurance4
- Zurich Insurance3
Top Industries Hiring
- Insurance79
- Banking & Financial Services18
- Investment & Asset Management13
- Technology & Software3
- Consulting & Professional Services2
Mid Level Underwriting Analyst Jobs: Frequently Asked Questions
How do I get a mid level underwriting analyst job?
Position yourself by emphasizing ownership, not just participation. Highlight files or accounts you managed independently, decisions you made under limited supervision, and any process improvements you drove. Tailor your resume to show deepening specialization in a product line such as commercial lines, personal lines, or specialty risk. Recruiters at this level want evidence you can take a submission from intake to bind without hand-holding.
Which companies hire mid level underwriting analysts?
Companies hiring mid level underwriting analysts right now include Corebridge Financial, GEICO, and AIG, based on current listings on Migrate Mate as of July 2026. Hiring at this level comes from regional and national insurers, reinsurance firms, managing general agents, and corporate risk departments that need analysts who can work independently on complex accounts.
Are there remote mid level underwriting analyst jobs?
Yes, though availability varies by employer and product line. About 68% of mid level underwriting analyst openings are remote or hybrid as of July 2026, making this a more flexible field than many finance-adjacent roles. Carriers with distributed teams and MGAs tend to post the highest share of fully remote positions at this experience level.
How do I move up to a mid level underwriting analyst role?
Getting from entry level to mid level requires building a record of independent decision-making on increasingly complex risks. Over your first few years, focus on mastering your product line's rating tools and policy forms, taking ownership of smaller accounts without escalation, and documenting measurable outcomes such as loss ratio improvements or submission turnaround gains. Adding a professional designation like CPCU or AU signals commitment and accelerates the transition.
Which industries hire the most mid level underwriting analysts?
Mid Level underwriting analyst roles concentrate in Insurance, Banking & Financial Services, and Investment & Asset Management, based on current listings on Migrate Mate as of July 2026. Those sectors drive hiring because they carry large, complex, or high-volume risk portfolios that require analysts with enough experience to assess exposures independently and support underwriting officers on non-standard submissions.