Vice President of Underwriting Jobs
Vice President of Underwriting jobs are open across insurance, banking, mortgage, and specialty finance, from director-level to C-suite adjacency, with specializations in commercial lines, personal lines, and credit risk. See the openings below and apply to the ones that match your experience.
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Old Republic Bitco is seeking a Vice President, Underwriting – Regional Manager to join our West Coast Region and Regional office located in Pasadena, CA. As a respected specialty insurer with 11 branch offices across 10 states, OR Bitco delivers tailored insurance solutions to complex industries such as construction, forest products, and oil and gas. This position is open to a hybrid work arrangement, blending flexibility with meaningful in person collaboration.
At OR Bitco, our work is guided by core values. We care deeply about our people, partners, and customers. We are committed to excellence and accountability. We deliver on our promises with integrity and precision, and we strive to make a meaningful impact in everything we do. These values drive our mission to protect the people and industries that keep America running.
Join the OR Bitco team and be part of a workplace built on collaboration, open communication, and a positive culture that supports growth and success. If you are passionate about operational excellence and ready to make a measurable impact within a growing, industry-leading organization, OR Bitco offers the platform and challenge you have been looking for.
Position Summary:
The Vice President, Underwriting is responsible for providing strategic leadership and oversight of underwriting operations across a designated region. This role ensures underwriting activities are conducted in accordance with company guidelines, risk appetite, regulatory requirements, and profitability objectives. Working closely with Underwriting Managers and regional leadership, the Vice President drives underwriting performance, portfolio management, agency relationships, and business growth initiatives while maintaining disciplined risk selection and pricing practices. This position provides guidance, coaching, and direction to underwriting teams, fosters consistency in underwriting practices, and supports the achievement of regional and corporate business objectives. The Vice President monitors production, retention, loss ratio, and profitability trends, identifies opportunities for improvement, and implements strategies that promote sustainable growth and operational excellence throughout the region.
Primary Responsibilities:
- In conjunction with local Underwriting Managers, directs and supervises the work of assigned Underwriting teams, including the quality, quantity and timeliness of work product.
- Oversees underwriting practices carried out by underwriting personnel in the assigned branch offices or territories, including directing the planning and achievement of underwriting goals in the assigned programs of business.
- Decides whether to accept, decline or modify applications or requests to sell an insurance policy and once sold, recognizing and evaluating exposure changes as they occur during a policy period and including an understanding of the company's target programs and coverage.
- Works with local Managers to prepare and carry out each office's business plan each year, including overseeing such activities and setting of business objectives with revisions and modifications as needed to meet the branch sales and profit goals.
- Underwrites or provides guidance in underwriting large or unusual risks which require a high level of technical knowledge and skill in product and industry.
- Manages and develops business in the region, including achieving profitable underwriting results, sales development and customer service functions.
- Formulates, plans and achieves sales budgets and objectives for the region, including setting and achieving premium and loss ratio goals, agency and prospecting calls and business forecasting.
- Maintains current company and department procedures. Assigns work, provides training and feedback to team members, and conducts timely and appropriate evaluations of job performance in the department.
- Makes decisions within stated levels of authority and company guidelines, seeks exceptions to guidelines as needed when supported by appropriate data
- Guides assigned Underwriting teams in soliciting new business and retaining renewal business through effective presentations to agency and customer audiences.
- Helps ensure effective agency relationships, which may include prospecting for new agencies, agency appointment, growth and development, maximization of agency profit sharing opportunities and credit management; evaluating agency factors, including agency personnel, line diversification, loss ratio, agency book of business, volume and profit potential and which agencies to appoint or terminate.
- Maintains a high level of awareness and understanding of sales and marketing innovations, changes and strategies.
- Travel as necessary to perform sales and marketing activities, maintain territory, attend meetings, or for other reasons deemed necessary to fulfill position requirements
- As a management representative, consistently acts in the best interest of OR Bitco and provides leadership and communication to actively promote OR Bitco's mission, values, and culture.
- Perform other duties as assigned
Qualifications:
- Bachelor's Degree in Finance, Insurance, Risk Management, or other Business-related fields
- 8-10+ years of industry experience in the following areas:
- Commercial Underwriting in the Construction, Forest Products, Manufacturing, and/or Oil & Gas industries
- Underwriting New & Renewal Business – Determining pricing and understanding commercial lines policy forms and coverages
- Analyzing & Managing Exposures – Developing action plans to manage risks and changes during a policy period
- Agency Management – Growth and development; prospecting; appointment; and maximization of opportunities and responsibilities
- External Sales – Cultivating new business while demonstrating retention of current customers through presentations to agencies and customers
- 5+ years' experience in supervising or managing an Underwriting team
- Demonstrated proficiency in recognizing key underwriting issues and taking appropriate action on developed information
- Chartered Property Casualty Insurance (CPCU) or similar professional designation highly regarded
- Must be willing to travel, as required, to maintain territory and scope of responsibility; A valid driver's license is required.
Benefits:
- Competitive salary paired with a comprehensive benefits package
- Generous paid time off, plus 12 paid holidays annually
- Comprehensive health coverage, including medical, dental, and vision plans
- Additional protection through accident, critical illness, and hospital indemnity insurance
- Company-paid life insurance equal to 2× annual salary
- Company-paid short-term and long-term disability coverage
- 401(k) Savings and Profit-Sharing Plan through Old Republic
- Ongoing education, training, and professional development opportunities
- Support for industry certifications and insurance designations, including financial assistance
- Flexible scheduling with a two-hour window for start and end times within a 7.5-hour workday
- Opportunities to give back through corporate philanthropy and community service initiatives
- Optional benefits including travel, commuter, and pet insurance
- Employee wellness support through a dedicated fitness program
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Who's Hiring


Top Industries Hiring
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in vice president of underwriting jobs.
- 10 or more years of progressive underwriting experience in commercial, personal, or specialty lines
- Demonstrated experience managing and developing an underwriting team
- Deep knowledge of risk assessment, pricing models, and portfolio management
- CPCU, AU, or comparable insurance designation strongly preferred
- Experience with underwriting systems, rating platforms, and data analytics tools
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Vice President of Underwriting Job Search
Quantify your loss ratio improvements
Hiring managers for VP underwriting roles want to see portfolio performance data, not just responsibilities. Pull your actual loss ratio, combined ratio, or book growth numbers from past roles and lead with them in your resume summary and experience bullets.
Align your resume to the book type
A commercial lines VP resume reads differently than a personal lines or specialty one. Tailor your resume for each opening by mirroring the product line language in the job description, whether that's excess and surplus, admitted, or program business.
Apply early to roles that fit
Migrate Mate lists vice president of underwriting openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target companies by underwriting appetite
Research each insurer's or lender's current risk appetite before applying. A company pulling back from a segment you specialize in is a poor fit regardless of title match, while one expanding into your niche is a stronger application opportunity.
Prepare for a technical underwriting case study
Many VP-level interviews include a file review or scenario where you assess a risk and defend a pricing or declination decision. Practice walking through your reasoning out loud, covering exposure analysis, reinsurance considerations, and profitability impact.
Negotiate authority levels alongside compensation
Underwriting authority limits define your day-to-day autonomy and signal how leadership views the role. When you reach the offer stage, clarify binding authority thresholds and escalation processes as part of your negotiation, not just base pay and bonus.
Vice President of Underwriting Jobs: Frequently Asked Questions
Which companies are hiring the most vice president of underwritings?
Zurich Insurance, MUFG, and AmericanAg are hiring the most vice president of underwritings right now, with openings concentrated in New York, Illinois, and Texas, based on current listings on Migrate Mate as of November 2026. Demand tends to be strongest at regional and national carriers expanding into new lines or geographies.
How many vice president of underwriting jobs are remote?
About 92% of vice president of underwriting openings are fully remote or hybrid as of November 2026, with remote availability higher for specialty lines, reinsurance, and technology-focused underwriting roles than for field-based commercial or agriculture books that require in-person agency relationships.
How do you become a vice president of underwriting?
Most vice presidents of underwriting start as underwriters or senior underwriters, build deep expertise in a specific line of business, then move into underwriting manager or director roles where they develop team leadership and portfolio oversight experience. Earning a professional designation like the CPCU accelerates advancement, as does a record of measurable book profitability and successful talent development.
Can you get a vice president of underwriting job without prior VP experience?
Yes, strong directors of underwriting or senior underwriting managers regularly move directly into VP roles, particularly at mid-size carriers or companies entering a new line of business. The key is demonstrating that you've already owned a book, led a team through underwriting cycle changes, and influenced pricing or appetite decisions at a strategic level, even without the VP title.
What does the vice president of underwriting interview process look like?
The process typically starts with a recruiter screen, followed by interviews with the chief underwriting officer or head of the business unit, HR, and often a panel that includes actuarial and product leadership. Many employers add a technical component where you review a sample book, analyze a loss scenario, or present a market strategy. Final-stage conversations often shift to leadership philosophy, team structure, and profitability targets.
Where can I find and apply to vice president of underwriting jobs?
You can find and apply to vice president of underwriting jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your line of business, team size preferences, and geography, then apply directly to each one that fits.
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