Fintech F-1 STEM OPT Sponsorship Jobs in Arizona
Fintech F-1 STEM OPT sponsorship jobs in Arizona are concentrated in Phoenix and Scottsdale, where companies like Western Alliance Bancorporation, Voya Financial, and a growing cluster of payments and insurtech startups actively hire STEM-eligible graduates in data science, software engineering, and financial analytics roles that qualify for the 24-month STEM OPT extension.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our fintech systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward!
ROLE AND RESPONSIBILITIES
We’re hiring a Senior Product Manager to own the product roadmap for subledger and reporting infrastructure, the Accounting ↔ Engineering interface, and reconciliation and controls that enable month-end close and auditability. This role owns the end-to-end journey of financial data from engineering systems to the general ledger/ERP and partners closely with Accounting, data, and platform teams.
- Own the financial reporting product roadmap: subledgers, standardized accounting-event interface, journal-entry flows, GL/ERP integrations, and reconciliation tooling.
- Work with Engineering to define subledger patterns and the Accounting ↔ Engineering interface: accounting-event schemas, API contracts, domain boundaries, and migration strategies for operational systems to adopt the standard.
- Translate accounting policy and audit requirements into product specs, posting logic, SOX controls, and implementable engineering requirements.
- Lead matching/reconciliation strategy and automation: run vendor evaluations, define recon rules and ownership, and deliver reconciliation automation for high-volume, critical accounts.
- Own data lineage, quality metrics, SLAs, monitoring, and remediation flows for critical reports and journal feeds.
- Run product discovery, prioritization, and cross-functional programs: scope pilots, set success metrics, manage tradeoffs, and deliver production systems with Engineering, Accounting, and Finance.
- Drive governance and change management: coordinate Accounting, Finance, Product and Engineering; own go-to-production signoffs, runbooks, and stakeholder training.
BASIC QUALIFICATIONS
* 4+ years product management experience owning financial platforms or data products — responsible for roadmap, APIs, data models, and cross-functional delivery.
* Practical accounting experience required: hands-on accounting experience with direct ownership of month-end close, reconciliations, and external audits. CPA preferred. Practical domain expertise is more important than the credential alone.
* Proven track record of building and working knowledge of financial systems, subledger → GL flows, journal-entry design, reconciliations, SOX controls, and external audit processes.
* Strong technical fluency — data models, ETL/DBT, SQL, and API design — and the ability to partner tightly with engineering and data teams on lineage and transformations.
* Exceptional communicator and cross-functional influencer: translates accounting requirements into technical specs, drives consensus across Finance & Engineering, and presents tradeoffs to senior leaders.
* Willingness to work East Coast hours.
* Bachelor’s or Master’s in Accounting, Finance, Computer Science, or other related fields; or equivalent practical experience.
COMPENSATION
Pay Grade - N
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
USA base pay range (all other U.S. states) per year: $169,000 - $219,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Location: [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Fintech Job Roles in Arizona
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Search Fintech Jobs in ArizonaFintech Jobs in Arizona: Frequently Asked Questions
Which fintech companies sponsor F-1 STEM OPT visas in Arizona?
Arizona-based fintech employers with STEM OPT hiring history include Western Alliance Bancorporation, Voya Financial, Axway, and a range of payments and insurtech companies headquartered in Phoenix and Scottsdale. National fintech firms with Arizona engineering hubs, such as PayPal and GoDaddy's financial services division, have also sponsored STEM OPT candidates in software engineering and data roles. Sponsorship patterns vary by employer and year, so checking DOL Labor Condition Application filings is the most reliable verification method.
Which cities in Arizona have the most fintech F-1 STEM OPT sponsorship jobs?
Phoenix and Scottsdale account for the overwhelming majority of fintech STEM OPT opportunities in Arizona. Phoenix hosts the headquarters of several regional banks and payments companies with active engineering teams, while Scottsdale's tech corridor attracts insurtech and wealthtech startups. Tempe, home to Arizona State University, also sees fintech hiring activity, particularly for recent STEM graduates in computer science, financial technology, and quantitative analytics programs.
What types of fintech roles typically qualify for F-1 STEM OPT sponsorship?
Roles that qualify must fall under STEM-designated Classification of Instructional Programs codes matching your degree. In fintech, this commonly includes software engineering, data science, machine learning engineering, quantitative analysis, and cybersecurity positions. Financial technology product management roles may qualify if the employer designates them under a STEM CIP code tied to your specific degree field. Confirming the role's SOC code against your degree's CIP code with your Designated School Official before accepting an offer is an important step.
How do I find fintech F-1 STEM OPT sponsorship jobs in Arizona?
Migrate Mate filters fintech job listings in Arizona specifically for F-1 STEM OPT eligibility, surfacing employers with verified Labor Condition Application filing history in relevant occupations. This saves time compared to manually cross-referencing DOL disclosure data. You can filter by city, role type, and employer sponsorship activity to identify Phoenix and Scottsdale fintech companies that have a documented history of supporting STEM OPT candidates in engineering, data, and financial analytics positions.
Are there any Arizona-specific considerations for F-1 STEM OPT in fintech?
Arizona fintech employers must be enrolled in E-Verify to sponsor STEM OPT extensions, which is a federal requirement applying nationally but worth confirming before you apply. Arizona's fintech sector includes a notable concentration of banking technology and insurance technology companies regulated at the state level, meaning some roles may involve background screening or licensing considerations that can affect onboarding timelines. USCIS requires your employer to submit a formal training plan as part of the STEM OPT extension, so early coordination with your employer's HR team is important.