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INTRODUCTION

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

Let’s talk about how you can find your place here at Stifel, where success meets success.

ROLE AND RESPONSIBILITIES

The Commercial Real Estate (CRE) Construction Disbursement & Loan Closing Specialist is responsible for the timely and accurate execution of construction loan closings and disbursement activity across the commercial real estate portfolio. This role focuses on executing construction loan closings and disbursement activities, requiring independent judgment to assess documentation, interpret loan terms, and determine what is needed to move transactions forward. Working closely with Portfolio Operations, Lending, Credit, and external partners, this position evaluates transactions, reviews documentation, manages requirements, and administers construction draws. The role supports consistent and accurate loan administration while addressing the unique aspects of each transaction.

• Execute construction loan closings based on approved credit terms, applying judgment to determine required documentation, closing conditions, and funding readiness.
• Process loan files from approval through funding, evaluating completeness and identifying gaps or inconsistencies that must be resolved prior to closing.
• Review and interpret loan documents, construction budgets, and draw schedules to determine funding eligibility and requirements.
• Administer construction loan disbursements, including evaluating draw requests, reviewing supporting documentation (inspections, lien waivers, invoices, etc.), and determining whether requests align with loan terms and approved budgets.
• Assess the sufficiency and accuracy of documentation, determining whether conditions have been met or if additional information is required.
• Identify, investigate, and resolve discrepancies or exceptions related to documentation, funding requirements, or disbursement activity.
• Apply judgment in addressing routine issues and determining appropriate next steps; escalate higher-risk or complex matters as needed.
• Determine and manage outstanding closing conditions, funding requirements, and post-closing items, ensuring timely resolution.
• Coordinate with borrowers, title companies, attorneys, inspectors, and internal teams to clarify requirements and facilitate loan closings and funding.
• Support loan booking, funding, and ongoing updates within internal systems, ensuring data accuracy and completeness.
• Assist with loan amendments, extensions, renewals, and modifications, reviewing changes for consistency with loan terms and requirements.
• Maintain accurate loan records and documentation in applicable systems. Apply established procedures and controls while exercising judgment to address transaction-specific nuances.
• Exercise independent judgment in interpreting loan documentation, evaluating draw requests, and determining required actions to support loan closing and disbursement activity.
• Identify recurring issues or process gaps and share feedback with the Portfolio Operations team.

BASIC QUALIFICATIONS

• Working knowledge of commercial real estate (CRE) lending, construction loans, or loan administration.
• Ability to review and interpret loan documentation, construction budgets, and draw requests.
• Strong attention to detail with the ability to assess completeness and identify discrepancies.
• Ability to manage multiple transactions and deadlines in a dynamic environment.
• Strong organizational and time management skills.
• Clear and professional communication skills.
• Ability to work independently, applying judgment within established guidelines.
• Ability to resolve routine issues and escalate more complex matters appropriately.

EDUCATION & EXPERIENCE

• Minimum Required: Bachelor’s degree or equivalent experience.
• Minimum Required: 3+ years of experience in loan operations, CRE loan closing, construction disbursement, or a related role.

LICENSES & CREDENTIALS

• Minimum Required: None.

SYSTEMS & TECHNOLOGY

• Proficiency in Microsoft Office (Excel, Word, Outlook).
• Experience with loan servicing, document management, or financial systems preferred.
• Ability to work across multiple systems to support transaction execution, documentation review, and data tracking.

ABOUT STIFEL

Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

Stifel is an Equal Opportunity Employer.