Finance Visa Sponsorship Jobs in Puerto Rico
Puerto Rico's finance sector offers unique visa sponsorship opportunities, particularly in San Juan's banking district where institutions like Banco Popular, FirstBank, and Oriental Bank maintain major operations. The island's status as a U.S. territory creates distinct advantages for international finance professionals seeking work authorization.
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About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The sales representative will be responsible for increasing the origination and integration of new partners in their assigned territory, building and maintaining strong relationships with all assigned partner retailers and their respective stakeholders; through constant field work (store visits) or through direct sales at kiosks to provide support, training, implementation of incentive campaigns and targeted marketing; in order to ensure compliance and exceeding sales and productivity objectives.
Responsibilities
- Ensure the monthly sales and store activation targets in the area under your responsibility are met by increasing merchant productivity, and overall company market share.
- Ensure that merchants who sold in the prior month are also selling in the current month.
- Develop the relationship with merchants to keep the account of existing members healthy/stable, responding to requests and solving problems in the conversion to final customer with the PayJoy platform.
- Visit stores to train sales teams, promote marketing materials, and activate incentive campaigns.
- Generate strategies to increase sales in the assigned area, including market and competition analysis to identify trends and sales opportunities.
- Identify and contact new business partners, ensuring they meet the requirements and activating them once authorized.
- Keep the customer database updated and record all interactions and sales made. Prepare sales reports and performance analysis for management.
Requirements
- Technical or university studies in related areas such as Business Administration, Communications or similar.
- 1-2 years of experience in Customer Service, Software Sales, mobile devices or Field, in the telecommunications industry.
- Strong interpersonal and communication skills to establish effective relationships and train business partner personnel.
- Orientation to results, so proactivity, organization, perseverance and resilience are essential attributes.
- To ensure success, you need to have strong analytical and negotiation skills as you will be in charge of store performance and sales.
- Availability to travel to visit stores, you must have personal transportation to cover assigned areas. (Car or Motorcycle)
Benefits
- 100% Company Funded: Private Health Insurance for employee and immediate family
- 20 days vacation, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone Finance, headphone benefit, home office equipment allowance and wellness perks
- Catered Lunch
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion
Ownership
Break Through Walls
Live Communication
Transparency & Directness
Focus on Scale
Work-Life Balance
Embrace Diversity
Speed
Active Listening

About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The sales representative will be responsible for increasing the origination and integration of new partners in their assigned territory, building and maintaining strong relationships with all assigned partner retailers and their respective stakeholders; through constant field work (store visits) or through direct sales at kiosks to provide support, training, implementation of incentive campaigns and targeted marketing; in order to ensure compliance and exceeding sales and productivity objectives.
Responsibilities
- Ensure the monthly sales and store activation targets in the area under your responsibility are met by increasing merchant productivity, and overall company market share.
- Ensure that merchants who sold in the prior month are also selling in the current month.
- Develop the relationship with merchants to keep the account of existing members healthy/stable, responding to requests and solving problems in the conversion to final customer with the PayJoy platform.
- Visit stores to train sales teams, promote marketing materials, and activate incentive campaigns.
- Generate strategies to increase sales in the assigned area, including market and competition analysis to identify trends and sales opportunities.
- Identify and contact new business partners, ensuring they meet the requirements and activating them once authorized.
- Keep the customer database updated and record all interactions and sales made. Prepare sales reports and performance analysis for management.
Requirements
- Technical or university studies in related areas such as Business Administration, Communications or similar.
- 1-2 years of experience in Customer Service, Software Sales, mobile devices or Field, in the telecommunications industry.
- Strong interpersonal and communication skills to establish effective relationships and train business partner personnel.
- Orientation to results, so proactivity, organization, perseverance and resilience are essential attributes.
- To ensure success, you need to have strong analytical and negotiation skills as you will be in charge of store performance and sales.
- Availability to travel to visit stores, you must have personal transportation to cover assigned areas. (Car or Motorcycle)
Benefits
- 100% Company Funded: Private Health Insurance for employee and immediate family
- 20 days vacation, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone Finance, headphone benefit, home office equipment allowance and wellness perks
- Catered Lunch
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion
Ownership
Break Through Walls
Live Communication
Transparency & Directness
Focus on Scale
Work-Life Balance
Embrace Diversity
Speed
Active Listening
Job Roles in Finance in Puerto Rico
See all 6+ Finance Puerto Rico jobs
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Get Access To All JobsFrequently Asked Questions
Which finance companies sponsor visas in Puerto Rico?
Major banks like Banco Popular de Puerto Rico, FirstBank Puerto Rico, and Oriental Bank sponsor international talent for specialized roles. Investment firms, insurance companies, and corporate finance departments of pharmaceutical companies like Amgen and Pfizer also provide sponsorship opportunities for qualified candidates.
How to find finance visa sponsorship jobs in Puerto Rico?
Use Migrate Mate to browse finance positions specifically filtered for Puerto Rico, where you can identify employers with active sponsorship patterns. Focus on banking institutions in San Juan and Bayamón, plus corporate finance roles at multinational companies with Puerto Rico operations.
Which visa types are most common for finance roles in Puerto Rico?
H-1B visas are standard for specialized finance positions requiring bachelor's degrees, such as financial analysts, risk managers, and compliance officers. L-1 visas are common for international bank transfers, while TN visas serve Canadian and Mexican finance professionals in qualifying roles.
Which cities in Puerto Rico have the most finance sponsorship jobs?
San Juan dominates with its banking headquarters and financial district, followed by Bayamón where several major banks have operations centers. Guaynabo also hosts corporate finance roles for multinational pharmaceutical and technology companies with Puerto Rico subsidiaries.
Do Puerto Rico finance jobs have different prevailing wage requirements?
Yes, Puerto Rico has separate Department of Labor prevailing wage determinations that are typically lower than mainland U.S. rates. This affects H-1B Labor Condition Applications, making certain finance positions more accessible while still meeting federal requirements for specialty occupations.
What is the prevailing wage for sponsored finance jobs in Puerto Rico?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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