Finance Visa Sponsorship Jobs in South Dakota
South Dakota's finance sector centers on Sioux Falls, home to major credit card operations including Citibank and Wells Fargo's card services divisions. The state's banking-friendly regulations have attracted financial services companies, creating visa sponsorship opportunities primarily in risk management, compliance, and data analytics roles across Sioux Falls and Rapid City.
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INTRODUCTION
Medical, Dental, Vision, Life, 401K match, PTO, Sick Time, 10 Paid Holidays, Remote work opportunities
What you'll do at Cascade:
Serve the American Dream Through Attainable Home Ownership.
Top hourly pay! Starting at $22/Hour+ and up to $750/month in bonus!
Full desktop equipment provided!
Industry leading company with great culture and A+ BBB Ranking!
Remote, Rapid City, SD
SUMMARY
The Loan Counselor is responsible for managing mobile home mortgage accounts from early-stage delinquency through resolution (“cradle to grave”). This role focuses on borrower outreach, payment collection, counseling, and loss mitigation when repayment is not immediately achievable. The Loan Counselor works GSE, FHA, VA, Freddie Mac, and Conventional loans and ensures compliance with all federal, state, investor, and company guidelines.
KEY RESPONSIBILITIES
- Manage a portfolio of mobile home mortgage loans across all stages of delinquency
- Perform outbound and inbound borrower contact to resolve delinquent accounts
- Analyze borrower financial situations and provide counseling on available options
- Negotiate repayment plans and resolve delinquencies through full reinstatement
- Evaluate eligibility for loss mitigation options, including forbearance, repayment plans, and loan modifications
- Initiate and track loss mitigation workflows in compliance with investor guidelines
- Maintain accurate and detailed servicing notes in the loan servicing system
- Ensure compliance with FDCPA, CFPB, RESPA, and investor requirements
- Collaborate with internal departments such as Loss Mitigation, Customer Service, Bankruptcy, and Foreclosure as needed
- Meet or exceed individual and team performance metrics
QUALIFICATIONS
- High school diploma or equivalent required; college coursework preferred
- 1–3 years of mortgage collections or servicing experience, including mobile homes preferred
- Working knowledge of GSE, FHA, VA, and Conventional loan programs
- Strong negotiation, communication, and customer service skills
- Ability to handle sensitive financial conversations with empathy and professionalism
- Proficient with mortgage servicing systems and Microsoft Office
ABOUT CASCADE & OUR CULTURE:
Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Attainable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing marketplace leveraging state-of-the-art business automation coupled with the most skilled professionals in the industry.
The Cascade culture lives in our team members! We are focused and dedicated to developing and providing a platform for growth. We are proud of the team that we've built and are looking for great people who will embrace our values and contribute to them: T.I.E.S. Teamwork, Integrity, Excellence, and Service. We believe in work/life balance and a positive/family-like work environment. Together, we will continue to lead the way and make a difference.
Join our team and assist us to Serve the American Dream Through Attainable Home Ownership.

INTRODUCTION
Medical, Dental, Vision, Life, 401K match, PTO, Sick Time, 10 Paid Holidays, Remote work opportunities
What you'll do at Cascade:
Serve the American Dream Through Attainable Home Ownership.
Top hourly pay! Starting at $22/Hour+ and up to $750/month in bonus!
Full desktop equipment provided!
Industry leading company with great culture and A+ BBB Ranking!
Remote, Rapid City, SD
SUMMARY
The Loan Counselor is responsible for managing mobile home mortgage accounts from early-stage delinquency through resolution (“cradle to grave”). This role focuses on borrower outreach, payment collection, counseling, and loss mitigation when repayment is not immediately achievable. The Loan Counselor works GSE, FHA, VA, Freddie Mac, and Conventional loans and ensures compliance with all federal, state, investor, and company guidelines.
KEY RESPONSIBILITIES
- Manage a portfolio of mobile home mortgage loans across all stages of delinquency
- Perform outbound and inbound borrower contact to resolve delinquent accounts
- Analyze borrower financial situations and provide counseling on available options
- Negotiate repayment plans and resolve delinquencies through full reinstatement
- Evaluate eligibility for loss mitigation options, including forbearance, repayment plans, and loan modifications
- Initiate and track loss mitigation workflows in compliance with investor guidelines
- Maintain accurate and detailed servicing notes in the loan servicing system
- Ensure compliance with FDCPA, CFPB, RESPA, and investor requirements
- Collaborate with internal departments such as Loss Mitigation, Customer Service, Bankruptcy, and Foreclosure as needed
- Meet or exceed individual and team performance metrics
QUALIFICATIONS
- High school diploma or equivalent required; college coursework preferred
- 1–3 years of mortgage collections or servicing experience, including mobile homes preferred
- Working knowledge of GSE, FHA, VA, and Conventional loan programs
- Strong negotiation, communication, and customer service skills
- Ability to handle sensitive financial conversations with empathy and professionalism
- Proficient with mortgage servicing systems and Microsoft Office
ABOUT CASCADE & OUR CULTURE:
Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Attainable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing marketplace leveraging state-of-the-art business automation coupled with the most skilled professionals in the industry.
The Cascade culture lives in our team members! We are focused and dedicated to developing and providing a platform for growth. We are proud of the team that we've built and are looking for great people who will embrace our values and contribute to them: T.I.E.S. Teamwork, Integrity, Excellence, and Service. We believe in work/life balance and a positive/family-like work environment. Together, we will continue to lead the way and make a difference.
Join our team and assist us to Serve the American Dream Through Attainable Home Ownership.
Finance Job Roles in South Dakota
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Search Finance Jobs in South DakotaFinance Jobs in South Dakota: Frequently Asked Questions
Which finance companies sponsor visas in South Dakota?
Major visa sponsors include Citibank, Wells Fargo Card Services, and First Premier Bank, all with significant operations in Sioux Falls. Regional banks like Great Western Bank and Black Hills Federal Credit Union also sponsor H-1B visas for specialized roles in risk management, compliance, and financial technology positions.
Which visa types are most common for finance roles in South Dakota?
H-1B visas dominate finance sponsorship in South Dakota, particularly for quantitative analysts, risk managers, and compliance specialists. Some candidates use TN visas for Canadian and Mexican citizens in financial analyst roles, while L-1 visas apply to internal transfers within multinational banks operating in the state.
How to find finance visa sponsorship jobs in South Dakota?
Use Migrate Mate to search specifically for visa-sponsoring finance positions in South Dakota. Focus on Sioux Falls-based credit card companies and regional banking headquarters, as these employers have established H-1B filing histories. Many positions require expertise in financial regulations, data analytics, or specialized banking software systems.
Which cities in South Dakota have the most finance sponsorship jobs?
Sioux Falls dominates with over 80% of finance visa sponsorship opportunities, driven by major credit card operations and regional banking headquarters. Rapid City offers limited opportunities primarily through regional banks and credit unions, while Aberdeen and Watertown have minimal finance sponsorship activity outside of local banking institutions.
What are the prevailing wage requirements for finance roles in South Dakota?
South Dakota's finance prevailing wages are generally lower than coastal markets, making sponsorship more accessible for employers. The Department of Labor sets specific wage floors by occupation and experience level, with financial analysts and risk managers typically requiring bachelor's degrees in finance, economics, or related quantitative fields for visa qualification.
What is the prevailing wage for sponsored finance jobs in South Dakota?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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