Finance Visa Sponsorship Jobs in Utah
Utah's finance sector offers strong visa sponsorship opportunities, particularly in Salt Lake City's growing fintech ecosystem and traditional banking hub. Major employers like Zions Bancorporation, Goldman Sachs, and emerging fintech companies actively sponsor international talent for roles in investment banking, risk management, and financial technology development.
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Get Access To All JobsINTRODUCTION
Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.
ROLE AND RESPONSIBILITIES
This is an in-office position located at our Zions Bancorporation Technology Center located in Midvale, UT.
The ideal candidate for the SBA Underwriter position will have the skills and experience necessary to:
- Underwrite SBA guaranteed loan products, primarily 7a, Express, and 504 loans ensuring adherence to SBA SOP, bank policies, banking regulations and laws.
- Compile data as it relates to the preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits and other data.
- Interpret outcome of analysis and prepares summary, recommendations and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted.
- Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications.
- Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness.
- Identify risk and mitigating factors related to conducting a thorough credit analysis for approval.
- Respond to internal and external customer inquiries.
- Recommend exceptions based on findings.
- May work closely with Relationship Manager on the more complex aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables.
- May have authority to approve loans beyond the organization’s guidelines.
- Senior most level may function as a lead and be responsible for second level approvals.
- Other duties as assigned.
BASIC QUALIFICATIONS
- Requires a Bachelor's in Finance, Business, Accounting or a related field and 1+ year commercial, commercial real estate credit or small business underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience.
- A combination of education and experience may meet qualifications.
- Basic knowledge of commercial, commercial RE and/or small business credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures.
- Basic knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval. Knowledge of balance sheets, income and cash flow statements.
- Good understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations.
- Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information.
- Possess good judgment, ability to make sound decisions.
- Ability to accept responsibility and handle confidential information.
- Must have good customer relations and communication skills.
- Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.
- Working knowledge of various related software applications, including spreadsheets, word processing, etc.
PREFERRED QUALIFICATIONS
- Knowledge of the SBA SOP (Standard Operating Procedures).
- 3+ years of direct SBA underwriting experience including 7a, Express, and 504 loans.
- Experience underwriting commercial loans with a construction component (i.e. – ground-up construction, building expansion, tenant improvements).
BENEFITS
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
- Employees may, at the company’s discretion, be eligible to receive a cash bonus award
INTRODUCTION
Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.
ROLE AND RESPONSIBILITIES
This is an in-office position located at our Zions Bancorporation Technology Center located in Midvale, UT.
The ideal candidate for the SBA Underwriter position will have the skills and experience necessary to:
- Underwrite SBA guaranteed loan products, primarily 7a, Express, and 504 loans ensuring adherence to SBA SOP, bank policies, banking regulations and laws.
- Compile data as it relates to the preparation of credit packages (or pre-screens) incorporating spreads, cash flow, value of related collateral, appraisals, audits and other data.
- Interpret outcome of analysis and prepares summary, recommendations and may make joint presentations with Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted.
- Evaluate, analyze and form opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications.
- Spread financial statements, identify credit strengths and weaknesses, provide detailed and documented analysis of credit worthiness.
- Identify risk and mitigating factors related to conducting a thorough credit analysis for approval.
- Respond to internal and external customer inquiries.
- Recommend exceptions based on findings.
- May work closely with Relationship Manager on the more complex aspects of loan structuring, including long term, fixed vs. variable rates, pre-payment penalty and other variables.
- May have authority to approve loans beyond the organization’s guidelines.
- Senior most level may function as a lead and be responsible for second level approvals.
- Other duties as assigned.
BASIC QUALIFICATIONS
- Requires a Bachelor's in Finance, Business, Accounting or a related field and 1+ year commercial, commercial real estate credit or small business underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience.
- A combination of education and experience may meet qualifications.
- Basic knowledge of commercial, commercial RE and/or small business credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures.
- Basic knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval. Knowledge of balance sheets, income and cash flow statements.
- Good understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations.
- Ability to analysis and research financial statements, business plans, credit reports, debt ratios and loan to value information.
- Possess good judgment, ability to make sound decisions.
- Ability to accept responsibility and handle confidential information.
- Must have good customer relations and communication skills.
- Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.
- Working knowledge of various related software applications, including spreadsheets, word processing, etc.
PREFERRED QUALIFICATIONS
- Knowledge of the SBA SOP (Standard Operating Procedures).
- 3+ years of direct SBA underwriting experience including 7a, Express, and 504 loans.
- Experience underwriting commercial loans with a construction component (i.e. – ground-up construction, building expansion, tenant improvements).
BENEFITS
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
- Employees may, at the company’s discretion, be eligible to receive a cash bonus award
Finance Job Roles in Utah
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Search Finance Jobs in UtahFinance Jobs in Utah: Frequently Asked Questions
Which finance companies sponsor visas in Utah?
Major sponsors include Zions Bancorporation (Utah's largest bank), Goldman Sachs Salt Lake City office, American Express, and growing fintech companies like Divvy and MX. Investment firms like Sorenson Capital and Pelion Venture Partners also sponsor for specialized finance roles. Many of these companies have significant operations in Salt Lake City's Silicon Slopes tech corridor.
Which cities in Utah have the most finance sponsorship jobs?
Salt Lake City dominates with approximately 80% of finance sponsorship opportunities, hosting major banking headquarters and fintech startups in the Silicon Slopes area. Provo offers additional opportunities with tech companies that have finance divisions, while Park City has some private wealth management firms, though opportunities are more limited outside the Wasatch Front region.
How to find finance visa sponsorship jobs in Utah?
Use Migrate Mate to browse finance positions specifically filtered for Utah employers with visa sponsorship history. Focus on Salt Lake City-based banks, fintech companies in the Silicon Slopes area, and investment firms. Target roles like financial analyst, risk manager, and fintech developer positions where Utah companies actively recruit international talent for their growing finance operations.
Which visa types are most common for finance roles in Utah?
H-1B visas are most common for quantitative analysts, financial software developers, and specialized banking roles. E-3 visas work well for Australian finance professionals, while TN visas serve Canadian and Mexican nationals in financial analyst and risk management positions. O-1 visas are occasionally used for senior investment professionals with exceptional track records.
What makes Utah's finance job market unique for visa sponsorship?
Utah's finance sector benefits from the Silicon Slopes tech ecosystem, creating high demand for fintech talent and financial technology roles that traditional finance centers may not offer. The state's business-friendly environment attracts growing companies willing to sponsor visas, and University of Utah's strong finance programs create pipelines that employers use to justify hiring international graduates.
What is the prevailing wage for sponsored finance jobs in Utah?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.