Loan Specialist Jobs in USA with Visa Sponsorship
Loan Specialist roles qualify as specialty occupations under H-1B visa because they require a finance, economics, or business degree. Banks, credit unions, and mortgage companies sponsor visas for this role. Candidates with NMLS licensing, credit analysis experience, or bilingual skills in underserved markets see the strongest sponsorship interest.
Find Loan Specialist JobsOverview
Showing 5 of 203+ Loan Specialist jobs










See all 203+ Loan Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Specialist roles.
Get Access To All Jobs
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
- Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
- Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
- Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
- Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
- Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
- Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
- Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements
- High School Diploma or GED
Preferred:
- Sales, Collections or Customer Service experience
- Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be - in person, by phone and online.
At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
See all 203+ Loan Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Loan Specialist roles.
Get Access To All JobsTips for Finding Visa Sponsorship as a Loan Specialist
Align your degree to loan specialist duties
USCIS requires a direct link between your bachelor's degree field and the role. A degree in finance, economics, accounting, or business administration maps cleanly. A general management or unrelated degree needs supporting documentation showing field-specific coursework.
Get your NMLS license before applying
Many mortgage and consumer lending employers require an NMLS license as a hiring condition. Obtaining it before you apply signals you're work-ready and removes a compliance hurdle employers cite when deciding whether sponsorship is worth the cost.
Target employers with active LCA filing history
Use Migrate Mate to find loan specialist employers with verified H-1B Labor Condition Application filings. Banks and specialty lenders that have filed before understand the process and are far less likely to withdraw an offer mid-sponsorship.
Check prevailing wage tiers before salary negotiations
Your employer must pay at least the DOL prevailing wage for your location and role level. Run your occupation and metro area through the OFLC Wage Search so you know the minimum your offer must meet before you negotiate.
Ask HR whether the role is classified as specialty occupation
Some employers post loan specialist roles that mix clerical and analytical duties, which can complicate the specialty occupation argument. Confirm before accepting that the position description requires at least a bachelor's degree in a directly related field.
Front-load your PERM timeline for green card planning
If your employer is open to permanent residence, ask them to begin PERM labor certification during your first H-1B period. Per-country backlogs mean starting early matters, and loan specialist is a qualifying occupation under EB-2 and EB-3.
Frequently Asked Questions
Does a Loan Specialist role qualify as a specialty occupation for H-1B?
Yes, provided the employer's job description requires at least a bachelor's degree in finance, economics, accounting, or a directly related field. Roles that accept any degree, or list the degree as preferred rather than required, can face a Request for Evidence from USCIS. A well-drafted job description that ties analytical duties to a specific degree field is essential.
Which visa types are realistic for a Loan Specialist seeking sponsorship?
H-1B is the primary work visa for this role because it covers specialty occupations requiring a relevant bachelor's degree. Australian nationals can use the E-3 visa, which has no lottery. Chilean and Singaporean nationals may qualify under H-1B1 visa. TN visa is not available for loan specialist roles, as the occupation does not appear on the USMCA profession list.
What type of employers typically sponsor Loan Specialists?
Commercial banks, mortgage companies, credit unions, and specialty lenders are the most active sponsors. Employers in markets with high demand for bilingual loan officers or in underserved lending markets tend to be more open to sponsorship. Browse Migrate Mate to identify employers with verified sponsorship filing history specifically for this role.
Does my NMLS license transfer to H-1B status?
Your NMLS license is tied to your legal name and state registration, not your visa status. You can maintain and renew it on H-1B as long as you meet state continuing education and background check requirements. If you change employers, you'll need to update your NMLS sponsorship to the new company, which is a separate process from your visa transfer.
Can a Loan Specialist qualify for a green card through PERM?
Yes. The role qualifies under EB-3 for skilled workers and, with an advanced degree or demonstrated exceptional ability, under EB-2. Your employer files a PERM labor certification with DOL to test the U.S. labor market, then files an I-140 petition with USCIS. Per-country priority date backlogs apply, so candidates from India and China should factor wait times into their planning.
What is the prevailing wage requirement for sponsored Loan Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.