Property Claims Adjuster Jobs in USA with Visa Sponsorship
Property Claims Adjuster roles qualify as specialty occupations under the H-1B visa, making employer sponsorship achievable for candidates with a relevant bachelor's degree. Large insurers and third-party administrators regularly file Labor Condition Applications for adjusters, and the role also fits EB-2 and EB-3 green card pathways through PERM labor certification.
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Get Access To All JobsINTRODUCTION
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.
Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!
ROLE AND RESPONSIBILITIES
Workplace: Remote (#LI-Remote) - This is a field role requiring travel to and from policy holder homes.
This opportunity supports the Philadelphia, PA territory. Candidates must currently reside within the designated service area or an adjacent community within the assigned territory to be eligible for consideration.
This position offers a starting wage of $29.61 per hour or higher, with potential overtime opportunities based on business needs and claim volume.
- Compensation may be adjusted upward based on relevant experience, skills, and qualifications.
- While this is not a CAT-specific role, selected candidates will be expected to participate in 1-3 CAT virtual or field based deployments annually, with the opportunity to earn additional hourly compensation and overtime pay during deployment assignments.
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 2-3 days.
Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
Earn additional hourly pay and overtime during deployment assignments.
BASIC QUALIFICATIONS
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment.
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
CANDIDATES MUST BE WILLING & ABLE TO:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day.
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
PHYSICAL ACTIONS & ENVIRONMENT
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing.
- Speaking (English), Reading (English), Writing (English), & Key Entering.
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
BENEFITS
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
- Bonus Opportunity (based on Company and Individual Performance).
- 401(k).
- Medical.
- Dental.
- Vision.
- Health Savings and Flexible Spending Accounts.
- Life Insurance.
- Paid Time Off.
- Paid Parental Leave.
- Tuition Assistance.
Job Location(s): US - PA - Philadelphia
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
INTRODUCTION
We are Farmers – where ambition meets opportunity.
At Farmers, we’re not just known for unforgettable jingle – we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal – it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.
Join an award-winning, equal opportunity employer, where you’ll find more than a job – you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.
Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let’s build something incredible together!
ROLE AND RESPONSIBILITIES
Workplace: Remote (#LI-Remote) - This is a field role requiring travel to and from policy holder homes.
This opportunity supports the Philadelphia, PA territory. Candidates must currently reside within the designated service area or an adjacent community within the assigned territory to be eligible for consideration.
This position offers a starting wage of $29.61 per hour or higher, with potential overtime opportunities based on business needs and claim volume.
- Compensation may be adjusted upward based on relevant experience, skills, and qualifications.
- While this is not a CAT-specific role, selected candidates will be expected to participate in 1-3 CAT virtual or field based deployments annually, with the opportunity to earn additional hourly compensation and overtime pay during deployment assignments.
A Day in the Life of a Field Property Adjuster:
- Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
- Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
- Evaluate and report on potential subrogation opportunities.
- Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
- Perform duties independently, with work directly impacting management outcomes.
- Acts as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
- Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
- Use strong customer service skills to negotiate with policyholders to settle the claim.
- Performs additional duties as assigned.
- Promotes safety at all times and complies with safety/ergonomic standards as outlined in relevant company published manuals.
Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 2-3 days.
Although this is not a CAT-specific role, hires will be expected to commit to 1–3 CAT deployments per year.
Earn additional hourly pay and overtime during deployment assignments.
BASIC QUALIFICATIONS
If You Have the Following:
- High School diploma or equivalent required.
- Excellent Customer service experience, preferably in a retail environment.
- Construction or Insurance experience is highly desirable and preferred.
- Excellent communication skills – both oral and written.
- Computer Literate: MS Word, Excel, Outlook.
- Proficiency with smartphones and applications.
- Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
- Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
- Valid driver's license and Bondable. Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.
CANDIDATES MUST BE WILLING & ABLE TO:
- Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day.
- Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
- Achieve a minimum passing score on all claims training exams.
PHYSICAL ACTIONS & ENVIRONMENT
- Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing.
- Speaking (English), Reading (English), Writing (English), & Key Entering.
Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.
BENEFITS
- Farmers offers a competitive salary commensurate with experience, qualifications and location.
- Bonus Opportunity (based on Company and Individual Performance).
- 401(k).
- Medical.
- Dental.
- Vision.
- Health Savings and Flexible Spending Accounts.
- Life Insurance.
- Paid Time Off.
- Paid Parental Leave.
- Tuition Assistance.
Job Location(s): US - PA - Philadelphia
Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.
Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.
See all Property Claims Adjuster Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Property Claims Adjuster roles.
Get Access To All JobsTips for Finding Property Claims Adjuster Jobs
Verify your degree aligns with claims work
A bachelor's in risk management, finance, business, or a related field is what USCIS looks for when evaluating specialty occupation status. A general business degree alone can trigger a Request for Evidence, so document the coursework that connects directly to property loss assessment.
Target insurers with active LCA filing history
Large carriers and third-party administrators file Labor Condition Applications far more consistently than regional independents. Use Migrate Mate to find employers with verified H-1B LCA sponsorship history specifically for claims adjuster roles, so you're applying where sponsorship is already established practice.
Get your adjuster license before applying
Most states require a property and casualty adjuster license, and employers sponsoring foreign workers want proof you can legally handle claims on day one. Earning your license before the job search removes a common objection and signals you're operationally ready, not conditionally ready.
Use OFLC Wage Search to anchor salary conversations
Your employer's LCA must certify a wage at or above the prevailing wage for your role and location. Checking the OFLC Wage Search for your metro area before negotiations means you can confirm any offer meets DOL requirements, avoiding LCA certification problems that delay or kill the filing.
Ask about PERM timing during the offer stage
If you're on F-1 OPT or an H-1B and want permanent residence, ask whether the employer has experience running PERM labor certification for claims roles. The process takes a year or more, so employers who've done it before are significantly more likely to see it through.
Treat your CAT event experience as a specialty qualifier
Catastrophe claims work, large-loss commercial property files, and subrogation experience are the specific credentials that push a claims adjuster role firmly into specialty occupation territory. Document these in your resume with enough technical detail that an immigration attorney can build the specialty occupation argument around your actual work history.
Frequently Asked Questions
Does a Property Claims Adjuster role qualify as a specialty occupation for H-1B purposes?
Yes, in most cases, but the employer must demonstrate the role normally requires a bachelor's degree in a specific field such as risk management, finance, or a related discipline. Generalist adjuster roles that accept any degree are more vulnerable to USCIS Requests for Evidence, so employers filing for this position typically document the technical complexity of the claims work involved.
Which visas can employers use to sponsor a Property Claims Adjuster?
The H-1B is the most common path, covering initial status of up to three years extendable to six. H-1B1 visa is available for Chilean and Singaporean nationals. The TN visa covers adjusters who are Canadian or Mexican nationals only if the role clearly fits a listed USMCA profession. EB-2 and EB-3 green card categories are also available through PERM labor certification for longer-term sponsorship.
Is a state adjuster license required before an employer will sponsor a visa?
Most employers expect candidates to hold or quickly obtain a property and casualty adjuster license for the state where they'll be working. Licensing requirements vary by state, but sponsoring an unlicensed adjuster creates operational risk for the employer. Completing your license exam before job searching removes this barrier and strengthens the specialty occupation argument USCIS evaluates.
How do I find Property Claims Adjuster employers who actually sponsor visas?
Migrate Mate lists employers with verified H-1B LCA sponsorship history for claims adjuster roles, so you can focus your applications on companies that have already committed to sponsoring this position type rather than guessing from general job postings.
Can OPT or STEM OPT cover a Property Claims Adjuster position while waiting for H-1B?
Yes, if your degree is in a directly related field such as finance, risk management, or business analytics. STEM OPT adds 24 months of work authorization for graduates with STEM-designated degrees, but the employer must be enrolled in E-Verify and sign a formal training plan. If your degree isn't STEM-designated, standard 12-month OPT is the available bridge while your employer pursues H-1B sponsorship.
What is the prevailing wage requirement for sponsored Property Claims Adjuster jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.