AML Investigator Jobs
AML Investigator jobs are open across banking, fintech, credit unions, and financial services firms, at every level from entry-level analyst to senior and lead investigator, with specializations in transaction monitoring, SAR filing, and sanctions screening. Scan the live roles below and apply to whichever ones fit.
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Showing 4 of 30+ AML Investigator jobs
Job Summary
To support the Bank’s Financial Crime Compliance Americas division (FCC) in ensuring that the business in the US operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing (AML).
To conduct investigations that detect and report suspicious activity to governmental authorities and enable the Bank to form sound judgments concerning reputational and other risks and meets expectations of regulators and other compliance stakeholders.
To support the promotion of the business, culture and practice of FCC within the letter and spirit of US Laws, including local Laws and Regulations, in accordance with Group standards.
Key Responsibilities
Processes
- Review and analyze leads for potential suspicious activity, including those generated from detection scenario processes, the service of subpoenas and warrants, negative media reports, as well as other sources to include:
• Managing the investigative process from initial detection to disposition.
• Thoroughly and timely reviewing reports and other investigative leads that potentially identify suspicious activity.
• Formulating and recommending responses to potentially suspicious findings, reporting such activity to the appropriate regulatory authorities, and supporting FCC in developing the Bank’s forward-looking risk-mitigation response.
• Support Managers and Team Leaders in conducting AML investigations.
• Coordinating responses and requests pursuant to Section 314 of the USA PATRIOT Act.
• Work with team members to determine whether to close cases, escalate findings and/or file a Suspicious Activity Report (“SAR”) with the U.S. Treasury’s Financial Crimes Enforcement Network.
• Drafting and reviewing SARs.
• Performing data-entry related to tracking and documenting all investigative steps
• Achieve established case production targets, progressing to the completion of nine (9) case investigations per week while consistently maintaining required quality standards.
Risk Management
- Ensure a full understanding of the risk and control environment in area of responsibility.
Governance
- Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Embed the Group’s values and code of conduct to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture.
Skills and Experience
- CFCC Risk Type Advisory
• Business Acumen
• Business Ethics
• CFCC Policies and Standards
• Confidential Investigations
• Cross-functional Collaboration
• Data Gathering and Reporting
• Effective Communications
• Emerging Technologies
• Internal Controls
• Managing Change
• Organizational Governance
• Planning: Tactical, Strategic
• Regulatory Environment - Financial Services
• Relationship Management
• Risk Management
Qualifications
- Bachelor degree in Finance, Economics, Economic Crime Investigation, or related field of study, from an accredited institution
• 3-5 years experience in a large multinational financial institution, law firm or a global organization.
• 1-3 years AML Compliance or related banking experience and / or experience involving money laundering or complex financial investigations within the financial industry or in the governmental regulatory, intelligence or law enforcement space (international, federal, state and local levels will be considered.
• CAMS certification strongly preferred. (Required within one year)
• Demonstrates an understanding of the key products or services provided by the business / function, and the processes and controls that underpin them.
• Demonstrates an understanding of compliance regulations, knowledge of global procedures and policies, including a core understanding in AML, Sanctions, CDD or Anti Bribery.
• Demonstrates an understanding of the SAR process.
• Proven capability to conduct open source research and leverage Bank internal data sources to assist in building composite analytical products.
• Has the ability to interpret complex information and determine the research and analysis required to extract facts that can be objectively supported. Has a strong investigative mindset where critical thinking is applied, exemplified by a number of attributes; professional scepticism, a meticulous and consistent approach to research and analytics, and the ability to thoroughly articulate a defence for conclusions reached.
• Clear, concise communication style (written and verbal); demonstrates engaged listening skills; able to maintain composure in a stressed situation.
• Self motivated - Strong work orientation, works independently, takes accountability for decisions, actions and outcomes
• Collaborative - Actively collaborate within and across teams
• Personal Agility - Agile and receptive to change. Positive and solutions oriented
• Prior law enforcement or regulatory experience will be viewed positively
About Standard Chartered
We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.
Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.
What We Offer
- Being part of an inclusive and values driven organisation , one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
- In line with our Fair Pay Charter , we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance , with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
Visit our careers website to learn more about us: www.sc.com/careers.
Recruitment Assessments
Expected annual base pay range for the role is 65,000 USD to 85,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Job Summary
To support the Bank’s Financial Crime Compliance Americas division (FCC) in ensuring that the business in the US operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing (AML).
To conduct investigations that detect and report suspicious activity to governmental authorities and enable the Bank to form sound judgments concerning reputational and other risks and meets expectations of regulators and other compliance stakeholders.
To support the promotion of the business, culture and practice of FCC within the letter and spirit of US Laws, including local Laws and Regulations, in accordance with Group standards.
Key Responsibilities
Processes
- Review and analyze leads for potential suspicious activity, including those generated from detection scenario processes, the service of subpoenas and warrants, negative media reports, as well as other sources to include:
• Managing the investigative process from initial detection to disposition.
• Thoroughly and timely reviewing reports and other investigative leads that potentially identify suspicious activity.
• Formulating and recommending responses to potentially suspicious findings, reporting such activity to the appropriate regulatory authorities, and supporting FCC in developing the Bank’s forward-looking risk-mitigation response.
• Support Managers and Team Leaders in conducting AML investigations.
• Coordinating responses and requests pursuant to Section 314 of the USA PATRIOT Act.
• Work with team members to determine whether to close cases, escalate findings and/or file a Suspicious Activity Report (“SAR”) with the U.S. Treasury’s Financial Crimes Enforcement Network.
• Drafting and reviewing SARs.
• Performing data-entry related to tracking and documenting all investigative steps
• Achieve established case production targets, progressing to the completion of nine (9) case investigations per week while consistently maintaining required quality standards.
Risk Management
- Ensure a full understanding of the risk and control environment in area of responsibility.
Governance
- Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Embed the Group’s values and code of conduct to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees form part of the culture.
Skills and Experience
- CFCC Risk Type Advisory
• Business Acumen
• Business Ethics
• CFCC Policies and Standards
• Confidential Investigations
• Cross-functional Collaboration
• Data Gathering and Reporting
• Effective Communications
• Emerging Technologies
• Internal Controls
• Managing Change
• Organizational Governance
• Planning: Tactical, Strategic
• Regulatory Environment - Financial Services
• Relationship Management
• Risk Management
Qualifications
- Bachelor degree in Finance, Economics, Economic Crime Investigation, or related field of study, from an accredited institution
• 3-5 years experience in a large multinational financial institution, law firm or a global organization.
• 1-3 years AML Compliance or related banking experience and / or experience involving money laundering or complex financial investigations within the financial industry or in the governmental regulatory, intelligence or law enforcement space (international, federal, state and local levels will be considered.
• CAMS certification strongly preferred. (Required within one year)
• Demonstrates an understanding of the key products or services provided by the business / function, and the processes and controls that underpin them.
• Demonstrates an understanding of compliance regulations, knowledge of global procedures and policies, including a core understanding in AML, Sanctions, CDD or Anti Bribery.
• Demonstrates an understanding of the SAR process.
• Proven capability to conduct open source research and leverage Bank internal data sources to assist in building composite analytical products.
• Has the ability to interpret complex information and determine the research and analysis required to extract facts that can be objectively supported. Has a strong investigative mindset where critical thinking is applied, exemplified by a number of attributes; professional scepticism, a meticulous and consistent approach to research and analytics, and the ability to thoroughly articulate a defence for conclusions reached.
• Clear, concise communication style (written and verbal); demonstrates engaged listening skills; able to maintain composure in a stressed situation.
• Self motivated - Strong work orientation, works independently, takes accountability for decisions, actions and outcomes
• Collaborative - Actively collaborate within and across teams
• Personal Agility - Agile and receptive to change. Positive and solutions oriented
• Prior law enforcement or regulatory experience will be viewed positively
About Standard Chartered
We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.
Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.
What We Offer
- Being part of an inclusive and values driven organisation , one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies.
- In line with our Fair Pay Charter , we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance , with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
Visit our careers website to learn more about us: www.sc.com/careers.
Recruitment Assessments
Expected annual base pay range for the role is 65,000 USD to 85,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
See All 30 AML Investigator Jobs
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Find AML Investigator JobsAML Investigator Job Market
Who's Hiring
- AML RightSource20
- Standard Chartered Bank3
- ANB Bank1
- Polymarket1
- Capital One1
What Employers Look For
The qualifications that appear most often in AML investigator jobs.
- 1-3 years of AML investigation or BSA compliance experience at a financial institution
- Hands-on experience with transaction monitoring systems such as Actimize, Mantas, or NICE
- Knowledge of Bank Secrecy Act requirements, SAR filing standards, and FinCEN guidance
- CAMS certification from ACAMS preferred or required by most mid-size and large institutions
- Bachelor's degree in finance, criminal justice, accounting, or a related field
- Proficiency in case management platforms and Microsoft Excel for data analysis and documentation
Tips for Your AML Investigator Job Search
Tailor your resume to transaction monitoring
Hiring managers scan for specific system names and typology experience. Call out the monitoring platforms you've used, the alert volumes you've worked, and whether you focused on structuring, layering, or sanctions cases rather than listing generic investigation duties.
Certify before competing with experienced candidates
The CAMS certification from ACAMS is the most recognized credential in this field and frequently listed as preferred or required. Earning it before you apply, or noting active candidacy, closes the gap when you're competing against investigators with longer tenure.
Apply early to roles that fit
Migrate Mate lists aml investigator openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target job titles beyond the obvious ones
Many aml investigator openings are posted as Financial Crimes Analyst, BSA Analyst, or Fraud and AML Specialist. Searching only for the exact title means missing a share of relevant roles, so vary your search terms when looking through openings.
Prepare case study answers for the interview
Interviewers in this field almost always ask you to walk through a real investigation. Have two or three cases ready where you identified suspicious activity, explain the red flags you spotted, the research steps you took, and the filing or escalation decision you reached.
Negotiate using compliance hiring benchmarks
Financial crimes roles sit within compliance, which has distinct compensation bands from general operations. When discussing offers, reference the specific demands of BSA and FinCEN reporting responsibilities and the liability attached to SAR filing accuracy to frame your counter.
AML Investigator Jobs: Frequently Asked Questions
Which companies are hiring the most aml investigators?
The most active employers for aml investigators right now are AML RightSource, Standard Chartered Bank, and ANB Bank, and the most openings are in Virginia, New York, and Texas, based on current listings on Migrate Mate as of November 2026. Large national banks, regional credit unions, and fintech compliance teams consistently post the highest volumes of openings in this role.
How many aml investigator jobs are remote?
About 100% of aml investigator openings are fully remote or hybrid as of November 2026, reflecting the document-heavy, system-based nature of the work. Transaction monitoring and SAR drafting roles tend to have the highest remote availability, while positions requiring in-person collaboration with BSA officers or law enforcement liaisons are more likely to be on-site.
How do you become a aml investigator?
Start by earning a bachelor's degree in finance, criminal justice, accounting, or a related field. Build foundational knowledge of the Bank Secrecy Act and FinCEN regulations through self-study or coursework. Pursue entry-level roles in bank operations, fraud review, or compliance to gain exposure to financial crime typologies. Then earn the CAMS certification to signal readiness for a dedicated investigator role.
Can you get hired as an aml investigator with little experience?
Yes, some institutions hire candidates with limited direct AML experience if they have adjacent skills from fraud operations, retail banking, or law enforcement. Earning a CAMS certification or completing ACAMS training courses before applying demonstrates commitment and compensates for thin tenure. Contract and temp-to-hire roles through financial services firms are also a practical entry point into the field.
What does the aml investigator interview process look like?
Most processes include an initial screen with a recruiter, followed by a panel or one-on-one interview with a BSA officer or compliance manager. You'll typically be asked to walk through a past investigation, explain how you identified red flags, and describe your SAR filing decision. Some employers include a written exercise where you review a sample case and document your findings and recommendation.
Where can I find and apply to aml investigator jobs?
You can find and apply to aml investigator jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your experience and preferred location or work arrangement, and apply directly to each listing that fits.
See All 30 AML Investigator Jobs
Find roles that match your experience and apply in just a few clicks.
Find AML Investigator Jobs