Associate Underwriter Jobs
Associate Underwriter jobs are open across insurance carriers, reinsurance firms, and financial institutions, from entry-level to senior associate, with specializations in commercial lines, personal lines, and specialty risk. See the openings below and apply to the ones that match your experience.
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At Amwins, we succeed together — and have a good time doing it.
We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
Learn more about us at amwins.com.
Join our Amwins Access team in Charlotte, NC as an Associate Underwriter!
This is a full-time, in office position in our Charlotte office with potential for a hybrid schedule after training.
We are looking for people with:
- Eagerness to learn and grow as a team
- Excellent interpersonal communication skills and customer service mentality
- Strong work ethic, critical thinking skills, and attention to detail
- Excellent computer skills including typing proficiency, Microsoft Office proficiency with an emphasis in Excel spreadsheet
- Prior insurance experience is not required, but is a plus!
Each Associate Underwriter provides vital team functions:
- Review submission information required to issue new or renewal quotes
- Rate and prepare new or renewal quotes as directed by Underwriter
- Review and handle inspection recommendations and discrepancies
- Monitor various reports for consistency
- Potential for policy issuance and endorsement processing, including audits
- Assist in accounting procedures such as invoicing
- Data entry into multiple internet-based systems
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The Amwins Advantage: Benefits & Perks Available to Full-Time US Based Employees
- Medical, Dental, Vision available your first day of employment
- Choice of medical plans through Blue Cross Blue Shield; Kaiser available for CA employees
- Mental health support including:
- Virtual therapy
- Digital coaching
- 24/7 EAP counseling
- Company-paid Basic Life & AD&D Insurance, Short-Term Disability, and Employee Assistance Program
- Health Savings Account with company contributions
- Health Care FSA, Dependent Care FSA, and Commuter Benefits
- Parental Leave and Adoption Assistance
- Voluntary coverage options:
- Life Insurance
- Critical Illness
- Accident
- Identity Theft Protection
- Retiree medical benefits available for Medicare-eligible retirees
- 401(k) with company match
- Generous Paid Time Off and Company Holiday Schedule
- Collaborative, continuing education focused work environment
- Career advancement opportunities
See All 83 Associate Underwriter Jobs
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Find Associate Underwriter JobsAssociate Underwriter Job Market
Who's Hiring
- Risksmith Insurance Services28

- AmWINS Group6

- Burns & Wilcox5

- Chubb Insurance3

Top Industries Hiring
- Insurance30
- Fintech1
- Banking & Financial Services1
- Investment & Asset Management1
What Employers Look For
The qualifications that appear most often in associate underwriter jobs.
- Bachelor's degree in business, finance, risk management, or a related field
- One to three years of underwriting or insurance industry experience
- Proficiency with underwriting platforms and policy management systems
- Strong analytical skills for evaluating risk and pricing submissions
- Progress toward or completion of CPCU, AU, or other industry designations
- Familiarity with ISO forms, coverage lines, and regulatory filing requirements
Tips for Your Associate Underwriter Job Search
Tailor your resume to underwriting lines
Hiring managers scan for specific lines experience, so your resume needs to call out whether you've worked commercial, personal, or specialty lines. A generic insurance resume won't stand out when the job posting asks for casualty or property background specifically.
Highlight your authority and decision history
Underwriting roles are defined by the risk decisions you own. Describe the types of accounts you've analyzed, the bind authority levels you've operated under, and any referrals you've escalated. Showing judgment matters more than listing tasks.
Apply early to roles that fit
Migrate Mate lists associate underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings that match your carrier type
Experience at a standard admitted carrier doesn't always translate cleanly to an excess and surplus lines shop, and vice versa. Filter your search by carrier type or read job descriptions carefully so you're applying where your underwriting background maps directly.
Prepare technical scenarios from real accounts
Interviewers for underwriting roles often walk through a submission and ask how you'd price or decline it. Pull two or three accounts you've worked on, clean up the details, and practice explaining your reasoning out loud before your interview.
Follow up after the offer with coverage questions
Once you have an offer, ask the hiring manager about the book of business you'll be assigned, the team's bind authority levels, and how performance is measured in the first year. These questions signal readiness and help you evaluate whether the role is the right fit.
Associate Underwriter Jobs: Frequently Asked Questions
Which companies are hiring the most associate underwriters?
Risksmith Insurance Services, AmWINS Group, and Burns & Wilcox are hiring the most associate underwriters right now, with openings concentrated in California, Florida, and Pennsylvania, based on current listings on Migrate Mate as of November 2026. Regional carriers and national insurers both post frequently, so checking current listings gives you the most accurate picture.
How many associate underwriter jobs are remote?
About 44% of associate underwriter openings are fully remote or hybrid as of November 2026, with remote availability concentrated in personal lines and certain commercial lines roles where submissions and approvals are handled digitally. Specialty lines and large commercial accounts tend to require more in-person or office presence given the complexity of those accounts.
How do you become an associate underwriter?
Start with a bachelor's degree in business, finance, or risk management, then apply to entry-level underwriting assistant or trainee programs at carriers or managing general agents. Build your knowledge of policy forms, rating factors, and coverage terms on the job, and pursue industry designations like the AU or CPCU to move from trainee to associate underwriter status.
Can you get hired as an associate underwriter with little or no experience?
Yes, many carriers hire candidates with no direct underwriting experience into underwriting trainee or underwriting assistant roles, which feed directly into associate underwriter positions. Internships at insurance companies, finance coursework, and analytical skills from adjacent fields like lending or financial analysis all strengthen an application when you're coming in without a full underwriting background.
What does the associate underwriter interview process look like?
The process typically starts with a recruiter screen, followed by one or two interviews with the underwriting team lead or department manager. Expect technical questions on how you evaluate a submission, how you handle coverage questions, and your familiarity with the relevant lines. Some employers include a written case study where you price or decline a sample account.
Where can I find and apply to associate underwriter jobs?
You can find and apply to associate underwriter jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience level and line of business background, then apply directly to each listing that fits.
See All 83 Associate Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find Associate Underwriter Jobs