Bodily Injury Adjuster Jobs
Bodily Injury Adjuster jobs are open across insurance carriers, third-party administrators, and self-insured corporations, at every level from entry-level claims trainee to senior adjuster and team lead, with specializations in litigation, complex claims, and medical cost containment. Scan the live roles below and apply to whichever ones fit.
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About GAINSCO
Founded in 1978, GAINSCO offers property and casualty insurance with an emphasis on non-standard personal auto policies. It serves drivers nationwide by providing minimum-limits personal auto coverage, making insurance more accessible to a broader market. In 2020, GAINSCO, Inc. and its subsidiaries were acquired, making a significant milestone that strengthened GAINSCO’s ability to grow and expand its reach in the personal auto industry market while continuing to build on its decades of specialized expertise.
Join a team that is dedicated to supporting your professional growth and long-term success.
Who We Are
At GAINSCO, we are a team driven by passion, creativity, and a commitment to excellence. We celebrate achievements, encourage innovative thinking, and recognize the unique strengths each person brings. Our people truly set us apart.
GAINSCO is seeking a Liability Adjuster III to investigate, evaluate, negotiate, and resolve attorney-represented bodily injury claims involving minor to moderately severe injuries. In this role, you will independently manage coverage evaluations, liability determinations, medical reviews, settlement demands, and negotiations with attorneys. You will use advanced claims knowledge and sound judgment to resolve claims fairly and efficiently while protecting customer and company interests.
What does a BODILY INJURY CLAIMS ADJUSTER- ATTORNEY REPRESENTED do at GAINSCO?
- Investigate attorney-represented bodily injury claims by reviewing statements, medical records, bills, police reports, and supporting evidence.
- Evaluate policy coverage, liability, comparative negligence, injury causation, damages, reserves, and settlement value.
- Develop claim-resolution strategies and negotiate settlements directly with attorneys, paralegals, and case managers.
- Manage a high-volume claim inventory while maintaining timely follow-up on demands, correspondence, diary activities, and settlement opportunities.
- Interpret policy provisions and state statutes when making coverage, liability, and claim-resolution decisions.
- Maintain accurate, timely, and audit-ready claim documentation in accordance with company standards and regulatory requirements.
What is required?
Education:
- High school diploma or equivalent required.
Licenses/ Certifications:
- To perform the essential functions of this job an active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements.
- Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
- All licenses must be maintained in accordance with state requirements.
- Professional Insurance and/or Claims Designations are a plus.
Experience:
- 4+ years of experience as an Auto Insurance Claims Adjuster.
- 2+ years of experience handling attorney-represented bodily injury claims involving minor to moderately severe injuries.
- Experience evaluating bodily injury exposures, medical records and bills, liability disputes, and settlement demands.
- Experience interpreting policy language, coverage provisions, and applicable state statutes.
- Experience negotiating directly with attorneys and progressing claims toward resolution.
- Demonstrated ability to make sound coverage, liability, damages, reserve, and settlement decisions based on claim facts and investigative findings.
- Multi-state claims-handling experience is preferred.
Other skills and abilities:
- Strong bodily injury evaluation, claims investigation, and coverage-analysis skills.
- Effective negotiation, conflict-resolution, and relationship-management abilities.
- Ability to independently manage a high-volume inventory of attorney-represented claims.
- Strong analytical and decision-making skills, including the ability to evaluate injury causation and settlement value.
- Excellent verbal and written communication skills.
- Ability to communicate professionally with attorneys, claimants, medical providers, insureds, witnesses, and business partners.
- Strong organization and time-management skills, with the ability to balance competing priorities and maintain timely claim progression.
- Ability to recognize issues requiring escalation and seek guidance when appropriate.
- Occasional weekend work may be required.
- Travel may be required up to 5%.
What else do you need to know?
- Remote, Hybrid for those that live in Dallas, Fort Worth, TX Metroplex.
- Competitive Salary based on experience.
- Excellent benefits package: medical, dental, & vision insurance, life insurance, short-term and long-term disability insurance.
- Parental Leave Policy
- 401K + Company Match
- PTO Plan + Paid Company determined Holidays.
**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**
All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.
GAINSCO is an Equal Employment Opportunity Employer
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
About GAINSCO
Founded in 1978, GAINSCO offers property and casualty insurance with an emphasis on non-standard personal auto policies. It serves drivers nationwide by providing minimum-limits personal auto coverage, making insurance more accessible to a broader market. In 2020, GAINSCO, Inc. and its subsidiaries were acquired, making a significant milestone that strengthened GAINSCO’s ability to grow and expand its reach in the personal auto industry market while continuing to build on its decades of specialized expertise.
Join a team that is dedicated to supporting your professional growth and long-term success.
Who We Are
At GAINSCO, we are a team driven by passion, creativity, and a commitment to excellence. We celebrate achievements, encourage innovative thinking, and recognize the unique strengths each person brings. Our people truly set us apart.
GAINSCO is seeking a Liability Adjuster III to investigate, evaluate, negotiate, and resolve attorney-represented bodily injury claims involving minor to moderately severe injuries. In this role, you will independently manage coverage evaluations, liability determinations, medical reviews, settlement demands, and negotiations with attorneys. You will use advanced claims knowledge and sound judgment to resolve claims fairly and efficiently while protecting customer and company interests.
What does a BODILY INJURY CLAIMS ADJUSTER- ATTORNEY REPRESENTED do at GAINSCO?
- Investigate attorney-represented bodily injury claims by reviewing statements, medical records, bills, police reports, and supporting evidence.
- Evaluate policy coverage, liability, comparative negligence, injury causation, damages, reserves, and settlement value.
- Develop claim-resolution strategies and negotiate settlements directly with attorneys, paralegals, and case managers.
- Manage a high-volume claim inventory while maintaining timely follow-up on demands, correspondence, diary activities, and settlement opportunities.
- Interpret policy provisions and state statutes when making coverage, liability, and claim-resolution decisions.
- Maintain accurate, timely, and audit-ready claim documentation in accordance with company standards and regulatory requirements.
What is required?
Education:
- High school diploma or equivalent required.
Licenses/ Certifications:
- To perform the essential functions of this job an active Texas or Florida Adjuster License will be required to comply with state and GAINSCO requirements.
- Upon hire, additional license(s) may be required. If that is the case, license(s) must be obtained.
- All licenses must be maintained in accordance with state requirements.
- Professional Insurance and/or Claims Designations are a plus.
Experience:
- 4+ years of experience as an Auto Insurance Claims Adjuster.
- 2+ years of experience handling attorney-represented bodily injury claims involving minor to moderately severe injuries.
- Experience evaluating bodily injury exposures, medical records and bills, liability disputes, and settlement demands.
- Experience interpreting policy language, coverage provisions, and applicable state statutes.
- Experience negotiating directly with attorneys and progressing claims toward resolution.
- Demonstrated ability to make sound coverage, liability, damages, reserve, and settlement decisions based on claim facts and investigative findings.
- Multi-state claims-handling experience is preferred.
Other skills and abilities:
- Strong bodily injury evaluation, claims investigation, and coverage-analysis skills.
- Effective negotiation, conflict-resolution, and relationship-management abilities.
- Ability to independently manage a high-volume inventory of attorney-represented claims.
- Strong analytical and decision-making skills, including the ability to evaluate injury causation and settlement value.
- Excellent verbal and written communication skills.
- Ability to communicate professionally with attorneys, claimants, medical providers, insureds, witnesses, and business partners.
- Strong organization and time-management skills, with the ability to balance competing priorities and maintain timely claim progression.
- Ability to recognize issues requiring escalation and seek guidance when appropriate.
- Occasional weekend work may be required.
- Travel may be required up to 5%.
What else do you need to know?
- Remote, Hybrid for those that live in Dallas, Fort Worth, TX Metroplex.
- Competitive Salary based on experience.
- Excellent benefits package: medical, dental, & vision insurance, life insurance, short-term and long-term disability insurance.
- Parental Leave Policy
- 401K + Company Match
- PTO Plan + Paid Company determined Holidays.
**Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity**
All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.
GAINSCO is an Equal Employment Opportunity Employer
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
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Find Bodily Injury Adjuster JobsBodily Injury Adjuster Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in bodily injury adjuster jobs.
- Active property and casualty adjuster license in one or more states
- Two or more years of bodily injury claims handling experience
- Proficiency with claims management software such as Guidewire or Majesco
- Strong working knowledge of liability evaluation and coverage analysis
- Experience setting and managing reserves on litigated or complex claims
- Bachelor's degree in business, insurance, or a related field preferred
Tips for Your Bodily Injury Adjuster Job Search
Tailor your resume to claim types
Bodily injury adjusters are hired for specific claim complexity levels. Explicitly list whether you've handled soft-tissue only, litigated claims, or catastrophic injury files. Hiring managers screen for that distinction before they read anything else on your resume.
List your adjuster licenses by state
Many employers require an active adjuster license before the first interview, not after an offer. Create a dedicated section listing every state you're licensed in, your license numbers, and renewal dates. Missing this detail gets resumes filtered out automatically.
Highlight specific claims software you've used
Employers expect fluency in claims management platforms like Guidewire, Majesco, or Duck Creek. Name the systems you've worked in directly on your resume. Vague phrases like 'claims software' don't pass applicant tracking system filters the way specific product names do.
Apply early to roles that fit
Migrate Mate lists bodily injury adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a file-review interview exercise
Many insurers ask candidates to evaluate a sample claim file and explain their coverage determination and reserve setting on the spot. Practice walking through liability analysis, medical specials, and general damages out loud before your interview so the reasoning flows naturally.
Negotiate authority limits as part of your offer
Settlement authority directly affects your day-to-day independence. When an offer comes, ask what the individual reserve and settlement authority levels are for the role. A higher authority limit at a slightly lower base salary often means more meaningful work and faster career advancement.
Bodily Injury Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most bodily injury adjusters?
Liberty Mutual Insurance, GAINSCO, and Gallagher are hiring the most bodily injury adjusters right now, with openings concentrated in Texas, Georgia, and Arizona, based on current listings on Migrate Mate as of November 2026. Roles at large carriers tend to be posted and filled quickly, so applying as soon as a position appears gives you a real advantage.
How many bodily injury adjuster jobs are remote?
About 80% of bodily injury adjuster openings are fully remote or hybrid as of November 2026, reflecting a broader shift by carriers toward distributed claims teams. Litigated and complex injury files tend to have the highest remote availability, while entry-level and field inspection roles remain more likely to require in-office or on-site presence.
How do you become a bodily injury adjuster?
Start by earning a property and casualty adjuster license in your home state, which requires completing a pre-licensing course and passing a state exam. From there, most people enter the field through an entry-level claims trainee program at an insurer or third-party administrator, where they handle minor claims while building toward bodily injury work. Gaining experience with liability evaluation, medical records review, and reserve setting is what qualifies you for dedicated bodily injury roles.
Can you get hired as a bodily injury adjuster with little experience?
Yes, many carriers hire candidates with no direct bodily injury background through structured trainee programs, particularly if you already hold a valid adjuster license. Experience in customer service, paralegal work, or general property and casualty claims can substitute for specific bodily injury exposure when you frame it around investigation, documentation, and negotiation. Emphasizing any coursework in insurance, law, or medical terminology also helps your application stand out at the entry level.
What does the bodily injury adjuster interview process look like?
The process typically starts with a phone screen focused on licensing status and basic claims knowledge, followed by one or two structured interviews that cover liability scenarios, coverage questions, and how you've handled difficult claimants or attorneys. Many employers include a written or verbal file-review exercise where you assess a sample claim and justify a reserve or settlement figure. Final rounds at larger carriers may add a panel interview with a claims supervisor and a team lead.
Where can I find and apply to bodily injury adjuster jobs?
You can find and apply to bodily injury adjuster jobs on Migrate Mate, which lists current openings from insurers, third-party administrators, and self-insured employers across the United States. Search the roles that match your license state, experience level, and claim type, then apply directly to each listing that fits your background.
See All 8 Bodily Injury Adjuster Jobs
Find roles that match your experience and apply in just a few clicks.
Find Bodily Injury Adjuster Jobs