Branch Credit Manager Jobs
Branch Credit Manager jobs are open across banking, credit unions, regional lenders, and community financial institutions, at every level from assistant manager to senior branch credit manager, with specializations in consumer lending, commercial credit, and portfolio risk management. See the openings below and apply to the ones that match your experience.
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- by Penn Web Team
- July 23, 2026
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Job description
Penn Apartment Staffing
Penn Apartment Staffing is hiring Leasing professionals with knowledgeable affordable Housing/ Tax Credit LIHTC skills , our recruiters are scheduling interview to fill temporary and temp-to-hire opportunities in the multi-family industry. Candidates will be pre-screened through our staffing firm to determine qualifications for a long-term permanent opportunity with our client.
JOB SUMMARY:
The Leasing Agent will greet prospective renters, show vacant apartments, assist existing tenants with maintenance requests, explain pricing and lease terms, pre-screen applicants, process leasing applications, oversee move-ins and and negotiate lease renewals. The leasing professional will also advertise available units ready to move-in by posting on social media, make cold calls and follow up on leads.
- Interview applicants and verify their eligibility. Prepare documentation for regulatory management and occupancy reviews, as well as preparing monthly HUD.
- Monitors upcoming resident renewals/re-certifications on a monthly basis.
- Prepare the tax credit files and send to Compliance for final approval on all move in files and annual certifications
- Accompanies prospects to tour model apartments and discusses size and layout of rooms, describes available facilities and property amenities such as swimming pool and saunas, location of shopping centers, services available, and terms of lease. Know prices, specials, floor plans, and locations.
- Prepare rental forms, obtaining customer signature and other information, such as required licenses. Explain rental fees, policies and procedures.
- Prepare move-in lease and documents for manager approval prior to move in by following “file checklist guidelines”. Walk the apartment with new move-in resident at the time of move in
- Open and close model and target units ensuring they are presentable and ready to show each day. Inspect models to make sure they are clean, report any needed maintenance repairs.
- Responsibilities include collecting rent, security deposits, holding fees, utility payments and laundry income and document payments as introduced by manager
REQUIREMENTS:
- Must be familiar with TRACS monthly voucher processing.
- Prior experience with Low-Income Tax Credit, HUD Section 8 & other HUD programs.
- Proven working experience as a leasing consultant
- Good knowledge of leasing rules and regulations
- Exquisite presentation and negotiation skills
- Well-versed in marketing and sales techniques
- Knowledge of apartment rental and collection practices
- Knowledge of Fair Housing Laws
Call 512-714-3901 (Austin) o972-426-7070 (Dallas) or Ft Worth ~ 817-947-0070 or 713-682-0700 (Houston) or (830-701-0160 (San Antonio) to set up an in-person interview. You may also attend a Career Fair,Event
Branch Credit Manager Jobs by Experience Level
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Find Branch Credit Manager JobsBranch Credit Manager Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in branch credit manager jobs.
- Three to five years of experience in consumer or commercial credit underwriting or analysis
- Bachelor's degree in finance, business administration, accounting, or a related field
- Working knowledge of credit analysis software and loan origination systems
- Familiarity with ECOA, Reg B, fair lending laws, and applicable consumer credit regulations
- Demonstrated ability to manage and grow a loan portfolio while controlling delinquency
- Strong communication skills for presenting credit decisions to applicants and branch leadership
Tips for Your Branch Credit Manager Job Search
Quantify credit decisions on your resume
Hiring managers want to see the scale of credit you've managed, not just your title. Add dollar volumes of loan portfolios you oversaw, approval rates you maintained, and delinquency reductions you achieved in each role.
Highlight compliance and regulatory familiarity
Branch credit manager postings consistently ask for knowledge of consumer lending regulations like ECOA, Reg B, and fair lending standards. Name the specific regulations you've worked under so your resume clears automated screening filters.
Apply early to roles that fit
Migrate Mate lists branch credit manager openings from across the United States in one place, so you can find roles that match your background and apply directly to each listing without sorting through unrelated results.
Target postings by institution size and charter type
Credit decision authority varies significantly between a community bank, a credit union, and a regional lender. Filter for the institution type where your underwriting experience aligns most closely so your application reads as an exact fit.
Prepare a credit file walkthrough for interviews
Many branch credit manager interviews include a live or case-based credit analysis. Practice walking through a commercial or consumer credit file aloud, explaining your risk reasoning, approval rationale, and any conditions you'd attach.
Negotiate scope of authority, not just base pay
Credit approval limits and portfolio ownership vary widely across employers and determine how much your role grows. Ask during offer discussions what your independent lending authority will be and whether it expands with performance.
Branch Credit Manager Jobs: Frequently Asked Questions
Which companies are hiring the most branch credit managers?
Penn Apartment Staffing, Finanta, and EDIFI Credit Union are hiring the most branch credit managers right now, with openings concentrated in Texas, California, and Missouri, based on current listings on Migrate Mate as of November 2026. Regional banks and credit unions account for a significant share of active postings.
How many branch credit manager jobs are remote?
About 0% of branch credit manager openings are fully remote or hybrid as of November 2026, reflecting the branch-based nature of most credit management roles. Sub-areas such as portfolio review, credit analysis, and underwriting oversight tend to offer the most flexibility, while roles that include in-branch applicant consultations are typically on-site.
How do you become a branch credit manager?
Start by building a foundation in credit analysis, loan origination, or consumer lending as an analyst or loan officer. Develop fluency in credit underwriting standards, risk assessment, and applicable lending regulations. Pursue a finance or business degree if you don't already have one, and work toward supervisory experience managing a small team or a loan book before applying for manager-level roles.
Can you get hired as a branch credit manager with little experience?
Some institutions hire candidates with two or more years of experience as a loan officer, credit analyst, or underwriting associate into junior branch credit manager roles, particularly at smaller community banks or credit unions. Demonstrating that you've analyzed credit files independently, made recommendation calls, and understand compliance requirements can offset a shorter tenure in a formal management position.
What does the branch credit manager interview process look like?
The process typically begins with a phone screen covering your lending background and regulatory knowledge, followed by one or two in-person or video rounds with a hiring manager and sometimes a regional credit officer. Expect at least one scenario or case-based question where you walk through a credit decision. Final rounds may include a panel discussion on portfolio management philosophy or a brief credit file review exercise.
Where can I find and apply to branch credit manager jobs?
You can find and apply to branch credit manager jobs on Migrate Mate, which lists current openings from across the United States in one place. Search for roles that match your background, lending specialty, and preferred location, then apply directly to each listing that fits.
See All 10 Branch Credit Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Branch Credit Manager Jobs