Collateral Analyst Jobs
Collateral Analyst jobs are open across banking, asset management, fintech, and insurance, from entry-level to senior and lead, with specializations in loan collateral review, securities valuation, and risk assessment. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 24+ Collateral Analyst jobs
At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Collateral Analyst.
Description:
The Collateral Analyst provides comprehensive operational support to the Asset Based Lending ("ABL”) Team. The position is one of the primary operations contacts between the bankers, other staff members, clients, third-party vendors, and various bank departments including Loan Operations and Compliance.
Responsibilities:
- Collection and review of ongoing client reporting including Borrowing Base Certificates, A/R and A/P Aging’s, Inventory Reports, Equipment Listings, and other information.
- Manage client expectations concerning project deliverables and deadlines and lead efforts effectively and efficiently.
- Ensure clients portfolio in the collateral monitoring system are accurate; commitments, collateral, availability, interest, fees are in line with approved loan documents.
- Analysis of client’s collateral base, communication with customer and accurate accounting of collateral in the bank’s systems.
- Review, upload and ensure appropriate documents are received timely.
- Inform manager/bankers/PMs of any material changes in a client’s borrowing availability along with any significant changes within the client’s operating accounts.
- Develop and maintain a strong working knowledge base of the Bank’s primary operating systems
- Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
Education/Experience Preferred:
- Bachelor's Degree in Accounting, Finance or related field preferred or equivalent work experience.
- Demonstrated ability to manage complex projects.
- Strong proficiency with Excel and financial data.
- Excellent verbal and written communications skills are required.
- Strong interpersonal skills and ability to work well in a collaborative team.
- Ability to analyze and solve non-routine problems in a timely and insightful manner.
- Ability to multi-task and manage deadlines under time pressure.
- Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
- Rooted in Strength
- Propelled by Growth
- Individuals in a Great Whole
- Creating Possibility
- Community Focused
Associates enjoy outstanding benefits, including:
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Plus many more associate perks & incentives!
If you qualify, apply online at www.sunflowerbank.com/careers.
You’ve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Collateral Analyst.
Description:
The Collateral Analyst provides comprehensive operational support to the Asset Based Lending ("ABL”) Team. The position is one of the primary operations contacts between the bankers, other staff members, clients, third-party vendors, and various bank departments including Loan Operations and Compliance.
Responsibilities:
- Collection and review of ongoing client reporting including Borrowing Base Certificates, A/R and A/P Aging’s, Inventory Reports, Equipment Listings, and other information.
- Manage client expectations concerning project deliverables and deadlines and lead efforts effectively and efficiently.
- Ensure clients portfolio in the collateral monitoring system are accurate; commitments, collateral, availability, interest, fees are in line with approved loan documents.
- Analysis of client’s collateral base, communication with customer and accurate accounting of collateral in the bank’s systems.
- Review, upload and ensure appropriate documents are received timely.
- Inform manager/bankers/PMs of any material changes in a client’s borrowing availability along with any significant changes within the client’s operating accounts.
- Develop and maintain a strong working knowledge base of the Bank’s primary operating systems
- Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
Education/Experience Preferred:
- Bachelor's Degree in Accounting, Finance or related field preferred or equivalent work experience.
- Demonstrated ability to manage complex projects.
- Strong proficiency with Excel and financial data.
- Excellent verbal and written communications skills are required.
- Strong interpersonal skills and ability to work well in a collaborative team.
- Ability to analyze and solve non-routine problems in a timely and insightful manner.
- Ability to multi-task and manage deadlines under time pressure.
- Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
- Rooted in Strength
- Propelled by Growth
- Individuals in a Great Whole
- Creating Possibility
- Community Focused
Associates enjoy outstanding benefits, including:
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Plus many more associate perks & incentives!
If you qualify, apply online at www.sunflowerbank.com/careers.
You’ve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.
See All 24 Collateral Analyst Jobs
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Find Collateral Analyst JobsCollateral Analyst Job Market
Who's Hiring
Top Industries Hiring
- Staffing & Recruiting
What Employers Look For
The qualifications that appear most often in collateral analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related business field
- Experience reviewing loan files, appraisals, or collateral documentation for accuracy and compliance
- Proficiency with collateral management or loan origination software platforms
- Knowledge of UCC filings, lien searches, and title review processes
- Strong Excel skills for building collateral tracking models and calculating loan-to-value ratios
- Familiarity with regulatory guidelines governing collateral requirements in lending
Tips for Your Collateral Analyst Job Search
Tailor your resume to collateral workflows
Highlight direct experience with collateral valuation, lien perfection, or margin calculations rather than listing generic finance skills. Hiring managers for collateral roles scan for fluency with specific asset classes like real estate, securities, or equipment, so name the ones you've worked with.
Certify your knowledge of relevant systems
Many postings require hands-on experience with loan origination software or collateral management platforms. If you've used systems like Wall Street Office, nCino, or similar tools, name them explicitly on your resume and in your cover letter, since ATS filters often screen on these keywords.
Apply early to roles that fit
Migrate Mate lists collateral analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by asset class focus
Collateral analyst roles differ significantly depending on whether the employer focuses on commercial real estate, auto loans, securities-based lending, or equipment finance. Narrowing your search to your strongest asset class increases your fit score and reduces competition from generalist applicants.
Prepare for a valuation case in interviews
Many collateral analyst interviews include a practical exercise where you review a loan file or appraisal and identify collateral deficiencies. Practice walking through a sample collateral document out loud, noting the factors you'd flag and why, before your first round.
Negotiate by referencing comparable collateral roles
When discussing compensation, anchor your ask to BLS occupational data for financial analysts or loan officers in your metro, since collateral analyst benchmarks vary widely by institution size. Bring documentation of any specialty certification or asset-class expertise that justifies a higher band.
Collateral Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most collateral analysts?
Sunflower Bank, HII, and RBC are hiring the most collateral analysts right now, with openings concentrated in Texas, Kansas, and New York, based on current listings on Migrate Mate as of November 2026. Demand is highest at large commercial banks, credit unions, and specialty finance companies with active lending portfolios.
How many collateral analyst jobs are remote?
About 75% of collateral analyst openings are fully remote or hybrid as of November 2026, though fully on-site roles remain common at community banks and credit unions that require in-person document review. Document-heavy tasks like lien searches and collateral tracking tend to be more remote-compatible than roles requiring physical property inspections or vault access.
How do you become a collateral analyst?
Start with a bachelor's degree in finance, accounting, or a related field, then build foundational knowledge of lending products and collateral types through coursework or entry-level bank operations roles. Develop practical skills in UCC filing searches, appraisal review, and loan documentation, and consider earning a Certified Collateral Professional or similar credential to strengthen your application for mid-level roles.
Can you get a collateral analyst job with little experience?
Yes, many banks and credit unions hire entry-level collateral analysts who have a finance degree and basic document review or data entry experience. Focus your applications on loan operations or collateral support roles, which are common entry points. Demonstrating accuracy with financial documents, familiarity with real estate or auto lending concepts, and comfort with spreadsheet tools can offset limited direct experience.
What does the collateral analyst interview process look like?
Most collateral analyst interviews begin with a phone screen covering your background in lending or financial analysis, followed by one or two in-person or video rounds with a hiring manager and a team lead. Expect technical questions on collateral valuation, lien priority, and loan-to-value calculations, and many employers include a practical exercise where you review a sample loan file and identify collateral gaps or deficiencies.
Where can I find and apply to collateral analyst jobs?
You can find and apply to collateral analyst jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your asset-class background and experience level, then apply directly to each one that fits your profile.
See All 24 Collateral Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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