Commercial Insurance Broker Jobs
Commercial Insurance Broker jobs are open across carriers, independent agencies, and brokerages, in industries from construction and manufacturing to healthcare and real estate, at every level from entry-level account associate to senior broker and practice leader, with specializations in property and casualty, employee benefits, and commercial lines. Scan the live roles below and apply to whichever ones fit.
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Job Title: Life Insurance Agent (Entry-Level / Commission-Based)
Life Insurance Agent (Entrepreneurship Opportunity)Overview
We are looking for motivated, ambitious individuals ages 18–25 who want to build a long-term business in the life insurance industry.
This is not a traditional 9-to-5 job—it's an entrepreneurship opportunity. Your income is based on your performance, and success requires discipline, consistency, and a strong work ethic. If you're looking for an easy paycheck or part-time side job, this likely isn't the right fit.
No prior experience is required. We provide full training, mentorship, and help you obtain your life insurance license.
What to Expect
- This business is challenging, especially in the beginning.
- Expect to work 8+ hours per day if you want to become successful.
- During your first month, we help you with lead generation so you can learn the sales process.
- After that, you will be responsible for purchasing your own leads as you grow your business.
- Once you become a skilled producer, you'll have the opportunity to build and mentor your own team if leadership is a path you want to pursue.
What We Offer
- Step-by-step training and ongoing mentorship
- Assistance obtaining your life insurance license
- Work remotely with a flexible schedule
- Commission rates up to 145%
- Long-term leadership and business-building opportunities
Responsibilities
- Contact and follow up with clients who have requested life insurance information
- Educate clients on their coverage options and help them choose an appropriate plan
- Build and maintain strong client relationships
- Manage your schedule, appointments, and sales pipeline
- Continuously improve through training and coaching
Requirements
- Ages 18–25
- Strong communication skills
- Self-motivated with a strong work ethic
- Coachable and willing to learn
- Entrepreneurial mindset
- Able to obtain a life insurance license (we help guide you through the process)
Compensation
- 100% commission-based
- Commission rates up to 145%
- Your income is directly tied to your effort, consistency, and ability to help clients.
- Results vary. Some new agents may break even or earn very little while they're learning the business, while others who consistently work hard can build a six-figure annual income.
- There is no income cap—your results depend on your work ethic, coachability, and commitment to building your business.
Ideal Candidate
We're looking for someone who is ambitious, disciplined, coachable, and willing to put in the work to build a long-term business—not someone looking for a traditional hourly or salaried job. If you're ready to commit, learn, stay consistent, and take ownership of your results, this opportunity gives you the chance to build a successful business and, once you've developed your skills, potentially build and lead your own team.
Pay: $2,000.00 - $50,000.00 per month
Benefits:
- Flexible schedule
Work Location: In person
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Find JobsCommercial Insurance Broker Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in commercial insurance broker jobs.
- Active property and casualty insurance license in the relevant state
- Experience managing commercial lines accounts including renewals and new business development
- Proficiency with agency management systems such as Applied Epic or AMS360
- Knowledge of commercial coverages including general liability, workers compensation, and commercial auto
- Demonstrated ability to build and retain a book of business
- Bachelor's degree in business, finance, risk management, or a related field
Tips for Your Commercial Insurance Broker Job Search
Lead your resume with production numbers
Hiring managers in commercial lines want to see your book of business size, retention rate, and new business won, not just a list of duties. Replace generic bullets with concrete outcomes tied to your commercial accounts and renewal performance.
List your lines of authority by state
Your property and casualty license is state-specific, and multi-state authority signals readiness to work larger accounts. Add a credentials section to your resume that names every state where you hold an active license so recruiters can qualify you instantly.
Target openings by carrier access and market
A role at a wholesale brokerage requires different carrier relationships than a retail agency position. Read each job description for the markets they access, the verticals they serve, and whether they want admitted or surplus lines experience before you apply.
Apply early to roles that fit
Migrate Mate lists commercial insurance broker openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a technical underwriting conversation
Interviews for commercial broker roles often include scenario questions about risk assessment, coverage gaps, or how you would handle a difficult renewal. Walk through a real commercial account you have managed and be ready to explain your placement strategy and carrier selection rationale.
Negotiate on base, variable, and commission split
Commercial broker compensation structures vary widely between guaranteed base plus bonus and straight commission arrangements. Know your expected production volume going in so you can evaluate the commission split, new business incentives, and renewal ownership terms before you accept an offer.
Commercial Insurance Broker Jobs: Frequently Asked Questions
Which companies are hiring the most commercial insurance brokers?
The companies hiring the most commercial insurance brokers right now include Big Agency, Risksmith Insurance Services, and Ignite wealth managment, with the largest share of openings in Texas, California, and Maryland, based on current listings on Migrate Mate as of November 2026. Regional independent brokerages and national carriers are both actively hiring across property and casualty and employee benefits lines.
How many commercial insurance broker jobs are remote?
About 75% of commercial insurance broker openings are fully remote or hybrid as of November 2026, reflecting the relationship-driven nature of commercial lines work. Account management and service roles tend to have the most remote flexibility, while positions focused on new business development or in-person client meetings are more likely to require an office presence.
How do you become a commercial insurance broker?
Start by obtaining a property and casualty insurance license in your state, which requires completing a pre-licensing course and passing the state exam. Most brokers then enter the field as account associates or customer service representatives at an agency to build product knowledge and carrier relationships. Pursuing designations such as the CIC or CPCU strengthens your technical credibility and opens doors to larger commercial accounts over time.
Can you get hired as a commercial insurance broker with little experience?
Yes, many agencies hire candidates with no prior insurance experience into entry-level account associate or producer trainee roles and sponsor their licensing. Backgrounds in sales, finance, or customer service transfer well because the core skills are relationship management and risk communication. Focusing your search on agencies with structured training programs and a willingness to sponsor your property and casualty license gives you the clearest path in.
What does the commercial insurance broker interview process look like?
Most commercial broker interviews involve an initial phone screen with a recruiter or hiring manager, followed by one or two rounds that include behavioral questions, a discussion of your existing book of business or production history, and sometimes a scenario exercise where you walk through how you would handle a client renewal or coverage recommendation. Final rounds often include meeting a branch manager or practice leader who assesses your market knowledge and client relationship approach.
Where can I find and apply to commercial insurance broker jobs?
You can find and apply to commercial insurance broker jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your license, specialization, and target market, and apply directly to each listing that fits your background and goals.
See All 77 Commercial Insurance Broker Jobs
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