Benefits Analyst Jobs
Benefits Analyst jobs are open across healthcare, financial services, insurance, higher education, and large enterprises, at every level from entry-level to senior and manager, with specializations in health and welfare administration, retirement and 401(k) plans, and leave management. Find a role that fits from the openings below and apply directly.
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General Description: Responsible for analyzing information and creating financial deliverables for clients with standard to complex benefit programs. Includes fully insured and self-funded clients.
Responsibilities:
- Responsible for financial analytics for clients that are fully insured and self-funded. Typical client size is 100 to 1,000 lives.
- Prepare standard analyses with occasional customization. Analyses may include:
- Market review analysis
- Renewal rate and funding projections and modeling
- Analysis of claims utilization
- Rate and Contribution analysis
- Claims experience reports
- Benchmarking
- Financial funding analysis
- IBNR and lag analyses
- Develop alternative strategies, plan modeling, and cost reduction opportunities.
- Perform technical analysis of group insurance contracts and financial arrangements.
- Serve as primary contact with insurance carriers. Negotiate and market coverage for new business quotes and renewals. Includes requesting quotes, evaluating options, negotiating rates and benefit features, and preparing renewal/new plan options with executive summary.
- Develop and maintain excellent carrier relationships.
- Review and validate carrier renewal rating illustration.
- Analyze experience and claims utilization data for financial and plan usage conclusions. Includes identifying trends and relationship of experience to renewal rating. With guidance suggest action items.
- Write client facing Executive Summaries that provide observations, conclusions, recommendations, and next steps. With guidance articulate USI strategic objectives.
- Prepare carrier and client written correspondence. Includes carrier renewal confirmation letters and client renewal letters.
- Occasionally conduct analysis using USI internal and third-party external tools. Includes USI 3D, USI Clear Options Rx, and actuarial tools.
- Participate in peer review process as a participant and a reviewer.
- Occasionally participate in new Analyst onboarding training.
- Keep current on industry and new product information, legislation, technology, and trends.
Knowledge, Skills and Abilities:
- 3 years + of experience in employee benefits or related field.
- High School Graduate. College degree preferred.
- Must hold or be willing to obtain a state Life & Disability insurance license.
- Ability to work in a fast-paced, team environment with minimal instruction.
- Ability to manage and negotiate multiple priorities and deadlines.
- Strong written, verbal, and interpersonal communication skills.
- Working knowledge of Microsoft Office products, including Excel and Word.
- Ability to become proficient in internal analytic systems and carrier online reporting tools.
- Strong problem solving and critical thinking skills.
- Ability to carry out complex tasks with many concrete and abstract variables.
Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.
Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise—the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.
Industry-Leading Programs, Rewards, and Recognition
In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in those who build our brand each day. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.
Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects – to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint – we’re working together as ONE to build a better future.
Committed to a Diverse and Inclusive Workplace
Our award-winning I’m With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.
Nationally Recognized as a Top Insurance Employer
- Recognized as one of Insurance Business America’s Top Insurance Employers eight consecutive years (2018-2025).
- Named to Business Insurance’s annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
- Named to Fortune’s Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
- Certified as a Great Place To Work two years in a row (2024-2025).
Visit our Awards and Accolades page for a complete list of our latest industry awards and recognitions!
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid time off policy, paid family leave benefit as well as paid holiday time.
Actual salary is dependent on skill set and experience, with an opportunity for a monthly incentive bonus, commissions, and equity program. USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare, and financial benefits, including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance, and other unique employer-sponsored and voluntary programs. USI also offers paid family leave benefits as well as paid holiday time.
Salary Range: $75,000 - $85,000.
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Find Benefits Analyst JobsBenefits Analyst Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- Whatnot13

- USI Insurance Services9

- Alliant Insurance Services7

- Goldman Sachs6

- Harvey6

Top Industries Hiring
- Insurance55
- Technology & Software54
- Healthcare & Medical Services34
- Investment & Asset Management21
- Retail20
What Employers Look For
The qualifications that appear most often in benefits analyst jobs.
- Bachelor's degree in human resources, business administration, or a related field
- Experience administering health, dental, vision, and life insurance plans
- Proficiency with HRIS platforms such as Workday, SAP SuccessFactors, or ADP
- Knowledge of ERISA, HIPAA, COBRA, FMLA, and ACA compliance requirements
- CEBS, CBP, or PHR certification preferred or required at mid-to-senior levels
- Strong Excel skills including pivot tables, VLOOKUPs, and benefits reconciliation
Tips for Your Benefits Analyst Job Search
Tailor your resume to plan types
Employers hiring benefits analysts call out specific plan types in job postings. Adjust your resume bullets to match whether the role is focused on health and welfare, defined contribution, or leave administration rather than listing every plan you have touched.
Highlight your HRIS and carrier portal experience
Benefits analyst postings consistently screen for hands-on experience with platforms like Workday, SAP SuccessFactors, or ADP. Name the systems you have actually configured or administered, not just used, and note any carrier or TPA portals you reconcile against.
Apply early to roles that fit
Migrate Mate lists benefits analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by benefits-specific keywords
General HR searches bury benefits analyst roles under broader titles. Search for terms like '401k administration,' 'open enrollment,' or 'leave analyst' alongside the title to surface openings where benefits is the core function, not a secondary duty.
Prepare a benefits audit or reconciliation example
Interviewers for benefits analyst roles routinely ask for a specific example of a discrepancy you caught or a process you improved. Have one clear story ready that covers what the issue was, how you identified it, and what you changed.
Ask about benefits technology roadmap in your interview
Asking what HRIS or enrollment platform the team is on, and whether any migration or upgrade is planned, signals analytical curiosity and practical awareness. It also helps you evaluate whether the role will stretch your technical skills or keep you on legacy systems.
Benefits Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most benefits analysts?
The companies hiring the most benefits analysts right now include Whatnot, USI Insurance Services, and Alliant Insurance Services, with the largest share of openings in Texas, California, and New York, based on current listings on Migrate Mate as of June 2026. Healthcare systems, large insurers, and financial services firms tend to post the highest volume of benefits analyst roles year-round.
How many benefits analyst jobs are remote?
About 42% of benefits analyst openings are fully remote or hybrid as of June 2026, making it one of the more flexible HR specializations to job search in. Roles focused on retirement plan administration and leave management tend to skew most remote, while open enrollment coordination roles more often require on-site presence during peak periods.
How do you become a benefits analyst?
Start with a bachelor's degree in human resources, business, or finance, then move into an HR coordinator or benefits administrator role to build hands-on plan administration experience. From there, focus on learning HRIS platforms and ERISA compliance fundamentals. Earning a benefits-specific certification such as the CEBS or CBP accelerates your path into analyst-level roles.
Can I get a benefits analyst job with little experience?
Yes, entry-level benefits analyst roles exist and typically require one to two years in HR or benefits administration rather than a pure analyst background. Emphasize any open enrollment support, carrier reconciliation, or leave tracking you have done, even in a generalist role. Proficiency with Excel and familiarity with at least one HRIS platform are the skills that matter most at the entry level.
What does the benefits analyst interview process look like?
Most benefits analyst interviews include an initial HR screen, a technical interview focused on plan knowledge and compliance scenarios, and a final-round conversation with the total rewards or HR leadership team. Expect scenario-based questions about handling enrollment discrepancies, explaining plan options to employees, and managing vendor relationships. Some employers add a short Excel or data exercise to assess reconciliation skills.
Where can I find and apply to benefits analyst jobs?
You can find and apply to benefits analyst jobs on Migrate Mate, which lists current openings from across the United States. Find roles that match your experience and target plan type, then apply directly to each listing. No need to go to multiple sources, the openings are pulled together in one place for you to search and act on.
See All 335+ Benefits Analyst Jobs
Jump back to the full list of openings and apply to any benefits analyst role that fits.
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