Credit Associate Jobs

Credit Associate jobs are open across banking, fintech, insurance, and credit unions, from entry-level analyst to senior associate, with specializations in commercial credit, consumer underwriting, and portfolio risk. Scan the live roles below and apply to whichever ones fit.

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Overview

Open roles104+
Top stateNew York
Top employerJPMorganChase
Top cityNew York, NY
Work type53% Hybrid
Top industryInvestment

Showing 5 of 104+ Credit Associate jobs

Leasing Associate - Tax Credit
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New 23h ago
Leasing Associate - Tax Credit
RPM Living
Anna, Texas
Customer Success
Healthcare Administration
Sales
51-200

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Structured Finance - Structured Credit Alternative Products, Associate Director - New York
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Added 1d ago
Structured Finance - Structured Credit Alternative Products, Associate Director - New York
Fitch Group
New York, New York
Business Analysis
Compensation & Benefits
Human Resources
Human Resources (HR) — Generalist
$110k - $135k/yr
Hybrid
Master's degree in accounting

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Product Controller - Credit Risk Senior Associate, Card Services
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Added 1d ago
Product Controller - Credit Risk Senior Associate, Card Services
JPMorganChase
Wilmington, Delaware
Business Development
Growth Marketing
Marketing
Bachelor's degree in finance
10,000+

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Credit Support Associate II/III- Commercial Credit
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Added 1d ago
Credit Support Associate II/III- Commercial Credit
Bank of America
Phoenix, Arizona
Accounting
Business Analysis
Investment Operations
High school diploma or GED

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Spring 2027 For-Credit Research Associate Intern - IBR
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Added 1d ago
Spring 2027 For-Credit Research Associate Intern - IBR
Genesis Global Group
Township of Hamilton, New Jersey
Accounting
Business Operations
Tax
On-Site

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Credit Associate Job Market

Who's Hiring

  • JPMorganChase19
  • RPM Living9
  • Capital One4
  • Fitch4
  • MUFG3

Top Industries Hiring

  • Investment & Asset Management
  • Banking & Financial Services
  • Fintech
  • Insurance
  • Agriculture & Farming

What Employers Look For

The qualifications that appear most often in credit associate jobs.

  • Bachelor's degree in finance, accounting, economics, or a related field
  • Experience analyzing financial statements and calculating credit ratios
  • Proficiency in Excel for financial spreading and modeling
  • Familiarity with loan origination systems or credit decisioning platforms
  • Strong written communication for preparing credit memos and risk summaries
  • Knowledge of regulatory compliance standards such as BSA and FCRA

Tips for Your Credit Associate Job Search

Tailor your resume to underwriting language

Credit associate postings often filter for terms like credit analysis, loan underwriting, and risk grading. Mirror the exact language from each job description in your resume bullets so your application clears automated screening before a recruiter reads it.

Apply early to roles that fit

Migrate Mate lists credit associate openings from across the United States in one place, so you can find roles that match and apply directly to each listing.

Highlight financial modeling over soft skills

Hiring managers for credit associate roles care more about your ability to build a spreading model or interpret a debt service coverage ratio than your communication style. Quantify the number of deals, loan sizes, or accounts you analyzed wherever you can.

Target lenders whose credit box matches your experience

Commercial banks, SBA lenders, and consumer finance companies evaluate credit differently. Research each employer's loan portfolio mix before applying, then frame your experience around the asset class they focus on most, whether that's C&I lending, real estate, or revolving consumer credit.

Prepare a worked financial analysis for interviews

Many credit associate interviews include a live case study where you spread financials and defend a credit recommendation. Practice walking through a borrower's income statement, balance sheet, and cash flow so you can explain your reasoning clearly under time pressure.

Negotiate using total compensation, not just base

Credit associate offers often include performance bonuses tied to portfolio quality or deal volume. Ask about the bonus structure and historical payout rates before accepting, since total compensation at some lenders can run meaningfully higher than base alone suggests.

Credit Associate Jobs: Frequently Asked Questions

Which companies are hiring the most credit associates?

JPMorganChase, RPM Living, and Capital One are hiring the most credit associates right now, with openings concentrated in New York, Texas, and Virginia, based on current listings on Migrate Mate as of November 2026. Regional banks and credit unions are also posting steadily alongside larger national lenders.

How many credit associate jobs are remote?

About 73% of credit associate openings are fully remote or hybrid as of November 2026, with the highest remote share in consumer credit underwriting and portfolio monitoring roles. Positions that require in-person client interaction or physical loan file review are more likely to remain on-site.

How do you become a credit associate?

Start by earning a degree in finance, accounting, or economics, then build foundational skills in financial statement analysis and Excel-based modeling. Entry-level roles in bank operations, loan processing, or financial analysis give you direct exposure to credit decisions. Earning a certification like the NACM's Credit Business Associate designation strengthens your candidacy for dedicated credit associate positions.

Can you get a credit associate job with little or no experience?

Yes, many lenders hire credit associates at the entry level and train them on internal credit policies and loan systems. Relevant coursework in financial analysis, an internship in banking or lending, or experience in a related role such as loan processor or financial analyst can substitute for direct credit experience. Demonstrating comfort with financial statements during interviews goes a long way.

What does the credit associate interview process look like?

Most credit associate interviews include an initial phone screen with HR, followed by one or two rounds with the credit manager or lending team. Expect technical questions on financial ratios, borrower risk assessment, and credit policy, often alongside a written or live case study where you spread a set of financials and present a credit recommendation. Some employers add a background and credit check before extending an offer.

Where can I find and apply to credit associate jobs?

You can find and apply to credit associate jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and specialization, then apply directly to each listing that fits your background.

See All 104+ Credit Associate Jobs

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