Credit Control Officer Jobs
Credit Control Officer jobs are open across financial services, healthcare, manufacturing, and business services, from junior and analyst levels through to senior and managerial roles, with specializations in debt recovery, credit risk assessment, and accounts receivable management. See the openings below and apply to the ones that match your experience.
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Showing 5 of 2,034+ Credit Control Officer jobs
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
- Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
- Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
- Identify and determine monitoring analysis activities required.
- Verify covenants and define updates needed on ticklers.
- Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
- Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team to identify and resolve required edits or corrections.
- Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
- Prepare Criticized Period Reviews reports with oversight.
- Responsible for running projection models with assumptions provided.
- Responsible for completing underwriting process with limited oversight.
- Prepares portfolio analysis and Portfolio Review materials.
- Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports.
- Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level.
- Identify emerging risks or negative trends and escalate appropriately.
- Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
- Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
- May assist with training and onboarding of new employees.
- May support special projects or ad hoc analysis as assigned by management.
SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- 2+ years of Commercial Banking experience.
- Sound Financial and risk analysis understanding, including the ability to develop financial models.
- Extensive Knowledge of banking products and services.
- Knowledge of corporate business structure and legal documents.
- General knowledge of U.S. government and regulation.
- Proficiency in internal banking applications.
- Strong verbal and written communication skills.
- Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
- Proficient in all Microsoft Office software.
Commercial Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
- Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
- Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
- Identify and determine monitoring analysis activities required.
- Verify covenants and define updates needed on ticklers.
- Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
- Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team to identify and resolve required edits or corrections.
- Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
- Prepare Criticized Period Reviews reports with oversight.
- Responsible for running projection models with assumptions provided.
- Responsible for completing underwriting process with limited oversight.
- Prepares portfolio analysis and Portfolio Review materials.
- Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports.
- Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level.
- Identify emerging risks or negative trends and escalate appropriately.
- Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
- Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
- May assist with training and onboarding of new employees.
- May support special projects or ad hoc analysis as assigned by management.
SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- 2+ years of Commercial Banking experience.
- Sound Financial and risk analysis understanding, including the ability to develop financial models.
- Extensive Knowledge of banking products and services.
- Knowledge of corporate business structure and legal documents.
- General knowledge of U.S. government and regulation.
- Proficiency in internal banking applications.
- Strong verbal and written communication skills.
- Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
- Proficient in all Microsoft Office software.
Commercial Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Credit Control Officer Jobs by Experience Level
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Find Credit Control Officer JobsCredit Control Officer Job Market
Who's Hiring
- JPMorganChase100
- Intuit67
- Rent-A-Center61
- Bank of America31
- Farmers Home Furniture31
Top Industries Hiring
- Banking & Financial Services114
- Investment & Asset Management55
- Fintech16
- Technology & Software6
- Retail4
What Employers Look For
The qualifications that appear most often in credit control officer jobs.
- Experience managing accounts receivable and chasing overdue payments across a high-volume ledger
- Proficiency with accounting or credit management software such as SAP, Oracle, or Sage
- Strong written and verbal communication skills for client negotiation and dispute resolution
- Knowledge of credit risk assessment, payment terms, and collections best practices
- Ability to reconcile accounts, produce aged debtor reports, and escalate problem accounts appropriately
- Relevant qualification in accounting, finance, or business administration at diploma or degree level
Tips for Your Credit Control Officer Job Search
Quantify your collections recovery results
Hiring managers for credit control officer roles want to see outcomes, not just duties. Swap vague statements for measurable results: how much overdue debt you recovered, how many accounts you managed, and how you reduced debtor days on your portfolio.
Highlight your credit software proficiency early
Credit control hiring is heavily tool-driven. Call out your experience with accounting platforms and credit management software in both your resume summary and a dedicated skills section, so recruiters scanning for system-specific experience find it immediately.
Target roles by industry to match your ledger experience
Credit control processes differ sharply between, say, construction and retail. If your background is in business-to-business collections, filter your search by industry so you're applying to roles where your specific ledger knowledge is a direct asset, not a liability.
Apply early to roles that fit
Migrate Mate lists credit control officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for scenario-based interview questions
Interviewers for credit control roles routinely ask how you'd handle a long-standing client refusing to pay or a disputed invoice approaching write-off. Prepare two or three real examples that show your negotiation approach, escalation judgment, and outcome.
Negotiate using your collections metrics as leverage
When you reach the offer stage, your documented recovery rates and debtor-days improvements are your strongest negotiating evidence. Frame any counter-offer around the measurable value you've delivered to previous employers rather than market comparisons alone.
Credit Control Officer Jobs: Frequently Asked Questions
Which companies are hiring the most credit control officers?
The most active employers for credit control officers right now are JPMorganChase, Intuit, and Rent-A-Center, and the most openings are in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Demand is typically strongest in financial services, healthcare billing, and large manufacturing or distribution businesses with complex accounts receivable functions.
How many credit control officer jobs are remote?
About 62% of credit control officer openings are fully remote or hybrid as of November 2026, with availability varying significantly by employer size and industry. Sub-roles focused on outbound collections calls and digital invoice management tend to offer the most remote flexibility, while positions requiring in-person client account reviews or on-site finance team collaboration are more likely to be fully office-based.
How do you become a credit control officer?
Start by building a foundation in accounts receivable, billing, or general accounts administration, as most employers want direct ledger-management experience before hiring into a dedicated credit control role. A qualification in accounting, finance, or business administration strengthens your application, and familiarity with common accounting platforms is expected. Progressing from accounts assistant to credit controller to senior credit control officer is the most common career path.
Can you get a credit control officer job with little experience?
Yes, entry-level credit control officer roles do exist, particularly at mid-sized businesses that need someone to manage a straightforward ledger with guidance. Employers hiring at this level typically look for a background in customer-facing finance tasks, strong communication skills, and comfort with spreadsheet-based reporting. Highlighting any exposure to chasing invoices, reconciling accounts, or resolving billing disputes, even from an adjacent role, makes a meaningful difference.
What does the credit control officer interview process look like?
Most credit control officer interviews run across two stages. The first is usually a structured competency interview focused on how you've handled difficult debtors, managed competing priorities across a large ledger, and reduced overdue balances. A second stage often involves a practical exercise, such as reviewing an aged debtor report and explaining how you'd prioritize collections activity, followed by a conversation with a finance manager or CFO.
Where can I find and apply to credit control officer jobs?
You can find and apply to credit control officer jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level, industry background, and preferred location, then apply directly to each listing that fits.
See All 2,034+ Credit Control Officer Jobs
Find roles that match your experience and apply in just a few clicks.
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