Entry Level Credit Controller Jobs
New grad credit controller jobs attract recent graduates and entry level candidates with zero to two years of experience, where a strong internship or accounting coursework can matter more than a long resume. Most openings are on-site roles concentrated in Banking & Financial Services, Investment & Asset Management, and Technology & Software, with employers like JPMorganChase, Western Alliance Bank, and Fifth Third Bank hiring at this level now.
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Location:
4224 Ridge Lea Road, Amherst New York
ABOUT THE JOB (JOB BRIEF)
Credit Portfolio Analysts serve as portfolio monitoring managers of Key Community Bank’s Small Business Commercial portfolio. They are responsible for the development and execution of portfolio management strategies to maintain asset quality while ensuring compliance with credit policy and guidelines. They gather and analyze various pieces of credit information to monitor approvals and declinations decisioned by the underwriting team, drive workflow, and proactively take the necessary actions.
ESSENTIAL JOB FUNCTIONS
- Ability to analyze credit data including underwriting decisions, document and communicate findings providing relative guidance.
- Monitor various queues related to portfolio activities.
- Perform critical post approval/booking certification functions to maintain data integrity and quality by assessing critical data elements (i.e. Customer and facility risk ratings, proper Probability of Default and Loss Given Default, citing of credit policy exceptions, compliance around restricted industries, etc.) and make determination as to compliance with underwriting guidelines and credit policy.
- Closely monitor all asset quality measures including performance against tolerances.
- Periodic assignments related to the constantly changing risk management environments using knowledge of commercial loan systems, data elements and policy/procedures.
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
REQUIRED QUALIFICATIONS
- Bachelor’s Degree with a preferred focus on Business course work, or equivalent work experience.
- Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems (preferred).
- Familiarity with, and understanding of, commercial credit underwriting/approval methodologies and their use (preferred).
- Ability to work well individually as well as part of a team.
- Accomplished self-starter and well-organized in thought and action.
- Possess a process improvement mindset.
- Strong organizational skills, ability to set priorities in a multitask environment.
- Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint).
- Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership.
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and abide by Key’s Code of Conduct.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Work Location Category
Hybrid - 3+ days in office. Preferred location is Amherst, NY however will consider applicants local to Brooklyn, OH.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $52,000.00 - $80,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/21/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Top Industries Hiring
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Entry Level Credit Controller Jobs: Frequently Asked Questions
How do I get an entry level credit controller job?
Start by highlighting any accounting coursework, internships, or finance-adjacent experience, even if brief. Employers at this level look for comfort with spreadsheets, basic knowledge of accounts receivable processes, and clear written communication. A detail-oriented approach and willingness to learn collections procedures often carry more weight than years on a resume at the entry level stage.
Which companies hire entry level credit controllers?
Companies hiring entry level credit controllers right now include JPMorganChase, Western Alliance Bank, and Fifth Third Bank, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from mid-size manufacturers, staffing firms, healthcare networks, and financial services companies that maintain dedicated credit and collections teams.
Are there remote entry level credit controller jobs?
Yes, though most entry level roles are still on-site or hybrid. About 13% of entry level credit controller openings are remote or hybrid as of November 2026, reflecting employer preference for in-office training during the early stages of the role. Filtering by work setting can help you find the arrangement that fits your situation.
Are these new grad credit controller jobs?
Yes, many of these postings are new grad and junior roles that welcome candidates with little or no professional experience. A new grad-friendly credit controller posting typically accepts zero to two years of experience, counts internships or relevant coursework, and does not require prior collections credentials. Look for language like 'entry level,' 'recent graduate,' or 'will train' in the job description.
Which industries hire the most entry level credit controllers?
Entry Level credit controller roles concentrate in Banking & Financial Services, Investment & Asset Management, and Technology & Software, based on current listings on Migrate Mate as of November 2026. These sectors tend to generate steady hiring at the entry level because they carry high transaction volumes, recurring billing cycles, or large customer account portfolios that require dedicated collections support.